The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 8 50 SH   SOLE   0 0 50
AIRBNB INC COM CL A 009066101 1 5 SH   SOLE   0 0 5
ALPHABET INC CAP STK CL C 02079K107 7,292 2,611 SH   SOLE   0 0 2,611
ALPHABET INC CAP STK CL A 02079K305 1,727 621 SH   SOLE   0 0 621
AMAZON COM INC COM 023135106 6,823 2,093 SH   SOLE   0 0 2,093
AMERICAN EXPRESS CO COM 025816109 1,624 8,686 SH   SOLE   0 0 8,686
ANSYS INC COM 03662Q105 172 543 SH   SOLE   0 0 543
APPLE INC COM 037833100 10,519 60,240 SH   SOLE   0 0 60,240
ARAVIVE INC COM 03890D108 35 18,339 SH   SOLE   0 0 18,339
BARCLAYS PLC ADR 06738E204 221 28,000 SH   SOLE   0 0 28,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,156 23,112 SH   SOLE   0 0 23,112
BLACKSTONE INC COM 09260D107 13 100 SH   SOLE   0 0 100
BOEING CO COM 097023105 21 111 SH   SOLE   0 0 111
BRISTOL-MYERS SQUIBB CO COM 110122108 63 867 SH   SOLE   0 0 867
BROADCOM INC COM 11135F101 2 3 SH   SOLE   0 0 3
CAREDX INC COM 14167L103 522 14,113 SH   SOLE   0 0 14,113
COCA COLA CO COM 191216100 438 7,065 SH   SOLE   0 0 7,065
CORNING INC COM 219350105 147 3,983 SH   SOLE   0 0 3,983
COSTCO WHSL CORP NEW COM 22160K105 6,750 11,721 SH   SOLE   0 0 11,721
DISNEY WALT CO COM 254687106 5,680 41,408 SH   SOLE   0 0 41,408
EXACT SCIENCES CORP COM 30063P105 22 318 SH   SOLE   0 0 318
META PLATFORMS INC CL A 30303M102 839 3,771 SH   SOLE   0 0 3,771
FEDEX CORP COM 31428X106 809 3,496 SH   SOLE   0 0 3,496
FLUIDIGM CORP DEL COM 34385P108 180 50,000 SH   SOLE   0 0 50,000
GALECTIN THERAPEUTICS INC COM NEW 363225202 2 1,000 SH   SOLE   0 0 1,000
GENERAL DYNAMICS CORP COM 369550108 42 175 SH   SOLE   0 0 175
GENERAL ELECTRIC CO COM NEW 369604301 0 0 SH   SOLE   0 0 0
GENERAL MTRS CO COM 37045V100 57 1,300 SH   SOLE   0 0 1,300
GOLDMAN SACHS GROUP INC COM 38141G104 12 35 SH   SOLE   0 0 35
HARLEY DAVIDSON INC COM 412822108 10 250 SH   SOLE   0 0 250
HOME DEPOT INC COM 437076102 15 50 SH   SOLE   0 0 50
INTERFACE INC COM 458665304 90 6,623 SH   SOLE   0 0 6,623
INVESCO QQQ TR UNIT SER 1 46090E103 54 150 SH   SOLE   0 0 150
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 916 35,502 SH   SOLE   0 0 35,502
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 242 13,590 SH   SOLE   0 0 13,590
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 242 12,448 SH   SOLE   0 0 12,448
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 241 11,420 SH   SOLE   0 0 11,420
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 97 4,064 SH   SOLE   0 0 4,064
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 92 3,866 SH   SOLE   0 0 3,866
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 294 13,960 SH   SOLE   0 0 13,960
