The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 378 1,904 SH   SOLE   1,904 0 0
ABBOTT LABS COM Stock 002824100 294 2,534 SH   SOLE   2,534 0 0
ABBVIE INC COM Stock 00287Y109 609 5,407 SH   SOLE   5,407 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 468 4,985 SH   SOLE   4,985 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 251 100 SH   SOLE   100 0 0
ALTIMETER GROWTH CORP CL A Stock G0370L108 117 10,000 SH   SOLE   10,000 0 0
ALTRIA GROUP INC COM Stock 02209S103 208 4,367 SH   SOLE   4,367 0 0
AMAZON COM INC COM Stock 023135106 485 141 SH   SOLE   141 0 0
AMERICAN EXPRESS CO COM Stock 025816109 229 1,387 SH   SOLE   1,387 0 0
AMGEN INC Stock 031162100 582 2,388 SH   SOLE   2,388 0 0
APPLE INC Stock 037833100 3,720 27,160 SH   SOLE   27,160 0 0
AT&T INC COM Stock 00206R102 554 19,250 SH   SOLE   19,250 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 410 1,474 SH   SOLE   1,474 0 0
BK OF AMERICA CORP COM Stock 060505104 259 6,284 SH   SOLE   6,284 0 0
BLACKROCK INC Stock 09247X101 230 263 SH   SOLE   263 0 0
CATERPILLAR INC COM Stock 149123101 272 1,251 SH   SOLE   1,251 0 0
CENTRAL FUND OF CANADA LTD CEF 85208R101 299 16,017 SH   SOLE   16,017 0 0
CHEVRON CORP NEW COM Stock 166764100 783 7,474 SH   SOLE   7,474 0 0
CINCINNATI FINL CORP COM Stock 172062101 466 4,000 SH   SOLE   4,000 0 0
CISCO SYS INC Stock 17275R102 617 11,648 SH   SOLE   11,648 0 0
COCA COLA CO COM Stock 191216100 703 12,986 SH   SOLE   12,986 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 503 6,207 SH   SOLE   6,207 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 208 2,900 SH   SOLE   2,900 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 272 1,521 SH   SOLE   1,521 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 473 6,759 SH   SOLE   6,759 0 0
DEERE & CO COM Stock 244199105 666 1,889 SH   SOLE   1,889 0 0
DISNEY WALT CO COM Stock 254687106 727 4,137 SH   SOLE   4,137 0 0
DOMINION ENERGY INC COM Stock 25746U109 516 7,016 SH   SOLE   7,016 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 583 5,910 SH   SOLE   5,910 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 205 2,644 SH   SOLE   2,644 0 0
EMERSON ELEC CO COM Stock 291011104 244 2,534 SH   SOLE   2,534 0 0
ENBRIDGE INC COM Stock 29250N105 259 6,472 SH   SOLE   6,472 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 340 6,310 SH   SOLE   6,310 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 294 12,194 SH   SOLE   12,194 0 0
ETFS GOLD TRUST ETF ETF 00326A104 204 12,002 SH   SOLE   12,002 0 0
EXXON MOBIL CORP COM Stock 30231G102 772 12,235 SH   SOLE   12,235 0 0
F N B CORP-PA Stock 302520101 609 49,358 SH   SOLE   49,358 0 0
FACEBOOK INC CL A Stock 30303M102 314 902 SH   SOLE   902 0 0
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605 277 7,538 SH   SOLE   7,538 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX ETF 33733E302 624 2,547 SH   SOLE   2,547 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 2,764 51,541 SH   SOLE   51,541 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 242 1,287 SH   SOLE   1,287 0 0
GENERAL ELECTRIC CO COM Stock 369604103 1,200 89,125 SH   SOLE   89,125 0 0
GLOBAL X NASDAQ 100 COVERED CALL ETF ETF 37954Y483 293 13,063 SH   SOLE   13,063 0 0
GOOGLE INC Stock 02079K305 713 292 SH   SOLE   292 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 2,159 17,140 SH   SOLE   17,140 0 0
HOME DEPOT Stock 437076102 486 1,525 SH   SOLE   1,525 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704 688 6,719 SH   SOLE   6,719 0 0
INTEL CORP COM Stock 458140100 993 17,682 SH   SOLE   17,682 0 0
INTL BUSINESS MACHINES Stock 459200101 797 5,436 SH   SOLE   5,436 0 0
INVESCO PREFERRED ETF ETF 46138E511 382 24,935 SH   SOLE   24,935 0 0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282 607 2,094 SH   SOLE   2,094 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 3,365 39,056 SH   SOLE   39,056 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 1,637 29,862 SH   SOLE   29,862 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 267 2,043 SH   SOLE   2,043 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 320 2,727 SH   SOLE   2,727 0 0
ISHARES CORE MSCI EAFE ETF 46432F842 813 10,864 SH   SOLE   10,864 0 0
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 1,199 17,902 SH   SOLE   17,902 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,070 7,703 SH   SOLE   7,703 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 599 6,062 SH   SOLE   6,062 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 3,004 26,044 SH   SOLE   26,044 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 1,709 49,331 SH   SOLE   49,331 0 0
ISHARES GOLD TRUST ETF ETF 464285204 3,200 94,940 SH   SOLE   94,940 0 0
ISHARES IBOXX CORPORATE BOND ETF ETF 464287242 369 2,747 SH   SOLE   2,747 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 445 13,720 SH   SOLE   13,720 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,088 13,797 SH   SOLE   13,797 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 223 2,076 SH   SOLE   2,076 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 5,890 152,756 SH   SOLE   152,756 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 81,180 2,855 SH   SOLE   2,855 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 3,271 24,618 SH   SOLE   24,618 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 707 3,081 SH   SOLE   3,081 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 1,891 26,000 SH   SOLE   26,000 0 0
