The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 498 4,204 SH   SOLE   0 0 4,204
ABBVIE INC COM 00287Y109 694 4,285 SH   SOLE   0 0 4,285
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 255 755 SH   SOLE   0 0 755
ADVANCED MICRO DEVICES INC COM 007903107 554 5,073 SH   SOLE   0 0 5,073
AGILON HEALTH INC COM 00857U107 580 22,897 SH   SOLE   0 0 22,897
ALPHABET INC CAP STK CL C 02079K107 1,631 584 SH   SOLE   0 0 584
ALPHABET INC CAP STK CL A 02079K305 1,624 584 SH   SOLE   0 0 584
AMAZON COM INC COM 023135106 3,038 932 SH   SOLE   0 0 932
AMERICAN EXPRESS CO COM 025816109 270 1,444 SH   SOLE   0 0 1,444
ANTHEM INC COM 036752103 527 1,073 SH   SOLE   0 0 1,073
APPLE INC COM 037833100 6,978 39,964 SH   SOLE   0 0 39,964
APPLIED MATLS INC COM 038222105 219 1,658 SH   SOLE   0 0 1,658
AT&T INC COM 00206R102 503 21,295 SH   SOLE   0 0 21,295
AUTOZONE INC COM 053332102 211 103 SH   SOLE   0 0 103
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,342 3,804 SH   SOLE   0 0 3,804
BK OF AMERICA CORP COM 060505104 933 22,639 SH   SOLE   0 0 22,639
BOEING CO COM 097023105 214 1,119 SH   SOLE   0 0 1,119
BRISTOL-MYERS SQUIBB CO COM 110122108 226 3,088 SH   SOLE   0 0 3,088
BROADCOM INC COM 11135F101 536 851 SH   SOLE   0 0 851
CENTRAL GARDEN & PET CO COM 153527106 237 5,382 SH   SOLE   0 0 5,382
CENTRAL GARDEN & PET CO CL A NON-VTG 153527205 260 6,374 SH   SOLE   0 0 6,374
CHEVRON CORP NEW COM 166764100 623 3,827 SH   SOLE   0 0 3,827
CISCO SYS INC COM 17275R102 524 9,409 SH   SOLE   0 0 9,409
COCA COLA CO COM 191216100 525 8,463 SH   SOLE   0 0 8,463
COMCAST CORP NEW CL A 20030N101 244 5,205 SH   SOLE   0 0 5,205
CONFORMIS INC COM 20717E101 6 10,000 SH   SOLE   0 0 10,000
COSTCO WHSL CORP NEW COM 22160K105 842 1,463 SH   SOLE   0 0 1,463
CROWDSTRIKE HLDGS INC CL A 22788C105 532 2,342 SH   SOLE   0 0 2,342
CSX CORP COM 126408103 889 23,751 SH   SOLE   0 0 23,751
CVS HEALTH CORP COM 126650100 292 2,887 SH   SOLE   0 0 2,887
DANAHER CORPORATION COM 235851102 244 833 SH   SOLE   0 0 833
DEERE & CO COM 244199105 441 1,063 SH   SOLE   0 0 1,063
DISNEY WALT CO COM 254687106 471 3,431 SH   SOLE   0 0 3,431
DUKE ENERGY CORP NEW COM NEW 26441C204 227 2,035 SH   SOLE   0 0 2,035
EXXON MOBIL CORP COM 30231G102 1,195 14,460 SH   SOLE   0 0 14,460
GENERAL ELECTRIC CO COM NEW 369604301 200 2,187 SH   SOLE   0 0 2,187
HOME DEPOT INC COM 437076102 617 2,062 SH   SOLE   0 0 2,062
HONEYWELL INTL INC COM 438516106 204 1,050 SH   SOLE   0 0 1,050
HOPE BANCORP INC COM 43940T109 182 11,332 SH   SOLE   0 0 11,332
HUNTINGTON BANCSHARES INC COM 446150104 741 50,666 SH   SOLE   0 0 50,666
INTERNATIONAL BUSINESS MACHS COM 459200101 261 2,010 SH   SOLE   0 0 2,010
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 270 4,023 SH   SOLE   0 0 4,023
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 227 7,292 SH   SOLE   0 0 7,292
ISHARES INC CORE MSCI EMKT 46434G103 430 7,745 SH   SOLE   0 0 7,745
ISHARES TR MSCI USA MIN VOL 46429B697 687 8,859 SH   SOLE   0 0 8,859
ISHARES TR NATIONAL MUN ETF 464288414 1,358 12,385 SH   SOLE   0 0 12,385
ISHARES TR RUS 2000 VAL ETF 464287630 224 1,385 SH   SOLE   0 0 1,385
