The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   505,238 3,750 SH   SOLE   3,750 0 0
ALKERMES PLC SHS G01767105   1,668,134 53,295 SH   SOLE   53,295 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   319,992 9,950 SH   SOLE   9,950 0 0
ALLSTATE CORP COM 020002101   1,614,555 14,807 SH   SOLE   14,807 0 0
ALLY FINL INC COM 02005N100   630,602 23,347 SH   SOLE   23,347 0 0
ALPHABET INC CAP STK CL C 02079K107   3,716,924 30,726 SH   SOLE   30,726 0 0
AMAZON COM INC COM 023135106   393,687 3,020 SH   SOLE   3,020 0 0
AMGEN INC COM 031162100   924,713 4,165 SH   SOLE   4,165 0 0
APPLE INC COM 037833100   2,045,802 10,547 SH   SOLE   10,547 0 0
AT&T INC COM 00206R102   743,398 46,608 SH   SOLE   46,608 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,019,731 22,905 SH   SOLE   22,905 0 0
BEACON ROOFING SUPPLY INC COM 073685109   524,019 6,315 SH   SOLE   6,315 0 0
CARDINAL HEALTH INC COM 14149Y108   1,067,033 11,283 SH   SOLE   11,283 0 0
CBOE GLOBAL MKTS INC COM 12503M108   1,273,556 9,228 SH   SOLE   9,228 0 0
CLARIVATE PLC ORD SHS G21810109   274,226 28,775 SH   SOLE   28,775 0 0
CNA FINL CORP COM 126117100   1,069,581 27,695 SH   SOLE   27,695 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   328,032 5,025 SH   SOLE   5,025 0 0
COMCAST CORP NEW CL A 20030N101   1,403,144 33,770 SH   SOLE   33,770 0 0
CVS HEALTH CORP COM 126650100   1,962,739 28,392 SH   SOLE   28,392 0 0
DXC TECHNOLOGY CO COM 23355L106   213,894 8,005 SH   SOLE   8,005 0 0
ENPRO INDS INC COM 29355X107   431,302 3,230 SH   SOLE   3,230 0 0
EXP WORLD HLDGS INC COM 30212W100   273,577 13,490 SH   SOLE   13,490 0 0
FEDEX CORP COM 31428X106   276,409 1,115 SH   SOLE   1,115 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   209,700 5,825 SH   SOLE   5,825 0 0
FIRST AMERN FINL CORP COM 31847R102   388,591 6,815 SH   SOLE   6,815 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   365,669 6,155 SH   SOLE   6,155 0 0
GSK PLC SPONSORED ADR 37733W204   789,462 22,151 SH   SOLE   22,151 0 0
HONDA MOTOR LTD AMERN SHS 438128308   1,698,300 56,031 SH   SOLE   56,031 0 0
INDIA FD INC COM 454089103   233,147 14,045 SH   SOLE   14,045 0 0
INFOSYS LTD SPONSORED ADR 456788108   2,380,337 148,123 SH   SOLE   148,123 0 0
INTEL CORP COM 458140100   2,175,907 65,069 SH   SOLE   65,069 0 0
INTERNATIONAL PAPER CO COM 460146103   516,149 16,226 SH   SOLE   16,226 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   304,033 823 SH   SOLE   823 0 0
IRON MTN INC DEL COM 46284V101   1,087,251 19,135 SH   SOLE   19,135 0 0
ISHARES INC MSCI EURZONE ETF 464286608   1,757,884 38,365 SH   SOLE   38,365 0 0
ISHARES INC MSCI ITALY ETF 46434G830   229,653 7,215 SH   SOLE   7,215 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   1,122,185 18,129 SH   SOLE   18,129 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   2,835,908 55,803 SH   SOLE   55,803 0 0
ISHARES TR EAFE GRWTH ETF 464288885   203,796 2,136 SH   SOLE   2,136 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,151,104 22,040 SH   SOLE   22,040 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   793,689 15,820 SH   SOLE   15,820 0 0
ISHARES TR SHORT TREAS BD 464288679   237,468 2,150 SH   SOLE   2,150 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,623,837 27,532 SH   SOLE   27,532 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   470,984 2,515 SH   SOLE   2,515 0 0
ISHARES TR U.S. TECH ETF 464287721   1,021,092 9,379 SH   SOLE   9,379 0 0
ISHARES TR MSCI EAFE ETF 464287465   599,285 8,266 SH   SOLE   8,266 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104   416,383 57,831 SH   SOLE   57,831 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   219,799 1,773 SH   SOLE   1,773 0 0
JOHNSON & JOHNSON COM 478160104   1,193,068 7,208 SH   SOLE   7,208 0 0
KINDER MORGAN INC DEL COM 49456B101   976,305 56,696 SH   SOLE   56,696 0 0
LCI INDS COM 50189K103   695,106 5,501 SH   SOLE   5,501 0 0
LOWES COS INC COM 548661107   225,700 1,000 SH   SOLE   1,000 0 0