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 95 3,884 SH   SOLE   0 0 3,884
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 97 4,218 SH   SOLE   0 0 4,218
ISHARES GOLD TR ISHARES NEW 464285204 732 19,878 SH   SOLE   0 0 19,878
ISHARES TR CORE S&P TTL STK 464287150 2,440 24,169 SH   SOLE   0 0 24,169
ISHARES TR TIPS BD ETF 464287176 890 7,148 SH   SOLE   0 0 7,148
ISHARES TR CORE US AGGBD ET 464287226 316 2,954 SH   SOLE   0 0 2,954
ISHARES TR IBOXX INV CP ETF 464287242 9 73 SH   SOLE   0 0 73
ISHARES TR RUS 2000 VAL ETF 464287630 3 19 SH   SOLE   0 0 19
ISHARES TR RUSSELL 3000 ETF 464287689 409 1,557 SH   SOLE   0 0 1,557
ISHARES TR US INDUSTRIALS 464287754 28 262 SH   SOLE   0 0 262
ISHARES TR CORE S&P SCP ETF 464287804 31 290 SH   SOLE   0 0 290
ISHARES TR CALIF MUN BD ETF 464288356 1,304 22,418 SH   SOLE   0 0 22,418
ISHARES TR IBOXX HI YD ETF 464288513 0 0 SH   SOLE   0 0 0
ISHARES TR MSCI KLD400 SOC 464288570 44 506 SH   SOLE   0 0 506
ISHARES TR PFD AND INCM SEC 464288687 36 1,000 SH   SOLE   0 0 1,000
ISHARES TR MSCI USA ESG SLC 464288802 174 1,800 SH   SOLE   0 0 1,800
ISHARES TR EAFE GRWTH ETF 464288885 41 422 SH   SOLE   0 0 422
ISHARES TR MSCI UK SM ETF 46429B416 89 2,285 SH   SOLE   0 0 2,285
ISHARES TR 0-5 YR TIPS ETF 46429B747 44 420 SH   SOLE   0 0 420
ISHARES TR CORE MSCI EAFE 46432F842 112 1,617 SH   SOLE   0 0 1,617
ISHARES TR IBONDS DEC23 ETF 46434VAX8 349 13,790 SH   SOLE   0 0 13,790
ISHARES TR IBONDS DEC22 ETF 46434VBA7 288 11,501 SH   SOLE   0 0 11,501
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,012 40,062 SH   SOLE   0 0 40,062
ISHARES TR IBONDS DEC24 ETF 46434VBG4 371 14,781 SH   SOLE   0 0 14,781
ISHARES TR MSCI UK ETF NEW 46435G334 39 1,150 SH   SOLE   0 0 1,150
ISHARES TR IBONDS DEC2026 46435GAA0 145 5,900 SH   SOLE   0 0 5,900
ISHARES TR IBONDS 23 TRM HG 46435U150 257 10,800 SH   SOLE   0 0 10,800
ISHARES TR IBONDS 25 TRM HG 46435U168 111 4,608 SH   SOLE   0 0 4,608
ISHARES TR IBONDS 22 TRM HG 46435U176 24 1,000 SH   SOLE   0 0 1,000
ISHARES TR IBONDS 24 TRM HG 46435U184 107 4,495 SH   SOLE   0 0 4,495
ISHARES TR IBDS DEC28 ETF 46435U515 1,021 38,744 SH   SOLE   0 0 38,744
ISHARES TR IBONDS 27 ETF 46435UAA9 1,177 47,185 SH   SOLE   0 0 47,185
ISHARES TR IBONDS DEC 29 46436E205 1,118 45,633 SH   SOLE   0 0 45,633
ISHARES TR IBONDS DEC 2031 46436E486 177 7,761 SH   SOLE   0 0 7,761
ISHARES TR IBONDS DEC 2030 46436E726 743 32,070 SH   SOLE   0 0 32,070
JPMORGAN CHASE & CO COM 46625H100 5,368 39,375 SH   SOLE   0 0 39,375
JACOBS ENGR GROUP INC COM 469814107 249 1,805 SH   SOLE   0 0 1,805
JOHNSON & JOHNSON COM 478160104 49 277 SH   SOLE   0 0 277
