0001214659-23-010907.txt : 20230809 0001214659-23-010907.hdr.sgml : 20230809 20230809145310 ACCESSION NUMBER: 0001214659-23-010907 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230809 DATE AS OF CHANGE: 20230809 EFFECTIVENESS DATE: 20230809 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 231154712 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 06-30-2023 06-30-2023 false Better Money Decisions, LLC

460 ST. MICHAELS DRIVE, SUITE 902 SANTA FE NM 87505

13F HOLDINGS REPORT 028-21160 000172980 N Lorraine Ell 844-507-0961 Lorraine Ell Santa Fe NM 08-08-2023 0 63 122682505 INFORMATION TABLE 2 infotable.xml ALPHABET INC CAP STK CL A 02079K305 391898 3274 SH SOLE 0 0 3274 AMAZON COM INC COM 023135106 1042359 7996 SH SOLE 0 0 7996 APPLE INC COM 037833100 3464017 17859 SH SOLE 0 0 17859 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 350548 1028 SH SOLE 0 0 1028 CHEVRON CORP NEW COM 166764100 451122 2867 SH SOLE 0 0 2867 COCA COLA CO COM 191216100 313515 5206 SH SOLE 0 0 5206 COSTCO WHSL CORP NEW COM 22160K105 339718 631 SH SOLE 0 0 631 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 705396 25981 SH SOLE 0 0 25981 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 595578 12839 SH SOLE 0 0 12839 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 255845 10976 SH SOLE 0 0 10976 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 428534 13101 SH SOLE 0 0 13101 ISHARES TR ESG SCRND S&P SM 46436E544 445139 12711 SH SOLE 0 0 12711 ISHARES TR ESG SCRD S&P MID 46436E551 304376 8545 SH SOLE 0 0 8545 ISHARES TR ESG SCRND S&P500 46436E569 2280655 67444 SH SOLE 0 0 67444 ISHARES TR CORE MSCI EAFE 46432F842 21180132 313780 SH SOLE 0 0 313780 ISHARES TR CORE INTL AGGR 46435G672 2188694 44404 SH SOLE 0 0 44404 ISHARES TR INTL DIV GRWTH 46435G524 272443 4393 SH SOLE 0 0 4393 ISHARES TR ESG AWRE 1 5 YR 46435G243 1971482 82454 SH SOLE 0 0 82454 ISHARES TR ESG AWR US AGRGT 46435U549 1589175 33690 SH SOLE 0 0 33690 ISHARES TR USD GRN BOND ETF 46435U440 798677 17162 SH SOLE 0 0 17162 ISHARES TR SELF DRIVNG EV 46435U366 327879 8015 SH SOLE 0 0 8015 ISHARES TR US INDUSTRIALS 464287754 365944 3451 SH SOLE 0 0 3451 ISHARES TR U.S. TECH ETF 464287721 675555 6205 SH SOLE 0 0 6205 ISHARES TR CORE S&P MCP ETF 464287507 6124753 23423 SH SOLE 0 0 23423 ISHARES TR CORE S&P SCP ETF 464287804 902203 9054 SH SOLE 0 0 9054 ISHARES TR CORE S&P500 ETF 464287200 526199 1181 SH SOLE 0 0 1181 ISHARES TR RUS 1000 ETF 464287622 222817 914 SH SOLE 0 0 914 ISHARES TR CORE US AGGBD ET 464287226 693721 7082 SH SOLE 0 0 7082 ISHARES TR IBOXX HI YD ETF 464288513 1181407 15737 SH SOLE 0 0 15737 ISHARES TR ISHS 1-5YR INVS 464288646 14634884 291706 SH SOLE 0 0 291706 JOHNSON & JOHNSON COM 478160104 214842 1298 SH SOLE 0 0 1298 JPMORGAN CHASE & CO COM 46625H100 234158 1610 SH SOLE 0 0 1610 MICROSOFT CORP COM 594918104 835022 2452 SH SOLE 0 0 2452 NETFLIX INC COM 64110L106 341820 776 SH SOLE 0 0 776 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 1751107 60466 SH SOLE 0 0 60466 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 231608 8481 SH SOLE 0 0 8481 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 268363 6127 SH SOLE 0 0 6127 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 215314 4165 SH SOLE 0 0 4165 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 246856 1420 SH SOLE 0 0 1420 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1347001 41395 SH SOLE 0 0 41395 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5462238 158878 SH SOLE 0 0 158878 SPDR S&P 500 ETF TR TR UNIT 78462F103 636488 1436 SH SOLE 0 0 1436 SPDR SER TR PRTFLO S&P500 GW 78464A409 2313244 37916 SH SOLE 0 0 37916 SPDR SER TR PORTFOLI S&P1500 78464A805 1004017 18443 SH SOLE 0 0 18443 SPDR SER TR PORTFOLIO AGRGTE 78464A649 841516 33170 SH SOLE 0 0 33170 SPDR SER TR PRTFLO S&P500 VL 78464A508 1045322 24197 SH SOLE 0 0 24197 SPDR SER TR PORTFOLIO SHORT 78464A474 393490 13366 SH SOLE 0 0 13366 SPDR SER TR BLOOMBERG INVT 78468R200 3058202 99648 SH SOLE 0 0 99648 SPDR SER TR PORTFOLIO SH TSR 78468R101 14163995 491976 SH SOLE 0 0 491976 SPDR SER TR S&P KENSHO INTLG 78468R697 309335 8601 SH SOLE 0 0 8601 SPDR SER TR S&P KENSHO CLEAN 78468R655 343104 4055 SH SOLE 0 0 4055 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 445213 5891 SH SOLE 0 0 5891 VANGUARD INDEX FDS MID CAP ETF 922908629 312640 1420 SH SOLE 0 0 1420 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1469824 17590 SH SOLE 0 0 17590 VANGUARD INDEX FDS SMALL CP ETF 922908751 8400127 42235 SH SOLE 0 0 42235 VANGUARD INDEX FDS TOTAL STK MKT 922908769 277284 1259 SH SOLE 0 0 1259 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4481104 11003 SH SOLE 0 0 11003 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3360961 42528 SH SOLE 0 0 42528 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 211457 2795 SH SOLE 0 0 2795 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1040038 6403 SH SOLE 0 0 6403 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 291753 2751 SH SOLE 0 0 2751 VANGUARD WORLD FD ESG US STK ETF 921910733 1083709 13832 SH SOLE 0 0 13832 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1026688 4194 SH SOLE 0 0 4194