The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 19,885 111,984 SH   SOLE   0 0 111,984
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,390 190,395 SH   SOLE   0 0 190,395
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 11,570 142,386 SH   SOLE   0 0 142,386
ALPHABET INC CAP STK CL A 02079K305 10,172 3,511 SH   SOLE   0 0 3,511
ISHARES TR CORE 1 5 YR USD 46432F859 6,552 129,915 SH   SOLE   0 0 129,915
S&P GLOBAL INC COM 78409V104 6,135 13,000 SH   SOLE   0 0 13,000
ISHARES TR CORE S&P500 ETF 464287200 6,064 12,714 SH   SOLE   0 0 12,714
ISHARES TR CORE S&P TTL STK 464287150 5,367 50,169 SH   SOLE   0 0 50,169
PROCTER AND GAMBLE CO COM 742718109 5,171 31,609 SH   SOLE   0 0 31,609
BRUNSWICK CORP COM 117043109 5,091 50,545 SH   SOLE   0 0 50,545
MICROSOFT CORP COM 594918104 5,065 15,060 SH   SOLE   0 0 15,060
CHEVRON CORP NEW COM 166764100 4,880 41,582 SH   SOLE   0 0 41,582
ISHARES TR SHRT NAT MUN ETF 464288158 4,207 39,182 SH   SOLE   0 0 39,182
PFIZER INC COM 717081103 4,144 70,184 SH   SOLE   0 0 70,184
ISHARES TR ISHS 1-5YR INVS 464288646 4,054 75,237 SH   SOLE   0 0 75,237
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,856 76,379 SH   SOLE   0 0 76,379
ALPHABET INC CAP STK CL C 02079K107 3,713 1,283 SH   SOLE   0 0 1,283
ISHARES TR CORE DIV GRWTH 46434V621 3,079 55,405 SH   SOLE   0 0 55,405
NVIDIA CORPORATION COM 67066G104 3,051 10,374 SH   SOLE   0 0 10,374
STARBUCKS CORP COM 855244109 2,774 23,719 SH   SOLE   0 0 23,719
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,492 5,247 SH   SOLE   0 0 5,247
JOHNSON & JOHNSON COM 478160104 2,429 14,199 SH   SOLE   0 0 14,199
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 2,401 26,259 SH   SOLE   0 0 26,259
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,308 5,287 SH   SOLE   0 0 5,287
ISHARES TR TIPS BD ETF 464287176 2,230 17,257 SH   SOLE   0 0 17,257
VERIZON COMMUNICATIONS INC COM 92343V104 1,879 36,156 SH   SOLE   0 0 36,156
INTERNATIONAL BUSINESS MACHS COM 459200101 1,861 13,920 SH   SOLE   0 0 13,920
COCA COLA CO COM 191216100 1,737 29,343 SH   SOLE   0 0 29,343
CISCO SYS INC COM 17275R102 1,702 26,850 SH   SOLE   0 0 26,850
MERCK & CO INC COM 58933Y105 1,587 20,704 SH   SOLE   0 0 20,704
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,569 30,533 SH   SOLE   0 0 30,533
ABBVIE INC COM 00287Y109 1,535 11,340 SH   SOLE   0 0 11,340
TESLA INC COM 88160R101 1,472 1,393 SH   SOLE   0 0 1,393
JPMORGAN CHASE & CO COM 46625H100 1,431 9,037 SH   SOLE   0 0 9,037
ISHARES TR CORE HIGH DV ETF 46429B663 1,419 14,055 SH   SOLE   0 0 14,055
UNION PAC CORP COM 907818108 1,351 5,361 SH   SOLE   0 0 5,361
ABBOTT LABS COM 002824100 1,329 9,443 SH   SOLE   0 0 9,443
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,320 21,700 SH   SOLE   0 0 21,700
ISHARES TR BLACKROCK ULTRA 46434V878 1,275 25,300 SH   SOLE   0 0 25,300
