The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CVS HEALTH CORP COM 126650100   501,734 6,752 SH   SOLE   6,752 0 0
EXXON MOBIL CORP COM 30231G102   667,779 6,090 SH   SOLE   6,090 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   1,618,469 51,413 SH   SOLE   51,413 0 0
ISHARES INC CORE MSCI EMKT 46434G103   2,928,669 60,026 SH   SOLE   60,026 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,059,500 28,313 SH   SOLE   28,313 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   6,266,201 69,278 SH   SOLE   69,278 0 0
ISHARES TR CORE TOTAL USD 46434V613   25,494,230 552,421 SH   SOLE   552,421 0 0
ISHARES TR JPMORGAN USD EMG 464288281   2,221,365 25,746 SH   SOLE   25,746 0 0
ISHARES TR CORE S&P500 ETF 464287200   19,451,390 47,318 SH   SOLE   47,318 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   1,845,125 16,109 SH   SOLE   16,109 0 0
ISHARES TR EAFE GRWTH ETF 464288885   6,438,664 68,730 SH   SOLE   68,730 0 0
ISHARES TR FALN ANGLS USD 46435G474   772,675 30,577 SH   SOLE   30,577 0 0
ISHARES TR EAFE VALUE ETF 464288877   4,807,897 99,071 SH   SOLE   99,071 0 0
ISHARES TR MBS ETF 464288588   8,924,179 94,206 SH   SOLE   94,206 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,695,416 25,340 SH   SOLE   25,340 0 0
ISHARES TR US HLTHCARE ETF 464287762   522,091 1,912 SH   SOLE   1,912 0 0
ISHARES TR US TREAS BD ETF 46429B267   7,887,768 337,372 SH   SOLE   337,372 0 0
ISHARES TR MSCI USA MMENTM 46432F396   520,844 3,746 SH   SOLE   3,746 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   4,938,284 39,804 SH   SOLE   39,804 0 0
ISHARES TR NATIONAL MUN ETF 464288414   19,254,539 178,713 SH   SOLE   178,713 0 0
ISHARES TR U.S. TECH ETF 464287721   2,730,934 29,425 SH   SOLE   29,425 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   3,933,948 37,581 SH   SOLE   37,581 0 0
LOCKHEED MARTIN CORP COM 539830109   963,896 2,039 SH   SOLE   2,039 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   324,923 4,789 SH   SOLE   4,789 0 0
SYSCO CORP COM 871829107   347,260 4,496 SH   SOLE   4,496 0 0