The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   210,742,774 441,226 SH   SOLE   0 0 441,226
ISHARES TR CORE S&P MCP ETF 464287507   346,438 1,250 SH   SOLE   0 0 1,250
ISHARES TR RUSSELL 3000 ETF 464287689   556,513 2,033 SH   SOLE   0 0 2,033
ISHARES TR MSCI ACWI ETF 464288257   3,988,468 39,191 SH   SOLE   0 0 39,191
ISHARES TR MSCI EAFE ETF 464287465   2,898,036 38,461 SH   SOLE   0 0 38,461
ISHARES TR CORE MSCI EAFE 46432F842   61,767 878 SH   SOLE   0 0 878
ISHARES INC MSCI EMRG CHN 46434G764   518,527 9,358 SH   SOLE   0 0 9,358
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   35,380,190 571,201 SH   SOLE   0 0 571,201
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   14,998,277 269,414 SH   SOLE   0 0 269,414
SCHWAB STRATEGIC TR US LARGE CAP ETF 808524201   34,268,527 607,598 SH   SOLE   0 0 607,598
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,507,480 4,000 SH   SOLE   0 0 4,000
SPDR SER TR S&P DIVID ETF 78464A763   682,961 5,465 SH   SOLE   0 0 5,465
VANGUARD WORLD FD ESG US STK ETF 921910733   3,223,859 37,901 SH   SOLE   0 0 37,901
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   677,914 1,552 SH   SOLE   0 0 1,552
VANGUARD INDEX FDS TOTAL STK MKT 922908769   42,843,830 180,608 SH   SOLE   0 0 180,608
VANGUARD INDEX FDS VALUE ETF 922908744   8,626,748 57,704 SH   SOLE   0 0 57,704