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,273 23,175 SH   SOLE   0 0 23,175
NORFOLK SOUTHN CORP COM 655844108 1,209 4,060 SH   SOLE   0 0 4,060
INTEL CORP COM 458140100 1,172 22,748 SH   SOLE   0 0 22,748
ISHARES TR CORE US AGGBD ET 464287226 1,168 10,240 SH   SOLE   0 0 10,240
SKYWORKS SOLUTIONS INC COM 83088M102 1,068 6,886 SH   SOLE   0 0 6,886
HOME DEPOT INC COM 437076102 1,050 2,530 SH   SOLE   0 0 2,530
EXXON MOBIL CORP COM 30231G102 1,012 16,536 SH   SOLE   0 0 16,536
AMGEN INC COM 031162100 1,000 4,443 SH   SOLE   0 0 4,443
DISNEY WALT CO COM 254687106 973 6,282 SH   SOLE   0 0 6,282
SALESFORCE COM INC COM 79466L302 902 3,549 SH   SOLE   0 0 3,549
APPLIED MATLS INC COM 038222105 854 5,424 SH   SOLE   0 0 5,424
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 851 7,590 SH   SOLE   0 0 7,590
SUNRUN INC COM 86771W105 846 24,665 SH   SOLE   0 0 24,665
NEXTERA ENERGY INC COM 65339F101 805 8,627 SH   SOLE   0 0 8,627
AT&T INC COM 00206R102 781 31,762 SH   SOLE   0 0 31,762
ADOBE SYSTEMS INCORPORATED COM 00724F101 780 1,375 SH   SOLE   0 0 1,375
PGIM ETF TR ULTRA SHORT 69344A107 780 15,756 SH   SOLE   0 0 15,756
BRISTOL-MYERS SQUIBB CO COM 110122108 766 12,279 SH   SOLE   0 0 12,279
AMAZON COM INC COM 023135106 684 205 SH   SOLE   0 0 205
PEPSICO INC COM 713448108 663 3,817 SH   SOLE   0 0 3,817
INVESCO QQQ TR UNIT SER 1 46090E103 660 1,660 SH   SOLE   0 0 1,660
ORACLE CORP COM 68389X105 631 7,238 SH   SOLE   0 0 7,238
ISHARES TR USD INV GRDE ETF 464288620 628 10,508 SH   SOLE   0 0 10,508
MCDONALDS CORP COM 580135101 623 2,323 SH   SOLE   0 0 2,323
META PLATFORMS INC CL A 30303M102 605 1,799 SH   SOLE   0 0 1,799
VANGUARD INDEX FDS TOTAL STK MKT 922908769 595 2,465 SH   SOLE   0 0 2,465
SPDR SER TR PORTFOLIO SH TSR 78468R101 593 19,500 SH   SOLE   0 0 19,500
CLOROX CO DEL COM 189054109 589 3,378 SH   SOLE   0 0 3,378
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 580 5,798 SH   SOLE   0 0 5,798
ISHARES TR 0-5YR INVT GR CP 46434V100 569 11,139 SH   SOLE   0 0 11,139
BK OF AMERICA CORP COM 060505104 544 12,230 SH   SOLE   0 0 12,230
SPDR SER TR NUVEEN BLMBRG SH 78468R739 541 11,000 SH   SOLE   0 0 11,000
ISHARES TR MSCI USA MIN VOL 46429B697 538 6,651 SH   SOLE   0 0 6,651
COSTCO WHSL CORP NEW COM 22160K105 535 942 SH   SOLE   0 0 942
BLACKSTONE INC COM 09260D107 524 4,050 SH   SOLE   0 0 4,050
HONEYWELL INTL INC COM 438516106 493 2,366 SH   SOLE   0 0 2,366
GILEAD SCIENCES INC COM 375558103 471 6,481 SH   SOLE   0 0 6,481
3M CO COM 88579Y101 469 2,641 SH   SOLE   0 0 2,641
SCHWAB CHARLES CORP COM 808513105 463 5,508 SH   SOLE   0 0 5,508
CATERPILLAR INC COM 149123101 456 2,204 SH   SOLE   0 0 2,204
WELLS FARGO CO NEW COM 949746101 450 9,381 SH   SOLE   0 0 9,381
KIMBERLY-CLARK CORP COM 494368103 439 3,075 SH   SOLE   0 0 3,075
