The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   19,259,017 100,031 SH   SOLE   0 0 100,031
ABBVIE INC COM 00287y109   3,650,783 23,558 SH   SOLE   0 0 23,558
AMEREN CORP COM 023608102   687,230 9,500 SH   SOLE   0 0 9,500
AGNICO EAGLE MINES LTD COM 008474108   817,265 14,900 SH   SOLE   0 0 14,900
AMERIPRISE FINL INC COM 03076c106   767,257 2,020 SH   SOLE   0 0 2,020
AMAZON COM INC COM 023135106   4,723,247 31,086 SH   SOLE   0 0 31,086
ARISTA NETWORKS INC COM 040413106   711,240 3,020 SH   SOLE   0 0 3,020
AIR PRODS & CHEMS INC COM 009158106   3,948,196 14,420 SH   SOLE   0 0 14,420
AMPHENOL CORP NEW CL A 032095101   844,372 8,518 SH   SOLE   0 0 8,518
AMERICAN EXPRESS CO COM 025816109   287,380 1,534 SH   SOLE   0 0 1,534
BOEING CO COM 097023105   338,858 1,300 SH   SOLE   0 0 1,300
BANCROFT FD LTD COM 059695106   257,518 16,115 SH   SOLE   0 0 16,115
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   333,917 29,498 SH   SOLE   0 0 29,498
BANK NEW YORK MELLON CORP COM 064058100   345,872 6,645 SH   SOLE   0 0 6,645
BLACKROCK INVT QUALITY MUN T COM 09247D105   129,274 10,900 SH   SOLE   0 0 10,900
BROOKFIELD CORP CL A LTD VT SH 11271J107   821,457 20,475 SH   SOLE   0 0 20,475
PIMCO ETF TR ACTIVE BD ETF 72201R775   223,132 2,414 SH   SOLE   0 0 2,414
BERKSHIRE HATHAWAY INC DEL CL A 084670108   10,852,501 20 SH   SOLE   0 0 20
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,079,253 3,026 SH   SOLE   0 0 3,026
BLACKSTONE INC COM 09260D107   392,760 3,000 SH   SOLE   0 0 3,000
CITIGROUP INC COM NEW 172967424   1,001,691 19,473 SH   SOLE   0 0 19,473
CHUBB LIMITED COM h1467j104   2,105,190 9,315 SH   SOLE   0 0 9,315
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   953,948 39,964 SH   SOLE   0 0 39,964
COMCAST CORP NEW CL A 20030n101   1,923,656 43,869 SH   SOLE   0 0 43,869
CAPITAL ONE FINL CORP COM 14040H105   2,208,061 16,840 SH   SOLE   0 0 16,840
COSTCO WHSL CORP NEW COM 22160K105   201,511 305 SH   SOLE   0 0 305
CORTEVA INC COM 22052L104   266,339 5,558 SH   SOLE   0 0 5,558
CVS HEALTH CORP COM 126650100   3,189,194 40,390 SH   SOLE   0 0 40,390
CHEVRON CORP NEW COM 166764100   3,231,850 21,667 SH   SOLE   0 0 21,667
CAESARS ENTERTAINMENT INC NE COM 12769G100   1,585,435 33,819 SH   SOLE   0 0 33,819
DUPONT DE NEMOURS INC COM 26614n102   442,501 5,752 SH   SOLE   0 0 5,752
DEERE & CO COM 244199105   490,640 1,227 SH   SOLE   0 0 1,227
DELL TECHNOLOGIES INC CL C 24703l202   781,141 10,211 SH   SOLE   0 0 10,211
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,027,992 31,955 SH   SOLE   0 0 31,955
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,174,270 3,116 SH   SOLE   0 0 3,116
DISNEY WALT CO COM 254687106   235,657 2,610 SH   SOLE   0 0 2,610
DOW INC COM 260557103   333,043 6,073 SH   SOLE   0 0 6,073
DEVON ENERGY CORP NEW COM 25179M103   285,163 6,295 SH   SOLE   0 0 6,295