ISHARES TR RUS MID CAP ETF 464287499 250 3,203 SH   SOLE   0 0 3,203
ISHARES TR SHRT NAT MUN ETF 464288158 1,419 13,570 SH   SOLE   0 0 13,570
ISHARES TR JPMORGAN USD EMG 464288281 247 2,528 SH   SOLE   0 0 2,528
ISHARES TR CORE S&P SCP ETF 464287804 210 1,945 SH   SOLE   0 0 1,945
ISHARES TR MSCI EAFE MIN VL 46429B689 386 5,351 SH   SOLE   0 0 5,351
ISHARES TR CORE S&P500 ETF 464287200 1,093 2,409 SH   SOLE   0 0 2,409
ISHARES TR CORE MSCI EAFE 46432F842 1,311 18,861 SH   SOLE   0 0 18,861
JOHNSON & JOHNSON COM 478160104 1,293 7,299 SH   SOLE   0 0 7,299
JPMORGAN CHASE & CO COM 46625H100 1,512 11,094 SH   SOLE   0 0 11,094
LILLY ELI & CO COM 532457108 549 1,917 SH   SOLE   0 0 1,917
MARATHON PETE CORP COM 56585A102 215 2,512 SH   SOLE   0 0 2,512
MASTERCARD INCORPORATED CL A 57636Q104 611 1,711 SH   SOLE   0 0 1,711
MCDONALDS CORP COM 580135101 596 2,409 SH   SOLE   0 0 2,409
MERCK & CO INC COM 58933Y105 207 2,518 SH   SOLE   0 0 2,518
META PLATFORMS INC CL A 30303M102 676 3,040 SH   SOLE   0 0 3,040
MICROSOFT CORP COM 594918104 4,976 16,142 SH   SOLE   0 0 16,142
NEXTERA ENERGY INC COM 65339F101 606 7,158 SH   SOLE   0 0 7,158
NORFOLK SOUTHN CORP COM 655844108 611 2,141 SH   SOLE   0 0 2,141
NVIDIA CORPORATION COM 67066G104 1,907 6,988 SH   SOLE   0 0 6,988
OCCIDENTAL PETE CORP COM 674599105 377 6,653 SH   SOLE   0 0 6,653
ORACLE CORP COM 68389X105 405 4,894 SH   SOLE   0 0 4,894
PEPSICO INC COM 713448108 822 4,912 SH   SOLE   0 0 4,912
PFIZER INC COM 717081103 550 10,621 SH   SOLE   0 0 10,621
PHILIP MORRIS INTL INC COM 718172109 245 2,611 SH   SOLE   0 0 2,611
PROCTER AND GAMBLE CO COM 742718109 3,050 19,962 SH   SOLE   0 0 19,962
PROLOGIS INC. COM 74340W103 488 3,026 SH   SOLE   0 0 3,026
PROSHARES TR ULTRAPRO QQQ 74347X831 226 3,878 SH   SOLE   0 0 3,878
SALESFORCE COM INC COM 79466L302 245 1,152 SH   SOLE   0 0 1,152
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,079 20,041 SH   SOLE   0 0 20,041
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 302 8,215 SH   SOLE   0 0 8,215
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 679 15,417 SH   SOLE   0 0 15,417
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,898 68,325 SH   SOLE   0 0 68,325
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 377 11,701 SH   SOLE   0 0 11,701
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 9,177 171,886 SH   SOLE   0 0 171,886
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,730 59,960 SH   SOLE   0 0 59,960
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,470 99,841 SH   SOLE   0 0 99,841
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,952 41,340 SH   SOLE   0 0 41,340
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,524 59,641 SH   SOLE   0 0 59,641
SCHWAB STRATEGIC TR US REIT ETF 808524847 239 9,586 SH   SOLE   0 0 9,586
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,020 63,779 SH   SOLE   0 0 63,779
SHOPIFY INC CL A 82509L107 494 731 SH   SOLE   0 0 731
SORRENTO THERAPEUTICS INC COM NEW 83587F202 25 10,717 SH   SOLE   0 0 10,717
SPDR S&P 500 ETF TR TR UNIT 78462F103 639 1,416 SH   SOLE   0 0 1,416
SPDR SER TR S&P 600 SMCP GRW 78464A201 365 4,348 SH   SOLE   0 0 4,348
