The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 236 15,394 SH   SOLE   0 0 15,394
ALPHABET INC CAP STK CL C 02079K107 496 5,160 SH   SOLE   0 0 5,160
ALPHABET INC CAP STK CL A 02079K305 599 6,260 SH   SOLE   0 0 6,260
AMAZON COM INC COM 023135106 868 7,683 SH   SOLE   0 0 7,683
AMPHENOL CORP NEW CL A 032095101 677 10,113 SH   SOLE   0 0 10,113
APPLE INC COM 037833100 7,669 55,496 SH   SOLE   0 0 55,496
ARISTA NETWORKS INC COM 040413106 323 2,859 SH   SOLE   0 0 2,859
BP PLC SPONSORED ADR 055622104 256 8,950 SH   SOLE   0 0 8,950
BANCROFT FD LTD COM 059695106 382 22,853 SH   SOLE   0 0 22,853
BANK NEW YORK MELLON CORP COM 064058100 256 6,645 SH   SOLE   0 0 6,645
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 660 2,472 SH   SOLE   0 0 2,472
BLACKROCK CORPOR HI YLD FD I COM 09255P107 161 18,882 SH   SOLE   0 0 18,882
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202 370 41,524 SH   SOLE   0 0 41,524
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 295 27,798 SH   SOLE   0 0 27,798
BLACKSTONE INC COM 09260D107 376 4,494 SH   SOLE   0 0 4,494
BORGWARNER INC COM 099724106 283 9,000 SH   SOLE   0 0 9,000
BRISTOL-MYERS SQUIBB CO COM 110122108 333 4,744 SH   SOLE   0 0 4,744
CHEVRON CORP NEW COM 166764100 558 3,885 SH   SOLE   0 0 3,885
CITIGROUP INC COM NEW 172967424 223 4,815 SH   SOLE   0 0 4,815
COCA COLA CO COM 191216100 527 9,406 SH   SOLE   0 0 9,406
COHEN & STEERS REIT & PFD & COM 19247X100 411 21,177 SH   SOLE   0 0 21,177
DOW INC COM 260557103 402 9,158 SH   SOLE   0 0 9,158
EMX RTY CORP COM 26873J107 19 10,000 SH   SOLE   0 0 10,000
EATON VANCE ENHANCED EQUITY COM 278277108 194 12,705 SH   SOLE   0 0 12,705
ENTERPRISE PRODS PARTNERS L COM 293792107 1,106 46,500 SH   SOLE   0 0 46,500
EXXON MOBIL CORP COM 30231G102 1,519 17,393 SH   SOLE   0 0 17,393
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 306 7,395 SH   SOLE   0 0 7,395
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 604 13,592 SH   SOLE   0 0 13,592
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 856 34,589 SH   SOLE   0 0 34,589
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 218 3,063 SH   SOLE   0 0 3,063
HOME DEPOT INC COM 437076102 1,489 5,397 SH   SOLE   0 0 5,397
ITT INC COM 45073V108 1,354 20,730 SH   SOLE   0 0 20,730
INTERNATIONAL BUSINESS MACHS COM 459200101 1,429 12,026 SH   SOLE   0 0 12,026
INVESCO QQQ TR UNIT SER 1 46090E103 20,194 75,559 SH   SOLE   0 0 75,559
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,987 54,897 SH   SOLE   0 0 54,897
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,262 21,821 SH   SOLE   0 0 21,821
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,493 13,578 SH   SOLE   0 0 13,578
ISHARES TR SELECT DIVID ETF 464287168 8,512 79,390 SH   SOLE   0 0 79,390
ISHARES TR CORE S&P500 ETF 464287200 1,294 3,607 SH   SOLE   0 0 3,607
ISHARES TR S&P 500 GRWT ETF 464287309 1,834 31,706 SH   SOLE   0 0 31,706
ISHARES TR 1 3 YR TREAS BD 464287457 275 3,387 SH   SOLE   0 0 3,387
ISHARES TR RUS MD CP GR ETF 464287481 613 7,818 SH   SOLE   0 0 7,818
ISHARES TR CORE S&P MCP ETF 464287507 1,345 6,132 SH   SOLE   0 0 6,132
ISHARES TR RUS 1000 GRW ETF 464287614 1,136 5,399 SH   SOLE   0 0 5,399
ISHARES TR RUSSELL 2000 ETF 464287655 550 3,334 SH   SOLE   0 0 3,334
ISHARES TR CORE S&P US VLU 464287663 667 10,658 SH   SOLE   0 0 10,658
ISHARES TR US HLTHCARE ETF 464287762 467 1,845 SH   SOLE   0 0 1,845
ISHARES TR CORE S&P SCP ETF 464287804 15,898 182,337 SH   SOLE   0 0 182,337
