The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   477,048 4,587 SH   SOLE   4,587 0 0
ALPHABET INC CAP STK CL A 02079K305   363,470 3,504 SH   SOLE   3,504 0 0
AMAZON COM INC COM 023135106   796,779 7,714 SH   SOLE   7,714 0 0
AMGEN INC COM 031162100   443,611 1,835 SH   SOLE   1,835 0 0
APPLE INC COM 037833100   3,055,750 18,531 SH   SOLE   18,531 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   931,200 2 SH   SOLE   2 0 0
CHEVRON CORP NEW COM 166764100   649,224 3,979 SH   SOLE   3,979 0 0
COSTCO WHSL CORP NEW COM 22160K105   243,963 491 SH   SOLE   491 0 0
DISNEY WALT CO COM 254687106   234,204 2,339 SH   SOLE   2,339 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   50,412 11,354 SH   SOLE   11,354 0 0
FS KKR CAP CORP COM 302635206   1,160,672 62,739 SH   SOLE   62,739 0 0
HOME DEPOT INC COM 437076102   274,970 932 SH   SOLE   932 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   153,141 13,340 SH   SOLE   13,340 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   12,212,549 258,084 SH   SOLE   258,084 0 0
ISHARES TR MSCI USA MMENTM 46432F396   7,145,092 51,389 SH   SOLE   51,389 0 0
ISHARES TR GLOBAL TECH ETF 464287291   6,054,581 111,379 SH   SOLE   111,379 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,324,170 18,515 SH   SOLE   18,515 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   690,521 9,493 SH   SOLE   9,493 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   270,226 4,362 SH   SOLE   4,362 0 0
ISHARES TR CORE S&P500 ETF 464287200   235,549 573 SH   SOLE   573 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   237,298 5,755 SH   SOLE   5,755 0 0
JOHNSON & JOHNSON COM 478160104   468,983 3,026 SH   SOLE   3,026 0 0
JPMORGAN CHASE & CO COM 46625H100   547,785 4,204 SH   SOLE   4,204 0 0
LOWES COS INC COM 548661107   277,758 1,389 SH   SOLE   1,389 0 0
LPL FINL HLDGS INC COM 50212V100   1,414,169 6,987 SH   SOLE   6,987 0 0
MARSH & MCLENNAN COS INC COM 571748102   277,472 1,666 SH   SOLE   1,666 0 0
MCDONALDS CORP COM 580135101   482,878 1,727 SH   SOLE   1,727 0 0
MICROSOFT CORP COM 594918104   1,533,604 5,319 SH   SOLE   5,319 0 0
NEXTERA ENERGY INC COM 65339F101   664,584 8,622 SH   SOLE   8,622 0 0
NIKE INC CL B 654106103   363,750 2,966 SH   SOLE   2,966 0 0
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   475,678 53,993 SH   SOLE   53,993 0 0
PEPSICO INC COM 713448108   468,747 2,571 SH   SOLE   2,571 0 0
PROCTER AND GAMBLE CO COM 742718109   257,931 1,735 SH   SOLE   1,735 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   281,594 5,885 SH   SOLE   5,885 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   4,027,025 106,620 SH   SOLE   106,620 0 0
TESLA INC COM 88160R101   313,057 1,509 SH   SOLE   1,509 0 0
UNITEDHEALTH GROUP INC COM 91324P102   407,845 863 SH   SOLE   863 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   290,805 2,288 SH   SOLE   2,288 0 0
V F CORP COM 918204108   229,100 10,000 SH   SOLE   10,000 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   725,487 9,826 SH   SOLE   9,826 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   15,982,895 115,726 SH   SOLE   115,726 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,693,485 15,139 SH   SOLE   15,139 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   245,698 985 SH   SOLE   985 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   228,338 1,205 SH   SOLE   1,205 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   663,936 12,417 SH   SOLE   12,417 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,850,557 594,433 SH   SOLE   594,433 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   843,395 16,108 SH   SOLE   16,108 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   230,885 5,937 SH   SOLE   5,937 0 0
VISA INC COM CL A 92826C839   377,618 1,675 SH   SOLE   1,675 0 0
WORKDAY INC CL A 98138H101   4,324,948 20,940 SH   SOLE   20,940 0 0