The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   598,663 5,453 SH   SOLE   0 0 2,400
ABBVIE INC COM 00287Y109   1,057,872 6,546 SH   SOLE   0 0 3,618
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   628,141 2,354 SH   SOLE   0 0 1,013
ADOBE SYSTEMS INCORPORATED COM 00724F101   527,679 1,568 SH   SOLE   0 0 1,568
ADVANCED MICRO DEVICES INC COM 007903107   209,855 3,240 SH   SOLE   0 0 3,240
AGILENT TECHNOLOGIES INC COM 00846U101   311,871 2,084 SH   SOLE   0 0 2,084
AGILON HEALTH INC COM 00857U107   345,800 21,425 SH   SOLE   0 0 21,425
AIR PRODS & CHEMS INC COM 009158106   297,163 964 SH   SOLE   0 0 964
ALPHABET INC CAP STK CL A 02079K305   866,507 9,821 SH   SOLE   0 0 4,844
ALPHABET INC CAP STK CL C 02079K107   715,253 8,061 SH   SOLE   0 0 4,224
AMAZON COM INC COM 023135106   1,143,240 13,610 SH   SOLE   0 0 5,618
AMERICAN EXPRESS CO COM 025816109   235,514 1,594 SH   SOLE   0 0 1,594
AMERICAN WTR WKS CO INC NEW COM 030420103   365,046 2,395 SH   SOLE   0 0 2,395
AMERISOURCEBERGEN CORP COM 03073E105   202,332 1,221 SH   SOLE   0 0 1,221
AMGEN INC COM 031162100   527,906 2,010 SH   SOLE   0 0 763
APPLE INC COM 037833100   4,867,125 37,460 SH   SOLE   0 0 15,307
AUTOMATIC DATA PROCESSING IN COM 053015103   291,170 1,219 SH   SOLE   0 0 1,219
AUTOZONE INC COM 053332102   397,055 161 SH   SOLE   0 0 161
BANK AMERICA CORP COM 060505104   833,988 25,181 SH   SOLE   0 0 17,726
BATH & BODY WORKS INC COM 070830104   261,521 6,206 SH   SOLE   0 0 6,206
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,618,945 5,241 SH   SOLE   0 0 2,601
BLACKROCK INC COM 09247X101   277,783 392 SH   SOLE   0 0 392
BLOCK INC CL A 852234103   201,465 3,206 SH   SOLE   0 0 3,206
BOEING CO COM 097023105   302,879 1,590 SH   SOLE   0 0 1,590
BOOKING HOLDINGS INC COM 09857L108   231,757 115 SH   SOLE   0 0 115
BRISTOL-MYERS SQUIBB CO COM 110122108   336,150 4,672 SH   SOLE   0 0 4,672
BROADCOM INC COM 11135F101   552,980 989 SH   SOLE   0 0 477
CADENCE DESIGN SYSTEM INC COM 127387108   283,048 1,762 SH   SOLE   0 0 1,762
CAMPBELL SOUP CO COM 134429109   200,611 3,535 SH   SOLE   0 0 3,535
CATERPILLAR INC COM 149123101   247,465 1,033 SH   SOLE   0 0 1,033
CHEVRON CORP NEW COM 166764100   1,053,367 5,869 SH   SOLE   0 0 3,755
CIGNA CORP NEW COM 125523100   291,248 879 SH   SOLE   0 0 879
CINTAS CORP COM 172908105   296,714 657 SH   SOLE   0 0 657
CISCO SYS INC COM 17275R102   667,014 14,001 SH   SOLE   0 0 5,633
CLOROX CO DEL COM 189054109   250,910 1,788 SH   SOLE   0 0 1,788
COCA COLA CO COM 191216100   581,781 9,146 SH   SOLE   0 0 5,453
COMCAST CORP NEW CL A 20030N101   213,667 6,110 SH   SOLE   0 0 6,110
COSTAR GROUP INC COM 22160N109   380,913 4,929 SH   SOLE   0 0 4,929
COSTCO WHSL CORP NEW COM 22160K105   721,727 1,581 SH   SOLE   0 0 532
CSX CORP COM 126408103   801,608 25,875 SH   SOLE   0 0 25,875
DANAHER CORPORATION COM 235851102   576,758 2,173 SH   SOLE   0 0 1,236
DARLING INGREDIENTS INC COM 237266101   500,094 7,990 SH   SOLE   0 0 294
DEERE & CO COM 244199105   546,241 1,274 SH   SOLE   0 0 522
DOLLAR GEN CORP NEW COM 256677105   243,049 987 SH   SOLE   0 0 987
DUPONT DE NEMOURS INC COM 26614N102   203,076 2,959 SH   SOLE   0 0 2,959
ELEVANCE HEALTH INC COM 036752103   769,619 1,500 SH   SOLE   0 0 518
ENPHASE ENERGY INC COM 29355A107   222,301 839 SH   SOLE   0 0 839
EXXON MOBIL CORP COM 30231G102   2,040,554 18,500 SH   SOLE   0 0 6,256