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 625 6,834 SH   SOLE   0 0 6,834
SPDR SER TR NUVEEN BLMBRG SH 78468R739 572 12,078 SH   SOLE   0 0 12,078
SPDR SER TR NUVEEN BLOOMBERG 78464A284 463 8,403 SH   SOLE   0 0 8,403
SPDR SER TR S&P 600 SMCP VAL 78464A300 510 6,120 SH   SOLE   0 0 6,120
SPDR SER TR S&P DIVID ETF 78464A763 273 2,130 SH   SOLE   0 0 2,130
SPDR SER TR S&P 400 MDCP VAL 78464A839 446 6,341 SH   SOLE   0 0 6,341
TESLA INC COM 88160R101 2,599 2,412 SH   SOLE   0 0 2,412
TEXAS INSTRS INC COM 882508104 244 1,331 SH   SOLE   0 0 1,331
THE TRADE DESK INC COM CL A 88339J105 879 12,703 SH   SOLE   0 0 12,703
THERMO FISHER SCIENTIFIC INC COM 883556102 515 871 SH   SOLE   0 0 871
UNION PAC CORP COM 907818108 266 975 SH   SOLE   0 0 975
UNITEDHEALTH GROUP INC COM 91324P102 989 1,939 SH   SOLE   0 0 1,939
US BANCORP DEL COM NEW 902973304 228 4,295 SH   SOLE   0 0 4,295
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 858 14,947 SH   SOLE   0 0 14,947
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 262 9,700 SH   SOLE   0 0 9,700
VANGUARD BD INDEX FDS INTERMED TERM 921937819 417 5,086 SH   SOLE   0 0 5,086
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 475 5,968 SH   SOLE   0 0 5,968
VANGUARD INDEX FDS TOTAL STK MKT 922908769 20,980 92,151 SH   SOLE   0 0 92,151
VANGUARD INDEX FDS GROWTH ETF 922908736 6,446 22,413 SH   SOLE   0 0 22,413
VANGUARD INDEX FDS MID CAP ETF 922908629 832 3,497 SH   SOLE   0 0 3,497
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,936 13,177 SH   SOLE   0 0 13,177
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,303 9,280 SH   SOLE   0 0 9,280
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,333 15,585 SH   SOLE   0 0 15,585
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,344 3,239 SH   SOLE   0 0 3,239
VANGUARD INDEX FDS SMALL CP ETF 922908751 866 4,077 SH   SOLE   0 0 4,077
VANGUARD INDEX FDS VALUE ETF 922908744 6,888 46,612 SH   SOLE   0 0 46,612
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,723 34,351 SH   SOLE   0 0 34,351
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,635 20,660 SH   SOLE   0 0 20,660
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,314 71,856 SH   SOLE   0 0 71,856
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 208 1,683 SH   SOLE   0 0 1,683
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,504 48,568 SH   SOLE   0 0 48,568
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,501 25,121 SH   SOLE   0 0 25,121
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,072 43,147 SH   SOLE   0 0 43,147
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 737 6,569 SH   SOLE   0 0 6,569
VANGUARD WORLD FD ESG US STK ETF 921910733 212 2,616 SH   SOLE   0 0 2,616
VERIZON COMMUNICATIONS INC COM 92343V104 450 8,840 SH   SOLE   0 0 8,840
VISA INC COM CL A 92826C839 828 3,733 SH   SOLE   0 0 3,733
WALMART INC COM 931142103 645 4,329 SH   SOLE   0 0 4,329
WELLS FARGO CO NEW COM 949746101 351 7,237 SH   SOLE   0 0 7,237
WENDYS CO COM 95058W100 219 9,981 SH   SOLE   0 0 9,981
WISDOMTREE TR US QTLY DIV GRT 97717X669 219 3,432 SH   SOLE   0 0 3,432