The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101 5,055 43,995 SH   SOLE   43,995 0 0
AMERICAN EXPRESS CO COM 025816109 4,750 33,580 SH   SOLE   33,580 0 0
APPLE INC COM 037833100 2,496 20,435 SH   SOLE   20,435 0 0
BK OF AMERICA CORP COM 060505104 242 6,245 SH   SOLE   6,245 0 0
BANK MONTREAL QUE COM 063671101 1,760 19,762 SH   SOLE   19,762 0 0
BANK NOVA SCOTIA B C COM 064149107 5,136 82,156 SH   SOLE   82,156 0 0
BECTON DICKINSON & CO COM 075887109 4,959 16,445 SH   SOLE   16,445 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,781 21,062 SH   SOLE   21,062 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 520 11,698 SH   SOLE   11,698 0 0
CVS HEALTH CORP COM 126650100 5,377 71,473 SH   SOLE   71,473 0 0
CANADIAN IMP BK COMM COM 136069101 3,071 31,379 SH   SOLE   31,379 0 0
CANADIAN NATL RY CO COM 136375102 3,028 26,107 SH   SOLE   26,107 0 0
CORNING INC COM 219350105 3,351 77,015 SH   SOLE   77,015 0 0
DISNEY WALT CO COM 254687106 5,952 32,259 SH   SOLE   32,259 0 0
ELECTRONIC ARTS INC COM 285512109 4,152 30,670 SH   SOLE   30,670 0 0
HUMANA INC COM 444859102 419 1,000 SH   SOLE   1,000 0 0
ING GROEP N.V. SPONSORED ADR 456837103 6,308 515,769 SH   SOLE   515,769 0 0
INTEL CORP COM 458140100 2,373 37,072 SH   SOLE   37,072 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 279 2,000 SH   SOLE   2,000 0 0
ISHARES INC MSCI WORLD ETF 464286392 345 2,915 SH   SOLE   2,915 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,590 18,236 SH   SOLE   18,236 0 0
JOHNSON & JOHNSON COM 478160104 1,342 8,164 SH   SOLE   8,164 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 6,057 53,101 SH   SOLE   53,101 0 0
LILLY ELI & CO COM 532457108 203 1,087 SH   SOLE   1,087 0 0
MAGNA INTL INC COM 559222401 1,380 15,680 SH   SOLE   15,680 0 0
MCDONALDS CORP COM 580135101 341 1,522 SH   SOLE   1,522 0 0
MICROSOFT CORP COM 594918104 5,880 24,941 SH   SOLE   24,941 0 0
MIDDLEBY CORP COM 596278101 4,322 26,075 SH   SOLE   26,075 0 0
MORGAN STANLEY COM NEW 617446448 5,911 76,112 SH   SOLE   76,112 0 0
PFIZER INC COM 717081103 635 17,539 SH   SOLE   17,539 0 0
PROCTER AND GAMBLE CO COM 742718109 539 3,980 SH   SOLE   3,980 0 0
ROYAL BK CDA COM 780087102 6,789 73,680 SH   SOLE   73,680 0 0
SUN LIFE FINANCIAL INC. COM 866796105 4,987 98,743 SH   SOLE   98,743 0 0
TECK RESOURCES LTD CL B 878742204 199 10,375 SH   SOLE   10,375 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 5,377 82,496 SH   SOLE   82,496 0 0
TRACTOR SUPPLY CO COM 892356106 2,227 12,575 SH   SOLE   12,575 0 0
UNILEVER PLC SPON ADR NEW 904767704 3,827 68,550 SH   SOLE   68,550 0 0
WHITING PETE CORP NEW COM NEW 966387508 1,655 46,697 SH   SOLE   46,697 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,524 199,550 SH   SOLE   199,550 0 0
ALPHABET INC CAP STK CL C 02079K107 474 229 SH   SOLE   229 0 0
ALPHABET INC CAP STK CL A 02079K305 5,721 2,774 SH   SOLE   2,774 0 0
BCE INC COM NEW 05534B760 2,586 57,323 SH   SOLE   57,323 0 0
CISCO SYS INC COM 17275R102 6,465 125,027 SH   SOLE   125,027 0 0
CORTEVA INC COM 22052L104 5,595 120,015 SH   SOLE   120,015 0 0
COSTCO WHSL CORP NEW COM 22160K105 273 775 SH   SOLE   775 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 4,245 25,850 SH   SOLE   25,850 0 0
DISCOVERY INC COM SER A 25470F104 4,399 101,210 SH   SOLE   101,210 0 0
ENBRIDGE INC COM 29250N105 2,536 69,655 SH   SOLE   69,655 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,041 9,300 SH   SOLE   9,300 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 3,819 242,638 SH   SOLE   242,638 0 0
JPMORGAN CHASE & CO COM 46625H100 711 4,670 SH   SOLE   4,670 0 0
MANNKIND CORP COM NEW 56400P706 115 29,304 SH   SOLE   29,304 0 0
MANULIFE FINL CORP COM 56501R106 3,952 183,878 SH   SOLE   183,878 0 0
MERCK & CO. INC COM 58933Y105 248 3,223 SH   SOLE   3,223 0 0
NUTRIEN LTD COM 67077M108 1,842 34,209 SH   SOLE   34,209 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 385 3,541 SH   SOLE   3,541 0 0
SANOFI SPONSORED ADR 80105N105 4,780 96,640 SH   SOLE   96,640 0 0
SNAP INC CL A 83304A106 295 5,650 SH   SOLE   5,650 0 0
TC ENERGY CORP COM 87807B107 2,412 52,641 SH   SOLE   52,641 0 0
TELUS CORPORATION COM 87971M103 1,956 98,268 SH   SOLE   98,268 0 0
VIATRIS INC COM 92556V106 5,023 359,535 SH   SOLE   359,535 0 0
VISA INC COM CL A 92826C839 4,973 23,487 SH   SOLE   23,487 0 0