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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   158,974,091 386,723 SH   SOLE   0 0 386,723
ISHARES TR CORE S&P MCP ETF 464287507   312,700 1,250 SH   SOLE   0 0 1,250
ISHARES TR RUSSELL 3000 ETF 464287689   535,087 2,273 SH   SOLE   0 0 2,273
ISHARES TR MSCI ACWI ETF 464288257   1,805,606 19,807 SH   SOLE   0 0 19,807
ISHARES TR MSCI EAFE ETF 464287465   3,290,850 46,013 SH   SOLE   0 0 46,013
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   35,864,133 653,025 SH   SOLE   0 0 653,025
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   12,950,315 270,644 SH   SOLE   0 0 270,644
SCHWAB STRATEGIC TR US LARGE CAP ETF 808524201   31,273,866 646,555 SH   SOLE   0 0 646,555
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,330,480 4,000 SH   SOLE   0 0 4,000
SPDR SER TR S&P DIVID ETF 78464A763   676,075 5,465 SH   SOLE   0 0 5,465
VANGUARD WORLD FD ESG US STK ETF 921910733   1,917,310 26,737 SH   SOLE   0 0 26,737
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   270,770 720 SH   SOLE   0 0 720
VANGUARD INDEX FDS TOTAL STK MKT 922908769   37,080,888 181,680 SH   SOLE   0 0 181,680
VANGUARD INDEX FDS VALUE ETF 922908744   19,848,893 143,718 SH   SOLE   0 0 143,718
VANGUARD INDEX FDS HEALTH CAR ETF 92204A504   1,424,322 5,973 SH   SOLE   0 0 5,973