The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885   7,970,016 102,746 SH   SOLE   0 0 102,746
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   362,228 7,220 SH   SOLE   0 0 7,220
ISHARES TR AGGRES ALLOC ETF 464289859   1,527,509 22,724 SH   SOLE   0 0 22,724
ISHARES TR CORE S&P MCP ETF 464287507   3,021,478 11,179 SH   SOLE   0 0 11,179
ISHARES TR CORE TOTAL USD 46434V613   1,531,745 33,768 SH   SOLE   0 0 33,768
ISHARES TR EAFE GRWTH ETF 464288885   216,908 2,270 SH   SOLE   0 0 2,270
ISHARES TR EAFE VALUE ETF 464288877   14,701,817 290,090 SH   SOLE   0 0 290,090
ISHARES TR ESG AWR MSCI USA 46435G425   328,739 3,282 SH   SOLE   0 0 3,282
ISHARES TR ESG AWR US AGRGT 46435U549   247,292 5,247 SH   SOLE   0 0 5,247
ISHARES TR ESG AWRE USD ETF 46435G193   235,378 10,369 SH   SOLE   0 0 10,369
ISHARES TR ESG MSCI USA ETF 46436E767   259,152 7,006 SH   SOLE   0 0 7,006
ISHARES TR GRWT ALLOCAT ETF 464289867   551,666 10,640 SH   SOLE   0 0 10,640
ISHARES TR IBOXX INV CP ETF 464287242   482,798 4,477 SH   SOLE   0 0 4,477
ISHARES TR MBS ETF 464288588   2,750,139 29,553 SH   SOLE   0 0 29,553
ISHARES TR MSCI KLD400 SOC 464288570   281,707 3,259 SH   SOLE   0 0 3,259
ISHARES TR MSCI USA MIN VOL 46429B697   6,259,355 82,445 SH   SOLE   0 0 82,445
ISHARES TR MSCI USA QLT FCT 46432F339   12,926,986 93,316 SH   SOLE   0 0 93,316
ISHARES TR TIPS BD ETF 464287176   1,526,951 14,183 SH   SOLE   0 0 14,183
ISHARES TR TRS FLT RT BD 46434V860   3,901,716 77,063 SH   SOLE   0 0 77,063
ISHARES TR U.S. TECH ETF 464287721   6,386,853 57,794 SH   SOLE   0 0 57,794
ISHARES TR US INFRASTRUC 46435U713   1,835,594 45,571 SH   SOLE   0 0 45,571
SPDR SER TR PORTFOLIO LN TSR 78464A664   5,871,248 198,890 SH   SOLE   0 0 198,890
SPDR SER TR PORTFOLIO S&P500 78464A854   34,449,222 644,995 SH   SOLE   0 0 644,995
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,601,599 106,135 SH   SOLE   0 0 106,135
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,267,817 20,288 SH   SOLE   0 0 20,288