ISHARES TR MSCI AC ASIA ETF 464288182 268 4,581 SH   SOLE   0 0 4,581
ISHARES TR NATIONAL MUN ETF 464288414 203 1,975 SH   SOLE   0 0 1,975
ISHARES TR MSCI USA ESG SLC 464288802 684 9,005 SH   SOLE   0 0 9,005
ISHARES TR RUS TP200 GR ETF 464289438 479 4,008 SH   SOLE   0 0 4,008
ISHARES TR CORE HIGH DV ETF 46429B663 231 2,530 SH   SOLE   0 0 2,530
ISHARES TR MSCI EAFE MIN VL 46429B689 1,942 34,064 SH   SOLE   0 0 34,064
ISHARES TR MSCI USA MIN VOL 46429B697 3,986 60,300 SH   SOLE   0 0 60,300
ISHARES TR CORE MSCI EAFE 46432F842 502 9,524 SH   SOLE   0 0 9,524
ISHARES TR 0-5YR HI YL CP 46434V407 749 18,748 SH   SOLE   0 0 18,748
ISHARES TR CORE DIV GRWTH 46434V621 269 6,040 SH   SOLE   0 0 6,040
ISHARES TR BLACKROCK ULTRA 46434V878 381 7,615 SH   SOLE   0 0 7,615
ISHARES TR ESG AWARE MSCI 46435U663 501 16,338 SH   SOLE   0 0 16,338
JPMORGAN CHASE & CO COM 46625H100 934 8,936 SH   SOLE   0 0 8,936
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 882 17,213 SH   SOLE   0 0 17,213
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3,499 69,765 SH   SOLE   0 0 69,765
JOHNSON & JOHNSON COM 478160104 1,174 7,189 SH   SOLE   0 0 7,189
LENNAR CORP CL A 526057104 403 5,400 SH   SOLE   0 0 5,400
LOCKHEED MARTIN CORP COM 539830109 826 2,138 SH   SOLE   0 0 2,138
MBIA INC COM 55262C100 265 20,000 SH   SOLE   0 0 20,000
MERCK & CO INC COM 58933Y105 1,048 12,166 SH   SOLE   0 0 12,166
MICROSOFT CORP COM 594918104 738 3,168 SH   SOLE   0 0 3,168
MICRON TECHNOLOGY INC COM 595112103 646 12,902 SH   SOLE   0 0 12,902
MORGAN STANLEY EMKT DBT FD I COM 61744H105 651 105,621 SH   SOLE   0 0 105,621
NETFLIX INC COM 64110L106 261 1,107 SH   SOLE   0 0 1,107
NEUBERGER BERMAN MUN FD INC COM 64124P101 367 36,244 SH   SOLE   0 0 36,244
NEW YORK CMNTY BANCORP INC COM 649445103 221 20,550 SH   SOLE   0 0 20,550
NEWMONT CORP COM 651639106 636 15,126 SH   SOLE   0 0 15,126
NOVARTIS AG SPONSORED ADR 66987V109 266 3,500 SH   SOLE   0 0 3,500
ORACLE CORP COM 68389X105 229 3,748 SH   SOLE   0 0 3,748
PATTERSON-UTI ENERGY INC COM 703481101 271 20,000 SH   SOLE   0 0 20,000
PEPSICO INC COM 713448108 1,583 9,695 SH   SOLE   0 0 9,695
PFIZER INC COM 717081103 1,733 39,609 SH   SOLE   0 0 39,609
PIMCO ETF TR ENHANCD SHORT 72201R643 384 3,912 SH   SOLE   0 0 3,912
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,323 13,384 SH   SOLE   0 0 13,384
PIMCO DYNAMIC INCOME FD SHS 72201Y101 372 19,194 SH   SOLE   0 0 19,194
PRESIDIO PPTY TR INC *W EXP 01/24/202 74102L113 2 13,110 SH   SOLE   0 0 13,110
PROCTER AND GAMBLE CO COM 742718109 453 3,592 SH   SOLE   0 0 3,592
PROSHARES TR RUSS 2000 DIVD 74347B698 394 7,100 SH   SOLE   0 0 7,100
QUANTUM SI INC COM CL A 74765K105 66 24,035 SH   SOLE   0 0 24,035
RH COM 74967X103 506 2,058 SH   SOLE   0 0 2,058
RAYTHEON TECHNOLOGIES CORP COM 75513E101 502 6,127 SH   SOLE   0 0 6,127
REGENERON PHARMACEUTICALS COM 75886F107 255 370 SH   SOLE   0 0 370
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,467 9,707 SH   SOLE   0 0 9,707
SPDR SER TR S&P DIVID ETF 78464A763 564 5,058 SH   SOLE   0 0 5,058
SPDR SER TR S&P BIOTECH 78464A870 523 6,597 SH   SOLE   0 0 6,597
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 238 830 SH   SOLE   0 0 830
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 544 1,354 SH   SOLE   0 0 1,354
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 523 7,868 SH   SOLE   0 0 7,868
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6,870 56,726 SH   SOLE   0 0 56,726
