The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 243 2,196 SH   SOLE   2,196 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 656 2,383 SH   SOLE   2,383 0 0
ADVANCED MICRO DEVICES INC COM 007903107 229 3,622 SH   SOLE   3,622 0 0
ALPHABET INC CAP STK CL A 02079K305 1,654 17,290 SH   SOLE   17,290 0 0
ALPHABET INC CAP STK CL C 02079K107 444 4,620 SH   SOLE   4,620 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 272 249,241 SH   SOLE   249,241 0 0
AMAZON COM INC COM 023135106 1,993 17,640 SH   SOLE   17,640 0 0
AMGEN INC COM 031162100 240 1,063 SH   SOLE   1,063 0 0
APPLE INC COM 037833100 6,057 43,830 SH   SOLE   43,830 0 0
AT&T INC COM 00206R102 184 12,015 SH   SOLE   12,015 0 0
AURORA CANNABIS INC COM 05156X884 17 13,891 SH   SOLE   13,891 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 463 2,048 SH   SOLE   2,048 0 0
AUTOZONE INC COM 053332102 319 149 SH   SOLE   149 0 0
BALCHEM CORP COM 057665200 364 2,993 SH   SOLE   2,993 0 0
BAXTER INTL INC COM 071813109 208 3,865 SH   SOLE   3,865 0 0
BIOGEN INC COM 09062X103 223 834 SH   SOLE   834 0 0
BOEING CO COM 097023105 207 1,709 SH   SOLE   1,709 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 695 9,780 SH   SOLE   9,780 0 0
BROADCOM INC COM 11135F101 349 785 SH   SOLE   785 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 224 6,299 SH   SOLE   6,299 0 0
CHEVRON CORP NEW COM 166764100 1,040 7,237 SH   SOLE   7,237 0 0
CISCO SYS INC COM 17275R102 581 14,525 SH   SOLE   14,525 0 0
COLGATE PALMOLIVE CO COM 194162103 479 6,817 SH   SOLE   6,817 0 0
COSTCO WHSL CORP NEW COM 22160K105 756 1,600 SH   SOLE   1,600 0 0
DISNEY WALT CO COM 254687106 529 5,604 SH   SOLE   5,604 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 214 2,305 SH   SOLE   2,305 0 0
ELDORADO GOLD CORP NEW COM 284902509 93 15,500 SH   SOLE   15,500 0 0
EMERSON ELEC CO COM 291011104 448 6,124 SH   SOLE   6,124 0 0
EXXON MOBIL CORP COM 30231G102 868 9,942 SH   SOLE   9,942 0 0
FORD MTR CO DEL COM 345370860 184 16,470 SH   SOLE   16,470 0 0
GENERAL MLS INC COM 370334104 546 7,126 SH   SOLE   7,126 0 0
GILEAD SCIENCES INC COM 375558103 489 7,930 SH   SOLE   7,930 0 0
GLOBALSTAR INC COM 378973408 19 12,000 SH   SOLE   12,000 0 0
HOME DEPOT INC COM 437076102 1,156 4,189 SH   SOLE   4,189 0 0
INTEL CORP COM 458140100 270 10,488 SH   SOLE   10,488 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 214 18,000 SH   SOLE   18,000 0 0
ISHARES TR IBOXX INV CP ETF 464287242 243 2,370 SH   SOLE   2,370 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,151 74,105 SH   SOLE   74,105 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,922 54,100 SH   SOLE   54,100 0 0
JOHNSON & JOHNSON COM 478160104 1,532 9,376 SH   SOLE   9,376 0 0
JPMORGAN CHASE & CO COM 46625H100 400 3,823 SH   SOLE   3,823 0 0
LOCKHEED MARTIN CORP COM 539830109 1,305 3,377 SH   SOLE   3,377 0 0
LOWES COS INC COM 548661107 339 1,803 SH   SOLE   1,803 0 0
MCDONALDS CORP COM 580135101 570 2,470 SH   SOLE   2,470 0 0
META PLATFORMS INC CL A 30303M102 267 1,966 SH   SOLE   1,966 0 0
MICROSOFT CORP COM 594918104 4,323 18,561 SH   SOLE   18,561 0 0
MICROSTRATEGY INC CL A NEW 594972408 478 2,253 SH   SOLE   2,253 0 0
NOKIA CORP SPONSORED ADR 654902204 747 174,863 SH   SOLE   174,863 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 85 347,300 SH   SOLE   347,300 0 0
NOVARTIS AG SPONSORED ADR 66987V109 205 2,702 SH   SOLE   2,702 0 0
NVIDIA CORPORATION COM 67066G104 535 4,411 SH   SOLE   4,411 0 0
ORACLE CORP COM 68389X105 511 8,372 SH   SOLE   8,372 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 262 32,180 SH   SOLE   32,180 0 0
PAYPAL HLDGS INC COM 70450Y103 386 4,481 SH   SOLE   4,481 0 0
PEPSICO INC COM 713448108 1,073 6,573 SH   SOLE   6,573 0 0
PFIZER INC COM 717081103 821 18,765 SH   SOLE   18,765 0 0
PROCTER AND GAMBLE CO COM 742718109 638 5,052 SH   SOLE   5,052 0 0
QUALCOMM INC COM 747525103 702 6,216 SH   SOLE   6,216 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 779 9,518 SH   SOLE   9,518 0 0
REGENERON PHARMACEUTICALS COM 75886F107 235 341 SH   SOLE   341 0 0
REMARK HLDGS INC COM 75955K102 4 13,250 SH   SOLE   13,250 0 0
SALESFORCE INC COM 79466L302 474 3,296 SH   SOLE   3,296 0 0
SCHWAB CHARLES CORP COM 808513105 250 3,472 SH   SOLE   3,472 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,223 33,935 SH   SOLE   33,935 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 212 2,491 SH   SOLE   2,491 0 0
SOUTHERN CO COM 842587107 281 4,137 SH   SOLE   4,137 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,224 39,823 SH   SOLE   39,823 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 14,896 37,086 SH   SOLE   37,086 0 0
STARBUCKS CORP COM 855244109 251 2,974 SH   SOLE   2,974 0 0
TESLA INC COM 88160R101 332 1,251 SH   SOLE   1,251 0 0
THE TRADE DESK INC COM CL A 88339J105 338 5,660 SH   SOLE   5,660 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 818 1,612 SH   SOLE   1,612 0 0
TRANSOCEAN LTD REG SHS H8817H100 52 21,023 SH   SOLE   21,023 0 0
UNILEVER PLC SPON ADR NEW 904767704 620 14,148 SH   SOLE   14,148 0 0
VALERO ENERGY CORP COM 91913Y100 202 1,893 SH   SOLE   1,893 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 235 1,310 SH   SOLE   1,310 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 385 10,542 SH   SOLE   10,542 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 241 5,274 SH   SOLE   5,274 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 3,810 51,180 SH   SOLE   51,180 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 270 7,121 SH   SOLE   7,121 0 0
WALMART INC COM 931142103 1,155 8,908 SH   SOLE   8,908 0 0
XCEL ENERGY INC COM 98389B100 230 3,598 SH   SOLE   3,598 0 0
YUM BRANDS INC COM 988498101 745 7,002 SH   SOLE   7,002 0 0