The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842   6,533,889 96,798 SH   SOLE   0 0 96,798
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,111,644 15,006 SH   SOLE   0 0 15,006
VANGUARD INDEX FDS GROWTH ETF 922908736   5,537,053 19,568 SH   SOLE   0 0 19,568
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,347,644 9,808 SH   SOLE   0 0 9,808
VANGUARD INDEX FDS VALUE ETF 922908744   4,277,790 30,104 SH   SOLE   0 0 30,104
ISHARES TR CORE S&P500 ETF 464287200   4,042,901 9,071 SH   SOLE   0 0 9,071
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,745,788 25,032 SH   SOLE   0 0 25,032
ISHARES TR CORE S&P US VLU 464287663   3,612,951 46,166 SH   SOLE   0 0 46,166
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   3,236,595 110,729 SH   SOLE   0 0 110,729
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,178,187 78,127 SH   SOLE   0 0 78,127
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   2,978,409 50,774 SH   SOLE   0 0 50,774
INVESCO QQQ TR UNIT SER 1 46090E103   2,938,173 7,953 SH   SOLE   0 0 7,953
ISHARES TR MSCI EAFE ETF 464287465   2,743,100 37,836 SH   SOLE   0 0 37,836
ISHARES TR MSCI USA MIN VOL 46429B697   2,570,339 34,580 SH   SOLE   0 0 34,580
ISHARES INC CORE MSCI EMKT 46434G103   2,425,928 49,217 SH   SOLE   0 0 49,217
ISHARES TR CORE MSCI INTL 46435G326   2,415,847 39,526 SH   SOLE   0 0 39,526
ISHARES TR GLOBAL TECH ETF 464287291   2,251,234 36,199 SH   SOLE   0 0 36,199
APPLE INC COM 037833100   1,938,058 9,992 SH   SOLE   0 0 9,992
VANGUARD INDEX FDS MID CAP ETF 922908629   1,871,756 8,502 SH   SOLE   0 0 8,502
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   1,857,420 37,922 SH   SOLE   0 0 37,922
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,671,505 10,291 SH   SOLE   0 0 10,291
UNITEDHEALTH GROUP INC COM 91324P102   1,623,602 3,378 SH   SOLE   0 0 3,378
SPDR SER TR PORTFOLIO S&P600 78468R853   1,569,079 40,399 SH   SOLE   0 0 40,399
ISHARES TR CORE S&P SCP ETF 464287804   1,461,367 14,665 SH   SOLE   0 0 14,665
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   1,371,183 31,043 SH   SOLE   0 0 31,043
JPMORGAN CHASE & CO COM 46625H100   1,270,128 8,733 SH   SOLE   0 0 8,733
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   1,228,104 22,709 SH   SOLE   0 0 22,709
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,190,898 14,925 SH   SOLE   0 0 14,925
SEMPRA COM 816851109   1,161,808 7,980 SH   SOLE   0 0 7,980
BROADCOM INC COM 11135F101   1,092,962 1,260 SH   SOLE   0 0 1,260
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,089,129 13,781 SH   SOLE   0 0 13,781
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,069,482 5,377 SH   SOLE   0 0 5,377
TE CONNECTIVITY LTD SHS H84989104   1,050,920 7,498 SH   SOLE   0 0 7,498
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,045,972 30,424 SH   SOLE   0 0 30,424
MICROSOFT CORP COM 594918104   1,015,079 2,981 SH   SOLE   0 0 2,981
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   977,125 5,995 SH   SOLE   0 0 5,995
COMCAST CORP NEW CL A 20030N101   973,807 23,437 SH   SOLE   0 0 23,437
VANGUARD INDEX FDS TOTAL STK MKT 922908769   968,938 4,399 SH   SOLE   0 0 4,399
ISHARES TR BROAD USD HIGH 46435U853   965,632 27,355 SH   SOLE   0 0 27,355
ISHARES TR JPMORGAN USD EMG 464288281   942,072 10,886 SH   SOLE   0 0 10,886
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   825,424 14,298 SH   SOLE   0 0 14,298
MOTOROLA SOLUTIONS INC COM NEW 620076307   823,824 2,809 SH   SOLE   0 0 2,809
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   809,974 16,571 SH   SOLE   0 0 16,571
DEERE & CO COM 244199105   806,733 1,991 SH   SOLE   0 0 1,991
ELEVANCE HEALTH INC COM 036752103   775,730 1,746 SH   SOLE   0 0 1,746
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   702,801 2,061 SH   SOLE   0 0 2,061
