The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 380,828 3,623 SH   SOLE   3,623 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 324,235 3,202 SH   SOLE   3,202 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 991,408 6,221 SH   SOLE   6,221 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 321,375 3,279 SH   SOLE   3,279 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,109,922 10,700 SH   SOLE   10,700 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 205,920 1,980 SH   SOLE   1,980 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 BBG001TBMNT5 449,229 11,623 SH   SOLE   11,623 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 308,904 6,923 SH   SOLE   6,923 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 480,807 4,655 SH   SOLE   4,655 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 804,544 3,328 SH   SOLE   3,328 0 0
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 BBG00FJ5P854 671,447 18,930 SH   SOLE   18,930 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,766,534 28,906 SH   SOLE   28,906 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 462,242 24,013 SH   SOLE   24,013 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 260,004 9,091 SH   SOLE   9,091 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 562,579 1,822 SH   SOLE   1,822 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 371,848 5,365 SH   SOLE   5,365 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 413,139 1,805 SH   SOLE   1,805 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,066,085 6,534 SH   SOLE   6,534 0 0
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 337,921 3,015 SH   SOLE   3,015 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 919,570 17,591 SH   SOLE   17,591 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 802,083 12,931 SH   SOLE   12,931 0 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 263,188 2,751 SH   SOLE   2,751 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 310,187 3,098 SH   SOLE   3,098 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 245,669 4,394 SH   SOLE   4,394 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 499,329 5,176 SH   SOLE   5,176 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 297,630 4,147 SH   SOLE   4,147 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 214,587 1,872 SH   SOLE   1,872 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,765,061 16,096 SH   SOLE   16,096 0 0
F N B CORP COM 302520101 BBG001S5R1Q5 558,795 48,172 SH   SOLE   48,172 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 BBG01BFR8YW0 304,085 3,707 SH   SOLE   3,707 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 619,362 2,714 SH   SOLE   2,714 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 1,063,741 11,127 SH   SOLE   11,127 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 BBG00MVW9603 219,279 12,786 SH   SOLE   12,786 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 705,337 2,390 SH   SOLE   2,390 0 0
INTEL CORP COM 458140100 BBG001S5SF65 363,429 11,124 SH   SOLE   11,124 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 826,260 6,303 SH   SOLE   6,303 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 237,551 1,515 SH   SOLE   1,515 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 BBG001SN3Z78 243,841 12,241 SH   SOLE   12,241 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 262,181 950 SH   SOLE   950 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 5,177,539 138,548 SH   SOLE   138,548 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 636,612 13,048 SH   SOLE   13,048 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 4,919,741 59,880 SH   SOLE   59,880 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 5,623,887 47,802 SH   SOLE   47,802 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 511,804 7,656 SH   SOLE   7,656 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 1,375,813 22,752 SH   SOLE   22,752 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 1,113,712 4,452 SH   SOLE   4,452 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 5,049,611 55,766 SH   SOLE   55,766 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,088,697 5,081 SH   SOLE   5,081 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 BBG001S7RSN5 225,389 5,969 SH   SOLE   5,969 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,162,343 16,252 SH   SOLE   16,252 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 5,318,757 150,673 SH   SOLE   150,673 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,070,025 16,685 SH   SOLE   16,685 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 294,884 2,737 SH   SOLE   2,737 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,695,770 24,253 SH   SOLE   24,253 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 898,422 5,036 SH   SOLE   5,036 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,184,719 34,195 SH   SOLE   34,195 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 1,685,598 11,107 SH   SOLE   11,107 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 2,621,834 23,727 SH   SOLE   23,727 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 4,793,592 87,795 SH   SOLE   87,795 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,680,707 73,146 SH   SOLE   73,146 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,044,448 6,738 SH   SOLE   6,738 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,587,088 12,179 SH   SOLE   12,179 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 429,962 1,252 SH   SOLE   1,252 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 859,406 6,374 SH   SOLE   6,374 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 1,100,043 3,934 SH   SOLE   3,934 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 322,077 3,995 SH   SOLE   3,995 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 553,737 5,205 SH   SOLE   5,205 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 529,638 2,499 SH   SOLE   2,499 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,872,137 9,962 SH   SOLE   9,962 0 0
NATIONAL FUEL GAS CO COM 636180101 BBG001S5TLR8 498,181 8,628 SH   SOLE   8,628 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 203,142 588 SH   SOLE   588 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 357,688 2,917 SH   SOLE   2,917 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 310,248 27,900 SH   SOLE   27,900 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 221,383 797 SH   SOLE   797 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 274,950 2,959 SH   SOLE   2,959 0 0
PACWEST BANCORP DEL COM 695263103 BBG001SFDBF8 482,219 49,560 SH   SOLE   49,560 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,101,500 6,042 SH   SOLE   6,042 0 0
PFIZER INC COM 717081103 BBG001S5V466 702,776 17,225 SH   SOLE   17,225 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 442,488 4,550 SH   SOLE   4,550 0 0
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 300,337 2,363 SH   SOLE   2,363 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,432,225 9,632 SH   SOLE   9,632 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 BBG001SR6H49 405,000 27,000 SH   SOLE   27,000 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 266,630 2,090 SH   SOLE   2,090 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 414,831 4,236 SH   SOLE   4,236 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 200,091 3,160 SH   SOLE   3,160 0 0
RESMED INC COM 761152107 BBG001SBGRC2 232,567 1,062 SH   SOLE   1,062 0 0
ROYCE VALUE TR INC COM 780910105 BBG001S5VTQ9 135,700 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 226,884 9,253 SH   SOLE   9,253 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,001,289 41,824 SH   SOLE   41,824 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 5,726,352 78,272 SH   SOLE   78,272 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 3,312,142 50,823 SH   SOLE   50,823 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 2,691,385 41,040 SH   SOLE   41,040 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 5,175,225 106,992 SH   SOLE   106,992 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 5,549,711 81,794 SH   SOLE   81,794 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 1,697,478 29,282 SH   SOLE   29,282 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 532,906 7,133 SH   SOLE   7,133 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 3,155,458 24,374 SH   SOLE   24,374 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 595,748 5,888 SH   SOLE   5,888 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 2,779,148 41,057 SH   SOLE   41,057 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 215,944 1,430 SH   SOLE   1,430 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 306,987 4,412 SH   SOLE   4,412 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 1,171,509 6,394 SH   SOLE   6,394 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 3,232,213 94,703 SH   SOLE   94,703 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,023,741 2,501 SH   SOLE   2,501 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 1,511,174 16,458 SH   SOLE   16,458 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 336,753 2,325 SH   SOLE   2,325 0 0
TREAN INS GROUP INC COM 89457R101 BBG00VM3JWZ1 881,280 144,000 SH   SOLE   144,000 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 350,192 1,740 SH   SOLE   1,740 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 297,259 629 SH   SOLE   629 0 0
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 402,467 2,883 SH   SOLE   2,883 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 7,559,120 98,503 SH   SOLE   98,503 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 673,724 8,808 SH   SOLE   8,808 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 251,557 1,327 SH   SOLE   1,327 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 997,469 18,655 SH   SOLE   18,655 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 741,380 18,351 SH   SOLE   18,351 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 1,126,764 19,248 SH   SOLE   19,248 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 755,708 16,730 SH   SOLE   16,730 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 993,494 9,417 SH   SOLE   9,417 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 623,521 16,033 SH   SOLE   16,033 0 0
WALMART INC COM 931142103 BBG001S5XH92 293,639 1,991 SH   SOLE   1,991 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 2,453,880 48,814 SH   SOLE   48,814 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 5,568,957 89,332 SH   SOLE   89,332 0 0