The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885   15,776,057 176,266 SH   SOLE   0 0 176,266
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   680,079 11,846 SH   SOLE   0 0 11,846
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   13,328,840 300,199 SH   SOLE   0 0 300,199
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   2,399,371 45,737 SH   SOLE   0 0 45,737
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   4,130,901 132,825 SH   SOLE   0 0 132,825
ISHARES TR AGGRES ALLOC ETF 464289859   1,609,516 21,910 SH   SOLE   0 0 21,910
ISHARES TR CORE TOTAL USD 46434V613   1,504,656 33,005 SH   SOLE   0 0 33,005
ISHARES TR EAFE VALUE ETF 464288877   6,895,179 126,748 SH   SOLE   0 0 126,748
ISHARES TR ESG AWR MSCI USA 46435G425   334,803 2,912 SH   SOLE   0 0 2,912
ISHARES TR ESG AWR US AGRGT 46435U549   306,926 6,522 SH   SOLE   0 0 6,522
ISHARES TR ESG AWRE USD ETF 46435G193   441,915 19,222 SH   SOLE   0 0 19,222
ISHARES TR ESG EAFE ETF 46436E759   232,664 3,415 SH   SOLE   0 0 3,415
ISHARES TR ESG MSCI USA ETF 46436E767   409,601 9,072 SH   SOLE   0 0 9,072
ISHARES TR GLOBAL ENERG ETF 464287341   4,835,415 112,581 SH   SOLE   0 0 112,581
ISHARES TR GRWT ALLOCAT ETF 464289867   672,920 12,088 SH   SOLE   0 0 12,088
ISHARES TR MBS ETF 464288588   4,389,673 47,496 SH   SOLE   0 0 47,496
ISHARES TR MSCI KLD400 SOC 464288570   483,887 4,800 SH   SOLE   0 0 4,800
ISHARES TR MSCI USA MIN VOL 46429B697   2,524,846 30,209 SH   SOLE   0 0 30,209
ISHARES TR MSCI USA QLT FCT 46432F339   19,540,769 118,895 SH   SOLE   0 0 118,895
ISHARES TR TIPS BD ETF 464287176   1,733,692 16,140 SH   SOLE   0 0 16,140
ISHARES TR U.S. TECH ETF 464287721   10,168,246 75,286 SH   SOLE   0 0 75,286
ISHARES TR US INFRASTRUC 46435U713   2,376,787 54,816 SH   SOLE   0 0 54,816
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,710,587 67,664 SH   SOLE   0 0 67,664
SPDR SER TR PORTFOLIO LN TSR 78464A664   7,587,466 271,564 SH   SOLE   0 0 271,564
SPDR SER TR PORTFOLIO S&P500 78464A854   35,753,779 581,079 SH   SOLE   0 0 581,079
SPDR SER TR PRTFLO S&P500 GW 78464A409   15,430,724 210,946 SH   SOLE   0 0 210,946
SPDR SER TR PRTFLO S&P500 VL 78464A508   8,870,818 177,061 SH   SOLE   0 0 177,061
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,340,507 20,994 SH   SOLE   0 0 20,994
VANGUARD WORLD FD MEGA CAP INDEX 921910873   3,598,745 19,258 SH   SOLE   0 0 19,258