The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 540 157 SH   SOLE   0 0 157
AMGEN INC COM 031162100 402 1,649 SH   SOLE   0 0 1,649
APPLE INC COM 037833100 891 6,504 SH   SOLE   0 0 6,504
APPLIED MATLS INC COM 038222105 226 1,588 SH   SOLE   0 0 1,588
BOEING CO COM 097023105 283 1,180 SH   SOLE   0 0 1,180
CHEVRON CORP NEW COM 166764100 614 5,866 SH   SOLE   0 0 5,866
CISCO SYS INC COM 17275R102 459 8,669 SH   SOLE   0 0 8,669
COCA COLA CO COM 191216100 419 7,745 SH   SOLE   0 0 7,745
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 257 8,518 SH   SOLE   0 0 8,518
DOW INC COM 260557103 401 6,335 SH   SOLE   0 0 6,335
FACEBOOK INC CL A 30303M102 345 991 SH   SOLE   0 0 991
FORD MTR CO DEL COM 345370860 347 23,352 SH   SOLE   0 0 23,352
INTERNATIONAL BUSINESS MACHS COM 459200101 476 3,250 SH   SOLE   0 0 3,250
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 268 1,435 SH   SOLE   0 0 1,435
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 529 3,301 SH   SOLE   0 0 3,301
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 261 5,432 SH   SOLE   0 0 5,432
ISHARES GOLD TR ISHARES NEW 464285204 5,232 155,200 SH   SOLE   0 0 155,200
ISHARES TR CORE S&P500 ETF 464287200 1,466 3,410 SH   SOLE   0 0 3,410
ISHARES TR CORE US AGGBD ET 464287226 15,962 138,403 SH   SOLE   0 0 138,403
ISHARES TR RUS 1000 GRW ETF 464287614 734 2,702 SH   SOLE   0 0 2,702
ISHARES TR RUS 1000 ETF 464287622 15,371 63,497 SH   SOLE   0 0 63,497
ISHARES TR RUSSELL 2000 ETF 464287655 561 2,444 SH   SOLE   0 0 2,444
ISHARES TR EAFE SML CP ETF 464288273 2,140 28,852 SH   SOLE   0 0 28,852
ISHARES TR INTL SEL DIV ETF 464288448 999 30,832 SH   SOLE   0 0 30,832
ISHARES TR ISHS 1-5YR INVS 464288646 2,834 51,709 SH   SOLE   0 0 51,709
ISHARES TR A RATE CP BD ETF 46429B291 8,547 150,350 SH   SOLE   0 0 150,350
ISHARES TR BLACKROCK ULTRA 46434V878 2,769 54,809 SH   SOLE   0 0 54,809
MERCK & CO INC COM 58933Y105 478 6,146 SH   SOLE   0 0 6,146
MICROSOFT CORP COM 594918104 227 839 SH   SOLE   0 0 839
ORACLE CORP COM 68389X105 211 2,710 SH   SOLE   0 0 2,710
PAYPAL HLDGS INC COM 70450Y103 992 3,403 SH   SOLE   0 0 3,403
QUALIGEN THERAPEUTICS INC COM 74754R103 74 37,195 SH   SOLE   0 0 37,195
ROKU INC COM CL A 77543R102 758 1,650 SH   SOLE   0 0 1,650
SPDR GOLD TR GOLD SHS 78463V107 459 2,773 SH   SOLE   0 0 2,773
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,292 50,373 SH   SOLE   0 0 50,373
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,912 160,694 SH   SOLE   0 0 160,694
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,677 19,569 SH   SOLE   0 0 19,569
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 10,291 200,919 SH   SOLE   0 0 200,919
3M CO COM 88579Y101 396 1,994 SH   SOLE   0 0 1,994
UNITED PARCEL SERVICE INC CL B 911312106 230 1,108 SH   SOLE   0 0 1,108
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,229 40,363 SH   SOLE   0 0 40,363
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,734 47,881 SH   SOLE   0 0 47,881
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 310 5,700 SH   SOLE   0 0 5,700
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 25,301 266,126 SH   SOLE   0 0 266,126
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,179 27,426 SH   SOLE   0 0 27,426
VANGUARD INDEX FDS TOTAL STK MKT 922908769 419 1,881 SH   SOLE   0 0 1,881
VERIZON COMMUNICATIONS INC COM 92343V104 477 8,522 SH   SOLE   0 0 8,522
WALMART INC COM 931142103 230 1,629 SH   SOLE   0 0 1,629
WALGREENS BOOTS ALLIANCE INC COM 931427108 375 7,133 SH   SOLE   0 0 7,133