The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 216,693 1,969 SH   SOLE   1,969 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 259,103 1,672 SH   SOLE   1,672 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 424,250 1,209 SH   SOLE   1,209 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 242,816 407 SH   SOLE   407 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 897,285 6,087 SH   SOLE   6,087 0 0
AGNC INVT CORP COM 00123Q104 BBG001T074G2 148,858 15,174 SH   SOLE   15,174 0 0
ALCON AG ORD SHS H01301128 BBG00NPWGYR0 237,875 3,045 SH   SOLE   3,045 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 593,124 4,246 SH   SOLE   4,246 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 920,978 6,535 SH   SOLE   6,535 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,202,066 14,493 SH   SOLE   14,493 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 BBG019T9ZBN0 1,097,731 16,951 SH   SOLE   16,951 0 0
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 419,793 2,114 SH   SOLE   2,114 0 0
APPLE INC COM 037833100 BBG001S5N8V8 15,174,465 78,816 SH   SOLE   78,816 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 218,628 6,493 SH   SOLE   6,493 0 0
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 269,545 1,105 SH   SOLE   1,105 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 875,244 2,454 SH   SOLE   2,454 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 222,613 274 SH   SOLE   274 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 424,270 380 SH   SOLE   380 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 BBG005NDJ0V9 4,256,357 165,103 SH   SOLE   165,103 0 0
CAMBRIA ETF TR EMRG SHAREHLDR 132061706 BBG00CC09FG9 1,429,635 45,602 SH   SOLE   45,602 0 0
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 8,970,837 132,764 SH   SOLE   132,764 0 0
CAMBRIA ETF TR TRINITY 132061839 BBG00LY8KCW4 3,457,347 137,578 SH   SOLE   137,578 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 963,149 6,457 SH   SOLE   6,457 0 0
COLUMBIA ETF TR I RESH ENHNC COR 19761L706 BBG00QDMNL89 8,867,735 320,019 SH   SOLE   320,019 0 0
COLUMBIA ETF TR I SELIGMAN SEMICON 19761L870 BBG016DNB9B6 1,247,475 55,765 SH   SOLE   55,765 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 314,322 7,168 SH   SOLE   7,168 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,670,667 2,531 SH   SOLE   2,531 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 298,221 1,289 SH   SOLE   1,289 0 0
DBX ETF TR XTRACKERS S&P 233051143 BBG00PK99PR8 299,467 6,878 SH   SOLE   6,878 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 4,165,115 145,430 SH   SOLE   145,430 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 1,331,882 45,738 SH   SOLE   45,738 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 310,331 3,437 SH   SOLE   3,437 0 0
DTE ENERGY CO COM 233331107 BBG001S5QN88 201,891 1,831 SH   SOLE   1,831 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 209,757 2,162 SH   SOLE   2,162 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 211,440 878 SH   SOLE   878 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 507,502 871 SH   SOLE   871 0 0
ENPHASE ENERGY INC COM 29355A107 BBG001V28NC6 921,016 6,970 SH   SOLE   6,970 0 0
ENVVENO MEDICAL CORPORATION COM 29415J106 BBG001SRG4B9 83,911 16,325 SH   SOLE   16,325 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 BBG001S5T5G5 418,514 5,933 SH   SOLE   5,933 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321 BBG00MC56321 1,799,107 36,441 SH   SOLE   36,441 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 772,424 7,726 SH   SOLE   7,726 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 506,575 11,003 SH   SOLE   11,003 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 BBG001SQ1882 11,140,727 139,189 SH   SOLE   139,189 0 0
FIRST TR EXCHANGE-TRADED FD MNGD FUTRS STRGY 33739G103 BBG004XDZ7P5 1,319,542 28,616 SH   SOLE   28,616 0 0
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 348,466 8,591 SH   SOLE   8,591 0 0
FISERV INC COM 337738108 BBG001S5R6Q4 271,923 2,047 SH   SOLE   2,047 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 BBG005JYLGS4 936,995 16,798 SH   SOLE   16,798 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 4,547,988 111,062 SH   SOLE   111,062 0 0
FUELCELL ENERGY INC COM 35952H601 BBG001SDZHP5 85,419 53,387 SH   SOLE   53,387 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 BBG002WKD6P0 299,355 6,757 SH   SOLE   6,757 0 0
GLOBAL X FDS GLOBAL X COPPER 37954Y830 BBG001T8JBX7 286,715 7,646 SH   SOLE   7,646 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 679,314 6,811 SH   SOLE   6,811 0 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 212,585 257 SH   SOLE   257 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 BBG00HTN2KT2 367,999 10,814 SH   SOLE   10,814 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 297,443 858 SH   SOLE   858 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 218,341 1,041 SH   SOLE   1,041 0 0
INMUNE BIO INC COM 45782T105 BBG00LW94M14 331,337 29,426 SH   SOLE   29,426 0 0
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855 BBG011MFV1P4 233,474 8,172 SH   SOLE   8,172 0 0
INNOVATOR ETFS TR EQUITY DEF PROTN 45783Y541 BBG01HF043V9 255,288 9,945 SH   SOLE   9,945 0 0
INTEL CORP COM 458140100 BBG001S5SF65 208,047 4,140 SH   SOLE   4,140 0 0
INTUIT COM 461202103 BBG001S6TWR2 201,859 323 SH   SOLE   323 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 BBG00P4Y2SJ1 6,345,855 60,419 SH   SOLE   60,419 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 BBG00P4Y2TZ1 3,579,520 86,399 SH   SOLE   86,399 0 0
