0001214659-22-012702.txt : 20221028 0001214659-22-012702.hdr.sgml : 20221028 20221028092401 ACCESSION NUMBER: 0001214659-22-012702 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221028 DATE AS OF CHANGE: 20221028 EFFECTIVENESS DATE: 20221028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 221339240 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001858428 XXXXXXXX 09-30-2022 09-30-2022 false Better Money Decisions, LLC

460 ST. MICHAELS DRIVE, SUITE 902 SANTA FE NM 87505

13F HOLDINGS REPORT 028-21160 N Lorraine Ell 844-507-0961 /s/ Lorraine Ell Santa Fe NM 10-27-2022 0 57 102696 INFORMATION TABLE 2 infotable.xml ALPHABET INC CAP STK CL A 02079K305 283 2960 SH SOLE 0 0 2960 AMAZON COM INC COM 023135106 612 5414 SH SOLE 0 0 5414 APPLE INC COM 037833100 2279 16491 SH SOLE 0 0 16491 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 249 934 SH SOLE 0 0 934 CHEVRON CORP NEW COM 166764100 451 3142 SH SOLE 0 0 3142 COCA COLA CO COM 191216100 311 5552 SH SOLE 0 0 5552 COSTCO WHSL CORP NEW COM 22160K105 299 632 SH SOLE 0 0 632 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 616 27718 SH SOLE 0 0 27718 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 1764 63420 SH SOLE 0 0 63420 INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 1073 38284 SH SOLE 0 0 38284 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1151 43293 SH SOLE 0 0 43293 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 364 12515 SH SOLE 0 0 12515 INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 260 9712 SH SOLE 0 0 9712 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 2211 77212 SH SOLE 0 0 77212 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 638 21682 SH SOLE 0 0 21682 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 276 10375 SH SOLE 0 0 10375 ISHARES TR SELF DRIVNG EV 46435U366 265 7925 SH SOLE 0 0 7925 ISHARES TR ESG AWR US AGRGT 46435U549 973 20955 SH SOLE 0 0 20955 ISHARES TR USD GRN BOND ETF 46435U440 388 8514 SH SOLE 0 0 8514 ISHARES TR ESG SCRND S&P SM 46436E544 202 6582 SH SOLE 0 0 6582 ISHARES TR ESG SCRND S&P500 46436E569 1197 44618 SH SOLE 0 0 44618 ISHARES TR CORE US AGGBD ET 464287226 2877 29859 SH SOLE 0 0 29859 ISHARES TR US INDUSTRIALS 464287754 288 3432 SH SOLE 0 0 3432 ISHARES TR U.S. TECH ETF 464287721 454 6194 SH SOLE 0 0 6194 ISHARES TR CORE S&P MCP ETF 464287507 4677 21332 SH SOLE 0 0 21332 ISHARES TR CORE S&P SCP ETF 464287804 880 10095 SH SOLE 0 0 10095 ISHARES TR CORE S&P500 ETF 464287200 499 1392 SH SOLE 0 0 1392 ISHARES TR ISHS 1-5YR INVS 464288646 13395 271808 SH SOLE 0 0 271808 ISHARES TR CORE MSCI EAFE 46432F842 15378 291970 SH SOLE 0 0 291970 ISHARES TR CORE INTL AGGR 46435G672 1627 33673 SH SOLE 0 0 33673 ISHARES TR ESG AWRE 1 5 YR 46435G243 1360 57893 SH SOLE 0 0 57893 JOHNSON & JOHNSON COM 478160104 224 1369 SH SOLE 0 0 1369 MICROSOFT CORP COM 594918104 602 2585 SH SOLE 0 0 2585 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 982 43985 SH SOLE 0 0 43985 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 284 7506 SH SOLE 0 0 7506 SCHWAB STRATEGIC TR US TIPS ETF 808524870 5481 105820 SH SOLE 0 0 105820 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4536 146123 SH SOLE 0 0 146123 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1037 40190 SH SOLE 0 0 40190 SPDR S&P 500 ETF TR TR UNIT 78462F103 494 1384 SH SOLE 0 0 1384 SPDR SER TR PRTFLO S&P500 GW 78464A409 2463 49164 SH SOLE 0 0 49164 SPDR SER TR PORTFOLI S&P1500 78464A805 788 17862 SH SOLE 0 0 17862 SPDR SER TR PRTFLO S&P500 VL 78464A508 462 13409 SH SOLE 0 0 13409 SPDR SER TR PORTFOLIO AGRGTE 78464A649 785 31475 SH SOLE 0 0 31475 SPDR SER TR PORTFOLIO SHORT 78464A474 384 13130 SH SOLE 0 0 13130 SPDR SER TR S&P KENSHO INTLG 78468R697 274 8517 SH SOLE 0 0 8517 SPDR SER TR S&P KENSHO CLEAN 78468R655 359 4225 SH SOLE 0 0 4225 SPDR SER TR BLOOMBERG INVT 78468R200 2169 71587 SH SOLE 0 0 71587 SPDR SER TR PORTFOLIO SH TSR 78468R101 10037 347187 SH SOLE 0 0 347187 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2821 8594 SH SOLE 0 0 8594 VANGUARD INDEX FDS MID CAP ETF 922908629 260 1386 SH SOLE 0 0 1386 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1032 12875 SH SOLE 0 0 12875 VANGUARD INDEX FDS SMALL CP ETF 922908751 6905 40402 SH SOLE 0 0 40402 VANGUARD INDEX FDS TOTAL STK MKT 922908769 234 1303 SH SOLE 0 0 1303 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 792 5857 SH SOLE 0 0 5857 VANGUARD WORLD FD ESG US STK ETF 921910733 855 13584 SH SOLE 0 0 13584 VANGUARD WORLD FD ESG INTL STK ETF 921910725 203 4671 SH SOLE 0 0 4671 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 936 4182 SH SOLE 0 0 4182