ISHARES TR SELECT DIVID ETF 464287168   9,461,453 80,715 SH   SOLE   0 0 80,715
ISHARES TR MSCI EMG MKT ETF 464287234   538,814 13,400 SH   SOLE   0 0 13,400
ISHARES TR MSCI EAFE MIN VL 46429B689   2,180,688 31,449 SH   SOLE   0 0 31,449
ELEVANCE HEALTH INC COM 036752103   4,043,155 8,574 SH   SOLE   0 0 8,574
TEMPLETON EMERGING MKTS FD COM 880191101   261,597 22,397 SH   SOLE   0 0 22,397
PIMCO ETF TR ENHANCD SHORT 72201R643   428,128 4,372 SH   SOLE   0 0 4,372
EATON VANCE ENHANCED EQUITY COM 278277108   202,270 10,805 SH   SOLE   0 0 10,805
ENTERPRISE PRODS PARTNERS L COM 293792107   1,180,480 44,800 SH   SOLE   0 0 44,800
ISHARES TR ESG AW MSCI EAFE 46435G516   229,717 3,041 SH   SOLE   0 0 3,041
VANGUARD WORLD FD ESG US STK ETF 921910733   200,316 2,355 SH   SOLE   0 0 2,355
ISHARES TR ESG AWARE MSCI 46435U663   623,241 16,397 SH   SOLE   0 0 16,397
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   394,700 8,573 SH   SOLE   0 0 8,573
VANECK ETF TRUST GOLD MINERS ETF 92189F106   267,895 8,639 SH   SOLE   0 0 8,639
GENERAL ELECTRIC CO COM NEW 369604301   239,306 1,875 SH   SOLE   0 0 1,875
GILEAD SCIENCES INC COM 375558103   238,979 2,950 SH   SOLE   0 0 2,950
ALPHABET INC CAP STK CL C 02079K107   7,571,747 53,727 SH   SOLE   0 0 53,727
ALPHABET INC CAP STK CL A 02079K305   1,500,971 10,745 SH   SOLE   0 0 10,745
GOLDMAN SACHS GROUP INC COM 38141G104   308,616 800 SH   SOLE   0 0 800
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   657,558 20,133 SH   SOLE   0 0 20,133
HOME DEPOT INC COM 437076102   1,848,179 5,333 SH   SOLE   0 0 5,333
HONEYWELL INTL INC COM 438516106   3,384,090 16,137 SH   SOLE   0 0 16,137
ISHARES TR IBONDS DEC24 ETF 46434VBG4   310,752 12,475 SH   SOLE   0 0 12,475
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,054,641 123,370 SH   SOLE   0 0 123,370
ISHARES TR IBONDS DEC2026 46435GAA0   2,505,485 104,832 SH   SOLE   0 0 104,832
ISHARES TR IBONDS 27 ETF 46435UAA9   414,420 17,318 SH   SOLE   0 0 17,318
INTERNATIONAL BUSINESS MACHS COM 459200101   2,159,062 13,201 SH   SOLE   0 0 13,201
INTERCONTINENTAL EXCHANGE IN COM 45866f104   3,506,910 27,306 SH   SOLE   0 0 27,306
ISHARES TR BLACKROCK ULTRA 46434V878   363,096 7,210 SH   SOLE   0 0 7,210
ISHARES TR CORE MSCI EAFE 46432F842   679,300 9,656 SH   SOLE   0 0 9,656
VOYA GLBL ADV & PREM OPP FD COM 92912R104   939,909 110,318 SH   SOLE   0 0 110,318
VOYA GLBL EQTY DIV & PREM OP COM 92912T100   380,871 76,634 SH   SOLE   0 0 76,634
VOYA EMERGING MKTS HIGH DIVI COM 92912P108   63,639 12,030 SH   SOLE   0 0 12,030
ISHARES TR CORE S&P MCP ETF 464287507   1,663,177 6,001 SH   SOLE   0 0 6,001
ISHARES TR CORE S&P SCP ETF 464287804   20,689,753 191,129 SH   SOLE   0 0 191,129
ITT INC COM 45073V108   2,408,237 20,183 SH   SOLE   0 0 20,183
ISHARES TR CORE S&P US VLU 464287663   904,460 10,725 SH   SOLE   0 0 10,725
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   820,981 8,358 SH   SOLE   0 0 8,358
