The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM SHS 88579Y119   530,771 5,004 SH   SOLE   0 0 5,004
ABBVIE INC COM 00287Y109   3,637,994 19,978 SH   SOLE   0 0 19,978
ADVANCED MICRO DEVICES INC COM 007903107   223,627 1,239 SH   SOLE   0 0 1,239
AGNICO EAGLE MINES LTD COM 008474108   888,785 14,900 SH   SOLE   0 0 14,900
AIR PRODS & CHEMS INC COM 009158106   2,716,331 11,212 SH   SOLE   0 0 11,212
ALPHABET INC CAP STK CL C 02079K107   6,543,761 42,978 SH   SOLE   0 0 42,978
ALPHABET INC CAP STK CL A 02079K305   1,799,237 11,921 SH   SOLE   0 0 11,921
AMAZON COM INC COM 023135106   6,540,502 36,274 SH   SOLE   0 0 36,274
AMEREN CORP COM 023608102   702,842 9,503 SH   SOLE   0 0 9,503
AMERICAN EXPRESS CO COM 025816109   382,334 1,679 SH   SOLE   0 0 1,679
AMERIPRISE FINL INC COM 03076C106   892,225 2,035 SH   SOLE   0 0 2,035
AMPHENOL CORP NEW CL A 032095101   982,531 8,518 SH   SOLE   0 0 8,518
APPLE INC COM 037833100   16,146,507 94,160 SH   SOLE   0 0 94,160
ARISTA NETWORKS INC COM 040413106   759,748 2,620 SH   SOLE   0 0 2,620
AT&T INC COM 00206R102   354,874 20,163 SH   SOLE   0 0 20,163
BANCROFT FD LTD COM 059695106   250,244 15,650 SH   SOLE   0 0 15,650
BANK NEW YORK MELLON CORP COM 064058100   385,478 6,690 SH   SOLE   0 0 6,690
BERKSHIRE HATHAWAY INC DEL CL A 084670108   12,688,800 20 SH   SOLE   0 0 20
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,283,007 3,051 SH   SOLE   0 0 3,051
BLACKROCK INVT QUALITY MUN T COM 09247D105   135,269 10,900 SH   SOLE   0 0 10,900
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   179,460 14,856 SH   SOLE   0 0 14,856
BLACKSTONE INC COM 09260D107   487,705 3,712 SH   SOLE   0 0 3,712
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   351,026 29,498 SH   SOLE   0 0 29,498
BOEING CO COM 097023105   284,591 1,475 SH   SOLE   0 0 1,475
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   216,529 5,153 SH   SOLE   0 0 5,153
BROOKFIELD CORP CL A LTD VT SH 11271J107   857,288 20,475 SH   SOLE   0 0 20,475
CAESARS ENTERTAINMENT INC NE COM 12769G100   1,035,866 23,687 SH   SOLE   0 0 23,687
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   913,496 35,434 SH   SOLE   0 0 35,434
CAPITAL ONE FINL CORP COM 14040H105   2,168,285 14,563 SH   SOLE   0 0 14,563
CARRIER GLOBAL CORPORATION COM 14448C104   233,276 4,013 SH   SOLE   0 0 4,013
CHEVRON CORP NEW COM 166764100   2,796,196 17,727 SH   SOLE   0 0 17,727
CHUBB LIMITED COM H1467J104   2,304,961 8,895 SH   SOLE   0 0 8,895
CITIGROUP INC COM NEW 172967424   1,023,666 16,187 SH   SOLE   0 0 16,187
COCA COLA CO COM 191216100   537,724 8,789 SH   SOLE   0 0 8,789
COHEN & STEERS REIT & PFD & COM 19247X100   302,096 14,365 SH   SOLE   0 0 14,365
COMCAST CORP NEW CL A 20030N101   1,985,126 45,793 SH   SOLE   0 0 45,793
CONSTELLATION BRANDS INC CL A 21036P108   2,639,061 9,711 SH   SOLE   0 0 9,711
CORTEVA INC COM 22052L104   278,027 4,821 SH   SOLE   0 0 4,821
COSTCO WHSL CORP NEW COM 22160K105   237,806 325 SH   SOLE   0 0 325
