The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101 5,877 45,055 SH   SOLE   45,055 0 0
AMAZON COM INC COM 023135106 258 75 SH   SOLE   75 0 0
AMERICAN EXPRESS CO COM 025816109 5,575 33,739 SH   SOLE   33,739 0 0
APPLE INC COM 037833100 2,787 20,346 SH   SOLE   20,346 0 0
BK OF AMERICA CORP COM 060505104 300 7,273 SH   SOLE   7,273 0 0
BANK MONTREAL QUE COM 063671101 2,042 19,917 SH   SOLE   19,917 0 0
BANK NOVA SCOTIA B C COM 064149107 5,273 81,066 SH   SOLE   81,066 0 0
BECTON DICKINSON & CO COM 075887109 3,958 16,274 SH   SOLE   16,274 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 419 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,921 21,306 SH   SOLE   21,306 0 0
CVS HEALTH CORP COM 126650100 6,087 72,948 SH   SOLE   72,948 0 0
CANADIAN IMP BK COMM COM 136069101 3,892 34,188 SH   SOLE   34,188 0 0
CANADIAN NATL RY CO COM 136375102 3,651 34,594 SH   SOLE   34,594 0 0
CORNING INC COM 219350105 3,178 77,705 SH   SOLE   77,705 0 0
DISNEY WALT CO COM 254687106 5,745 32,686 SH   SOLE   32,686 0 0
ELECTRONIC ARTS INC COM 285512109 5,549 38,581 SH   SOLE   38,581 0 0
HUMANA INC COM 444859102 443 1,000 SH   SOLE   1,000 0 0
ING GROEP N.V. SPONSORED ADR 456837103 6,889 520,334 SH   SOLE   520,334 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 299 2,000 SH   SOLE   2,000 0 0
ISHARES INC MSCI WORLD ETF 464286392 378 2,989 SH   SOLE   2,989 0 0
JOHNSON & JOHNSON COM 478160104 1,376 8,350 SH   SOLE   8,350 0 0
KONINKLIJKE PHILIPS N V NY REGIS SH NEW 500472303 5,335 107,341 SH   SOLE   107,341 0 0
LILLY ELI & CO COM 532457108 249 1,087 SH   SOLE   1,087 0 0
MAGNA INTL INC COM 559222401 1,602 17,303 SH   SOLE   17,303 0 0
MCDONALDS CORP COM 580135101 352 1,522 SH   SOLE   1,522 0 0
MICROSOFT CORP COM 594918104 6,829 25,209 SH   SOLE   25,209 0 0
MIDDLEBY CORP COM 596278101 4,563 26,337 SH   SOLE   26,337 0 0
MORGAN STANLEY COM NEW 617446448 6,891 75,152 SH   SOLE   75,152 0 0
OPEN TEXT CORP COM 683715106 833 16,400 SH   SOLE   16,400 0 0
PFIZER INC COM 717081103 746 19,041 SH   SOLE   19,041 0 0
PROCTER AND GAMBLE CO COM 742718109 537 3,980 SH   SOLE   3,980 0 0
ROYAL BK CDA COM 780087102 7,543 74,507 SH   SOLE   74,507 0 0
SUN LIFE FINANCIAL INC. COM 866796105 5,210 101,019 SH   SOLE   101,019 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,933 24,410 SH   SOLE   24,410 0 0
TECK RESOURCES LTD CL B 878742204 239 10,375 SH   SOLE   10,375 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 5,902 84,200 SH   SOLE   84,200 0 0
TRACTOR SUPPLY CO COM 892356106 3,443 18,505 SH   SOLE   18,505 0 0
UNILEVER PLC SPON ADR NEW 904767704 5,186 88,646 SH   SOLE   88,646 0 0
WHITING PETE CORP NEW COM NEW 966387508 2,547 46,697 SH   SOLE   46,697 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,607 20,315 SH   SOLE   20,315 0 0
ALPHABET INC CAP STK CL C 02079K107 574 229 SH   SOLE   229 0 0
ALPHABET INC CAP STK CL A 02079K305 6,876 2,816 SH   SOLE   2,816 0 0
BCE INC COM NEW 05534B760 3,253 65,945 SH   SOLE   65,945 0 0
CISCO SYS INC COM 17275R102 6,598 124,487 SH   SOLE   124,487 0 0
CORTEVA INC COM 22052L104 5,328 68,295 SH   SOLE   68,295 0 0
COSTCO WHSL CORP NEW COM 22160K105 307 775 SH   SOLE   775 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 4,988 26,019 SH   SOLE   26,019 0 0
DISCOVERY INC COM SER A 25470F104 3,064 99,865 SH   SOLE   99,865 0 0
ENBRIDGE INC COM 29250N105 3,061 76,430 SH   SOLE   76,430 0 0
FACEBOOK INC CL A 30303M102 217 623 SH   SOLE   623 0 0
FRONTIER COMMUNICATIONS PARE COM 35909D109 1,350 51,135 SH   SOLE   51,135 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,620 9,537 SH   SOLE   9,537 0 0
GOLDMAN SACHS BDC INC SHS 38147U107 2 100 SH   SOLE   100 0 0
JPMORGAN CHASE & CO COM 46625H100 764 4,910 SH   SOLE   4,910 0 0
MANULIFE FINL CORP COM 56501R106 3,659 185,880 SH   SOLE   185,880 0 0
MERCK & CO. INC COM 58933Y105 251 3,223 SH   SOLE   3,223 0 0
NUTRIEN LTD COM 67077M108 2,298 37,923 SH   SOLE   37,923 0 0
SANOFI SPONSORED ADR 80105N105 5,208 98,890 SH   SOLE   98,890 0 0
SNAP INC CL A 83304A106 385 5,650 SH   SOLE   5,650 0 0
TC ENERGY CORP COM 87807B107 2,862 57,936 SH   SOLE   57,936 0 0
TELUS CORPORATION COM 87971M103 2,595 115,688 SH   SOLE   115,688 0 0
VIATRIS INC COM 92556V106 5,155 360,720 SH   SOLE   360,720 0 0
VISA INC COM CL A 92826C839 5,636 24,102 SH   SOLE   24,102 0 0