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 238 7,835 SH   SOLE   0 0 7,835
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,492 90,440 SH   SOLE   0 0 90,440
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,539 21,374 SH   SOLE   0 0 21,374
SOUTHERN CO COM 842587107 302 4,446 SH   SOLE   0 0 4,446
TEMPLETON EMERGING MKTS FD COM 880191101 302 29,097 SH   SOLE   0 0 29,097
TEMPLETON EMERGING MKTS INCO COM 880192109 209 47,126 SH   SOLE   0 0 47,126
TESLA INC COM 88160R101 2,378 8,966 SH   SOLE   0 0 8,966
THERMO FISHER SCIENTIFIC INC COM 883556102 376 742 SH   SOLE   0 0 742
3M CO COM 88579Y101 651 5,888 SH   SOLE   0 0 5,888
UNION PAC CORP COM 907818108 312 1,600 SH   SOLE   0 0 1,600
VOXX INTL CORP CL A 91829F104 147 15,000 SH   SOLE   0 0 15,000
VANECK ETF TRUST GOLD MINERS ETF 92189F106 211 8,745 SH   SOLE   0 0 8,745
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 8,578 46,337 SH   SOLE   0 0 46,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,712 12,664 SH   SOLE   0 0 12,664
VANGUARD WORLD FD ESG US CORP BD 921910691 202 3,403 SH   SOLE   0 0 3,403
VANGUARD WORLD FD ESG INTL STK ETF 921910725 254 5,850 SH   SOLE   0 0 5,850
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 539 3,428 SH   SOLE   0 0 3,428
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 567 15,600 SH   SOLE   0 0 15,600
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 23,948 252,403 SH   SOLE   0 0 252,403
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 887 14,309 SH   SOLE   0 0 14,309
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,100 64,440 SH   SOLE   0 0 64,440
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 281 1,257 SH   SOLE   0 0 1,257
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,351 4,396 SH   SOLE   0 0 4,396
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,758 50,597 SH   SOLE   0 0 50,597
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 876 11,579 SH   SOLE   0 0 11,579
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 220 4,562 SH   SOLE   0 0 4,562
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 302 2,483 SH   SOLE   0 0 2,483
VANGUARD INDEX FDS SML CP GRW ETF 922908595 868 4,447 SH   SOLE   0 0 4,447
VANGUARD INDEX FDS SM CP VAL ETF 922908611 853 5,945 SH   SOLE   0 0 5,945
VANGUARD INDEX FDS MID CAP ETF 922908629 16,176 86,052 SH   SOLE   0 0 86,052
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,406 8,594 SH   SOLE   0 0 8,594
VANGUARD INDEX FDS GROWTH ETF 922908736 672 3,143 SH   SOLE   0 0 3,143
VANGUARD INDEX FDS VALUE ETF 922908744 1,222 9,896 SH   SOLE   0 0 9,896
VANGUARD INDEX FDS SMALL CP ETF 922908751 980 5,737 SH   SOLE   0 0 5,737
VANGUARD INDEX FDS TOTAL STK MKT 922908769 725 4,039 SH   SOLE   0 0 4,039
VERIZON COMMUNICATIONS INC COM 92343V104 543 14,309 SH   SOLE   0 0 14,309
PARAMOUNT GLOBAL CLASS B COM 92556H206 273 14,333 SH   SOLE   0 0 14,333
VOYA GLBL ADV & PREM OPP FD COM 92912R104 788 93,514 SH   SOLE   0 0 93,514
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 273 54,634 SH   SOLE   0 0 54,634
WP CAREY INC COM 92936U109 445 6,379 SH   SOLE   0 0 6,379
WALMART INC COM 931142103 201 1,553 SH   SOLE   0 0 1,553
WISDOMTREE TR US SMALLCAP DIVD 97717W604 826 32,093 SH   SOLE   0 0 32,093
XYLEM INC COM 98419M100 390 4,459 SH   SOLE   0 0 4,459
YUM BRANDS INC COM 988498101 313 2,942 SH   SOLE   0 0 2,942
ASSURED GUARANTY LTD COM G0585R106 300 5,400 SH   SOLE   0 0 5,400