CVS HEALTH CORP COM 126650100   2,755,886 34,552 SH   SOLE   0 0 34,552
DEERE & CO COM 244199105   503,978 1,227 SH   SOLE   0 0 1,227
DELL TECHNOLOGIES INC CL C 24703L202   761,114 6,670 SH   SOLE   0 0 6,670
DEVON ENERGY CORP NEW COM 25179M103   315,883 6,295 SH   SOLE   0 0 6,295
DISNEY WALT CO COM 254687106   394,264 3,222 SH   SOLE   0 0 3,222
DOW INC COM 260557103   329,680 5,691 SH   SOLE   0 0 5,691
DUPONT DE NEMOURS INC COM 26614N102   318,641 4,156 SH   SOLE   0 0 4,156
EATON VANCE ENHANCED EQUITY COM 278277108   218,561 10,836 SH   SOLE   0 0 10,836
ELEVANCE HEALTH INC COM 036752103   3,578,118 6,900 SH   SOLE   0 0 6,900
ELI LILLY & CO COM 532457108   287,111 369 SH   SOLE   0 0 369
ENTERPRISE PRODS PARTNERS L COM 293792107   1,307,264 44,800 SH   SOLE   0 0 44,800
EXXON MOBIL CORP COM 30231G102   1,966,359 16,916 SH   SOLE   0 0 16,916
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   476,238 7,395 SH   SOLE   0 0 7,395
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   388,476 8,574 SH   SOLE   0 0 8,574
GENERAL ELECTRIC CO COM 369604137   498,756 2,841 SH   SOLE   0 0 2,841
GILEAD SCIENCES INC COM 375558103   216,058 2,950 SH   SOLE   0 0 2,950
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   664,315 19,373 SH   SOLE   0 0 19,373
GOLDMAN SACHS GROUP INC COM 38141G104   359,213 860 SH   SOLE   0 0 860
HOME DEPOT INC COM 437076102   1,955,297 5,097 SH   SOLE   0 0 5,097
HONEYWELL INTL INC COM 438516106   2,786,421 13,576 SH   SOLE   0 0 13,576
INTERCONTINENTAL EXCHANGE IN COM 45866F104   2,786,118 20,273 SH   SOLE   0 0 20,273
INTERNATIONAL BUSINESS MACHS COM 459200101   2,544,530 13,325 SH   SOLE   0 0 13,325
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,014,951 15,408 SH   SOLE   0 0 15,408
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   2,413,861 13,213 SH   SOLE   0 0 13,213
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   10,151,302 59,936 SH   SOLE   0 0 59,936
INVESCO QQQ TR UNIT SER 1 46090E103   31,039,479 69,907 SH   SOLE   0 0 69,907
ISHARES TR CORE S&P SCP ETF 464287804   21,498,509 194,521 SH   SOLE   0 0 194,521
ISHARES TR SELECT DIVID ETF 464287168   10,173,711 82,592 SH   SOLE   0 0 82,592
ISHARES TR MSCI USA MIN VOL 46429B697   4,489,999 53,721 SH   SOLE   0 0 53,721
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,090,077 164,856 SH   SOLE   0 0 164,856
ISHARES TR IBONDS DEC2026 46435GAA0   4,093,297 171,627 SH   SOLE   0 0 171,627
ISHARES TR IBONDS 27 ETF 46435UAA9   2,238,802 94,067 SH   SOLE   0 0 94,067
ISHARES TR MSCI EAFE MIN VL 46429B689   2,110,396 29,774 SH   SOLE   0 0 29,774
ISHARES TR ESG AWARE MSCI 46435U663   595,875 14,797 SH   SOLE   0 0 14,797
ISHARES TR MSCI USA ESG SLC 464288802   957,617 8,772 SH   SOLE   0 0 8,772
ISHARES TR 0-5YR HI YL CP 46434V407   777,709 18,278 SH   SOLE   0 0 18,278
ISHARES TR S&P 500 GRWT ETF 464287309   2,656,501 31,460 SH   SOLE   0 0 31,460
ISHARES TR CORE S&P MCP ETF 464287507   1,675,756 27,589 SH   SOLE   0 0 27,589
