The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   224,501 2,396 SH   SOLE   2,396 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   553,854 31,309 SH   SOLE   31,309 0 0
ADVANCED MICRO DEVICES INC COM 007903107   404,597 3,935 SH   SOLE   3,935 0 0
ALMADEN MINERALS LTD COM CL B 020283305   1,465 10,000 SH   SOLE   10,000 0 0
ALPHABET INC CAP STK CL A 02079K305   690,414 5,276 SH   SOLE   5,276 0 0
ALPHABET INC CAP STK CL C 02079K107   681,929 5,172 SH   SOLE   5,172 0 0
AMAZON COM INC COM 023135106   2,235,405 17,585 SH   SOLE   17,585 0 0
APPLE INC COM 037833100   7,090,650 41,415 SH   SOLE   41,415 0 0
ARK ETF TR NEXT GNRTN INTER 00214Q401   333,866 6,164 SH   SOLE   6,164 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   565,558 20,300 SH   SOLE   20,300 0 0
ARK ETF TR INNOVATION ETF 00214Q104   1,975,119 49,789 SH   SOLE   49,789 0 0
AT&T INC COM 00206R102   1,556,181 103,607 SH   SOLE   103,607 0 0
AT&T INC COM 00206R102   60,080 4,000 SH Call SOLE   4,000 0 0
BANK AMERICA CORP COM 060505104   1,356,326 49,541 SH   SOLE   49,541 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   416,509 1,189 SH   SOLE   1,189 0 0
BOEING CO COM 097023105   794,745 4,147 SH   SOLE   4,147 0 0
BROADCOM INC COM 11135F101   475,090 572 SH   SOLE   572 0 0
CHEVRON CORP NEW COM 166764100   785,309 4,655 SH   SOLE   4,655 0 0
CISCO SYS INC COM 17275R102   249,519 4,641 SH   SOLE   4,641 0 0
COSTCO WHSL CORP NEW COM 22160K105   517,465 915 SH   SOLE   915 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   210,217 6,023 SH   SOLE   6,023 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,069,320 44,454 SH   SOLE   44,454 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   868,678 16,549 SH   SOLE   16,549 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,600,712 64,422 SH   SOLE   64,422 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,078,347 23,601 SH   SOLE   23,601 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,268,663 27,354 SH   SOLE   27,354 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   51,753,520 1,975,325 SH   SOLE   1,975,325 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   11,947,108 471,472 SH   SOLE   471,472 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   972,322 43,176 SH   SOLE   43,176 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   821,900 17,687 SH   SOLE   17,687 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   27,153,782 1,056,979 SH   SOLE   1,056,979 0 0
DISNEY WALT CO COM 254687106   411,814 5,081 SH   SOLE   5,081 0 0
ELI LILLY & CO COM 532457108   356,419 664 SH   SOLE   664 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   157,339 11,214 SH   SOLE   11,214 0 0
EXXON MOBIL CORP COM 30231G102   985,614 8,381 SH   SOLE   8,381 0 0
FORD MTR CO DEL COM 345370860   170,409 13,719 SH   SOLE   13,719 0 0
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   177,072 13,374 SH   SOLE   13,374 0 0
GABELLI EQUITY TR INC COM 362397101   63,050 12,291 SH   SOLE   12,291 0 0
HOME DEPOT INC COM 437076102   475,783 1,575 SH   SOLE   1,575 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406   250,996 6,360 SH   SOLE   6,360 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   4,192,329 28,439 SH   SOLE   28,439 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   30,338,191 84,661 SH   SOLE   84,661 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   383,061 4,014 SH   SOLE   4,014 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   239,975 5,000 SH   SOLE   5,000 0 0
ISHARES TR RUS TP200 GR ETF 464289438   481,200 3,129 SH   SOLE   3,129 0 0
ISHARES TR CORE S&P500 ETF 464287200   418,500 974 SH   SOLE   974 0 0
ISHARES TR EXPND TEC SC ETF 464287549   310,313 814 SH   SOLE   814 0 0