FIRST BUSEY CORP COM NEW 319383204   245,494 9,931 SH   SOLE   0 0 9,931
FORD MTR CO DEL COM 345370860   143,619 12,349 SH   SOLE   0 0 12,349
GENERAL ELECTRIC CO COM NEW 369604301   224,306 2,677 SH   SOLE   0 0 2,677
GOLDMAN SACHS GROUP INC COM 38141G104   247,234 720 SH   SOLE   0 0 720
HOME DEPOT INC COM 437076102   874,258 2,768 SH   SOLE   0 0 903
HONEYWELL INTL INC COM 438516106   495,505 2,312 SH   SOLE   0 0 1,073
HOSTESS BRANDS INC CL A 44109J106   225,387 10,044 SH   SOLE   0 0 10,044
HUBBELL INC COM 443510607   322,216 1,373 SH   SOLE   0 0 1,373
HUNTINGTON BANCSHARES INC COM 446150104   765,177 54,268 SH   SOLE   0 0 24,753
IDEXX LABS INC COM 45168D104   284,756 698 SH   SOLE   0 0 698
INTERNATIONAL BUSINESS MACHS COM 459200101   463,435 3,289 SH   SOLE   0 0 1,420
INTUIT COM 461202103   326,556 839 SH   SOLE   0 0 839
INTUITIVE SURGICAL INC COM NEW 46120E602   315,501 1,189 SH   SOLE   0 0 1,189
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   219,542 8,198 SH   SOLE   0 0 8,198
ISHARES INC CORE MSCI EMKT 46434G103   346,701 7,424 SH   SOLE   0 0 7,424
ISHARES TR CORE MSCI EAFE 46432F842   1,251,908 20,310 SH   SOLE   0 0 20,310
ISHARES TR CORE S&P500 ETF 464287200   966,979 2,517 SH   SOLE   0 0 662
ISHARES TR MSCI EAFE MIN VL 46429B689   254,912 4,009 SH   SOLE   0 0 4,009
ISHARES TR MSCI USA MIN VOL 46429B697   599,295 8,312 SH   SOLE   0 0 8,312
ISHARES TR NATIONAL MUN ETF 464288414   1,757,014 16,651 SH   SOLE   0 0 16,651
ISHARES TR RUS 2000 GRW ETF 464287648   212,589 991 SH   SOLE   0 0 991
ISHARES TR RUS 2000 VAL ETF 464287630   214,522 1,547 SH   SOLE   0 0 1,547
ISHARES TR RUSSELL 3000 ETF 464287689   3,257,899 14,763 SH   SOLE   0 0 14,763
ISHARES TR RUS MID CAP ETF 464287499   216,042 3,203 SH   SOLE   0 0 14
ISHARES TR SHRT NAT MUN ETF 464288158   1,561,026 14,971 SH   SOLE   0 0 14,971
ISHARES TR RUS 1000 ETF 464287622   639,139 3,036 SH   SOLE   0 0 3,036
ITT INC COM 45073V108   243,868 3,007 SH   SOLE   0 0 3,007
JOHNSON & JOHNSON COM 478160104   1,610,725 9,118 SH   SOLE   0 0 3,857
JPMORGAN CHASE & CO COM 46625H100   2,164,418 16,140 SH   SOLE   0 0 11,135
KEYSIGHT TECHNOLOGIES INC COM 49338L103   272,172 1,591 SH   SOLE   0 0 1,591
LENNAR CORP CL A 526057104   233,581 2,581 SH   SOLE   0 0 2,581
LILLY ELI & CO COM 532457108   1,096,788 2,998 SH   SOLE   0 0 1,868
LINCOLN ELEC HLDGS INC COM 533900106   319,756 2,213 SH   SOLE   0 0 2,213
LOCKHEED MARTIN CORP COM 539830109   401,354 825 SH   SOLE   0 0 825
LOWES COS INC COM 548661107   278,538 1,398 SH   SOLE   0 0 1,398
MARATHON PETE CORP COM 56585A102   613,143 5,268 SH   SOLE   0 0 1,800
MASTERCARD INCORPORATED CL A 57636Q104   629,739 1,811 SH   SOLE   0 0 1,098
MCDONALDS CORP COM 580135101   739,676 2,809 SH   SOLE   0 0 1,280
MCKESSON CORP COM 58155Q103   323,353 862 SH   SOLE   0 0 862
MERCK & CO INC COM 58933Y105   898,883 8,102 SH   SOLE   0 0 4,930
META PLATFORMS INC CL A 30303M102   596,646 4,958 SH   SOLE   0 0 2,494
MICROSOFT CORP COM 594918104   5,076,057 21,166 SH   SOLE   0 0 10,937
MORGAN STANLEY COM NEW 617446448   340,080 4,000 SH   SOLE   0 0 4,000
NASDAQ INC COM 631103108   302,640 4,933 SH   SOLE   0 0 4,933
NETFLIX INC COM 64110L106   387,177 1,313 SH   SOLE   0 0 1,313
NEXTERA ENERGY INC COM 65339F101   902,713 10,798 SH   SOLE   0 0 3,542
NIKE INC CL B 654106103   295,333 2,524 SH   SOLE   0 0 2,524