ISHARES TR CORE S&P US VLU 464287663   915,365 10,121 SH   SOLE   0 0 10,121
ISHARES TR CORE MSCI EAFE 46432F842   739,528 9,964 SH   SOLE   0 0 9,964
ISHARES TR RUS MD CP GR ETF 464287481   787,016 6,895 SH   SOLE   0 0 6,895
ISHARES TR BLACKROCK ULTRA 46434V878   364,538 7,210 SH   SOLE   0 0 7,210
ISHARES TR RUS TP200 GR ETF 464289438   759,915 3,895 SH   SOLE   0 0 3,895
ISHARES TR CORE S&P500 ETF 464287200   1,679,103 3,194 SH   SOLE   0 0 3,194
ISHARES TR RUS 1000 GRW ETF 464287614   1,930,249 5,727 SH   SOLE   0 0 5,727
ISHARES TR CORE DIV GRWTH 46434V621   332,026 5,719 SH   SOLE   0 0 5,719
ISHARES TR ESG AW MSCI EAFE 46435G516   211,602 2,648 SH   SOLE   0 0 2,648
ISHARES TR MSCI EMG MKT ETF 464287234   556,100 13,537 SH   SOLE   0 0 13,537
ISHARES TR RUSSELL 2000 ETF 464287655   631,323 3,002 SH   SOLE   0 0 3,002
ISHARES TR US HLTHCARE ETF 464287762   536,136 8,661 SH   SOLE   0 0 8,661
ISHARES TR IBONDS DEC24 ETF 46434VBG4   512,072 20,442 SH   SOLE   0 0 20,442
ISHARES TR NATIONAL MUN ETF 464288414   476,668 4,430 SH   SOLE   0 0 4,430
ITT INC COM 45073V108   2,745,496 20,183 SH   SOLE   0 0 20,183
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,422,870 127,312 SH   SOLE   0 0 127,312
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,831,369 48,935 SH   SOLE   0 0 48,935
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   552,695 10,893 SH   SOLE   0 0 10,893
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   857,947 15,818 SH   SOLE   0 0 15,818
JOHNSON & JOHNSON COM 478160104   1,100,053 6,954 SH   SOLE   0 0 6,954
JPMORGAN CHASE & CO COM 46625H100   1,026,213 5,123 SH   SOLE   0 0 5,123
MARRIOTT INTL INC NEW CL A 571903202   643,016 2,549 SH   SOLE   0 0 2,549
MATTHEWS ASIA FDS EMER MKTS EQUITY 577125818   608,155 20,654 SH   SOLE   0 0 20,654
MERCK & CO INC COM 58933Y105   1,358,898 10,299 SH   SOLE   0 0 10,299
META PLATFORMS INC CL A 30303M102   684,182 1,409 SH   SOLE   0 0 1,409
MICRON TECHNOLOGY INC COM 595112103   1,500,504 12,728 SH   SOLE   0 0 12,728
MICROSOFT CORP COM 594918104   15,097,210 35,884 SH   SOLE   0 0 35,884
MORGAN STANLEY EMKT DBT FD I COM 61744H105   262,619 36,324 SH   SOLE   0 0 36,324
NETFLIX INC COM 64110L106   692,964 1,141 SH   SOLE   0 0 1,141
NEUBERGER BERMAN MUN FD INC COM 64124P101   297,673 28,431 SH   SOLE   0 0 28,431
NOVARTIS AG SPONSORED ADR 66987V109   338,555 3,500 SH   SOLE   0 0 3,500
NVIDIA CORPORATION COM 67066G104   1,217,120 1,347 SH   SOLE   0 0 1,347
NXP SEMICONDUCTORS N V COM N6596X109   1,853,320 7,480 SH   SOLE   0 0 7,480
ORACLE CORP COM 68389X105   355,808 2,833 SH   SOLE   0 0 2,833
PALO ALTO NETWORKS INC COM 697435105   279,011 982 SH   SOLE   0 0 982
PARAMOUNT GLOBAL CLASS B COM 92556H206   402,922 34,233 SH   SOLE   0 0 34,233
PAYPAL HLDGS INC COM 70450Y103   560,036 8,360 SH   SOLE   0 0 8,360
PENTAIR PLC SHS G7S00T104   367,392 4,300 SH   SOLE   0 0 4,300
PEPSICO INC COM 713448108   1,679,339 9,596 SH   SOLE   0 0 9,596