LULULEMON ATHLETICA INC COM 550021109 32 88 SH   SOLE   0 0 88
MADRIGAL PHARMACEUTICALS INC COM 558868105 3 27 SH   SOLE   0 0 27
MCDONALDS CORP COM 580135101 124 500 SH   SOLE   0 0 500
MICROSOFT CORP COM 594918104 7,268 23,574 SH   SOLE   0 0 23,574
MONDELEZ INTL INC CL A 609207105 5 80 SH   SOLE   0 0 80
NETFLIX INC COM 64110L106 5,253 14,022 SH   SOLE   0 0 14,022
NEXTERA ENERGY INC COM 65339F101 116 1,374 SH   SOLE   0 0 1,374
NIKE INC CL B 654106103 19 138 SH   SOLE   0 0 138
PAYPAL HLDGS INC COM 70450Y103 95 824 SH   SOLE   0 0 824
PFIZER INC COM 717081103 17 329 SH   SOLE   0 0 329
PROCTER AND GAMBLE CO COM 742718109 25 164 SH   SOLE   0 0 164
PRUDENTIAL FINL INC COM 744320102 11 94 SH   SOLE   0 0 94
SPDR GOLD TR GOLD SHS 78463V107 646 3,576 SH   SOLE   0 0 3,576
SPDR SER TR BLOOMBERG INTL T 78464A516 0 0 SH   SOLE   0 0 0
SALESFORCE COM INC COM 79466L302 818 3,853 SH   SOLE   0 0 3,853
SCIENCE APPLICATIONS INTL CO COM 808625107 0 3 SH   SOLE   0 0 3
SERVICENOW INC COM 81762P102 190 342 SH   SOLE   0 0 342
SOUTHWEST AIRLS CO COM 844741108 525 11,456 SH   SOLE   0 0 11,456
STARBUCKS CORP COM 855244109 5,832 64,110 SH   SOLE   0 0 64,110
SUMMIT THERAPEUTICS INC COM 86627T108 0 200 SH   SOLE   0 0 200
TESLA INC COM 88160R101 6,546 6,075 SH   SOLE   0 0 6,075
3M CO COM 88579Y101 17 117 SH   SOLE   0 0 117
TORONTO DOMINION BK ONT COM NEW 891160509 203 2,555 SH   SOLE   0 0 2,555
UNDER ARMOUR INC CL C 904311206 2 139 SH   SOLE   0 0 139
UNITEDHEALTH GROUP INC COM 91324P102 65 128 SH   SOLE   0 0 128
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 389 6,763 SH   SOLE   0 0 6,763
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 33 109 SH   SOLE   0 0 109
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 18 91 SH   SOLE   0 0 91
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4 14 SH   SOLE   0 0 14
VANGUARD WORLD FDS INF TECH ETF 92204A702 11 27 SH   SOLE   0 0 27
VANGUARD WORLD FDS MATERIALS ETF 92204A801 9 46 SH   SOLE   0 0 46
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 27 221 SH   SOLE   0 0 221
VANGUARD INDEX FDS SML CP GRW ETF 922908595 50 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS SM CP VAL ETF 922908611 42 240 SH   SOLE   0 0 240
VANGUARD INDEX FDS MID CAP ETF 922908629 52 220 SH   SOLE   0 0 220
VANGUARD INDEX FDS GROWTH ETF 922908736 82 284 SH   SOLE   0 0 284
VANGUARD INDEX FDS VALUE ETF 922908744 0 0 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,501 10,985 SH   SOLE   0 0 10,985
VIATRIS INC COM 92556V106 0 39 SH   SOLE   0 0 39
WALMART INC COM 931142103 8 52 SH   SOLE   0 0 52
WELLS FARGO CO NEW COM 949746101 26 534 SH   SOLE   0 0 534
