The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 7 50 SH   SOLE   0 0 50
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4 30 SH   SOLE   0 0 30
ALPHABET INC CAP STK CL C 02079K107 7,471 2,582 SH   SOLE   0 0 2,582
ALPHABET INC CAP STK CL A 02079K305 1,863 643 SH   SOLE   0 0 643
AMAZON COM INC COM 023135106 6,425 1,927 SH   SOLE   0 0 1,927
AMERICAN EXPRESS CO COM 025816109 1,421 8,686 SH   SOLE   0 0 8,686
ANSYS INC COM 03662Q105 218 543 SH   SOLE   0 0 543
APPLE INC COM 037833100 11,389 64,135 SH   SOLE   0 0 64,135
BARCLAYS PLC ADR 06738E204 290 28,000 SH   SOLE   0 0 28,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,313 24,458 SH   SOLE   0 0 24,458
BLACKSTONE INC COM 09260D107 13 100 SH   SOLE   0 0 100
BOEING CO COM 097023105 22 111 SH   SOLE   0 0 111
BRISTOL-MYERS SQUIBB CO COM 110122108 54 867 SH   SOLE   0 0 867
BROADCOM INC COM 11135F101 2 3 SH   SOLE   0 0 3
CAREDX INC COM 14167L103 642 14,113 SH   SOLE   0 0 14,113
COCA COLA CO COM 191216100 420 7,086 SH   SOLE   0 0 7,086
CORNING INC COM 219350105 148 3,983 SH   SOLE   0 0 3,983
COSTCO WHSL CORP NEW COM 22160K105 7,538 13,277 SH   SOLE   0 0 13,277
DISNEY WALT CO COM 254687106 5,545 35,800 SH   SOLE   0 0 35,800
EXACT SCIENCES CORP COM 30063P105 25 318 SH   SOLE   0 0 318
META PLATFORMS INC CL A 30303M102 1,268 3,771 SH   SOLE   0 0 3,771
FEDEX CORP COM 31428X106 916 3,541 SH   SOLE   0 0 3,541
FLUIDIGM CORP DEL COM 34385P108 196 50,000 SH   SOLE   0 0 50,000
GALECTIN THERAPEUTICS INC COM NEW 363225202 2 1,000 SH   SOLE   0 0 1,000
GENERAL DYNAMICS CORP COM 369550108 36 175 SH   SOLE   0 0 175
GENERAL ELECTRIC CO COM NEW 369604301 0 0 SH   SOLE   0 0 0
GENERAL MTRS CO COM 37045V100 76 1,300 SH   SOLE   0 0 1,300
GOLDMAN SACHS GROUP INC COM 38141G104 13 35 SH   SOLE   0 0 35
HARLEY DAVIDSON INC COM 412822108 9 250 SH   SOLE   0 0 250
HOME DEPOT INC COM 437076102 21 50 SH   SOLE   0 0 50
INTEL CORP COM 458140100 1 21 SH   SOLE   0 0 21
INTERFACE INC COM 458665304 106 6,623 SH   SOLE   0 0 6,623
INVESCO QQQ TR UNIT SER 1 46090E103 60 150 SH   SOLE   0 0 150
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 66 3,432 SH   SOLE   0 0 3,432
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 492 23,501 SH   SOLE   0 0 23,501
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 57 2,491 SH   SOLE   0 0 2,491
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 100 4,064 SH   SOLE   0 0 4,064
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 440 17,608 SH   SOLE   0 0 17,608
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 98 3,884 SH   SOLE   0 0 3,884
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 98 4,218 SH   SOLE   0 0 4,218
ISHARES GOLD TR ISHARES NEW 464285204 692 19,878 SH   SOLE   0 0 19,878