PFIZER INC COM 717081103   694,049 25,011 SH   SOLE   0 0 25,011
PIMCO ETF TR ENHANCD SHORT 72201R643   425,212 4,312 SH   SOLE   0 0 4,312
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   439,863 4,375 SH   SOLE   0 0 4,375
PIMCO ETF TR ACTIVE BD ETF 72201R775   204,205 2,223 SH   SOLE   0 0 2,223
PROCTER AND GAMBLE CO COM 742718109   578,259 3,564 SH   SOLE   0 0 3,564
PROSHARES TR RUSS 2000 DIVD 74347B698   419,921 6,560 SH   SOLE   0 0 6,560
PUTNAM PREMIER INCOME TR SH BEN INT 746853100   42,240 12,000 SH   SOLE   0 0 12,000
QUANTUM SI INC COM CL A 74765K105   23,355 11,855 SH   SOLE   0 0 11,855
REGENERON PHARMACEUTICALS COM 75886F107   354,194 368 SH   SOLE   0 0 368
RTX CORPORATION COM 75513E101   1,215,614 12,464 SH   SOLE   0 0 12,464
SALESFORCE INC COM 79466L302   252,088 837 SH   SOLE   0 0 837
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   531,818 6,596 SH   SOLE   0 0 6,596
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,384,756 70,296 SH   SOLE   0 0 70,296
SELECT SECTOR SPDR TR INDL 81369Y704   11,868,083 94,221 SH   SOLE   0 0 94,221
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,141,439 34,289 SH   SOLE   0 0 34,289
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   236,739 5,621 SH   SOLE   0 0 5,621
SHOPIFY INC CL A 82509L107   299,420 3,880 SH   SOLE   0 0 3,880
SNOWFLAKE INC CL A 833445109   730,917 4,523 SH   SOLE   0 0 4,523
SOUTHERN CO COM 842587107   295,623 4,121 SH   SOLE   0 0 4,121
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,287,887 3,238 SH   SOLE   0 0 3,238
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,133,570 9,814 SH   SOLE   0 0 9,814
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   756,868 1,360 SH   SOLE   0 0 1,360
SPDR SER TR S&P REGL BKG 78464A698   3,945,989 78,480 SH   SOLE   0 0 78,480
SPDR SER TR S&P SEMICNDCTR 78464A862   1,157,369 4,987 SH   SOLE   0 0 4,987
SPDR SER TR S&P DIVID ETF 78464A763   675,533 5,147 SH   SOLE   0 0 5,147
STARBUCKS CORP COM 855244109   207,120 2,266 SH   SOLE   0 0 2,266
TEMPLETON EMERGING MKTS FD COM 880191101   267,420 22,397 SH   SOLE   0 0 22,397
TEMPLETON EMERGING MKTS INCO COM 880192109   268,772 49,498 SH   SOLE   0 0 49,498
TESLA INC COM 88160R101   939,246 5,343 SH   SOLE   0 0 5,343
THERMO FISHER SCIENTIFIC INC COM 883556102   430,677 741 SH   SOLE   0 0 741
TRAVEL PLUS LEISURE CO COM 894164102   458,266 9,360 SH   SOLE   0 0 9,360
UNION PAC CORP COM 907818108   398,898 1,622 SH   SOLE   0 0 1,622
UNITEDHEALTH GROUP INC COM 91324P102   5,061,295 10,231 SH   SOLE   0 0 10,231
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   18,333,419 81,485 SH   SOLE   0 0 81,485
VANECK ETF TRUST GOLD MINERS ETF 92189F106   240,249 7,598 SH   SOLE   0 0 7,598
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   940,018 8,286 SH   SOLE   0 0 8,286
VANGUARD INDEX FDS MID CAP ETF 922908629   22,162,503 88,700 SH   SOLE   0 0 88,700
VANGUARD INDEX FDS GROWTH ETF 922908736   695,972 2,022 SH   SOLE   0 0 2,022
