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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   229,872,813 437,245 SH   SOLE   0 0 437,245
ISHARES TR CORE S&P MCP ETF 464287507   75,925 1,250 SH   SOLE   0 0 1,250
ISHARES TR RUSSELL 3000 ETF 464287689   610,063 2,033 SH   SOLE   0 0 2,033
ISHARES TR MSCI ACWI ETF 464288257   13,246,987 120,285 SH   SOLE   0 0 120,285
ISHARES TR MSCI EAFE ETF 464287465   2,917,605 36,534 SH   SOLE   0 0 36,534
ISHARES INC MSCI EMRG CHN 46434G764   538,740 9,358 SH   SOLE   0 0 9,358
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   44,803,230 664,835 SH   SOLE   0 0 664,835
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   15,672,878 256,722 SH   SOLE   0 0 256,722
SCHWAB STRATEGIC TR US LARGE CAP ETF 808524201   35,678,667 574,906 SH   SOLE   0 0 574,906
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,591,040 4,000 SH   SOLE   0 0 4,000
SPDR SER TR S&P DIVID ETF 78464A763   524,960 4,000 SH   SOLE   0 0 4,000
VANGUARD WORLD FD ESG US STK ETF 921910733   3,531,994 37,901 SH   SOLE   0 0 37,901
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   746,046 1,552 SH   SOLE   0 0 1,552
VANGUARD INDEX FDS TOTAL STK MKT 922908769   45,671,188 175,726 SH   SOLE   0 0 175,726
VANGUARD INDEX FDS VALUE ETF 922908744   805,994 4,949 SH   SOLE   0 0 4,949