ISHARES TR CORE S&P TTL STK 464287150 2,586 24,169 SH   SOLE   0 0 24,169
ISHARES TR TIPS BD ETF 464287176 763 5,902 SH   SOLE   0 0 5,902
ISHARES TR CORE US AGGBD ET 464287226 509 4,462 SH   SOLE   0 0 4,462
ISHARES TR IBOXX INV CP ETF 464287242 10 73 SH   SOLE   0 0 73
ISHARES TR MSCI EAFE ETF 464287465 28 350 SH   SOLE   0 0 350
ISHARES TR RUS 2000 VAL ETF 464287630 3 19 SH   SOLE   0 0 19
ISHARES TR RUSSELL 3000 ETF 464287689 432 1,557 SH   SOLE   0 0 1,557
ISHARES TR US INDUSTRIALS 464287754 30 262 SH   SOLE   0 0 262
ISHARES TR CORE S&P SCP ETF 464287804 33 290 SH   SOLE   0 0 290
ISHARES TR MSCI ACWI ETF 464288257 35 331 SH   SOLE   0 0 331
ISHARES TR CALIF MUN BD ETF 464288356 2,816 45,179 SH   SOLE   0 0 45,179
ISHARES TR IBOXX HI YD ETF 464288513 0 0 SH   SOLE   0 0 0
ISHARES TR MSCI KLD400 SOC 464288570 47 506 SH   SOLE   0 0 506
ISHARES TR PFD AND INCM SEC 464288687 39 1,000 SH   SOLE   0 0 1,000
ISHARES TR MSCI USA ESG SLC 464288802 191 1,800 SH   SOLE   0 0 1,800
ISHARES TR EAFE GRWTH ETF 464288885 47 422 SH   SOLE   0 0 422
ISHARES TR CORE LT USDB ETF 464289479 16 222 SH   SOLE   0 0 222
ISHARES TR MSCI UK SM ETF 46429B416 129 2,817 SH   SOLE   0 0 2,817
ISHARES TR 0-5 YR TIPS ETF 46429B747 44 420 SH   SOLE   0 0 420
ISHARES TR CORE MSCI EAFE 46432F842 121 1,617 SH   SOLE   0 0 1,617
ISHARES TR IBONDS DEC23 ETF 46434VAX8 442 17,210 SH   SOLE   0 0 17,210
ISHARES TR IBONDS DEC22 ETF 46434VBA7 293 11,636 SH   SOLE   0 0 11,636
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,100 41,640 SH   SOLE   0 0 41,640
ISHARES TR IBONDS DEC24 ETF 46434VBG4 486 18,737 SH   SOLE   0 0 18,737
ISHARES TR MSCI UK ETF NEW 46435G334 38 1,150 SH   SOLE   0 0 1,150
ISHARES TR IBONDS DEC2026 46435GAA0 154 5,900 SH   SOLE   0 0 5,900
ISHARES TR IBONDS 23 TRM HG 46435U150 264 10,800 SH   SOLE   0 0 10,800
ISHARES TR IBONDS 25 TRM HG 46435U168 114 4,608 SH   SOLE   0 0 4,608
ISHARES TR IBONDS 22 TRM HG 46435U176 24 1,000 SH   SOLE   0 0 1,000
ISHARES TR IBONDS 24 TRM HG 46435U184 110 4,495 SH   SOLE   0 0 4,495
ISHARES TR IBONDS DEC 26 46435U259 160 5,954 SH   SOLE   0 0 5,954
ISHARES TR IBONDS DEC 27 46435U283 161 5,938 SH   SOLE   0 0 5,938
ISHARES TR IBONDS DEC 28 46435U325 161 5,895 SH   SOLE   0 0 5,895
ISHARES TR IBONDS DEC 25 46435U432 120 4,293 SH   SOLE   0 0 4,293
ISHARES TR IBDS DEC28 ETF 46435U515 1,598 56,475 SH   SOLE   0 0 56,475
ISHARES TR IBONDS 27 ETF 46435UAA9 1,429 53,784 SH   SOLE   0 0 53,784
ISHARES TR IBONDS DEC 29 46436E205 1,046 39,753 SH   SOLE   0 0 39,753
ISHARES TR IBONDS DEC 2031 46436E486 290 11,682 SH   SOLE   0 0 11,682
ISHARES TR IBONDS DEC 2030 46436E726 805 32,070 SH   SOLE   0 0 32,070
JPMORGAN CHASE & CO COM 46625H100 5,600 35,363 SH   SOLE   0 0 35,363