NOKIA CORP SPONSORED ADR 654902204   93,422 20,134 SH   SOLE   0 0 20,134
NORFOLK SOUTHN CORP COM 655844108   624,182 2,533 SH   SOLE   0 0 2,533
NVENT ELECTRIC PLC SHS G6700G107   227,935 5,925 SH   SOLE   0 0 5,925
NVIDIA CORPORATION COM 67066G104   1,480,802 10,933 SH   SOLE   0 0 6,335
OCCIDENTAL PETE CORP COM 674599105   650,206 10,322 SH   SOLE   0 0 3,325
ORACLE CORP COM 68389X105   375,350 4,592 SH   SOLE   0 0 4,592
PEPSICO INC COM 713448108   1,252,102 6,931 SH   SOLE   0 0 3,244
PFIZER INC COM 717081103   684,065 13,500 SH   SOLE   0 0 5,687
PHILIP MORRIS INTL INC COM 718172109   300,088 2,965 SH   SOLE   0 0 2,965
PHILLIPS 66 COM 718546104   203,789 1,958 SH   SOLE   0 0 1,958
PROCTER AND GAMBLE CO COM 742718109   2,882,721 19,020 SH   SOLE   0 0 4,839
PROLOGIS INC. COM 74340W103   528,105 4,685 SH   SOLE   0 0 2,393
QUANTA SVCS INC COM 74762E102   297,255 2,086 SH   SOLE   0 0 2,086
RAYTHEON TECHNOLOGIES CORP COM 75513E101   250,383 2,481 SH   SOLE   0 0 2,481
REGENERON PHARMACEUTICALS COM 75886F107   202,017 280 SH   SOLE   0 0 280
ROYAL CARIBBEAN GROUP COM V7780T103   201,922 4,085 SH   SOLE   0 0 4,085
S&P GLOBAL INC COM 78409V104   234,458 700 SH   SOLE   0 0 700
SCHLUMBERGER LTD COM STK 806857108   239,822 4,486 SH   SOLE   0 0 4,486
SCHWAB CHARLES CORP COM 808513105   281,835 3,385 SH   SOLE   0 0 3,385
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   926,197 20,514 SH   SOLE   0 0 15,823
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,027,319 53,417 SH   SOLE   0 0 7,228
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   569,350 15,417 SH   SOLE   0 0 15,417
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   811,879 34,300 SH   SOLE   0 0 10,772
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   325,846 11,209 SH   SOLE   0 0 11,209
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   362,339 11,460 SH   SOLE   0 0 5,139
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,975,183 178,278 SH   SOLE   0 0 128,766
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   6,210,217 111,867 SH   SOLE   0 0 65,066
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,923,570 44,283 SH   SOLE   0 0 19,156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,823,482 58,276 SH   SOLE   0 0 35,174
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,559,319 63,177 SH   SOLE   0 0 47,492
SCHWAB STRATEGIC TR US REIT ETF 808524847   330,026 17,109 SH   SOLE   0 0 13,655
SERVICENOW INC COM 81762P102   243,834 628 SH   SOLE   0 0 628
SORRENTO THERAPEUTICS INC COM NEW 83587F202   9,495 10,717 SH   SOLE   0 0 10,717
SPDR S&P 500 ETF TR TR UNIT 78462F103   615,386 1,609 SH   SOLE   0 0 1,012
SPDR SER TR PORTFOLIO SH TSR 78468R101   8,518,159 294,848 SH   SOLE   0 0 294,848
SPDR SER TR S&P 400 MDCP VAL 78464A839   504,520 7,795 SH   SOLE   0 0 1,135
SPDR SER TR S&P 600 SMCP GRW 78464A201   328,774 4,551 SH   SOLE   0 0 1,602
SPDR SER TR S&P 600 SMCP VAL 78464A300   616,259 8,303 SH   SOLE   0 0 1,574
SPDR SER TR S&P DIVID ETF 78464A763   234,707 2,576 SH   SOLE   0 0 696
SPDR SER TR NUVEEN BLOOMBERG 78464A284   674,758 13,779 SH   SOLE   0 0 13,779
SPDR SER TR PRTFLO S&P500 VL 78464A508   262,430 6,748 SH   SOLE   0 0 6,748
SPDR SER TR BLOOMBERG EMERGI 78464A391   211,891 10,306 SH   SOLE   0 0 10,306
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   388,199 4,244 SH   SOLE   0 0 4,244