ISHARES TR CORE S&P500 ETF 464287200   1,475,732 3,090 SH   SOLE   0 0 3,090
ISHARES TR S&P 500 GRWT ETF 464287309   2,322,232 30,922 SH   SOLE   0 0 30,922
ISHARES TR RUS 1000 GRW ETF 464287614   1,617,188 5,334 SH   SOLE   0 0 5,334
ISHARES TR RUSSELL 2000 ETF 464287655   693,207 3,454 SH   SOLE   0 0 3,454
ISHARES TR RUS MD CP GR ETF 464287481   722,321 6,915 SH   SOLE   0 0 6,915
ISHARES TR RUS TP200 GR ETF 464289438   680,730 3,885 SH   SOLE   0 0 3,885
ISHARES TR US HLTHCARE ETF 464287762   495,858 1,732 SH   SOLE   0 0 1,732
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,855,629 51,939 SH   SOLE   0 0 51,939
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   816,426 16,351 SH   SOLE   0 0 16,351
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   702,835 13,852 SH   SOLE   0 0 13,852
JOHNSON & JOHNSON COM 478160104   1,105,644 7,054 SH   SOLE   0 0 7,054
JPMORGAN CHASE & CO COM 46625H100   1,518,913 8,930 SH   SOLE   0 0 8,930
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,153,761 122,512 SH   SOLE   0 0 122,512
COCA COLA CO COM 191216100   524,902 8,907 SH   SOLE   0 0 8,907
SPDR SER TR S&P REGL BKG 78464A698   3,997,647 76,247 SH   SOLE   0 0 76,247
MARRIOTT INTL INC NEW CL A 571903202   574,715 2,549 SH   SOLE   0 0 2,549
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   688,817 1,358 SH   SOLE   0 0 1,358
MATTHEWS ASIA FDS EMER MKTS EQUITY 577125818   583,856 20,654 SH   SOLE   0 0 20,654
META PLATFORMS INC CL A 30303M102   382,279 1,080 SH   SOLE   0 0 1,080
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   206,710 17,356 SH   SOLE   0 0 17,356
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   436,581 4,375 SH   SOLE   0 0 4,375
3M CO COM 88579Y101   541,418 4,953 SH   SOLE   0 0 4,953
MERCK & CO INC COM 58933Y105   1,179,294 10,817 SH   SOLE   0 0 10,817
MORGAN STANLEY EMKT DBT FD I COM 61744H105   304,545 43,819 SH   SOLE   0 0 43,819
MICROSOFT CORP COM 594918104   14,870,434 39,545 SH   SOLE   0 0 39,545
MICRON TECHNOLOGY INC COM 595112103   1,086,208 12,728 SH   SOLE   0 0 12,728
ISHARES TR NATIONAL MUN ETF 464288414   498,686 4,600 SH   SOLE   0 0 4,600
NEUBERGER BERMAN MUN FD INC COM 64124P101   346,011 33,431 SH   SOLE   0 0 33,431
NETFLIX INC COM 64110L106   556,504 1,143 SH   SOLE   0 0 1,143
NVIDIA CORPORATION COM 67066G104   526,929 1,064 SH   SOLE   0 0 1,064
NOVARTIS AG SPONSORED ADR 66987V109   353,395 3,500 SH   SOLE   0 0 3,500
NXP SEMICONDUCTORS N V COM N6596X109   1,718,006 7,480 SH   SOLE   0 0 7,480
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   438,080 7,395 SH   SOLE   0 0 7,395
ORACLE CORP COM 68389X105   292,885 2,778 SH   SOLE   0 0 2,778
PALO ALTO NETWORKS INC COM 697435105   289,573 982 SH   SOLE   0 0 982
PARAMOUNT GLOBAL CLASS B COM 92556H206   506,306 34,233 SH   SOLE   0 0 34,233
PEPSICO INC COM 713448108   1,636,523 9,636 SH   SOLE   0 0 9,636