JACOBS ENGR GROUP INC COM 469814107 251 1,805 SH   SOLE   0 0 1,805
JOHNSON & JOHNSON COM 478160104 47 277 SH   SOLE   0 0 277
LOWES COS INC COM 548661107 2 7 SH   SOLE   0 0 7
LULULEMON ATHLETICA INC COM 550021109 25 65 SH   SOLE   0 0 65
MADRIGAL PHARMACEUTICALS INC COM 558868105 2 27 SH   SOLE   0 0 27
MCDONALDS CORP COM 580135101 134 500 SH   SOLE   0 0 500
MERCK & CO INC COM 58933Y105 1 13 SH   SOLE   0 0 13
MICROSOFT CORP COM 594918104 8,033 23,884 SH   SOLE   0 0 23,884
MONDELEZ INTL INC CL A 609207105 5 80 SH   SOLE   0 0 80
NETFLIX INC COM 64110L106 5,974 9,917 SH   SOLE   0 0 9,917
NEXTERA ENERGY INC COM 65339F101 128 1,374 SH   SOLE   0 0 1,374
NIKE INC CL B 654106103 23 139 SH   SOLE   0 0 139
ORGANON & CO COMMON STOCK 68622V106 0 1 SH   SOLE   0 0 1
PAYPAL HLDGS INC COM 70450Y103 155 824 SH   SOLE   0 0 824
PFIZER INC COM 717081103 19 329 SH   SOLE   0 0 329
PROCTER AND GAMBLE CO COM 742718109 28 172 SH   SOLE   0 0 172
PRUDENTIAL FINL INC COM 744320102 10 94 SH   SOLE   0 0 94
SPDR GOLD TR GOLD SHS 78463V107 611 3,576 SH   SOLE   0 0 3,576
SPDR SER TR BLOOMBERG INTL T 78464A516 0 0 SH   SOLE   0 0 0
SALESFORCE COM INC COM 79466L302 3,898 15,338 SH   SOLE   0 0 15,338
SCIENCE APPLICATIONS INTL CO COM 808625107 0 3 SH   SOLE   0 0 3
SERVICENOW INC COM 81762P102 222 342 SH   SOLE   0 0 342
SOUTHWEST AIRLS CO COM 844741108 497 11,608 SH   SOLE   0 0 11,608
STARBUCKS CORP COM 855244109 6,261 53,523 SH   SOLE   0 0 53,523
SUMMIT THERAPEUTICS INC COM 86627T108 1 200 SH   SOLE   0 0 200
TARGET CORP COM 87612E106 2 8 SH   SOLE   0 0 8
TESLA INC COM 88160R101 5,992 5,670 SH   SOLE   0 0 5,670
3M CO COM 88579Y101 21 117 SH   SOLE   0 0 117
TORONTO DOMINION BK ONT COM NEW 891160509 196 2,555 SH   SOLE   0 0 2,555
UNDER ARMOUR INC CL C 904311206 3 139 SH   SOLE   0 0 139
UNITEDHEALTH GROUP INC COM 91324P102 64 128 SH   SOLE   0 0 128
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 414 6,763 SH   SOLE   0 0 6,763
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 37 109 SH   SOLE   0 0 109
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 18 91 SH   SOLE   0 0 91
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4 14 SH   SOLE   0 0 14
VANGUARD WORLD FDS INF TECH ETF 92204A702 12 27 SH   SOLE   0 0 27
VANGUARD WORLD FDS MATERIALS ETF 92204A801 9 46 SH   SOLE   0 0 46
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 30 221 SH   SOLE   0 0 221
VANGUARD INDEX FDS SML CP GRW ETF 922908595 56 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS SM CP VAL ETF 922908611 43 240 SH   SOLE   0 0 240
VANGUARD INDEX FDS MID CAP ETF 922908629 56 220 SH   SOLE   0 0 220
VANGUARD INDEX FDS GROWTH ETF 922908736 91 284 SH   SOLE   0 0 284
VANGUARD INDEX FDS VALUE ETF 922908744 0 0 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,432 10,074 SH   SOLE   0 0 10,074
