The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EMX RTY CORP COM 26873J107 22 10,000 SH   SOLE   0 0 10,000
BLACKROCK MUNIHOLDINGS QUALI COM 09253N104 143 10,075 SH   SOLE   0 0 10,075
PALANTIR TECHNOLOGIES INC CL A 69608A108 152 11,057 SH   SOLE   0 0 11,057
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 179 13,748 SH   SOLE   0 0 13,748
ISHARES TR ESG AW MSCI EAFE 46435G516 202 2,741 SH   SOLE   0 0 2,741
INTEL CORP COM 458140100 203 4,096 SH   SOLE   0 0 4,096
BLACKROCK CORPOR HI YLD FD I COM 09255P107 203 18,882 SH   SOLE   0 0 18,882
INNOVATIVE INDL PPTYS INC COM 45781V101 213 1,036 SH   SOLE   0 0 1,036
ISHARES INC MSCI EM ASIA ETF 464286426 214 2,893 SH   SOLE   0 0 2,893
VANGUARD WORLD FD ESG US CORP BD 921910691 214 3,153 SH   SOLE   0 0 3,153
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 220 720 SH   SOLE   0 0 720
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104 223 5,150 SH   SOLE   0 0 5,150
ISHARES TR PFD AND INCM SEC 464288687 223 6,110 SH   SOLE   0 0 6,110
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 223 538 SH   SOLE   0 0 538
ISHARES TR CORE HIGH DV ETF 46429B663 227 2,128 SH   SOLE   0 0 2,128
ORACLE CORP COM 68389X105 227 2,748 SH   SOLE   0 0 2,748
SELECT SECTOR SPDR TR ENERGY 81369Y506 231 3,024 SH   SOLE   0 0 3,024
SPDR SER TR S&P BIOTECH 78464A870 232 2,583 SH   SOLE   0 0 2,583
WALMART INC COM 931142103 233 1,565 SH   SOLE   0 0 1,565
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 237 2,186 SH   SOLE   0 0 2,186
BORGWARNER INC COM 099724106 253 6,500 SH   SOLE   0 0 6,500
YUM BRANDS INC COM 988498101 255 2,154 SH   SOLE   0 0 2,154
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 256 2,356 SH   SOLE   0 0 2,356
SOUTHERN CO COM 842587107 256 3,534 SH   SOLE   0 0 3,534
NOVARTIS AG SPONSORED ADR 66987V109 260 2,960 SH   SOLE   0 0 2,960
3M CO COM 88579Y101 262 1,762 SH   SOLE   0 0 1,762
SHOPIFY INC CL A 82509L107 262 388 SH   SOLE   0 0 388
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 266 1,783 SH   SOLE   0 0 1,783
EATON VANCE ENHANCED EQUITY COM 278277108 267 12,705 SH   SOLE   0 0 12,705
NEUBERGER BERMAN MUN FD INC COM 64124P101 268 20,209 SH   SOLE   0 0 20,209
WP CAREY INC COM 92936U109 273 3,374 SH   SOLE   0 0 3,374
AT&T INC COM 00206R102 275 11,655 SH   SOLE   0 0 11,655
DISNEY WALT CO COM 254687106 276 2,014 SH   SOLE   0 0 2,014
FACEBOOK INC CL A 30303M102 286 1,285 SH   SOLE   0 0 1,285
VANGUARD WORLD FD ESG INTL STK ETF 921910725 287 5,010 SH   SOLE   0 0 5,010
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 288 830 SH   SOLE   0 0 830
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 297 50,634 SH   SOLE   0 0 50,634
NVIDIA CORPORATION COM 67066G104 301 1,104 SH   SOLE   0 0 1,104
AMERICAN EXPRESS CO COM 025816109 318 1,699 SH   SOLE   0 0 1,699
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 322 3,613 SH   SOLE   0 0 3,613
ISHARES TR CORE DIV GRWTH 46434V621 322 6,035 SH   SOLE   0 0 6,035
BANK NEW YORK MELLON CORP COM 064058100 330 6,645 SH   SOLE   0 0 6,645
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 332 8,663 SH   SOLE   0 0 8,663
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 345 1,358 SH   SOLE   0 0 1,358
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 359 4,733 SH   SOLE   0 0 4,733
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 371 2,477 SH   SOLE   0 0 2,477
ISHARES TR MSCI AC ASIA ETF 464288182 380 5,071 SH   SOLE   0 0 5,071
XYLEM INC COM 98419M100 380 4,459 SH   SOLE   0 0 4,459
