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PREMISES AND EQUIPMENT (Details) - USD ($)
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Property, Plant and Equipment [Line Items]    
Gross $ 9,718,000 $ 9,613,000
Accumulated depreciation (3,415,000) (3,036,000)
Total 6,303,000 6,577,000
Depreciation expense 448,000 424,000
Land    
Property, Plant and Equipment [Line Items]    
Gross 1,767,000 1,732,000
Buildings and improvements.    
Property, Plant and Equipment [Line Items]    
Gross 6,116,000 6,013,000
Furniture, fixtures and equipment    
Property, Plant and Equipment [Line Items]    
Gross 1,743,000 1,763,000
Automobiles    
Property, Plant and Equipment [Line Items]    
Gross $ 92,000 92,000
Renovation in process    
Property, Plant and Equipment [Line Items]    
Gross   $ 13,000