VIATRIS INC COM 92556V106 1 39 SH   SOLE   0 0 39
WALMART INC COM 931142103 215 1,485 SH   SOLE   0 0 1,485
WELLS FARGO CO NEW COM 949746101 26 534 SH   SOLE   0 0 534
WORKDAY INC CL A 98138H101 222 813 SH   SOLE   0 0 813
YETI HLDGS INC COM 98585X104 2 21 SH   SOLE   0 0 21
ABBVIE INC COM 00287Y109 6 48 SH   OTR   0 0 48
ALPHABET INC CAP STK CL C 02079K107 318 110 SH   OTR   0 0 110
ALPHABET INC CAP STK CL A 02079K305 267 92 SH   OTR   0 0 92
AMAZON COM INC COM 023135106 93 28 SH   OTR   0 0 28
AMERICAN EXPRESS CO COM 025816109 76 465 SH   OTR   0 0 465
APPLE INC COM 037833100 1,338 7,535 SH   OTR   0 0 7,535
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 485 1,621 SH   OTR   0 0 1,621
BEST BUY INC COM 086516101 28 274 SH   OTR   0 0 274
BIOCRYST PHARMACEUTICALS INC COM 09058V103 5 370 SH   OTR   0 0 370
CAREDX INC COM 14167L103 256 5,638 SH   OTR   0 0 5,638
CARRIER GLOBAL CORPORATION COM 14448C104 25 460 SH   OTR   0 0 460
CHEVRON CORP NEW COM 166764100 35 300 SH   OTR   0 0 300
COCA COLA CO COM 191216100 128 2,158 SH   OTR   0 0 2,158
COLGATE PALMOLIVE CO COM 194162103 72 846 SH   OTR   0 0 846
COSTCO WHSL CORP NEW COM 22160K105 409 721 SH   OTR   0 0 721
CROWN CASTLE INTL CORP NEW COM 22822V101 7 35 SH   OTR   0 0 35
DISNEY WALT CO COM 254687106 428 2,763 SH   OTR   0 0 2,763
DOMINION ENERGY INC COM 25746U109 3 44 SH   OTR   0 0 44
EASTMAN CHEM CO COM 277432100 47 388 SH   OTR   0 0 388
EXACT SCIENCES CORP COM 30063P105 1 14 SH   OTR   0 0 14
FEDEX CORP COM 31428X106 191 740 SH   OTR   0 0 740
FIRST REP BK SAN FRANCISCO C COM 33616C100 140 680 SH   OTR   0 0 680
GARRETT MOTION INC COM 366505105 0 38 SH   OTR   0 0 38
GUIDEWIRE SOFTWARE INC COM 40171V100 11 99 SH   OTR   0 0 99
HONEYWELL INTL INC COM 438516106 76 366 SH   OTR   0 0 366
ILLUMINA INC COM 452327109 69 181 SH   OTR   0 0 181
IMPACT SHS TR I NAACP MINO ETF 45259A209 83 2,320 SH   OTR   0 0 2,320
INCYTE CORP COM 45337C102 45 610 SH   OTR   0 0 610
INTERNATIONAL BUSINESS MACHS COM 459200101 39 292 SH   OTR   0 0 292
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 32 1,445 SH   OTR   0 0 1,445
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 32 1,452 SH   OTR   0 0 1,452
ISHARES TR TIPS BD ETF 464287176 650 5,031 SH   OTR   0 0 5,031
ISHARES TR CORE US AGGBD ET 464287226 401 3,513 SH   OTR   0 0 3,513
ISHARES TR IBOXX INV CP ETF 464287242 57 433 SH   OTR   0 0 433
ISHARES TR BARCLAYS 7 10 YR 464287440 74 643 SH   OTR   0 0 643
ISHARES TR CALIF MUN BD ETF 464288356 324 5,197 SH   OTR   0 0 5,197
ISHARES TR IBOXX HI YD ETF 464288513 5 62 SH   OTR   0 0 62
ISHARES TR PFD AND INCM SEC 464288687 6 143 SH   OTR   0 0 143
ISHARES TR IBONDS DEC23 ETF 46434VAX8 71 2,753 SH   OTR   0 0 2,753