ISHARES TR BLACKROCK ULTRA 46434V878 382 7,615 SH   SOLE   0 0 7,615
TEMPLETON EMERGING MKTS FD COM 880191101 400 29,097 SH   SOLE   0 0 29,097
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 411 7,395 SH   SOLE   0 0 7,395
TEMPLETON EMERGING MKTS INCO COM 880192109 415 60,521 SH   SOLE   0 0 60,521
ARISTA NETWORKS INC COM 040413106 420 3,020 SH   SOLE   0 0 3,020
NETFLIX INC COM 64110L106 423 1,129 SH   SOLE   0 0 1,129
PROSHARES TR RUSS 2000 DIVD 74347B698 452 7,000 SH   SOLE   0 0 7,000
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 453 11,800 SH   SOLE   0 0 11,800
BANCROFT FD LTD COM 059695106 456 20,005 SH   SOLE   0 0 20,005
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202 464 44,526 SH   SOLE   0 0 44,526
PIMCO DYNAMIC INCOME FD SHS 72201Y101 468 19,194 SH   SOLE   0 0 19,194
UNION PAC CORP COM 907818108 469 1,718 SH   SOLE   0 0 1,718
THERMO FISHER SCIENTIFIC INC COM 883556102 487 824 SH   SOLE   0 0 824
ISHARES TR US HLTHCARE ETF 464287762 500 1,730 SH   SOLE   0 0 1,730
INTERNATIONAL BUSINESS MACHS COM 459200101 520 4,001 SH   SOLE   0 0 4,001
DOW INC COM 260557103 522 8,191 SH   SOLE   0 0 8,191
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 533 5,325 SH   SOLE   0 0 5,325
COHEN & STEERS REIT & PFD & COM 19247X100 540 20,077 SH   SOLE   0 0 20,077
VERIZON COMMUNICATIONS INC COM 92343V104 569 11,165 SH   SOLE   0 0 11,165
RAYTHEON TECHNOLOGIES CORP COM 75513E101 578 5,838 SH   SOLE   0 0 5,838
PROCTER AND GAMBLE CO COM 742718109 580 3,795 SH   SOLE   0 0 3,795
ISHARES TR ESG AWARE MSCI 46435U663 583 15,338 SH   SOLE   0 0 15,338
RH COM 74967X103 606 1,858 SH   SOLE   0 0 1,858
CHEVRON CORP NEW COM 166764100 629 3,861 SH   SOLE   0 0 3,861
ISHARES TR RUS TP200 GR ETF 464289438 637 4,008 SH   SOLE   0 0 4,008
SPDR SER TR S&P DIVID ETF 78464A763 640 4,996 SH   SOLE   0 0 4,996
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 646 8,191 SH   SOLE   0 0 8,191
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 664 1,354 SH   SOLE   0 0 1,354
ISHARES TR CORE MSCI EAFE 46432F842 669 9,619 SH   SOLE   0 0 9,619
ISHARES TR NATIONAL MUN ETF 464288414 724 6,603 SH   SOLE   0 0 6,603
MICRON TECHNOLOGY INC COM 595112103 744 9,551 SH   SOLE   0 0 9,551
LOCKHEED MARTIN CORP COM 539830109 746 1,689 SH   SOLE   0 0 1,689
EXXON MOBIL CORP COM 30231G102 763 9,238 SH   SOLE   0 0 9,238
ALPHABET INC CAP STK CL C 02079K107 765 274 SH   SOLE   0 0 274
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 772 16,079 SH   SOLE   0 0 16,079
JPMORGAN CHASE & CO COM 46625H100 773 5,667 SH   SOLE   0 0 5,667
AMPHENOL CORP NEW CL A 032095101 775 10,291 SH   SOLE   0 0 10,291
NEWMONT CORP COM 651639106 814 10,241 SH   SOLE   0 0 10,241
ISHARES TR MSCI USA ESG SLC 464288802 814 8,404 SH   SOLE   0 0 8,404
ENTERPRISE PRODS PARTNERS L COM 293792107 818 31,700 SH   SOLE   0 0 31,700
ISHARES TR RUS MD CP GR ETF 464287481 825 8,204 SH   SOLE   0 0 8,204
ISHARES TR 0-5YR HI YL CP 46434V407 828 18,833 SH   SOLE   0 0 18,833
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 832 2,357 SH   SOLE   0 0 2,357
ISHARES TR CORE S&P US VLU 464287663 847 11,158 SH   SOLE   0 0 11,158
VOYA GLBL ADV & PREM OPP FD COM 92912R104 866 89,514 SH   SOLE   0 0 89,514
ALPHABET INC CAP STK CL A 02079K305 871 313 SH   SOLE   0 0 313
VANGUARD INDEX FDS GROWTH ETF 922908736 895 3,112 SH   SOLE   0 0 3,112
MORGAN STANLEY EMER MKTS DEB COM 61744H105 931 119,613 SH   SOLE   0 0 119,613
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 939 15,287 SH   SOLE   0 0 15,287