CHEVRON CORP NEW COM 166764100   668,261 4,247 SH   SOLE   0 0 4,247
UNITED PARCEL SERVICE INC CL B 911312106   637,951 3,559 SH   SOLE   0 0 3,559
HOME DEPOT INC COM 437076102   636,191 2,048 SH   SOLE   0 0 2,048
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   634,711 46,653 SH   SOLE   0 0 46,653
MERCK & CO INC COM 58933Y105   618,490 5,360 SH   SOLE   0 0 5,360
METTLER TOLEDO INTERNATIONAL COM 592688105   607,289 463 SH   SOLE   0 0 463
AMERICAN EXPRESS CO COM 025816109   594,719 3,414 SH   SOLE   0 0 3,414
MARSH & MCLENNAN COS INC COM 571748102   582,484 3,097 SH   SOLE   0 0 3,097
INTEL CORP COM 458140100   546,978 16,357 SH   SOLE   0 0 16,357
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   533,768 11,558 SH   SOLE   0 0 11,558
NOVO-NORDISK A S ADR 670100205   533,230 3,295 SH   SOLE   0 0 3,295
AIR PRODS & CHEMS INC COM 009158106   506,505 1,691 SH   SOLE   0 0 1,691
JOHNSON & JOHNSON COM 478160104   505,167 3,052 SH   SOLE   0 0 3,052
HONEYWELL INTL INC COM 438516106   489,285 2,358 SH   SOLE   0 0 2,358
AMERICAN TOWER CORP NEW COM 03027X100   482,329 2,487 SH   SOLE   0 0 2,487
ASML HOLDING N V N Y REGISTRY SHS N07059210   479,785 662 SH   SOLE   0 0 662
PROGRESSIVE CORP COM 743315103   478,120 3,612 SH   SOLE   0 0 3,612
ILLINOIS TOOL WKS INC COM 452308109   468,550 1,873 SH   SOLE   0 0 1,873
TEXAS INSTRS INC COM 882508104   465,532 2,586 SH   SOLE   0 0 2,586
ORACLE CORP COM 68389X105   461,474 3,875 SH   SOLE   0 0 3,875
NIKE INC CL B 654106103   459,360 4,162 SH   SOLE   0 0 4,162
CONOCOPHILLIPS COM 20825C104   447,077 4,315 SH   SOLE   0 0 4,315
CHARTER COMMUNICATIONS INC N CL A 16119P108   442,681 1,205 SH   SOLE   0 0 1,205
FRANKLIN COVEY CO COM 353469109   428,326 9,806 SH   SOLE   0 0 9,806
MARTIN MARIETTA MATLS INC COM 573284106   427,987 927 SH   SOLE   0 0 927
EXXON MOBIL CORP COM 30231G102   424,174 3,955 SH   SOLE   0 0 3,955
NORTHROP GRUMMAN CORP COM 666807102   401,560 881 SH   SOLE   0 0 881
BANK AMERICA CORP COM 060505104   398,475 13,889 SH   SOLE   0 0 13,889
ISHARES TR CORE S&P MCP ETF 464287507   374,178 1,431 SH   SOLE   0 0 1,431
US BANCORP DEL COM NEW 902973304   373,451 11,303 SH   SOLE   0 0 11,303
SCHWAB CHARLES CORP COM 808513105   368,590 6,503 SH   SOLE   0 0 6,503
RAYTHEON TECHNOLOGIES CORP COM 75513E101   359,611 3,671 SH   SOLE   0 0 3,671
EDISON INTL COM 281020107   349,125 5,027 SH   SOLE   0 0 5,027
BECTON DICKINSON & CO COM 075887109   344,797 1,306 SH   SOLE   0 0 1,306
TRAVELERS COMPANIES INC COM 89420G109   339,505 1,955 SH   SOLE   0 0 1,955
AMGEN INC COM 031162100   331,254 1,492 SH   SOLE   0 0 1,492
VERTEX PHARMACEUTICALS INC COM 92532F100   310,033 881 SH   SOLE   0 0 881
VISA INC COM CL A 92826C839   309,911 1,305 SH   SOLE   0 0 1,305
AUTODESK INC COM 052769106   308,961 1,510 SH   SOLE   0 0 1,510
MCKESSON CORP COM 58155Q103   301,681 706 SH   SOLE   0 0 706
OTIS WORLDWIDE CORP COM 68902V107   294,801 3,312 SH   SOLE   0 0 3,312
VANGUARD INDEX FDS SM CP VAL ETF 922908611   294,434 1,780 SH   SOLE   0 0 1,780
ALPHABET INC CAP STK CL A 02079K305   269,205 2,249 SH   SOLE   0 0 2,249
BIOGEN INC COM 09062X103   263,771 926 SH   SOLE   0 0 926
AMAZON COM INC COM 023135106   262,936 2,017 SH   SOLE   0 0 2,017
VERTIV HOLDINGS CO COM CL A 92537N108   258,004 10,416 SH   SOLE   0 0 10,416
TC ENERGY CORP COM 87807B107   246,622 6,103 SH   SOLE   0 0 6,103
SHERWIN WILLIAMS CO COM 824348106   236,578 891 SH   SOLE   0 0 891
CVS HEALTH CORP COM 126650100   233,175 3,373 SH   SOLE   0 0 3,373
PFIZER INC COM 717081103   222,171 6,057 SH   SOLE   0 0 6,057
L3HARRIS TECHNOLOGIES INC COM 502431109   211,627 1,081 SH   SOLE   0 0 1,081
HALEON PLC SPON ADS 405552100   205,922 24,573 SH   SOLE   0 0 24,573