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 BBG00LY8KF11 960,697 22,187 SH   SOLE   22,187 0 0
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 BBG00P4Y3FZ0 441,299 8,584 SH   SOLE   8,584 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 BBG001SS5KV1 261,138 2,637 SH   SOLE   2,637 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 281,533 7,998 SH   SOLE   7,998 0 0
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 BBG001SJW5Z0 2,002,368 36,965 SH   SOLE   36,965 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 10,688,445 26,100 SH   SOLE   26,100 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 5,665,712 145,163 SH   SOLE   145,163 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1,872,523 18,993 SH   SOLE   18,993 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 566,556 6,906 SH   SOLE   6,906 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 11,963,134 120,986 SH   SOLE   120,986 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 348,189 3,612 SH   SOLE   3,612 0 0
ISHARES TR CMBS ETF 46429B366 BBG002NCLTH8 7,057,198 150,827 SH   SOLE   150,827 0 0
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 3,915,521 72,752 SH   SOLE   72,752 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 544,166 5,335 SH   SOLE   5,335 0 0
ISHARES TR CORE LT USDB ETF 464289479 BBG001T5MKJ5 230,835 4,390 SH   SOLE   4,390 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 206,717 746 SH   SOLE   746 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 380,987 3,520 SH   SOLE   3,520 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 31,619,110 66,200 SH   SOLE   66,200 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 216,990 4,710 SH   SOLE   4,710 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 16,266,242 163,892 SH   SOLE   163,892 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 275,530 2,845 SH   SOLE   2,845 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 257,166 4,936 SH   SOLE   4,936 0 0
ISHARES TR ESG ADV INVT GRA 46436E437 BBG013BSDDS5 200,536 2,410 SH   SOLE   2,410 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 529,187 11,085 SH   SOLE   11,085 0 0
ISHARES TR HIGH YLD BD FCTR 46435G250 BBG00H4BNPR3 2,339,935 50,648 SH   SOLE   50,648 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 7,087,547 64,048 SH   SOLE   64,048 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 3,111,140 60,676 SH   SOLE   60,676 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 3,832,736 59,468 SH   SOLE   59,468 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 461,477 5,914 SH   SOLE   5,914 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 1,915,277 12,208 SH   SOLE   12,208 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 289,130 1,965 SH   SOLE   1,965 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 288,630 2,662 SH   SOLE   2,662 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 12,504,548 41,246 SH   SOLE   41,246 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 514,432 6,618 SH   SOLE   6,618 0 0
ISHARES TR RUS TP200 GR ETF 464289438 BBG001T5LBR7 318,202 1,816 SH   SOLE   1,816 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,533,019 7,638 SH   SOLE   7,638 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 228,160 833 SH   SOLE   833 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 1,036,394 13,800 SH   SOLE   13,800 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 3,932,621 33,549 SH   SOLE   33,549 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 2,045,392 18,573 SH   SOLE   18,573 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 2,652,670 24,678 SH   SOLE   24,678 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 2,844,217 56,624 SH   SOLE   56,624 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 341,335 7,132 SH   SOLE   7,132 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 984,260 6,280 SH   SOLE   6,280 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 230,870 1,357 SH   SOLE   1,357 0 0
KRANESHARES TR KFA MOUNT LUCAS 500767652 BBG00YD8RJB0 1,609,159 55,835 SH   SOLE   55,835 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 BBG00864TJ86 2,106,869 76,837 SH   SOLE   76,837 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 BBG00864V4X8 8,309,457 188,894 SH   SOLE   188,894 0 0
LINDE PLC SHS G54950103 BBG01FND0CH6 275,250 670 SH   SOLE   670 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 2,857,658 110,934 SH   SOLE   110,934 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 254,762 1,145 SH   SOLE   1,145 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 642,791 1,816 SH   SOLE   1,816 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,210,706 11,197 SH   SOLE   11,197 0 0
NATIXIS ETF TR LOOMIS SAYLES 63873X208 BBG00JM7QWH1 2,686,056 112,199 SH   SOLE   112,199 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 213,053 3,508 SH   SOLE   3,508 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 227,272 2,093 SH   SOLE   2,093 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 BBG001SCTG12 120,881 10,900 SH   SOLE   10,900 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 837,550 1,691 SH   SOLE   1,691 0 0
PACER FDS TR GLOBL CASH ETF 69374H709 BBG00BLVPPY3 12,310,592 359,224 SH   SOLE   359,224 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766 BBG00KX8XWB2 632,157 15,109 SH   SOLE   15,109 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 12,528,645 240,982 SH   SOLE   240,982 0 0
PERMA-FIX ENVIRONMENTAL SVCS COM NEW 714157203 BBG001S75KJ1 90,390 11,500 SH   SOLE   11,500 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 BBG001SF6W88 164,108 10,276 SH   SOLE   10,276 0 0