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   356,878 2,289 SH   SOLE   0 0 2,289
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,081,198 4,147 SH   SOLE   0 0 4,147
VANGUARD INDEX FDS SM CP VAL ETF 922908611   992,020 5,170 SH   SOLE   0 0 5,170
VANGUARD INDEX FDS VALUE ETF 922908744   1,518,016 9,321 SH   SOLE   0 0 9,321
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,744,299 7,275 SH   SOLE   0 0 7,275
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,166,721 4,489 SH   SOLE   0 0 4,489
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,109,035 4,852 SH   SOLE   0 0 4,852
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   277,277 577 SH   SOLE   0 0 577
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,056,157 42,935 SH   SOLE   0 0 42,935
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   349,494 6,907 SH   SOLE   0 0 6,907
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,852,969 36,903 SH   SOLE   0 0 36,903
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   873,834 10,854 SH   SOLE   0 0 10,854
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,218,867 12,151 SH   SOLE   0 0 12,151
VANGUARD STAR FDS VG TL INTL STK F 921909768   238,969 3,963 SH   SOLE   0 0 3,963
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   692,489 13,803 SH   SOLE   0 0 13,803
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   31,501,720 260,366 SH   SOLE   0 0 260,366
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,478,880 18,139 SH   SOLE   0 0 18,139
VANGUARD WORLD FD ESG INTL STK ETF 921910725   559,298 9,732 SH   SOLE   0 0 9,732
VANGUARD WORLD FD ESG US CORP BD 921910691   213,852 3,408 SH   SOLE   0 0 3,408
VANGUARD WORLD FD ESG US STK ETF 921910733   219,462 2,355 SH   SOLE   0 0 2,355
VANGUARD WORLD FD INF TECH ETF 92204A702   2,220,056 4,234 SH   SOLE   0 0 4,234
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   228,766 720 SH   SOLE   0 0 720
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   457,720 1,692 SH   SOLE   0 0 1,692
VERIZON COMMUNICATIONS INC COM 92343V104   377,090 8,987 SH   SOLE   0 0 8,987
VOYA EMERGING MKTS HIGH DIVI COM 92912P108   58,128 11,030 SH   SOLE   0 0 11,030
VOYA GLBL ADV & PREM OPP FD COM 92912R104   867,889 96,005 SH   SOLE   0 0 96,005
VOYA GLBL EQTY DIV & PREM OP COM 92912T100   406,160 76,634 SH   SOLE   0 0 76,634
WALMART INC COM 931142103   280,332 4,659 SH   SOLE   0 0 4,659
WILLIAMS COS INC COM 969457100   1,788,489 45,894 SH   SOLE   0 0 45,894
WILLIS TOWERS WATSON PLC LTD SHS G96629103   209,052 760 SH   SOLE   0 0 760
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,044,289 31,955 SH   SOLE   0 0 31,955
WP CAREY INC COM 92936U109   271,702 4,814 SH   SOLE   0 0 4,814
WYNDHAM HOTELS & RESORTS INC COM 98311A105   737,107 9,604 SH   SOLE   0 0 9,604
XYLEM INC COM 98419M100   582,094 4,504 SH   SOLE   0 0 4,504
YUM BRANDS INC COM 988498101   396,262 2,858 SH   SOLE   0 0 2,858
ZIMMER BIOMET HOLDINGS INC COM 98956P102   250,762 1,900 SH   SOLE   0 0 1,900