0001858428-24-000002.txt : 20240724 0001858428-24-000002.hdr.sgml : 20240724 20240724160509 ACCESSION NUMBER: 0001858428-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240630 FILED AS OF DATE: 20240724 DATE AS OF CHANGE: 20240724 EFFECTIVENESS DATE: 20240724 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 ORGANIZATION NAME: IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 241138094 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 06-30-2024 06-30-2024 false Better Money Decisions, LLC

460 St. Michaels Drive, Suite 902 Santa Fe NM 87505

13F HOLDINGS REPORT 028-21160 000172980 801-115227 N Loraine Ell 844-507-0961 /s/ Loraine Ell Santa Fe NM 07-24-2024 0 65 132916382 INFORMATION TABLE 2 infotable.xml ALPHABET INC CAP STK CL A 02079K305 694733 3814 SH SOLE 0 0 3814 AMAZON COM INC COM 023135106 1570929 8129 SH SOLE 0 0 8129 APPLE INC COM 037833100 3716501 17646 SH SOLE 0 0 17646 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 412495 1014 SH SOLE 0 0 1014 CHEVRON CORP NEW COM 166764100 484746 3099 SH SOLE 0 0 3099 COCA COLA CO COM 191216100 331507 5208 SH SOLE 0 0 5208 COSTCO WHSL CORP NEW COM 22160K105 308546 363 SH SOLE 0 0 363 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7615178 146813 SH SOLE 0 0 146813 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 684735 21239 SH SOLE 0 0 21239 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 278486 10955 SH SOLE 0 0 10955 FLEXSHARES TR STOX US ESG SLCT 33939L696 386110 3010 SH SOLE 0 0 3010 INVESCO QQQ TR UNIT SER 1 46090E103 266171 556 SH SOLE 0 0 556 ISHARES TR CORE S&P500 ETF 464287200 1013292 1852 SH SOLE 0 0 1852 ISHARES TR ISHS 1-5YR INVS 464288646 12939584 252529 SH SOLE 0 0 252529 ISHARES TR CORE MSCI EAFE 46432F842 15670304 215726 SH SOLE 0 0 215726 ISHARES TR IBOXX HI YD ETF 464288513 1366043 17709 SH SOLE 0 0 17709 ISHARES TR ESG SCRND S&P500 46436E569 4171643 99200 SH SOLE 0 0 99200 ISHARES TR ESG SCRD S&P MID 46436E551 638937 16147 SH SOLE 0 0 16147 ISHARES TR ESG AWRE 1 5 YR 46435G243 2008735 82023 SH SOLE 0 0 82023 ISHARES TR RUS 1000 ETF 464287622 274850 924 SH SOLE 0 0 924 ISHARES TR ESG SCRND S&P SM 46436E544 1071639 28297 SH SOLE 0 0 28297 ISHARES TR US INDUSTRIALS 464287754 416426 3486 SH SOLE 0 0 3486 ISHARES TR CORE S&P MCP ETF 464287507 8555068 146191 SH SOLE 0 0 146191 ISHARES TR USD GRN BOND ETF 46435U440 728361 15650 SH SOLE 0 0 15650 ISHARES TR ESG MSCI LEADR 46435U218 386394 3966 SH SOLE 0 0 3966 ISHARES TR CORE MSCI INTL 46435G326 269478 4105 SH SOLE 0 0 4105 ISHARES TR CORE S&P SCP ETF 464287804 997793 9355 SH SOLE 0 0 9355 ISHARES TR ESG ADVNCD HY BD 46435G441 213881 4735 SH SOLE 0 0 4735 ISHARES TR U.S. TECH ETF 464287721 923881 6139 SH SOLE 0 0 6139 ISHARES TR CORE INTL AGGR 46435G672 1290238 25846 SH SOLE 0 0 25846 ISHARES TR ESG AWR US AGRGT 46435U549 1689730 36253 SH SOLE 0 0 36253 JPMORGAN CHASE & CO. COM 46625H100 573003 2833 SH SOLE 0 0 2833 KKR & CO INC COM 48251W104 217215 2064 SH SOLE 0 0 2064 META PLATFORMS INC CL A 30303M102 269890 535 SH SOLE 0 0 535 MICROSOFT CORP COM 594918104 1116131 2497 SH SOLE 0 0 2497 NETFLIX INC COM 64110L106 467692 693 SH SOLE 0 0 693 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 515539 13642 SH SOLE 0 0 13642 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 553552 19308 SH SOLE 0 0 19308 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 3269085 105014 SH SOLE 0 0 105014 NVIDIA CORPORATION COM 67066G104 1119643 9063 SH SOLE 0 0 9063 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 208293 2676 SH SOLE 0 0 2676 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 262433 1160 SH SOLE 0 0 1160 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1180696 33657 SH SOLE 0 0 33657 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8225736 218363 SH SOLE 0 0 218363 SPDR S&P 500 ETF TR TR UNIT 78462F103 565447 1039 SH SOLE 0 0 1039 SPDR SER TR S&P KENSHO INTLG 78468R697 214919 6458 SH SOLE 0 0 6458 SPDR SER TR PORTFOLIO AGRGTE 78464A649 3165868 126180 SH SOLE 0 0 126180 SPDR SER TR PORTFOLIO SH TSR 78468R101 11751928 407064 SH SOLE 0 0 407064 SPDR SER TR PORTFOLIO SHORT 78464A474 276694 9316 SH SOLE 0 0 9316 SPDR SER TR PRTFLO S&P500 VL 78464A508 1631739 33478 SH SOLE 0 0 33478 SPDR SER TR PORTFOLI S&P1500 78464A805 1302535 19631 SH SOLE 0 0 19631 SPDR SER TR PRTFLO S&P500 GW 78464A409 1565085 19532 SH SOLE 0 0 19532 SPDR SER TR BLOOMBERG INVT 78468R200 3128267 101403 SH SOLE 0 0 101403 VANGUARD INDEX FDS SMALL CP ETF 922908751 5896428 27043 SH SOLE 0 0 27043 VANGUARD INDEX FDS TOTAL STK MKT 922908769 326529 1221 SH SOLE 0 0 1221 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7068669 14134 SH SOLE 0 0 14134 VANGUARD INDEX FDS MID CAP ETF 922908629 328551 1357 SH SOLE 0 0 1357 VANGUARD INDEX FDS LARGE CAP ETF 922908637 243907 977 SH SOLE 0 0 977 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3240255 40539 SH SOLE 0 0 40539 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 624402 3420 SH SOLE 0 0 3420 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 255915 2158 SH SOLE 0 0 2158 VANGUARD WORLD FD ESG US STK ETF 921910733 480280 4971 SH SOLE 0 0 4971 VANGUARD WORLD FD INF TECH ETF 92204A702 248602 431 SH SOLE 0 0 431 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1004023 3775 SH SOLE 0 0 3775 VANGUARD WORLD FD ESG INTL STK ETF 921910725 241017 4208 SH SOLE 0 0 4208