The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CVS HEALTH CORP COM 126650100 682 7,152 SH   SOLE   7,152 0 0
EXXON MOBIL CORP COM 30231G102 575 6,591 SH   SOLE   6,591 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 2,942 66,757 SH   SOLE   66,757 0 0
INVESCO EXCH TRADED FD TR II 1 30 LADER TRE 46138E107 2,361 81,620 SH   SOLE   81,620 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 253 9,155 SH   SOLE   9,155 0 0
ISHARES INC MSCI EMERG MRKT 464286533 3,098 61,136 SH   SOLE   61,136 0 0
ISHARES TR CORE TOTAL USD 46434V613 16,141 362,716 SH   SOLE   362,716 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,580 23,899 SH   SOLE   23,899 0 0
ISHARES TR US TREAS BD ETF 46429B267 14,559 639,686 SH   SOLE   639,686 0 0
ISHARES TR CORE MSCI EAFE 46432F842 232 4,403 SH   SOLE   4,403 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,348 15,460 SH   SOLE   15,460 0 0
ISHARES TR EAFE VALUE ETF 464288877 3,748 97,286 SH   SOLE   97,286 0 0
ISHARES TR MBS ETF 464288588 3,841 41,943 SH   SOLE   41,943 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 747 8,178 SH   SOLE   8,178 0 0
ISHARES TR NATIONAL MUN ETF 464288414 16,712 162,915 SH   SOLE   162,915 0 0
ISHARES TR MSCI USA VALUE 46432F388 222 2,713 SH   SOLE   2,713 0 0
ISHARES TR CORE S&P500 ETF 464287200 16,831 46,929 SH   SOLE   46,929 0 0
ISHARES TR TIPS BD ETF 464287176 3,497 33,341 SH   SOLE   33,341 0 0
ISHARES TR EAFE GRWTH ETF 464288885 3,517 48,472 SH   SOLE   48,472 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 11,712 147,484 SH   SOLE   147,484 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,261 12,312 SH   SOLE   12,312 0 0
ISHARES TR US HLTHCARE ETF 464287762 338 1,336 SH   SOLE   1,336 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 5,894 57,414 SH   SOLE   57,414 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 3,469 86,865 SH   SOLE   86,865 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,108 11,524 SH   SOLE   11,524 0 0
LOCKHEED MARTIN CORP COM 539830109 788 2,039 SH   SOLE   2,039 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 284 4,697 SH   SOLE   4,697 0 0
SYSCO CORP COM 871829107 348 4,921 SH   SOLE   4,921 0 0