STAG INDL INC COM 85254J102   257,123 7,958 SH   SOLE   0 0 7,958
STARBUCKS CORP COM 855244109   365,949 3,689 SH   SOLE   0 0 3,689
STRYKER CORPORATION COM 863667101   270,650 1,107 SH   SOLE   0 0 1,107
SYNOPSYS INC COM 871607107   424,975 1,331 SH   SOLE   0 0 1,331
TESLA INC COM 88160R101   1,168,239 9,485 SH   SOLE   0 0 2,596
TEXAS INSTRS INC COM 882508104   356,545 2,158 SH   SOLE   0 0 2,158
THE TRADE DESK INC COM CL A 88339J105   731,087 19,308 SH   SOLE   0 0 15,904
THERMO FISHER SCIENTIFIC INC COM 883556102   581,153 1,055 SH   SOLE   0 0 471
TJX COS INC NEW COM 872540109   276,530 3,474 SH   SOLE   0 0 3,474
UNION PAC CORP COM 907818108   216,802 1,047 SH   SOLE   0 0 1,047
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   210,033 6,214 SH   SOLE   0 0 6,214
UNITED PARCEL SERVICE INC CL B 911312106   213,997 1,231 SH   SOLE   0 0 1,231
UNITEDHEALTH GROUP INC COM 91324P102   1,467,538 2,768 SH   SOLE   0 0 1,079
US BANCORP DEL COM NEW 902973304   275,179 6,310 SH   SOLE   0 0 6,310
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   412,387 8,158 SH   SOLE   0 0 8,158
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,838,343 77,555 SH   SOLE   0 0 44,805
VANGUARD BD INDEX FDS INTERMED TERM 921937819   461,444 6,209 SH   SOLE   0 0 6,172
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   398,712 5,550 SH   SOLE   0 0 5,550
VANGUARD INDEX FDS GROWTH ETF 922908736   4,597,315 21,573 SH   SOLE   0 0 7,823
VANGUARD INDEX FDS TOTAL STK MKT 922908769   21,181,349 112,390 SH   SOLE   0 0 60,312
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,141,778 15,837 SH   SOLE   0 0 432
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,197,969 3,410 SH   SOLE   0 0 2,470
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,317,548 12,892 SH   SOLE   0 0 11,917
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,993,882 36,325 SH   SOLE   0 0 35,913
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,852,891 9,240 SH   SOLE   0 0 7,283
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,003,553 18,914 SH   SOLE   0 0 15,981
VANGUARD INDEX FDS MID CAP ETF 922908629   717,055 3,518 SH   SOLE   0 0 2,805
VANGUARD INDEX FDS VALUE ETF 922908744   6,784,896 48,336 SH   SOLE   0 0 36,584
VANGUARD INDEX FDS SMALL CP ETF 922908751   771,171 4,238 SH   SOLE   0 0 3,826
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   273,810 2,686 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,662,759 94,018 SH   SOLE   0 0 12,184
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,503,011 30,370 SH   SOLE   0 0 30,370
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   7,670,690 132,665 SH   SOLE   0 0 132,665
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,886,725 36,583 SH   SOLE   0 0 6,581
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,097,474 26,149 SH   SOLE   0 0 26,149
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   496,075 5,583 SH   SOLE   0 0 3,606
VERIZON COMMUNICATIONS INC COM 92343V104   448,638 11,387 SH   SOLE   0 0 7,201
VERTEX PHARMACEUTICALS INC COM 92532F100   232,468 805 SH   SOLE   0 0 805
VISA INC COM CL A 92826C839   879,507 4,233 SH   SOLE   0 0 1,735
WALMART INC COM 931142103   886,043 6,249 SH   SOLE   0 0 2,993
WENDYS CO COM 95058W100   231,935 10,249 SH   SOLE   0 0 10,249
WISDOMTREE TR US QTLY DIV GRT 97717X669   431,876 7,155 SH   SOLE   0 0 3,723