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 956 12,097 SH   SOLE   0 0 12,097
VANGUARD INDEX FDS TOTAL STK MKT 922908769 971 4,267 SH   SOLE   0 0 4,267
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,025 32,166 SH   SOLE   0 0 32,166
MICROSOFT CORP COM 594918104 1,038 3,366 SH   SOLE   0 0 3,366
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,052 4,950 SH   SOLE   0 0 4,950
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,058 6,015 SH   SOLE   0 0 6,015
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,103 4,447 SH   SOLE   0 0 4,447
FIDELITY COVINGTON TRUST TOTAL BD ETF 316188309 1,149 23,087 SH   SOLE   0 0 23,087
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 1,180 6,132 SH   SOLE   0 0 6,132
ISHARES TR RUSSELL 2000 ETF 464287655 1,188 5,787 SH   SOLE   0 0 5,787
AMAZON COM INC COM 023135106 1,262 387 SH   SOLE   0 0 387
JOHNSON & JOHNSON COM 478160104 1,323 7,464 SH   SOLE   0 0 7,464
PFIZER INC COM 717081103 1,380 26,657 SH   SOLE   0 0 26,657
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,447 44,207 SH   SOLE   0 0 44,207
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,467 21,863 SH   SOLE   0 0 21,863
VANGUARD INDEX FDS VALUE ETF 922908744 1,491 10,088 SH   SOLE   0 0 10,088
PEPSICO INC COM 713448108 1,516 9,057 SH   SOLE   0 0 9,057
ITT INC COM 45073V108 1,559 20,730 SH   SOLE   0 0 20,730
HOME DEPOT INC COM 437076102 1,559 5,208 SH   SOLE   0 0 5,208
ISHARES TR CORE S&P MCP ETF 464287507 1,635 6,092 SH   SOLE   0 0 6,092
ISHARES TR RUS 1000 GRW ETF 464287614 1,756 6,326 SH   SOLE   0 0 6,326
ISHARES TR CORE S&P500 ETF 464287200 1,894 4,175 SH   SOLE   0 0 4,175
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,974 4,739 SH   SOLE   0 0 4,739
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,980 9,499 SH   SOLE   0 0 9,499
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,139 13,189 SH   SOLE   0 0 13,189
ISHARES TR S&P 500 GRWT ETF 464287309 2,477 32,436 SH   SOLE   0 0 32,436
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,506 49,849 SH   SOLE   0 0 49,849
ISHARES TR MSCI EAFE MIN VL 46429B689 2,717 37,667 SH   SOLE   0 0 37,667
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,892 56,474 SH   SOLE   0 0 56,474
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,214 20,223 SH   SOLE   0 0 20,223
TESLA INC COM 88160R101 3,342 3,101 SH   SOLE   0 0 3,101
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,690 42,885 SH   SOLE   0 0 42,885
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,031 51,624 SH   SOLE   0 0 51,624
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,769 10,559 SH   SOLE   0 0 10,559
ISHARES TR MSCI USA MIN VOL 46429B697 4,948 63,782 SH   SOLE   0 0 63,782
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,835 42,594 SH   SOLE   0 0 42,594
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,180 45,528 SH   SOLE   0 0 45,528
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 8,137 79,012 SH   SOLE   0 0 79,012
ISHARES TR SELECT DIVID ETF 464287168 8,981 70,092 SH   SOLE   0 0 70,092
APPLE INC COM 037833100 9,125 52,258 SH   SOLE   0 0 52,258
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 9,575 35,491 SH   SOLE   0 0 35,491
ISHARES TR CORE S&P SCP ETF 464287804 16,800 155,731 SH   SOLE   0 0 155,731
VANGUARD INDEX FDS MID CAP ETF 922908629 17,742 74,594 SH   SOLE   0 0 74,594
INVESCO QQQ TR UNIT SER 1 46090E103 24,307 67,046 SH   SOLE   0 0 67,046
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 25,360 225,928 SH   SOLE   0 0 225,928