The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   331,850 3,740 SH   SOLE   3,740 0 0
ALPHABET INC CAP STK CL A 02079K305   264,690 3,000 SH   SOLE   3,000 0 0
AMAZON COM INC COM 023135106   639,492 7,613 SH   SOLE   7,613 0 0
AMGEN INC COM 031162100   481,944 1,835 SH   SOLE   1,835 0 0
APPLE INC COM 037833100   2,436,436 18,752 SH   SOLE   18,752 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   937,422 2 SH   SOLE   2 0 0
CHEVRON CORP NEW COM 166764100   681,079 3,795 SH   SOLE   3,795 0 0
DISNEY WALT CO COM 254687106   231,275 2,662 SH   SOLE   2,662 0 0
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   208,682 4,759 SH   SOLE   4,759 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   465,022 98,731 SH   SOLE   98,731 0 0
FS KKR CAP CORP COM 302635206   418,565 23,918 SH   SOLE   23,918 0 0
HOME DEPOT INC COM 437076102   223,671 708 SH   SOLE   708 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   147,323 13,177 SH   SOLE   13,177 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   11,115,884 252,634 SH   SOLE   252,634 0 0
ISHARES TR MSCI USA MMENTM 46432F396   7,446,854 51,030 SH   SOLE   51,030 0 0
ISHARES TR GLOBAL TECH ETF 464287291   4,793,687 106,930 SH   SOLE   106,930 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,199,747 18,278 SH   SOLE   18,278 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,052,804 14,602 SH   SOLE   14,602 0 0
ISHARES TR MSCI AC ASIA ETF 464288182   318,767 4,920 SH   SOLE   4,920 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   295,607 4,649 SH   SOLE   4,649 0 0
ISHARES TR CORE S&P500 ETF 464287200   220,152 573 SH   SOLE   573 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   248,736 6,419 SH   SOLE   6,419 0 0
JOHNSON & JOHNSON COM 478160104   619,197 3,505 SH   SOLE   3,505 0 0
JPMORGAN CHASE & CO COM 46625H100   573,933 4,280 SH   SOLE   4,280 0 0
LOWES COS INC COM 548661107   276,744 1,389 SH   SOLE   1,389 0 0
LPL FINL HLDGS INC COM 50212V100   1,493,302 6,908 SH   SOLE   6,908 0 0
MARSH & MCLENNAN COS INC COM 571748102   275,690 1,666 SH   SOLE   1,666 0 0
MCDONALDS CORP COM 580135101   423,119 1,606 SH   SOLE   1,606 0 0
MICROSOFT CORP COM 594918104   1,086,502 4,530 SH   SOLE   4,530 0 0
NEXTERA ENERGY INC COM 65339F101   684,684 8,190 SH   SOLE   8,190 0 0
NIKE INC CL B 654106103   345,414 2,952 SH   SOLE   2,952 0 0
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   3,131,121 370,547 SH   SOLE   370,547 0 0
PEPSICO INC COM 713448108   424,759 2,351 SH   SOLE   2,351 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   262,697 5,862 SH   SOLE   5,862 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   5,242,949 141,816 SH   SOLE   141,816 0 0
UNITEDHEALTH GROUP INC COM 91324P102   394,454 744 SH   SOLE   744 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   322,356 2,288 SH   SOLE   2,288 0 0
V F CORP COM 918204108   276,100 10,000 SH   SOLE   10,000 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   573,323 7,981 SH   SOLE   7,981 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   18,205,161 129,694 SH   SOLE   129,694 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,624,337 13,162 SH   SOLE   13,162 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   209,913 985 SH   SOLE   985 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   532,136 10,613 SH   SOLE   10,613 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   22,753,240 542,131 SH   SOLE   542,131 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   672,487 13,671 SH   SOLE   13,671 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   233,634 5,930 SH   SOLE   5,930 0 0
VISA INC COM CL A 92826C839   251,138 1,209 SH   SOLE   1,209 0 0
WORKDAY INC CL A 98138H101   3,503,890 20,940 SH   SOLE   20,940 0 0