PFIZER INC COM 717081103 BBG001S5V466 229,276 7,964 SH   SOLE   7,964 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 233,623 1,755 SH   SOLE   1,755 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304 BBG001T5HFW7 7,146,542 126,086 SH   SOLE   126,086 0 0
PIMCO ETF TR 25YR+ ZERO U S 72201R882 BBG001T5RZK5 699,301 8,195 SH   SOLE   8,195 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 BBG001SF6Y39 8,992,120 170,305 SH   SOLE   170,305 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 856,804 5,847 SH   SOLE   5,847 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 217,167 493 SH   SOLE   493 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 285,606 4,151 SH   SOLE   4,151 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 322,331 6,914 SH   SOLE   6,914 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 6,145,291 80,721 SH   SOLE   80,721 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 951,918 11,354 SH   SOLE   11,354 0 0
SHOCKWAVE MED INC COM 82489T104 BBG005XVXMM4 581,208 3,050 SH   SOLE   3,050 0 0
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 BBG015TRLF27 351,439 14,891 SH   SOLE   14,891 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 1,837,908 9,614 SH   SOLE   9,614 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 302,117 5,333 SH   SOLE   5,333 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,396,622 2,938 SH   SOLE   2,938 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 2,244,372 89,275 SH   SOLE   89,275 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 1,280,883 22,914 SH   SOLE   22,914 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 BBG00BL3NRC7 1,233,044 10,776 SH   SOLE   10,776 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 BBG001SB12P9 203,594 1,487 SH   SOLE   1,487 0 0
SPROTT FDS TR URANIUM MINERS E 85208P303 BBG016ZGFLP1 292,170 6,053 SH   SOLE   6,053 0 0
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 8,312 11,000 SH   SOLE   11,000 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 739,973 2,978 SH   SOLE   2,978 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 277,579 1,628 SH   SOLE   1,628 0 0
TIDAL ETF TR RPAR RISK PARI 886364603 BBG00R24NZQ8 3,391,552 177,290 SH   SOLE   177,290 0 0
TIDAL ETF TR UNLIMITED HFND 886364439 BBG019VDCV31 364,953 17,533 SH   SOLE   17,533 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 284,054 3,028 SH   SOLE   3,028 0 0
TRICO BANCSHARES COM 896095106 BBG001S78RY6 441,517 10,275 SH   SOLE   10,275 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 201,788 822 SH   SOLE   822 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 244,434 464 SH   SOLE   464 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 7,140,026 84,129 SH   SOLE   84,129 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 6,296,254 82,433 SH   SOLE   82,433 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 1,590,780 21,629 SH   SOLE   21,629 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 705,275 14,287 SH   SOLE   14,287 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 4,180,696 17,971 SH   SOLE   17,971 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 4,839,004 11,078 SH   SOLE   11,078 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,176,923 6,540 SH   SOLE   6,540 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 3,473,794 14,368 SH   SOLE   14,368 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 666,806 2,811 SH   SOLE   2,811 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 543,636 9,684 SH   SOLE   9,684 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,619,688 15,743 SH   SOLE   15,743 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 12,668,274 213,558 SH   SOLE   213,558 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 9,518,597 117,109 SH   SOLE   117,109 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 BBG001T62M56 4,819,482 60,131 SH   SOLE   60,131 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 267,970 1,573 SH   SOLE   1,573 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 391,752 6,759 SH   SOLE   6,759 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 393,307 8,211 SH   SOLE   8,211 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709 BBG001SV5CV2 6,230,762 76,895 SH   SOLE   76,895 0 0
VICTORY PORTFOLIOS II VCSHS US DISCVRY 92647N774 BBG006X184M6 583,638 11,870 SH   SOLE   11,870 0 0
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 BBG006QSN885 726,989 12,851 SH   SOLE   12,851 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 945,121 3,630 SH   SOLE   3,630 0 0
WALMART INC COM 931142103 BBG001S5XH92 494,795 3,139 SH   SOLE   3,139 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 230,153 4,676 SH   SOLE   4,676 0 0
WISDOMTREE TR EFFICIENT GLD PL 97717Y550 BBG013ZGZJY1 979,951 40,923 SH   SOLE   40,923 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 BBG007PB9N20 3,318,337 114,901 SH   SOLE   114,901 0 0
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 BBG00YM346S6 525,654 31,049 SH   SOLE   31,049 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 2,235,831 44,503 SH   SOLE   44,503 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 BBG001V038F5 217,534 6,203 SH   SOLE   6,203 0 0
WISDOMTREE TR INTERNATIONL EFI 97717Y634 BBG0112Z5KQ8 1,202,355 33,657 SH   SOLE   33,657 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 BBG00LLPH6R3 3,809,221 96,927 SH   SOLE   96,927 0 0
ZOETIS INC CL A 98978V103 BBG0039320P7 212,723 1,078 SH   SOLE   1,078 0 0