The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,541 6,942 SH   SOLE   0 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,674 41,116 SH   SOLE   0 0 0
ALLSTATE CORP COM 020002101 6,649 52,465 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305 6,237 2,862 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107 468 214 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106 1,770 16,669 SH   SOLE   0 0 0
AMERICAN EXPRESS CO COM 025816109 4,767 34,389 SH   SOLE   0 0 0
APPLE INC COM 037833100 2,628 19,220 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104 223 7,162 SH   SOLE   0 0 0
BANK MONTREAL QUE COM 063671101 1,679 17,477 SH   SOLE   0 0 0
BANK NOVA SCOTIA B C COM 064149107 5,704 96,437 SH   SOLE   0 0 0
BCE INC COM NEW 05534B760 3,717 75,699 SH   SOLE   0 0 0
BECTON DICKINSON & CO COM 075887109 4,108 16,664 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,790 21,207 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   SOLE   0 0 0
CANADIAN NATL RY CO COM 136375102 3,716 33,072 SH   SOLE   0 0 0
CANADIAN PAC RY LTD COM 13645T100 3,934 56,196 SH   SOLE   0 0 0
CANADIAN IMP BK COMM COM 136069101 4,549 93,777 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102 5,176 121,385 SH   SOLE   0 0 0
CORTEVA INC COM 22052L104 6,360 117,475 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100 6,872 74,161 SH   SOLE   0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 5,229 30,030 SH   SOLE   0 0 0
ELECTRONIC ARTS INC COM 285512109 5,402 44,408 SH   SOLE   0 0 0
LILLY ELI & CO COM 532457108 352 1,087 SH   SOLE   0 0 0
ENBRIDGE INC COM 29250N105 222 5,261 SH   SOLE   0 0 0
FERRARI N V COM N3167Y103 3,848 20,972 SH   SOLE   0 0 0
FRONTIER COMMUNICATIONS PARE COM 35909D109 1,204 51,135 SH   SOLE   0 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,527 11,873 SH   SOLE   0 0 0
HUMANA INC COM 444859102 374 800 SH   SOLE   0 0 0
ING GROEP N.V. SPONSORED ADR 456837103 5,692 573,829 SH   SOLE   0 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 238 2,000 SH   SOLE   0 0 0
ISHARES INC MSCI WORLD ETF 464286392 465 4,353 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104 1,319 7,430 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 494 4,389 SH   SOLE   0 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 2,410 111,931 SH   SOLE   0 0 0
MAGNA INTL INC COM 559222401 2,830 51,602 SH   SOLE   0 0 0
MANULIFE FINL CORP COM 56501R106 3,285 189,633 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101 411 1,665 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105 294 3,223 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102 3,812 23,643 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 7,156 27,861 SH   SOLE   0 0 0
MIDDLEBY CORP COM 596278101 3,235 25,805 SH   SOLE   0 0 0
MORGAN STANLEY COM NEW 617446448 4,124 54,222 SH   SOLE   0 0 0
NETFLIX INC COM 64110L106 979 5,598 SH   SOLE   0 0 0
NUTRIEN LTD COM 67077M108 3,540 44,502 SH   SOLE   0 0 0
OPEN TEXT CORP COM 683715106 2,660 70,400 SH   SOLE   0 0 0
PEPSICO INC COM 713448108 240 1,443 SH   SOLE   0 0 0
PFIZER INC COM 717081103 361 6,888 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 479 3,330 SH   SOLE   0 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 2,484 51,891 SH   SOLE   0 0 0
ROYAL BK CDA COM 780087102 7,986 82,563 SH   SOLE   0 0 0
SANOFI SPONSORED ADR 80105N105 4,996 99,860 SH   SOLE   0 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 3,201 40,525 SH   SOLE   0 0 0
SUN LIFE FINANCIAL INC. COM 866796105 4,293 93,783 SH   SOLE   0 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 4,081 49,921 SH   SOLE   0 0 0
TC ENERGY CORP COM 87807B107 3,432 66,332 SH   SOLE   0 0 0
TELUS CORPORATION COM 87971M103 2,927 131,552 SH   SOLE   0 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 6,011 91,765 SH   SOLE   0 0 0
TRACTOR SUPPLY CO COM 892356106 3,664 18,900 SH   SOLE   0 0 0
UNILEVER PLC SPON ADR NEW 904767704 3,824 83,440 SH   SOLE   0 0 0
VIATRIS INC COM 92556V106 6,986 667,231 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839 5,564 28,257 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106 3,982 42,183 SH   SOLE   0 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 2,938 218,907 SH   SOLE   0 0 0