PFIZER INC COM 717081103   715,800 24,863 SH   SOLE   0 0 24,863
PROCTER AND GAMBLE CO COM 742718109   536,190 3,659 SH   SOLE   0 0 3,659
PENTAIR PLC SHS g7s00t104   312,653 4,300 SH   SOLE   0 0 4,300
PUTNAM PREMIER INCOME TR SH BEN INT 746853100   42,840 12,000 SH   SOLE   0 0 12,000
PAYPAL HLDGS INC COM 70450Y103   423,729 6,900 SH   SOLE   0 0 6,900
INVESCO QQQ TR UNIT SER 1 46090E103   28,952,020 70,697 SH   SOLE   0 0 70,697
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   2,360,293 14,004 SH   SOLE   0 0 14,004
QUANTUM SI INC COM CL A 74765K105   28,010 13,935 SH   SOLE   0 0 13,935
REGENERON PHARMACEUTICALS COM 75886F107   404,013 460 SH   SOLE   0 0 460
COHEN & STEERS REIT & PFD & COM 19247X100   413,824 20,527 SH   SOLE   0 0 20,527
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   9,256,075 58,657 SH   SOLE   0 0 58,657
RTX CORPORATION COM 75513E101   868,830 10,326 SH   SOLE   0 0 10,326
STARBUCKS CORP COM 855244109   213,799 2,227 SH   SOLE   0 0 2,227
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   499,730 6,564 SH   SOLE   0 0 6,564
SPDR SER TR S&P DIVID ETF 78464A763   643,259 5,147 SH   SOLE   0 0 5,147
SHOPIFY INC CL A 82509L107   302,252 3,880 SH   SOLE   0 0 3,880
ISHARES TR 0-5YR HI YL CP 46434V407   770,804 18,257 SH   SOLE   0 0 18,257
PROSHARES TR RUSS 2000 DIVD 74347B698   426,448 6,560 SH   SOLE   0 0 6,560
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   14,867,008 85,017 SH   SOLE   0 0 85,017
SOUTHERN CO COM 842587107   288,947 4,121 SH   SOLE   0 0 4,121
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,258,377 20,083 SH   SOLE   0 0 20,083
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,725,360 9,942 SH   SOLE   0 0 9,942
PRESIDIO PPTY TR INC *W EXP 01/24/202 74102L113   787 13,110 SH   SOLE   0 0 13,110
CONSTELLATION BRANDS INC CL A 21036P108   2,943,790 12,177 SH   SOLE   0 0 12,177
ISHARES TR MSCI USA ESG SLC 464288802   865,844 8,615 SH   SOLE   0 0 8,615
AT&T INC COM 00206R102   338,339 20,163 SH   SOLE   0 0 20,163
TEMPLETON EMERGING MKTS INCO COM 880192109   252,173 49,446 SH   SOLE   0 0 49,446
THERMO FISHER SCIENTIFIC INC COM 883556102   393,315 741 SH   SOLE   0 0 741
TRAVEL PLUS LEISURE CO COM 894164102   365,882 9,360 SH   SOLE   0 0 9,360
TESLA INC COM 88160R101   1,269,484 5,109 SH   SOLE   0 0 5,109
UNITED STS NAT GAS FD LP UNIT PAR 912318300   82,206 16,214 SH   SOLE   0 0 16,214
UNITEDHEALTH GROUP INC COM 91324P102   6,272,364 11,914 SH   SOLE   0 0 11,914
UNION PAC CORP COM 907818108   398,396 1,622 SH   SOLE   0 0 1,622
ISHARES TR MSCI USA MIN VOL 46429B697   4,364,643 55,935 SH   SOLE   0 0 55,935
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,042,679 4,888 SH   SOLE   0 0 4,888
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,002,613 4,147 SH   SOLE   0 0 4,147
VANGUARD INDEX FDS SM CP VAL ETF 922908611   963,739 5,355 SH   SOLE   0 0 5,355
