The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 532 162 SH   SOLE   0 0 162
APPLE INC COM 037833100 1,111 7,850 SH   SOLE   0 0 7,850
APPLIED MATLS INC COM 038222105 204 1,588 SH   SOLE   0 0 1,588
CHEVRON CORP NEW COM 166764100 316 3,117 SH   SOLE   0 0 3,117
CISCO SYS INC COM 17275R102 497 9,133 SH   SOLE   0 0 9,133
COCA COLA CO COM 191216100 430 8,201 SH   SOLE   0 0 8,201
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 257 8,541 SH   SOLE   0 0 8,541
FACEBOOK INC CL A 30303M102 336 991 SH   SOLE   0 0 991
FORD MTR CO DEL COM 345370860 331 23,352 SH   SOLE   0 0 23,352
INTERNATIONAL BUSINESS MACHS COM 459200101 476 3,428 SH   SOLE   0 0 3,428
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 262 1,435 SH   SOLE   0 0 1,435
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 523 3,301 SH   SOLE   0 0 3,301
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 255 5,432 SH   SOLE   0 0 5,432
ISHARES GOLD TR ISHARES NEW 464285204 5,335 159,680 SH   SOLE   0 0 159,680
ISHARES TR CORE S&P500 ETF 464287200 1,469 3,410 SH   SOLE   0 0 3,410
ISHARES TR CORE US AGGBD ET 464287226 16,768 146,026 SH   SOLE   0 0 146,026
ISHARES TR RUS 1000 GRW ETF 464287614 740 2,702 SH   SOLE   0 0 2,702
ISHARES TR RUS 1000 ETF 464287622 17,755 73,455 SH   SOLE   0 0 73,455
ISHARES TR RUSSELL 2000 ETF 464287655 535 2,444 SH   SOLE   0 0 2,444
ISHARES TR EAFE SML CP ETF 464288273 2,521 33,882 SH   SOLE   0 0 33,882
ISHARES TR INTL SEL DIV ETF 464288448 1,124 36,959 SH   SOLE   0 0 36,959
ISHARES TR ISHS 1-5YR INVS 464288646 2,509 45,916 SH   SOLE   0 0 45,916
ISHARES TR A RATE CP BD ETF 46429B291 9,595 170,331 SH   SOLE   0 0 170,331
ISHARES TR BLACKROCK ULTRA 46434V878 2,466 48,818 SH   SOLE   0 0 48,818
MICROSOFT CORP COM 594918104 237 839 SH   SOLE   0 0 839
PAYPAL HLDGS INC COM 70450Y103 966 3,711 SH   SOLE   0 0 3,711
QUALIGEN THERAPEUTICS INC COM 74754R103 35 27,195 SH   SOLE   0 0 27,195
ROKU INC COM CL A 77543R102 517 1,650 SH   SOLE   0 0 1,650
SPDR GOLD TR GOLD SHS 78463V107 486 2,962 SH   SOLE   0 0 2,962
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,638 62,020 SH   SOLE   0 0 62,020
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,863 189,524 SH   SOLE   0 0 189,524
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,991 24,292 SH   SOLE   0 0 24,292
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 11,583 226,282 SH   SOLE   0 0 226,282
TESLA INC COM 88160R101 755 974 SH   SOLE   0 0 974
UNITED PARCEL SERVICE INC CL B 911312106 202 1,108 SH   SOLE   0 0 1,108
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,911 47,517 SH   SOLE   0 0 47,517
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,420 42,484 SH   SOLE   0 0 42,484
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 285 5,700 SH   SOLE   0 0 5,700
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 26,584 281,585 SH   SOLE   0 0 281,585
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,976 31,903 SH   SOLE   0 0 31,903
VANGUARD INDEX FDS TOTAL STK MKT 922908769 419 1,886 SH   SOLE   0 0 1,886
WALMART INC COM 931142103 227 1,629 SH   SOLE   0 0 1,629