The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,304,093 17,275 SH   SOLE   71 0 17,204
ISHARES TR CORE MSCI EAFE 46432F842   7,647,309 103,036 SH   SOLE   283 0 102,753
VANGUARD INDEX FDS GROWTH ETF 922908736   6,472,541 18,805 SH   SOLE   43 0 18,762
ISHARES TR CORE S&P US VLU 464287663   5,683,430 62,842 SH   SOLE   145 0 62,697
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,134,930 9,817 SH   SOLE   6 0 9,811
VANGUARD INDEX FDS VALUE ETF 922908744   4,881,296 29,972 SH   SOLE   18 0 29,954
ISHARES TR CORE S&P500 ETF 464287200   4,760,945 9,056 SH   SOLE   0 0 9,056
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,263,890 25,175 SH   SOLE   65 0 25,110
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   3,758,845 116,771 SH   SOLE   326 0 116,445
INVESCO QQQ TR UNIT SER 1 46090E103   3,548,692 7,992 SH   SOLE   29 0 7,963
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   3,431,175 49,249 SH   SOLE   106 0 49,143
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,338,054 79,915 SH   SOLE   77 0 79,838
ISHARES TR MSCI EAFE ETF 464287465   3,013,367 37,733 SH   SOLE   0 0 37,733
ISHARES TR MSCI USA MIN VOL 46429B697   2,989,226 35,765 SH   SOLE   87 0 35,678
ISHARES TR GLOBAL TECH ETF 464287291   2,709,338 36,216 SH   SOLE   55 0 36,161
ISHARES TR CORE MSCI INTL 46435G326   2,653,645 39,530 SH   SOLE   238 0 39,292
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   2,185,838 39,577 SH   SOLE   173 0 39,404
VANGUARD INDEX FDS MID CAP ETF 922908629   2,161,330 8,650 SH   SOLE   22 0 8,628
ISHARES INC CORE MSCI EMKT 46434G103   2,156,418 41,791 SH   SOLE   83 0 41,708
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,892,787 10,365 SH   SOLE   38 0 10,327
SPDR SER TR PORTFOLIO S&P600 78468R853   1,863,993 43,308 SH   SOLE   155 0 43,153
APPLE INC COM 037833100   1,790,838 10,443 SH   SOLE   0 0 10,443
ISHARES TR CORE S&P SCP ETF 464287804   1,753,842 15,869 SH   SOLE   36 0 15,833
JPMORGAN CHASE & CO COM 46625H100   1,753,827 8,756 SH   SOLE   0 0 8,756
BROADCOM INC COM 11135F101   1,642,183 1,239 SH   SOLE   0 0 1,239
UNITEDHEALTH GROUP INC COM 91324P102   1,640,920 3,317 SH   SOLE   0 0 3,317
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   1,456,604 22,618 SH   SOLE   0 0 22,618
MICROSOFT CORP COM 594918104   1,362,591 3,239 SH   SOLE   0 0 3,239
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,326,218 14,752 SH   SOLE   0 0 14,752
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,264,181 5,530 SH   SOLE   12 0 5,518
SEMPRA COM 816851109   1,228,149 17,098 SH   SOLE   0 0 17,098
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,209,006 5,895 SH   SOLE   0 0 5,895
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,161,055 23,603 SH   SOLE   28 0 23,575
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   1,145,299 26,268 SH   SOLE   33 0 26,235
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,137,143 31,421 SH   SOLE   294 0 31,127
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,108,333 4,264 SH   SOLE   0 0 4,264
TE CONNECTIVITY LTD SHS H84989104   1,032,075 7,106 SH   SOLE   0 0 7,106
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,002,109 2,823 SH   SOLE   0 0 2,823
COMCAST CORP NEW CL A 20030N101   966,402 22,293 SH   SOLE   0 0 22,293
ISHARES TR BROAD USD HIGH 46435U853   943,071 25,774 SH   SOLE   37 0 25,737
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   934,049 18,618 SH   SOLE   0 0 18,618
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   928,854 11,537 SH   SOLE   17 0 11,520
ELEVANCE HEALTH INC COM 036752103   911,075 1,757 SH   SOLE   0 0 1,757
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   874,261 2,079 SH   SOLE   0 0 2,079
NOVO-NORDISK A S ADR 670100205   828,052 6,449 SH   SOLE   0 0 6,449
DEERE & CO COM 244199105   821,891 2,001 SH   SOLE   0 0 2,001
HOME DEPOT INC COM 437076102   800,190 2,086 SH   SOLE   0 0 2,086
AMERICAN EXPRESS CO COM 025816109   762,078 3,347 SH   SOLE   0 0 3,347
