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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   213,928 1,107 SH   SOLE   1,107 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   216,824 533 SH   SOLE   533 0 0
CVS HEALTH CORP COM 126650100   396,127 6,707 SH   SOLE   6,707 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   15,390,035 371,381 SH   SOLE   371,381 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,169,055 185,903 SH   SOLE   185,903 0 0
EXXON MOBIL CORP COM 30231G102   700,434 6,084 SH   SOLE   6,084 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   231,017 10,168 SH   SOLE   10,168 0 0
ISHARES TR ESG ADV TTL USD 46436E619   244,702 5,751 SH   SOLE   5,751 0 0
ISHARES TR RUS TP200 GR ETF 464289438   24,271,778 113,145 SH   SOLE   113,145 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   18,455,449 374,730 SH   SOLE   374,730 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   205,272 4,326 SH   SOLE   4,326 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   405,073 5,205 SH   SOLE   5,205 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   18,438,297 383,094 SH   SOLE   383,094 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   33,620,163 689,786 SH   SOLE   689,786 0 0
SYSCO CORP COM 871829107   263,675 3,693 SH   SOLE   3,693 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   21,824,710 291,424 SH   SOLE   291,424 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   4,162,345 96,106 SH   SOLE   96,106 0 0