WALMART INC COM 931142103 431 2,980 SH   SOLE   0 0 2,980
FORD MTR CO DEL COM 345370860 428 20,600 SH   SOLE   0 0 20,600
LILLY ELI & CO COM 532457108 420 1,520 SH   SOLE   0 0 1,520
NETFLIX INC COM 64110L106 419 695 SH   SOLE   0 0 695
PUBLIC STORAGE COM 74460D109 407 1,086 SH   SOLE   0 0 1,086
UNITEDHEALTH GROUP INC COM 91324P102 382 761 SH   SOLE   0 0 761
HEALTHPEAK PROPERTIES INC COM 42250P103 379 10,493 SH   SOLE   0 0 10,493
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 378 1,040 SH   SOLE   0 0 1,040
UNITED PARCEL SERVICE INC CL B 911312106 378 1,763 SH   SOLE   0 0 1,763
COMCAST CORP NEW CL A 20030N101 376 7,466 SH   SOLE   0 0 7,466
SPDR SER TR S&P DIVID ETF 78464A763 368 2,850 SH   SOLE   0 0 2,850
ANTHEM INC COM 036752103 355 765 SH   SOLE   0 0 765
FRANKLIN ETF TR LIBERTY SHRT ETF 353506108 346 3,680 SH   SOLE   0 0 3,680
BROWN FORMAN CORP CL B 115637209 330 4,530 SH   SOLE   0 0 4,530
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 327 4,571 SH   SOLE   0 0 4,571
BAXTER INTL INC COM 071813109 325 3,781 SH   SOLE   0 0 3,781
FORTUNE BRANDS HOME & SEC IN COM 34964C106 324 3,028 SH   SOLE   0 0 3,028
LABORATORY CORP AMER HLDGS COM NEW 50540R409 317 1,010 SH   SOLE   0 0 1,010
AMERICAN EXPRESS CO COM 025816109 310 1,896 SH   SOLE   0 0 1,896
QUALCOMM INC COM 747525103 303 1,655 SH   SOLE   0 0 1,655
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 299 1,742 SH   SOLE   0 0 1,742
TRAVELERS COMPANIES INC COM 89417E109 286 1,827 SH   SOLE   0 0 1,827
MCKESSON CORP COM 58155Q103 284 1,141 SH   SOLE   0 0 1,141
ISHARES TR CORE S&P US VLU 464287663 282 3,700 SH   SOLE   0 0 3,700
MONDELEZ INTL INC CL A 609207105 265 3,999 SH   SOLE   0 0 3,999
TEXAS INSTRS INC COM 882508104 254 1,348 SH   SOLE   0 0 1,348
WASTE MGMT INC DEL COM 94106L109 250 1,500 SH   SOLE   0 0 1,500
ISHARES TR RUS 1000 VAL ETF 464287598 245 1,460 SH   SOLE   0 0 1,460
ISHARES TR MSCI KLD400 SOC 464288570 222 2,384 SH   SOLE   0 0 2,384
XYLEM INC COM 98419M100 218 1,820 SH   SOLE   0 0 1,820
REALTY INCOME CORP COM 756109104 210 2,929 SH   SOLE   0 0 2,929
LOCKHEED MARTIN CORP COM 539830109 210 590 SH   SOLE   0 0 590
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 209 1,283 SH   SOLE   0 0 1,283
AMETEK INC COM 031100100 199 1,350 SH   SOLE   0 0 1,350
EMPIRE ST RLTY OP L P UNIT LTD PRT 60 292102209 187 21,045 SH   SOLE   0 0 21,045
EMPIRE ST RLTY TR INC CL A 292104106 100 11,180 SH   SOLE   0 0 11,180
NUVEEN PFD & INCM SECURTIES COM 67072C105 97 10,000 SH   SOLE   0 0 10,000
SIRIUS XM HOLDINGS INC COM 82968B103 76 12,000 SH   SOLE   0 0 12,000
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 63 10,000 SH   SOLE   0 0 10,000
AILERON THERAPEUTICS INC COM 00887A105 6 10,000 SH   SOLE   0 0 10,000
T2 BIOSYSTEMS INC COM 89853L104 5 10,000 SH   SOLE   0 0 10,000