M D C HLDGS INC COM 552676108   267,291 5,715 SH   SOLE   5,715 0 0
MCKESSON CORP COM 58155Q103   3,759,901 8,799 SH   SOLE   8,799 0 0
MELCO RESORTS AND ENTMNT LTD ADR 585464100   143,040 11,715 SH   SOLE   11,715 0 0
MERCADOLIBRE INC COM 58733R102   437,117 369 SH   SOLE   369 0 0
MEXICO FD INC COM 592835102   728,202 43,397 SH   SOLE   43,397 0 0
MOHAWK INDS INC COM 608190104   266,875 2,587 SH   SOLE   2,587 0 0
NEW GERMANY FD INC COM 644465106   391,393 43,585 SH   SOLE   43,585 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   1,028,779 6,177 SH   SOLE   6,177 0 0
NOKIA CORP SPONSORED ADR 654902204   73,861 17,755 SH   SOLE   17,755 0 0
OLD REP INTL CORP COM 680223104   1,143,398 45,427 SH   SOLE   45,427 0 0
OLIN CORP COM PAR $1 680665205   875,429 17,035 SH   SOLE   17,035 0 0
OMNICOM GROUP INC COM 681919106   890,128 9,355 SH   SOLE   9,355 0 0
ORACLE CORP COM 68389X105   2,413,835 20,269 SH   SOLE   20,269 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   146,252 10,575 SH   SOLE   10,575 0 0
PHOTRONICS INC COM 719405102   714,641 27,710 SH   SOLE   27,710 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304   1,943,743 38,643 SH   SOLE   38,643 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   468,972 4,701 SH   SOLE   4,701 0 0
POPULAR INC COM NEW 733174700   381,881 6,310 SH   SOLE   6,310 0 0
QORVO INC COM 74736K101   468,726 4,594 SH   SOLE   4,594 0 0
QUIDELORTHO CORP COM 219798105   352,155 4,250 SH   SOLE   4,250 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   2,137,614 27,575 SH   SOLE   27,575 0 0
RIO TINTO PLC SPONSORED ADR 767204100   339,948 5,325 SH   SOLE   5,325 0 0
SALLY BEAUTY HLDGS INC COM 79546E104   267,069 21,625 SH   SOLE   21,625 0 0
SANOFI SPONSORED ADR 80105N105   688,573 12,775 SH   SOLE   12,775 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   222,541 1,280 SH   SOLE   1,280 0 0
SHELL PLC SPON ADS 780259305   779,808 12,915 SH   SOLE   12,915 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   690,146 152,350 SH   SOLE   152,350 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,136,570 2,564 SH   SOLE   2,564 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   374,872 4,871 SH   SOLE   4,871 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   2,221,404 72,382 SH   SOLE   72,382 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   2,173,347 31,070 SH   SOLE   31,070 0 0
STARBUCKS CORP COM 855244109   557,213 5,625 SH   SOLE   5,625 0 0
TAIWAN FD INC COM 874036106   317,518 10,133 SH   SOLE   10,133 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,856,726 18,398 SH   SOLE   18,398 0 0
TC ENERGY CORP COM 87807B107   500,276 12,380 SH   SOLE   12,380 0 0
TELEFONICA S A SPONSORED ADR 879382208   71,899 17,841 SH   SOLE   17,841 0 0
THE CIGNA GROUP COM 125523100   457,939 1,632 SH   SOLE   1,632 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,539,584 24,828 SH   SOLE   24,828 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   1,571,036 27,256 SH   SOLE   27,256 0 0
TOYOTA MOTOR CORP ADS 892331307   805,679 5,012 SH   SOLE   5,012 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102   767,769 3,478 SH   SOLE   3,478 0 0
UNIVAR SOLUTIONS INC COM 91336L107   690,458 19,265 SH   SOLE   19,265 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   473,468 3,001 SH   SOLE   3,001 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   315,883 4,180 SH   SOLE   4,180 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,779,839 47,858 SH   SOLE   47,858 0 0
VISTRA CORP COM 92840M102   289,275 11,020 SH   SOLE   11,020 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   290,417 30,732 SH   SOLE   30,732 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   362,193 12,713 SH   SOLE   12,713 0 0
WINNEBAGO INDS INC COM 974637100   701,979 10,526 SH   SOLE   10,526 0 0
WP CAREY INC COM 92936U109   716,609 10,607 SH   SOLE   10,607 0 0
WPP PLC NEW ADR 92937A102   423,468 8,100 SH   SOLE   8,100 0 0