WORKDAY INC CL A 98138H101 195 813 SH   SOLE   0 0 813
ABBVIE INC COM 00287Y109 8 48 SH   OTR   0 0 48
ALPHABET INC CAP STK CL C 02079K107 371 133 SH   OTR   0 0 133
ALPHABET INC CAP STK CL A 02079K305 275 99 SH   OTR   0 0 99
AMAZON COM INC COM 023135106 186 57 SH   OTR   0 0 57
AMERICAN EXPRESS CO COM 025816109 87 465 SH   OTR   0 0 465
APPLE INC COM 037833100 1,404 8,042 SH   OTR   0 0 8,042
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 671 1,902 SH   OTR   0 0 1,902
BEST BUY INC COM 086516101 25 274 SH   OTR   0 0 274
BIOCRYST PHARMACEUTICALS INC COM 09058V103 6 370 SH   OTR   0 0 370
CAREDX INC COM 14167L103 209 5,638 SH   OTR   0 0 5,638
CARRIER GLOBAL CORPORATION COM 14448C104 21 460 SH   OTR   0 0 460
CHEVRON CORP NEW COM 166764100 49 300 SH   OTR   0 0 300
COCA COLA CO COM 191216100 134 2,158 SH   OTR   0 0 2,158
COLGATE PALMOLIVE CO COM 194162103 64 846 SH   OTR   0 0 846
COSTCO WHSL CORP NEW COM 22160K105 428 744 SH   OTR   0 0 744
CROWN CASTLE INTL CORP NEW COM 22822V101 6 35 SH   OTR   0 0 35
DISNEY WALT CO COM 254687106 407 2,967 SH   OTR   0 0 2,967
DOMINION ENERGY INC COM 25746U109 4 44 SH   OTR   0 0 44
EASTMAN CHEM CO COM 277432100 43 388 SH   OTR   0 0 388
EXACT SCIENCES CORP COM 30063P105 1 14 SH   OTR   0 0 14
FEDEX CORP COM 31428X106 171 740 SH   OTR   0 0 740
FIRST REP BK SAN FRANCISCO C COM 33616C100 110 680 SH   OTR   0 0 680
GARRETT MOTION INC COM 366505105 0 38 SH   OTR   0 0 38
GUIDEWIRE SOFTWARE INC COM 40171V100 9 99 SH   OTR   0 0 99
HONEYWELL INTL INC COM 438516106 71 366 SH   OTR   0 0 366
ILLUMINA INC COM 452327109 63 181 SH   OTR   0 0 181
IMPACT SHS TR I NAACP MINO ETF 45259A209 78 2,320 SH   OTR   0 0 2,320
INCYTE CORP COM 45337C102 48 610 SH   OTR   0 0 610
INTERNATIONAL BUSINESS MACHS COM 459200101 38 292 SH   OTR   0 0 292
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 117 4,554 SH   OTR   0 0 4,554
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 20 975 SH   OTR   0 0 975
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 21 982 SH   OTR   0 0 982
ISHARES TR TIPS BD ETF 464287176 337 2,705 SH   OTR   0 0 2,705
ISHARES TR CORE US AGGBD ET 464287226 48 451 SH   OTR   0 0 451
ISHARES TR IBOXX INV CP ETF 464287242 52 433 SH   OTR   0 0 433
ISHARES TR BARCLAYS 7 10 YR 464287440 69 643 SH   OTR   0 0 643
ISHARES TR ISHARES BIOTECH 464287556 79 610 SH   OTR   0 0 610
ISHARES TR CALIF MUN BD ETF 464288356 153 2,634 SH   OTR   0 0 2,634
ISHARES TR IBOXX HI YD ETF 464288513 5 62 SH   OTR   0 0 62
ISHARES TR PFD AND INCM SEC 464288687 5 143 SH   OTR   0 0 143
ISHARES TR 0-5 YR TIPS ETF 46429B747 602 5,740 SH   OTR   0 0 5,740