ISHARES TR TIPS BD ETF 464287176   1,335,603 12,869 SH   SOLE   12,869 0 0
ISHARES TR ISHARES SEMICDTR 464287523   1,169,008 2,460 SH   SOLE   2,460 0 0
ISHARES TR CALIF MUN BD ETF 464288356   1,524,124 27,793 SH   SOLE   27,793 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,395,183 33,090 SH   SOLE   33,090 0 0
ISHARES TR CORE LT USDB ETF 464289479   4,192,343 88,721 SH   SOLE   88,721 0 0
ISHARES TR MORTGE REL ETF 46435G342   565,872 25,334 SH   SOLE   25,334 0 0
ISHARES TR U.S. MED DVC ETF 464288810   4,917,520 101,368 SH   SOLE   101,368 0 0
JEFFERIES FINL GROUP INC COM 47233W109   1,444,578 39,437 SH   SOLE   39,437 0 0
JOHNSON & JOHNSON COM 478160104   277,285 1,780 SH   SOLE   1,780 0 0
JPMORGAN CHASE & CO COM 46625H100   420,018 2,895 SH   SOLE   2,895 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   262,235 1,506 SH   SOLE   1,506 0 0
LOCKHEED MARTIN CORP COM 539830109   223,647 546 SH   SOLE   546 0 0
LUMEN TECHNOLOGIES INC COM 550241103   20,197 14,224 SH   SOLE   14,224 0 0
META PLATFORMS INC CL A 30303M102   657,154 2,189 SH   SOLE   2,189 0 0
MICRON TECHNOLOGY INC COM 595112103   262,231 3,853 SH   SOLE   3,853 0 0
MICROSOFT CORP COM 594918104   2,522,579 7,986 SH   SOLE   7,986 0 0
NETFLIX INC COM 64110L106   577,352 1,529 SH   SOLE   1,529 0 0
NVIDIA CORPORATION COM 67066G104   801,188 1,841 SH   SOLE   1,841 0 0
PEPSICO INC COM 713448108   221,260 1,305 SH   SOLE   1,305 0 0
PFIZER INC COM 717081103   319,046 9,616 SH   SOLE   9,616 0 0
PROCTER AND GAMBLE CO COM 742718109   376,417 2,581 SH   SOLE   2,581 0 0
QUALCOMM INC COM 747525103   247,098 2,226 SH   SOLE   2,226 0 0
ROCKWELL AUTOMATION INC COM 773903109   334,299 1,170 SH   SOLE   1,170 0 0
RTX CORPORATION COM 75513E101   206,897 2,874 SH   SOLE   2,874 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   292,268 4,432 SH   SOLE   4,432 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   355,454 3,933 SH   SOLE   3,933 0 0
SEMPRA COM 816851109   529,064 7,777 SH   SOLE   7,777 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   1,537,468 15,595 SH   SOLE   15,595 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   256,658 765 SH   SOLE   765 0 0
SPDR GOLD TR GOLD SHS 78463V107   623,626 3,637 SH   SOLE   3,637 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   18,574,891 43,433 SH   SOLE   43,433 0 0
TESLA INC COM 88160R101   1,243,339 4,969 SH   SOLE   4,969 0 0
TORO CO COM 891092108   301,669 3,630 SH   SOLE   3,630 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,137,682 2,257 SH   SOLE   2,257 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   234,776 2,600 SH   SOLE   2,600 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   324,115 1,526 SH   SOLE   1,526 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,910,502 12,493 SH   SOLE   12,493 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   322,547 2,338 SH   SOLE   2,338 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   240,900 1,158 SH   SOLE   1,158 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,759,978 24,197 SH   SOLE   24,197 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   206,672 1,620 SH   SOLE   1,620 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,223,363 6,698 SH   SOLE   6,698 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,651,555 19,766 SH   SOLE   19,766 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   619,556 7,713 SH   SOLE   7,713 0 0
VISA INC COM CL A 92826C839   688,844 2,996 SH   SOLE   2,996 0 0
WALMART INC COM 931142103   521,431 3,263 SH   SOLE   3,263 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   241,660 22,253 SH   SOLE   22,253 0 0
WELLTOWER INC COM 95040Q104   213,127 2,602 SH   SOLE   2,602 0 0
WESTERN DIGITAL CORP. COM 958102105   270,348 5,926 SH   SOLE   5,926 0 0