The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 628 225 SH   SOLE   225 0 0
AMAZON COM INC COM 023135106 2,667 818 SH   SOLE   818 0 0
AMERICAN EXPRESS CO COM 025816109 6,225 33,879 SH   SOLE   33,879 0 0
APPLE INC COM 037833100 2,286 19,389 SH   SOLE   19,389 0 0
BK OF AMERICA CORP COM 060505104 295 7,162 SH   SOLE   7,162 0 0
BANK MONTREAL QUE COM 063671101 2,036 17,292 SH   SOLE   17,292 0 0
BANK NOVA SCOTIA B C COM 064149107 6,804 94,897 SH   SOLE   94,897 0 0
BCE INC COM NEW 05534B760 4,170 75,191 SH   SOLE   75,191 0 0
BECTON DICKINSON & CO COM 075887109 4,311 16,624 SH   SOLE   16,624 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,393 20,950 SH   SOLE   20,950 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 529 1 SH   SOLE   1 0 0
CANADIAN NATL RY CO COM 136375102 4,330 32,262 SH   SOLE   32,262 0 0
CANADIAN PAC RY LTD COM 13645T100 2,671 32,350 SH   SOLE   32,350 0 0
CANADIAN IMP BK COMM COM 136069101 5,192 42,753 SH   SOLE   42,753 0 0
CISCO SYS INC COM 17275R102 6,662 119,485 SH   SOLE   119,485 0 0
CORTEVA INC COM 22052L104 6,785 118,045 SH   SOLE   118,045 0 0
COSTCO WHSL CORP NEW COM 22160K105 471 818 SH   SOLE   818 0 0
CVS HEALTH CORP COM 126650100 7,463 73,741 SH   SOLE   73,741 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 6,007 29,570 SH   SOLE   29,570 0 0
ELECTRONIC ARTS INC COM 285512109 5,595 44,223 SH   SOLE   44,223 0 0
LILLY ELI & CO COM 532457108 311 1,087 SH   SOLE   1,087 0 0
ENBRIDGE INC COM 29250N105 273 5,936 SH   SOLE   5,936 0 0
FERRARI N V COM N3167Y103 4,472 20,507 SH   SOLE   20,507 0 0
FRONTIER COMMUNICATIONS PARE COM 35909D109 1,415 51,135 SH   SOLE   51,135 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,740 11,331 SH   SOLE   11,331 0 0
HUMANA INC COM 444859102 348 800 SH   SOLE   800 0 0
ING GROEP N.V. SPONSORED ADR 456837103 5,929 568,479 SH   SOLE   568,479 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 263 2,000 SH   SOLE   2,000 0 0
ISHARES INC MSCI WORLD ETF 464286392 474 3,702 SH   SOLE   3,702 0 0
JOHNSON & JOHNSON COM 478160104 1,361 7,681 SH   SOLE   7,681 0 0
JPMORGAN CHASE & CO COM 46625H100 680 4,989 SH   SOLE   4,989 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 3,315 108,566 SH   SOLE   108,566 0 0
MAGNA INTL INC COM 559222401 2,866 44,628 SH   SOLE   44,628 0 0
MANULIFE FINL CORP COM 56501R106 4,202 196,973 SH   SOLE   196,973 0 0
MCDONALDS CORP COM 580135101 412 1,665 SH   SOLE   1,665 0 0
MERCK & CO INC COM 58933Y105 264 3,223 SH   SOLE   3,223 0 0
META PLATFORMS INC CL A 30303M102 5,255 23,633 SH   SOLE   23,633 0 0
MICROSOFT CORP COM 594918104 8,431 27,346 SH   SOLE   27,346 0 0
MIDDLEBY CORP COM 596278101 4,205 25,650 SH   SOLE   25,650 0 0
MORGAN STANLEY COM NEW 617446448 4,656 53,267 SH   SOLE   53,267 0 0
NETFLIX INC COM 64110L106 2,074 5,538 SH   SOLE   5,538 0 0
NUTRIEN LTD COM 67077M108 4,601 44,495 SH   SOLE   44,495 0 0
OPEN TEXT CORP COM 683715106 2,836 66,860 SH   SOLE   66,860 0 0
PARTY CITY HOLDCO INC COM 702149105 238 66,444 SH   SOLE   66,444 0 0
PEPSICO INC COM 713448108 242 1,443 SH   SOLE   1,443 0 0
PFIZER INC COM 717081103 1,022 19,749 SH   SOLE   19,749 0 0
PROCTER AND GAMBLE CO COM 742718109 585 3,830 SH   SOLE   3,830 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 1,901 33,575 SH   SOLE   33,575 0 0
ROYAL BK CDA COM 780087102 8,709 79,066 SH   SOLE   79,066 0 0
SANOFI SPONSORED ADR 80105N105 5,137 100,060 SH   SOLE   100,060 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 4,892 39,785 SH   SOLE   39,785 0 0
SNAP INC CL A 83304A106 203 5,650 SH   SOLE   5,650 0 0
SUN LIFE FINANCIAL INC. COM 866796105 1,683 30,125 SH   SOLE   30,125 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5,136 49,266 SH   SOLE   49,266 0 0
TC ENERGY CORP COM 87807B107 3,711 65,772 SH   SOLE   65,772 0 0
TELUS CORPORATION COM 87971M103 3,641 139,319 SH   SOLE   139,319 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 7,275 91,645 SH   SOLE   91,645 0 0
TRACTOR SUPPLY CO COM 892356106 4,369 18,720 SH   SOLE   18,720 0 0
UNILEVER PLC SPON ADR NEW 904767704 3,935 86,340 SH   SOLE   86,340 0 0
VIATRIS INC COM 92556V106 7,300 670,945 SH   SOLE   670,945 0 0
VISA INC COM CL A 92826C839 6,126 27,622 SH   SOLE   27,622 0 0
DISNEY WALT CO COM 254687106 5,595 40,792 SH   SOLE   40,792 0 0