DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2022

DEPOSITS.

Schedule of deposits

	December 31, 2022				December 31, 2021
(Dollars in thousands)	Amount		Percent		Amount		Percent
Non-interest-bearing demand deposits	$	33,657	20.4	%	$	30,299	17.1	%
Negotiable order of withdrawal (“NOW”)		36,991	22.4			34,357	19.4
Money market		15,734	9.5			18,878	10.7
Savings		26,209	15.9			26,698	15.1
Certificates of deposit		52,503	31.8			66,563	37.7
Total deposits	$	165,094	100.0	%	$	176,795	100.0	%

Schedule of maturities of certificates of deposit

(Dollars in thousands)	Amount
2023	$	40,136
2024		10,194
2025		1,157
2026		849
2027		167
Total	$	52,503