The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ING GROEP N.V. SPONSORED ADR 456837103 7,646 527,644 SH   SOLE   527,644 0 0
ALPHABET INC CAP STK CL A 02079K305 7,622 2,851 SH   SOLE   2,851 0 0
ROYAL BK CDA COM 780087102 7,296 73,762 SH   SOLE   73,762 0 0
MORGAN STANLEY COM NEW 617446448 7,286 74,872 SH   SOLE   74,872 0 0
MICROSOFT CORP COM 594918104 7,106 25,206 SH   SOLE   25,206 0 0
CISCO SYS INC COM 17275R102 6,668 122,512 SH   SOLE   122,512 0 0
CVS HEALTH CORP COM 126650100 6,333 74,628 SH   SOLE   74,628 0 0
ELECTRONIC ARTS INC COM 285512109 6,283 44,166 SH   SOLE   44,166 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,888 21,572 SH   SOLE   21,572 0 0
ALLSTATE CORP COM 020002101 5,825 45,755 SH   SOLE   45,755 0 0
AMERICAN EXPRESS CO COM 025816109 5,771 34,449 SH   SOLE   34,449 0 0
DISNEY WALT CO COM 254687106 5,639 33,336 SH   SOLE   33,336 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 5,565 84,560 SH   SOLE   84,560 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5,560 49,795 SH   SOLE   49,795 0 0
VISA INC COM CL A 92826C839 5,491 24,652 SH   SOLE   24,652 0 0
BANK NOVA SCOTIA B C COM 064149107 5,330 87,098 SH   SOLE   87,098 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 5,157 26,719 SH   SOLE   26,719 0 0
SUN LIFE FINANCIAL INC. COM 866796105 5,099 99,629 SH   SOLE   99,629 0 0
CORTEVA INC COM 22052L104 5,097 121,120 SH   SOLE   121,120 0 0
VIATRIS INC COM 92556V106 4,993 368,520 SH   SOLE   368,520 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 4,884 109,895 SH   SOLE   109,895 0 0
UNILEVER PLC SPON ADR NEW 904767704 4,859 89,621 SH   SOLE   89,621 0 0
MIDDLEBY CORP COM 596278101 4,526 26,542 SH   SOLE   26,542 0 0
CANADIAN NATL RY CO COM 136375102 4,434 38,489 SH   SOLE   38,489 0 0
BECTON DICKINSON & CO COM 075887109 4,125 16,779 SH   SOLE   16,779 0 0
DISCOVERY INC COM SER A 25470F104 4,046 159,420 SH   SOLE   159,420 0 0
CANADIAN IMP BK COMM COM 136069101 3,940 35,603 SH   SOLE   35,603 0 0
MANULIFE FINL CORP COM 56501R106 3,854 201,365 SH   SOLE   201,365 0 0
TRACTOR SUPPLY CO COM 892356106 3,828 18,894 SH   SOLE   18,894 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,683 9,742 SH   SOLE   9,742 0 0
BCE INC COM NEW 05534B760 3,568 71,645 SH   SOLE   71,645 0 0
ENBRIDGE INC COM 29250N105 3,190 80,555 SH   SOLE   80,555 0 0
TC ENERGY CORP COM 87807B107 2,908 60,781 SH   SOLE   60,781 0 0
CORNING INC COM 219350105 2,848 78,050 SH   SOLE   78,050 0 0
APPLE INC COM 037833100 2,831 20,004 SH   SOLE   20,004 0 0
TELUS CORPORATION COM 87971M103 2,830 129,488 SH   SOLE   129,488 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 2,756 18,827 SH   SOLE   18,827 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,754 18,603 SH   SOLE   18,603 0 0
NUTRIEN LTD COM 67077M108 2,744 42,523 SH   SOLE   42,523 0 0
OPEN TEXT CORP COM 683715106 1,820 37,515 SH   SOLE   37,515 0 0
BANK MONTREAL QUE COM 063671101 1,754 17,677 SH   SOLE   17,677 0 0
MAGNA INTL INC COM 559222401 1,697 22,683 SH   SOLE   22,683 0 0
FRONTIER COMMUNICATIONS PARE COM 35909D109 1,425 51,135 SH   SOLE   51,135 0 0
WHITING PETE CORP NEW COM NEW 966387508 1,384 23,697 SH   SOLE   23,697 0 0
JOHNSON & JOHNSON COM 478160104 1,229 7,610 SH   SOLE   7,610 0 0
PFIZER INC COM 717081103 825 19,181 SH   SOLE   19,181 0 0
JPMORGAN CHASE & CO COM 46625H100 783 4,785 SH   SOLE   4,785 0 0
ALPHABET INC CAP STK CL C 02079K107 600 225 SH   SOLE   225 0 0
ISHARES INC MSCI WORLD ETF 464286392 575 4,550 SH   SOLE   4,550 0 0
PROCTER AND GAMBLE CO COM 742718109 528 3,780 SH   SOLE   3,780 0 0
PARTY CITY HOLDCO INC COM 702149105 472 66,444 SH   SOLE   66,444 0 0
SNAP INC CL A 83304A106 417 5,650 SH   SOLE   5,650 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH   SOLE   1 0 0
HUMANA INC COM 444859102 389 1,000 SH   SOLE   1,000 0 0
MCDONALDS CORP COM 580135101 367 1,522 SH   SOLE   1,522 0 0
COSTCO WHSL CORP NEW COM 22160K105 343 765 SH   SOLE   765 0 0
BK OF AMERICA CORP COM 060505104 292 6,873 SH   SOLE   6,873 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 267 2,000 SH   SOLE   2,000 0 0
AMAZON COM INC COM 023135106 256 78 SH   SOLE   78 0 0
LILLY ELI & CO COM 532457108 251 1,087 SH   SOLE   1,087 0 0
MERCK & CO INC COM 58933Y105 242 3,223 SH   SOLE   3,223 0 0