ISHARES S&P 500 INDEX ETF 464287200 1,322 3,075 SH   SOLE   3,075 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 1,324 8,968 SH   SOLE   8,968 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,095 8,556 SH   SOLE   8,556 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 1,791 22,602 SH   SOLE   22,602 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 517 19,445 SH   SOLE   19,445 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,071 6,501 SH   SOLE   6,501 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,156 7,432 SH   SOLE   7,432 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 1,474 29,050 SH   SOLE   29,050 0 0
LILLY ELI & CO COM Stock 532457108 330 1,436 SH   SOLE   1,436 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 465 9,507 SH   SOLE   9,507 0 0
MARATHON PETE CORP Stock 56585A102 262 4,332 SH   SOLE   4,332 0 0
MASCO CORP COM Stock 574599106 204 3,471 SH   SOLE   3,471 0 0
MATERIALS SELECT SECTOR SPDR ETF 81369Y100 320 3,893 SH   SOLE   3,893 0 0
MCDONALDS CORP COM Stock 580135101 750 3,249 SH   SOLE   3,249 0 0
MERCK & CO INC Stock 58933Y105 404 5,189 SH   SOLE   5,189 0 0
MICROSOFT Stock 594918104 1,899 7,009 SH   SOLE   7,009 0 0
NATIONAL FUEL GAS CO COM Stock 636180101 338 6,468 SH   SOLE   6,468 0 0
NEWMONT CORP COM Stock 651639106 242 3,819 SH   SOLE   3,819 0 0
NIKE INC CLASS B Stock 654106103 482 3,119 SH   SOLE   3,119 0 0
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 438 27,900 SH   SOLE   27,900 0 0
ORACLE CORPORATION Stock 68389X105 234 3,004 SH   SOLE   3,004 0 0
PACWEST BANCORP DEL COM Stock 695263103 620 15,060 SH   SOLE   15,060 0 0
PEPSICO INC COM Stock 713448108 789 5,326 SH   SOLE   5,326 0 0
PFIZER INC COM Stock 717081103 569 14,534 SH   SOLE   14,534 0 0
PHILIP MORRIS INTL INC Stock 718172109 556 5,611 SH   SOLE   5,611 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 472 2,475 SH   SOLE   2,475 0 0
POWERSHARES FTSE RAFI US 1000 ETF 46137V613 262 1,635 SH   SOLE   1,635 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 1,040 7,707 SH   SOLE   7,707 0 0
QUALCOMM INC Stock 747525103 290 2,026 SH   SOLE   2,026 0 0
REALTY INCOME CORP REIT 756109104 241 3,604 SH   SOLE   3,604 0 0
RESMED INC Stock 761152107 244 990 SH   SOLE   990 0 0
ROYAL BK CDA COM Stock 780087102 203 2,000 SH   SOLE   2,000 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 284 7,312 SH   SOLE   7,312 0 0
ROYCE VALUE TR INC COM CEF 780910105 228 12,000 SH   SOLE   12,000 0 0
SCHWAB EMERGING MARKET EQ ETF ETF 808524706 531 16,156 SH   SOLE   16,156 0 0
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102 1,576 15,118 SH   SOLE   15,118 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 4,526 43,528 SH   SOLE   43,528 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 3,327 22,797 SH   SOLE   22,797 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,072 30,300 SH   SOLE   30,300 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,721 62,428 SH   SOLE   62,428 0 0
SCHWAB US MID-CAP ETF ETF 808524508 4,688 59,895 SH   SOLE   59,895 0 0
SOUTHERN CO COM Stock 842587107 327 5,412 SH   SOLE   5,412 0 0
SPDR GOLD ETF ETF 78463V107 1,165 7,031 SH   SOLE   7,031 0 0
SPDR MSCI ACWI EX-US ETF ETF 78463X848 373 12,362 SH   SOLE   12,362 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 2,447 53,784 SH   SOLE   53,784 0 0
SPDR S&P 500 ETF ETF 78462F103 2,117 4,946 SH   SOLE   4,946 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 1,287 8,715 SH   SOLE   8,715 0 0
UNION PAC CORP COM Stock 907818108 396 1,799 SH   SOLE   1,799 0 0
UNITEDHEALTH GROUP Stock 91324P102 202 504 SH   SOLE   504 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 782 12,342 SH   SOLE   12,342 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,575 30,576 SH   SOLE   30,576 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 983 18,097 SH   SOLE   18,097 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,130 10,787 SH   SOLE   10,787 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 3,864 42,954 SH   SOLE   42,954 0 0
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 233 1,160 SH   SOLE   1,160 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 689 8,390 SH   SOLE   8,390 0 0
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 495 8,053 SH   SOLE   8,053 0 0
VANGUARD SMALL CAP ETF ETF 922908751 378 1,676 SH   SOLE   1,676 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 1,613 9,286 SH   SOLE   9,286 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,447 16,849 SH   SOLE   16,849 0 0
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 278 2,687 SH   SOLE   2,687 0 0
VERIZON COMMUNICATIONS Stock 92343V104 735 13,111 SH   SOLE   13,111 0 0
WALMART INC COM Stock 931142103 287 2,032 SH   SOLE   2,032 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 4,055 67,949 SH   SOLE   67,949 0 0