The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,512 9,324 SH   SOLE   1,512 0 0
ALPHABET INC CAP STK CL A 02079K305 4,542 1,633 SH   SOLE   4,542 0 0
AMAZON COM INC COM 023135106 342 105 SH   SOLE   342 0 0
AMERICAN EXPRESS CO COM 025816109 4,396 23,506 SH   SOLE   4,396 0 0
ANAPLAN INC COM 03272L108 438 6,730 SH   SOLE   438 0 0
APPLE INC COM 037833100 8,417 48,202 SH   SOLE   8,417 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,145 13,820 SH   SOLE   3,145 0 0
BANCROFT FD LTD COM 059695106 285 12,490 SH   SOLE   285 0 0
BK OF AMERICA CORP COM 060505104 209 5,080 SH   SOLE   209 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 223 632 SH   SOLE   223 0 0
BLACKLINE INC COM 09239B109 368 5,025 SH   SOLE   368 0 0
BLOCK H & R INC COM 093671105 1,227 47,129 SH   SOLE   1,227 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 2,355 15,122 SH   SOLE   2,355 0 0
CME GROUP INC COM 12572Q105 3,413 14,348 SH   SOLE   3,413 0 0
CAMPBELL SOUP CO COM 134429109 597 13,400 SH   SOLE   597 0 0
CARDINAL HEALTH INC COM 14149Y108 1,162 20,501 SH   SOLE   1,162 0 0
CHEVRON CORP NEW COM 166764100 221 1,355 SH   SOLE   221 0 0
CHURCH & DWIGHT CO INC COM 171340102 932 9,380 SH   SOLE   932 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,843 6,674 SH   SOLE   3,843 0 0
DISNEY WALT CO COM 254687106 2,756 20,096 SH   SOLE   2,756 0 0
DOCUSIGN INC COM 256163106 2,721 25,402 SH   SOLE   2,721 0 0
DOW INC COM 260557103 927 14,542 SH   SOLE   927 0 0
EXXON MOBIL CORP COM 30231G102 413 4,999 SH   SOLE   413 0 0
META PLATFORMS INC CL A 30303M102 5,209 23,426 SH   SOLE   5,209 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100 336 17,090 SH   SOLE   336 0 0
FLAHERTY & CRUMRINE TOTAL RE COM 338479108 375 18,765 SH   SOLE   375 0 0
FRESHWORKS INC CLASS A COM 358054104 1,429 79,767 SH   SOLE   1,429 0 0
GENERAL MLS INC COM 370334104 3,554 52,484 SH   SOLE   3,554 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,423 10,944 SH   SOLE   1,423 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 3,868 77,615 SH   SOLE   3,868 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP HELT 46138E149 840 5,220 SH   SOLE   840 0 0
INVESCO EXCH TRADED FD TR II TREAS COLATERL 46138G888 12,328 116,798 SH   SOLE   12,328 0 0
ISHARES TR CORE S&P500 ETF 464287200 229 505 SH   SOLE   229 0 0
ISHARES TR CORE S&P MCP ETF 464287507 212 790 SH   SOLE   212 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 277 3,845 SH   SOLE   277 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 12,503 246,893 SH   SOLE   12,503 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,665 92,795 SH   SOLE   4,665 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 2,294 174,869 SH   SOLE   2,294 0 0
MSC INDL DIRECT INC CL A 553530106 300 3,525 SH   SOLE   300 0 0
MARRIOTT INTL INC NEW CL A 571903202 434 2,470 SH   SOLE   434 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,207 8,974 SH   SOLE   3,207 0 0
MCCORMICK & CO INC COM NON VTG 579780206 4,281 42,897 SH   SOLE   4,281 0 0
MCKESSON CORP COM 58155Q103 4,035 13,182 SH   SOLE   4,035 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 5,222 97,824 SH   SOLE   5,222 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 1,632 20,425 SH   SOLE   1,632 0 0
MORNINGSTAR INC COM 617700109 3,589 13,137 SH   SOLE   3,589 0 0
OMNICOM GROUP INC COM 681919106 4,366 51,440 SH   SOLE   4,366 0 0
PGIM ETF TR ULTRA SHORT 69344A107 9,200 186,950 SH   SOLE   9,200 0 0
PAYCHEX INC COM 704326107 4,506 33,015 SH   SOLE   4,506 0 0
PAYPAL HLDGS INC COM 70450Y103 3,768 32,578 SH   SOLE   3,768 0 0
PFIZER INC COM 717081103 1,619 31,268 SH   SOLE   1,619 0 0
QUALCOMM INC COM 747525103 352 2,305 SH   SOLE   352 0 0
S&P GLOBAL INC COM 78409V104 2,561 6,243 SH   SOLE   2,561 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 14,426 473,139 SH   SOLE   14,426 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 466 5,095 SH   SOLE   466 0 0
SPARTANNASH CO COM 847215100 506 15,345 SH   SOLE   506 0 0
STARBUCKS CORP COM 855244109 2,499 27,471 SH   SOLE   2,499 0 0
3M CO COM 88579Y101 738 4,959 SH   SOLE   738 0 0
TRADEWEB MKTS INC CL A 892672106 3,757 42,756 SH   SOLE   3,757 0 0
TWITTER INC COM 90184L102 1,172 30,295 SH   SOLE   1,172 0 0
UNILEVER PLC SPON ADR NEW 904767704 964 21,160 SH   SOLE   964 0 0
VANECK ETF TRUST INVESTMENT GRD 92189F486 4,640 184,880 SH   SOLE   4,640 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 17,674 236,605 SH   SOLE   17,674 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 386 1,969 SH   SOLE   386 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 384 3,584 SH   SOLE   384 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 218 525 SH   SOLE   218 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 275 1,564 SH   SOLE   275 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 202 1,368 SH   SOLE   202 0 0
VONTIER CORPORATION COM 928881101 3,619 142,520 SH   SOLE   3,619 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 581 12,980 SH   SOLE   581 0 0
WILEY JOHN & SONS INC CL A 968223206 541 10,205 SH   SOLE   541 0 0
YELP INC CL A 985817105 1,893 55,493 SH   SOLE   1,893 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 2,710 23,119 SH   SOLE   2,710 0 0