VANGUARD WORLD FD ESG US CORP BD 921910691   215,999 3,408 SH   SOLE   0 0 3,408
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   854,666 10,515 SH   SOLE   0 0 10,515
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   219,276 720 SH   SOLE   0 0 720
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,278,132 42,370 SH   SOLE   0 0 42,370
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   745,095 15,555 SH   SOLE   0 0 15,555
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,005,212 4,143 SH   SOLE   0 0 4,143
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   424,184 1,692 SH   SOLE   0 0 1,692
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,089,331 12,261 SH   SOLE   0 0 12,261
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,551,104 19,550 SH   SOLE   0 0 19,550
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   203,847 2,307 SH   SOLE   0 0 2,307
VANGUARD INDEX FDS MID CAP ETF 922908629   21,117,966 90,775 SH   SOLE   0 0 90,775
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   334,828 2,309 SH   SOLE   0 0 2,309
VANGUARD WORLD FD ESG INTL STK ETF 921910725   537,432 9,722 SH   SOLE   0 0 9,722
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   352,602 6,907 SH   SOLE   0 0 6,907
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,060,522 4,471 SH   SOLE   0 0 4,471
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,437,805 51,333 SH   SOLE   0 0 51,333
VANGUARD INDEX FDS VALUE ETF 922908744   1,538,166 10,289 SH   SOLE   0 0 10,289
VANGUARD INDEX FDS GROWTH ETF 922908736   900,308 2,896 SH   SOLE   0 0 2,896
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,577,224 7,230 SH   SOLE   0 0 7,230
VANGUARD STAR FDS VG TL INTL STK F 921909768   229,695 3,963 SH   SOLE   0 0 3,963
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   28,902,097 258,910 SH   SOLE   0 0 258,910
VERIZON COMMUNICATIONS INC COM 92343V104   345,085 9,153 SH   SOLE   0 0 9,153
WYNDHAM HOTELS & RESORTS INC COM 98311A105   1,078,781 13,416 SH   SOLE   0 0 13,416
WILLIAMS COS INC COM 969457100   2,299,616 66,024 SH   SOLE   0 0 66,024
WALMART INC COM 931142103   244,830 1,553 SH   SOLE   0 0 1,553
WP CAREY INC COM 92936U109   311,995 4,814 SH   SOLE   0 0 4,814
SPDR SER TR S&P BIOTECH 78464A870   228,940 2,564 SH   SOLE   0 0 2,564
SELECT SECTOR SPDR TR INDL 81369Y704   10,637,301 93,318 SH   SOLE   0 0 93,318
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,247,894 37,655 SH   SOLE   0 0 37,655
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,204,253 67,490 SH   SOLE   0 0 67,490
EXXON MOBIL CORP COM 30231G102   1,684,710 16,850 SH   SOLE   0 0 16,850
SPDR SER TR S&P SEMICNDCTR 78464A862   1,088,534 4,842 SH   SOLE   0 0 4,842
XYLEM INC COM 98419M100   514,005 4,495 SH   SOLE   0 0 4,495
YUM BRANDS INC COM 988498101   373,426 2,858 SH   SOLE   0 0 2,858
ZIMMER BIOMET HOLDINGS INC COM 98956P102   231,230 1,900 SH   SOLE   0 0 1,900