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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INNOVIZ TECHNOLOGIES LTD SHS M5R635108   40,690 13,000 SH   SOLE   0 0 13,000
GENCO SHIPPING & TRADING LTD SHS Y2685T131   167,272 12,060 SH   SOLE   0 0 12,060
AT&T INC COM 00206R102   291,995 20,124 SH   SOLE   0 0 20,124
ALPHABET INC CAP STK CL C 02079K107   1,399,090 10,773 SH   SOLE   0 0 10,773
APPLE INC COM 037833100   598,802 3,099 SH   SOLE   0 0 3,099
BLACKSTONE INC COM 09260D107   454,948 4,405 SH   SOLE   0 0 4,405
CVS HEALTH CORP COM 126650100   1,027,901 13,620 SH   SOLE   0 0 13,620
CITIZENS FINL GROUP INC COM 174610105   509,699 15,963 SH   SOLE   0 0 15,963
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   762,258 24,046 SH   SOLE   0 0 24,046
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,452,691 59,855 SH   SOLE   0 0 59,855
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,367,376 28,020 SH   SOLE   0 0 28,020
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,430,400 40,000 SH   SOLE   0 0 40,000
DOW INC COM 260557103   321,014 5,843 SH   SOLE   0 0 5,843
ENBRIDGE INC COM 29250N105   363,141 9,876 SH   SOLE   0 0 9,876
GSK PLC SPONSORED ADR 37733W204   313,647 8,744 SH   SOLE   0 0 8,744
INVESCO QQQ TR UNIT SER 1 46090E103   11,176,588 29,676 SH   SOLE   0 0 29,676
ISHARES TR 20 YR TR BD ETF 464287432   3,714,357 37,405 SH   SOLE   0 0 37,405
ISHARES TR ISHARES BIOTECH 464287556   1,565,275 12,237 SH   SOLE   0 0 12,237
ISHARES TR CORE S&P SCP ETF 464287804   808,241 7,828 SH   SOLE   0 0 7,828
ISHARES TR MORNINGSTAR VALU 464288109   6,576,527 95,777 SH   SOLE   0 0 95,777
ISHARES TR 3 7 YR TREAS BD 464288661   4,984,135 43,442 SH   SOLE   0 0 43,442
KINDER MORGAN INC DEL COM 49456B101   270,702 15,208 SH   SOLE   0 0 15,208
MP MATERIALS CORP COM CL A 553368101   273,008 11,702 SH   SOLE   0 0 11,702
NVE CORP COM NEW 629445206   295,473 3,629 SH   SOLE   0 0 3,629
PAYPAL HLDGS INC COM 70450Y103   392,395 23,584 SH   SOLE   0 0 23,584
QUALCOMM INC COM 747525103   731,063 5,809 SH   SOLE   0 0 5,809
SPDR S&P 500 ETF TR TR UNIT 78462F103   135,831 16,700 SH Put SOLE   0 0 16,700
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,531,294 31,452 SH   SOLE   0 0 31,452
SPDR SER TR S&P HOMEBUILD 78464A888   460,130 5,500 SH   SOLE   0 0 5,500
SOFI TECHNOLOGIES INC COM 83406F102   372,297 51,021 SH Call SOLE   0 0 51,021
SOUTHERN COPPER CORP COM 84265V105   395,919 4,715 SH   SOLE   0 0 4,715
TESLA INC COM 88160R101   7,200,522 33,777 SH   SOLE   0 0 33,777
US BANCORP DEL COM NEW 902973304   385,832 9,939 SH   SOLE   0 0 9,939
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,875,323 77,665 SH   SOLE   0 0 77,665
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   6,748,924 85,952 SH   SOLE   0 0 85,952
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,802,211 6,739 SH   SOLE   0 0 6,739
VANGUARD INDEX FDS VALUE ETF 922908744   333,258 2,279 SH   SOLE   0 0 2,279
VANGUARD INDEX FDS TOTAL STK MKT 922908769   570,710 2,533 SH   SOLE   0 0 2,533
VERIZON COMMUNICATIONS INC COM 92343V104   414,886 30,589 SH   SOLE   0 0 30,589
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,083,232 35,365 SH   SOLE   0 0 35,365
WISDOMTREE TR US MIDCAP FUND 97717W570   4,743,929 86,869 SH   SOLE   0 0 86,869
WISDOMTREE TR US QTLY DIV GRT 97717X669   17,559,549 258,723 SH   SOLE   0 0 258,723
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   3,247,259 64,545 SH   SOLE   0 0 64,545
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   588,314 8,127 SH   SOLE   0 0 8,127