ISHARES TR JPMORGAN USD EMG 464288281   733,613 8,181 SH   SOLE   8 0 8,173
INTEL CORP COM 458140100   729,998 16,527 SH   SOLE   0 0 16,527
PROGRESSIVE CORP COM 743315103   721,802 3,490 SH   SOLE   0 0 3,490
MERCK & CO INC COM 58933Y105   720,315 5,459 SH   SOLE   0 0 5,459
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   694,346 50,061 SH   SOLE   155 0 49,906
ASML HOLDING N V N Y REGISTRY SHS N07059210   690,004 711 SH   SOLE   0 0 711
CHEVRON CORP NEW COM 166764100   684,155 4,337 SH   SOLE   0 0 4,337
MARSH & MCLENNAN COS INC COM 571748102   641,628 3,115 SH   SOLE   0 0 3,115
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   634,879 10,933 SH   SOLE   7 0 10,926
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   631,492 12,557 SH   SOLE   27 0 12,530
METTLER TOLEDO INTERNATIONAL COM 592688105   617,719 464 SH   SOLE   0 0 464
MARTIN MARIETTA MATLS INC COM 573284106   571,578 931 SH   SOLE   0 0 931
CONOCOPHILLIPS COM 20825C104   553,032 4,345 SH   SOLE   0 0 4,345
BANK AMERICA CORP COM 060505104   537,668 14,179 SH   SOLE   0 0 14,179
UNITED PARCEL SERVICE INC CL B 911312106   533,136 3,587 SH   SOLE   0 0 3,587
US BANCORP DEL COM NEW 902973304   508,463 11,375 SH   SOLE   0 0 11,375
ILLINOIS TOOL WKS INC COM 452308109   506,875 1,889 SH   SOLE   0 0 1,889
AMERICAN TOWER CORP NEW COM 03027X100   495,753 2,509 SH   SOLE   0 0 2,509
ORACLE CORP COM 68389X105   494,652 3,938 SH   SOLE   0 0 3,938
JOHNSON & JOHNSON COM 478160104   485,801 3,071 SH   SOLE   0 0 3,071
HONEYWELL INTL INC COM 438516106   477,412 2,326 SH   SOLE   0 0 2,326
EXXON MOBIL CORP COM 30231G102   475,538 4,091 SH   SOLE   0 0 4,091
SCHWAB CHARLES CORP COM 808513105   475,491 6,573 SH   SOLE   0 0 6,573
AIR PRODS & CHEMS INC COM 009158106   474,365 1,958 SH   SOLE   0 0 1,958
TRAVELERS COMPANIES INC COM 89417E109   452,225 1,965 SH   SOLE   0 0 1,965
AMAZON COM INC COM 023135106   435,077 2,412 SH   SOLE   0 0 2,412
ISHARES TR CORE S&P MCP ETF 464287507   430,647 7,090 SH   SOLE   0 0 7,090
AMGEN INC COM 031162100   429,892 1,512 SH   SOLE   0 0 1,512
TEXAS INSTRS INC COM 882508104   427,686 2,455 SH   SOLE   0 0 2,455
NORTHROP GRUMMAN CORP COM 666807102   425,050 888 SH   SOLE   0 0 888
AUTODESK INC COM 052769106   396,099 1,521 SH   SOLE   0 0 1,521
NIKE INC CL B 654106103   395,092 4,204 SH   SOLE   0 0 4,204
ALPHABET INC CAP STK CL A 02079K305   387,437 2,567 SH   SOLE   0 0 2,567
FRANKLIN COVEY CO COM 353469109   385,023 9,807 SH   SOLE   0 0 9,807
VISA INC COM CL A 92826C839   383,177 1,373 SH   SOLE   0 0 1,373
MCKESSON CORP COM 58155Q103   382,237 712 SH   SOLE   0 0 712
VERTEX PHARMACEUTICALS INC COM 92532F100   370,357 886 SH   SOLE   0 0 886
BECTON DICKINSON & CO COM 075887109   367,958 1,487 SH   SOLE   0 0 1,487
EDISON INTL COM 281020107   356,621 5,042 SH   SOLE   0 0 5,042
RTX CORPORATION COM 75513E101   352,766 3,617 SH   SOLE   0 0 3,617
WILLIAMS COS INC COM 969457100   336,428 8,633 SH   SOLE   0 0 8,633
OTIS WORLDWIDE CORP COM 68902V107   331,264 3,337 SH   SOLE   0 0 3,337
SPDR SER TR PORTFOLIO S&P500 78464A854   327,267 5,319 SH   SOLE   0 0 5,319
SHERWIN WILLIAMS CO COM 824348106   313,986 904 SH   SOLE   0 0 904
CHARTER COMMUNICATIONS INC N CL A 16119P108   305,162 1,050 SH   SOLE   0 0 1,050
ISHARES TR CORE US AGGBD ET 464287226   297,783 3,040 SH   SOLE   0 0 3,040
ABBVIE INC COM 00287Y109   280,798 1,542 SH   SOLE   0 0 1,542
CVS HEALTH CORP COM 126650100   273,976 3,435 SH   SOLE   0 0 3,435
VANGUARD INDEX FDS SM CP VAL ETF 922908611   249,989 1,303 SH   SOLE   0 0 1,303
HALEON PLC SPON ADS 405552100   246,286 29,009 SH   SOLE   0 0 29,009
CROWDSTRIKE HLDGS INC CL A 22788C105   244,610 763 SH   SOLE   0 0 763
META PLATFORMS INC CL A 30303M102   240,362 495 SH   SOLE   0 0 495
L3HARRIS TECHNOLOGIES INC COM 502431109   231,214 1,085 SH   SOLE   0 0 1,085
DISNEY WALT CO COM 254687106   218,635 1,787 SH   SOLE   0 0 1,787
ISHARES TR CORE S&P TTL STK 464287150   209,505 1,817 SH   SOLE   0 0 1,817