ISHARES TR IBONDS DEC23 ETF 46434VAX8 28 1,112 SH   OTR   0 0 1,112
ISHARES TR IBONDS DEC25 ETF 46434VBD1 27 1,068 SH   OTR   0 0 1,068
ISHARES TR IBONDS DEC24 ETF 46434VBG4 28 1,097 SH   OTR   0 0 1,097
ISHARES TR IBONDS 23 TRM HG 46435U150 22 917 SH   OTR   0 0 917
ISHARES TR IBDS DEC28 ETF 46435U515 30 1,144 SH   OTR   0 0 1,144
ISHARES TR IBONDS 27 ETF 46435UAA9 30 1,221 SH   OTR   0 0 1,221
ISHARES TR IBONDS DEC 29 46436E205 39 1,602 SH   OTR   0 0 1,602
ISHARES TR IBONDS DEC 2031 46436E486 30 1,312 SH   OTR   0 0 1,312
ISHARES TR IBONDS DEC 2030 46436E726 39 1,686 SH   OTR   0 0 1,686
JPMORGAN CHASE & CO COM 46625H100 228 1,675 SH   OTR   0 0 1,675
JOHNSON & JOHNSON COM 478160104 107 602 SH   OTR   0 0 602
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1 58 SH   OTR   0 0 58
L3HARRIS TECHNOLOGIES INC COM 502431109 32 130 SH   OTR   0 0 130
LABORATORY CORP AMER HLDGS COM NEW 50540R409 21 80 SH   OTR   0 0 80
MARATHON DIGITAL HOLDINGS IN COM 565788106 35 1,269 SH   OTR   0 0 1,269
MCDONALDS CORP COM 580135101 53 214 SH   OTR   0 0 214
MICROSOFT CORP COM 594918104 254 823 SH   OTR   0 0 823
MORNINGSTAR INC COM 617700109 23 83 SH   OTR   0 0 83
NIO INC SPON ADS 62914V106 0 9 SH   OTR   0 0 9
NETFLIX INC COM 64110L106 153 408 SH   OTR   0 0 408
NEXTERA ENERGY INC COM 65339F101 200 2,362 SH   OTR   0 0 2,362
NIKE INC CL B 654106103 17 127 SH   OTR   0 0 127
NOKIA CORP SPONSORED ADR 654902204 1 198 SH   OTR   0 0 198
OTIS WORLDWIDE CORP COM 68902V107 18 230 SH   OTR   0 0 230
PROCTER AND GAMBLE CO COM 742718109 92 600 SH   OTR   0 0 600
QUANTUMSCAPE CORP COM CL A 74767V109 0 10 SH   OTR   0 0 10
QUEST DIAGNOSTICS INC COM 74834L100 14 100 SH   OTR   0 0 100
RAYTHEON TECHNOLOGIES CORP COM 75513E101 42 424 SH   OTR   0 0 424
RESIDEO TECHNOLOGIES INC COM 76118Y104 2 63 SH   OTR   0 0 63
SALESFORCE COM INC COM 79466L302 80 376 SH   OTR   0 0 376
SCHLUMBERGER LTD COM STK 806857108 12 280 SH   OTR   0 0 280
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 169 1,063 SH   OTR   0 0 1,063
SMUCKER J M CO COM NEW 832696405 1 10 SH   OTR   0 0 10
SOUTHWEST AIRLS CO COM 844741108 91 1,986 SH   OTR   0 0 1,986
STARBUCKS CORP COM 855244109 277 3,041 SH   OTR   0 0 3,041
TESLA INC COM 88160R101 644 598 SH   OTR   0 0 598
TOYOTA MOTOR CORP ADS 892331307 18 100 SH   OTR   0 0 100
US BANCORP DEL COM NEW 902973304 11 200 SH   OTR   0 0 200
UNITED AIRLS HLDGS INC COM 910047109 3 64 SH   OTR   0 0 64
VANGUARD INDEX FDS SM CP VAL ETF 922908611 47 266 SH   OTR   0 0 266
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,720 7,556 SH   OTR   0 0 7,556
VERIZON COMMUNICATIONS INC COM 92343V104 10 200 SH   OTR   0 0 200