Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 5,200	$ 5,412
Federal funds sold	12,555	7,648
Cash and cash equivalents	17,755	13,060
Interest bearing deposits in banks	3,188	12,298
Securities available for sale	80,675	93,327
Securities held to maturity (fair values of $20,974 at September 30, 2024 and $23,400 at December 31, 2023)	22,932	26,020
Loans receivable, net of allowance for credit losses of $3,174 at September 30, 2024 and $3,096 at December 31, 2023	291,629	279,896
Net investment in direct financing leases	1,330	36
Accrued interest receivable	1,723	1,728
Premises and equipment, net	11,627	11,609
Bank-owned life insurance	6,323	6,238
Other real estate owned	480	162
Restricted investments carried at cost	4,165	3,909
Core deposit intangible	165	265
Deferred income taxes	2,565	2,432
Financial derivative		115
Other assets	1,466	949
Total assets	446,023	452,044
Liabilities
Noninterest bearing	44,213	45,538
Interest bearing	282,094	271,703
Total deposits	326,307	317,241
Advances from Federal Home Loan Bank (FHLB)	63,196	76,896
Financial derivative	139
Accrued expenses and other liabilities	3,669	4,218
Total liabilities	393,311	398,355
Shareholders' Equity
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued and outstanding
Common stock, $0.01 par value, 19,000,000 shares authorized, 3,380,329 issued and 3,135,556 outstanding at September 30, 2024 and 3,350,268 issued and 3,175,426 outstanding at December 31, 2023	34	34
Additional paid in capital	32,335	31,671
Retained earnings	29,770	31,972
Accumulated other comprehensive loss	(4,127)	(5,592)
Unearned Employee Stock Ownership Program (ESOP) shares, at cost	(2,099)	(2,197)
Treasury stock, at cost (244,773 shares at September 30, 2024 and 174,842 shares at December 31, 2023)	(3,201)	(2,199)
Total shareholders' equity	52,712	53,689
Total liabilities and shareholders' equity	$ 446,023	$ 452,044