The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   11,085,520 156,664 SH   SOLE   156,664 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,180,088 198,789 SH   SOLE   198,789 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,035,390 22,185 SH   SOLE   22,185 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   8,589,950 60,450 SH   SOLE   60,450 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,465,056 61,426 SH   SOLE   61,426 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,273,422 19,411 SH   SOLE   19,411 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,205,743 63,834 SH   SOLE   63,834 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,807,797 28,177 SH   SOLE   28,177 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,696,068 35,634 SH   SOLE   35,634 0 0
APPLE INC COM 037833100   1,512,772 7,799 SH   SOLE   7,799 0 0
NVIDIA CORPORATION COM 67066G104   868,460 2,053 SH   SOLE   2,053 0 0
TJX COS INC NEW COM 872540109   817,885 9,646 SH   SOLE   9,646 0 0
MICROSOFT CORP COM 594918104   758,723 2,228 SH   SOLE   2,228 0 0
JPMORGAN CHASE & CO COM 46625H100   538,962 3,706 SH   SOLE   3,706 0 0
ALPHABET INC CAP STK CL C 02079K107   480,856 3,975 SH   SOLE   3,975 0 0
AMAZON COM INC COM 023135106   465,385 3,570 SH   SOLE   3,570 0 0
META PLATFORMS INC CL A 30303M102   462,612 1,612 SH   SOLE   1,612 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   433,245 886 SH   SOLE   886 0 0
VISA INC COM CL A 92826C839   410,365 1,728 SH   SOLE   1,728 0 0
STARBUCKS CORP COM 855244109   390,495 3,942 SH   SOLE   3,942 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   388,786 1,137 SH   SOLE   1,137 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   368,962 1,082 SH   SOLE   1,082 0 0
JOHNSON & JOHNSON COM 478160104   343,785 2,077 SH   SOLE   2,077 0 0
UNITEDHEALTH GROUP INC COM 91324P102   299,919 624 SH   SOLE   624 0 0
ALLSTATE CORP COM 020002101   285,794 2,621 SH   SOLE   2,621 0 0
AMGEN INC COM 031162100   283,076 1,275 SH   SOLE   1,275 0 0
HOME DEPOT INC COM 437076102   271,499 874 SH   SOLE   874 0 0
COSTAR GROUP INC COM 22160N109   234,604 2,636 SH   SOLE   2,636 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   228,881 1,654 SH   SOLE   1,654 0 0
DISNEY WALT CO COM 254687106   224,896 2,519 SH   SOLE   2,519 0 0
TESLA INC COM 88160R101   220,672 843 SH   SOLE   843 0 0