ISHARES TR IBONDS DEC22 ETF 46434VBA7 71 2,811 SH   OTR   0 0 2,811
ISHARES TR IBONDS DEC25 ETF 46434VBD1 71 2,675 SH   OTR   0 0 2,675
ISHARES TR IBONDS DEC24 ETF 46434VBG4 71 2,732 SH   OTR   0 0 2,732
ISHARES TR IBONDS DEC2026 46435GAA0 32 1,240 SH   OTR   0 0 1,240
ISHARES TR IBONDS 23 TRM HG 46435U150 33 1,332 SH   OTR   0 0 1,332
ISHARES TR IBONDS 22 TRM HG 46435U176 32 1,341 SH   OTR   0 0 1,341
ISHARES TR IBDS DEC28 ETF 46435U515 32 1,144 SH   OTR   0 0 1,144
ISHARES TR IBONDS 27 ETF 46435UAA9 32 1,221 SH   OTR   0 0 1,221
ISHARES TR IBONDS DEC 29 46436E205 42 1,602 SH   OTR   0 0 1,602
ISHARES TR IBONDS DEC 2031 46436E486 33 1,312 SH   OTR   0 0 1,312
ISHARES TR IBONDS DEC 2030 46436E726 42 1,686 SH   OTR   0 0 1,686
JPMORGAN CHASE & CO COM 46625H100 173 1,095 SH   OTR   0 0 1,095
JOHNSON & JOHNSON COM 478160104 103 602 SH   OTR   0 0 602
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1 58 SH   OTR   0 0 58
L3HARRIS TECHNOLOGIES INC COM 502431109 28 130 SH   OTR   0 0 130
LABORATORY CORP AMER HLDGS COM NEW 50540R409 25 80 SH   OTR   0 0 80
MCDONALDS CORP COM 580135101 57 214 SH   OTR   0 0 214
MICROSOFT CORP COM 594918104 275 818 SH   OTR   0 0 818
MORNINGSTAR INC COM 617700109 28 83 SH   OTR   0 0 83
NIO INC SPON ADS 62914V106 0 9 SH   OTR   0 0 9
NETFLIX INC COM 64110L106 107 178 SH   OTR   0 0 178
NEXTERA ENERGY INC COM 65339F101 221 2,362 SH   OTR   0 0 2,362
NOKIA CORP SPONSORED ADR 654902204 1 198 SH   OTR   0 0 198
OTIS WORLDWIDE CORP COM 68902V107 20 230 SH   OTR   0 0 230
PROCTER AND GAMBLE CO COM 742718109 98 600 SH   OTR   0 0 600
QUANTUMSCAPE CORP COM CL A 74767V109 0 10 SH   OTR   0 0 10
QUEST DIAGNOSTICS INC COM 74834L100 17 100 SH   OTR   0 0 100
RAYTHEON TECHNOLOGIES CORP COM 75513E101 36 424 SH   OTR   0 0 424
RESIDEO TECHNOLOGIES INC COM 76118Y104 2 63 SH   OTR   0 0 63
SPDR SER TR S&P BIOTECH 78464A870 97 867 SH   OTR   0 0 867
SALESFORCE COM INC COM 79466L302 163 640 SH   OTR   0 0 640
SCHLUMBERGER LTD COM STK 806857108 8 280 SH   OTR   0 0 280
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 185 1,063 SH   OTR   0 0 1,063
SMUCKER J M CO COM NEW 832696405 1 10 SH   OTR   0 0 10
SOUTHWEST AIRLS CO COM 844741108 67 1,562 SH   OTR   0 0 1,562
STARBUCKS CORP COM 855244109 342 2,921 SH   OTR   0 0 2,921
TESLA INC COM 88160R101 557 527 SH   OTR   0 0 527
TOYOTA MOTOR CORP ADS 892331307 19 100 SH   OTR   0 0 100
US BANCORP DEL COM NEW 902973304 11 200 SH   OTR   0 0 200
UNITED AIRLS HLDGS INC COM 910047109 3 64 SH   OTR   0 0 64
VANGUARD INDEX FDS SM CP VAL ETF 922908611 48 266 SH   OTR   0 0 266
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,142 4,729 SH   OTR   0 0 4,729
VERIZON COMMUNICATIONS INC COM 92343V104 10 200 SH   OTR   0 0 200