The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   354,393 3,541 SH   SOLE   0 0 3,541
ABBOTT LABS COM 002824100   442,916 4,063 SH   SOLE   0 0 4,063
ABBVIE INC COM 00287Y109   569,662 4,228 SH   SOLE   0 0 4,228
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   395,267 1,281 SH   SOLE   0 0 1,281
ALPHABET INC CAP STK CL C 02079K107   1,330,186 10,996 SH   SOLE   0 0 10,996
ALPHABET INC CAP STK CL A 02079K305   572,089 4,779 SH   SOLE   0 0 4,779
ALTRIA GROUP INC COM 02209S103   452,128 9,981 SH   SOLE   0 0 9,981
AMAZON COM INC COM 023135106   1,455,522 11,165 SH   SOLE   0 0 11,165
AMERICAN FINL GROUP INC OHIO COM 025932104   265,050 2,232 SH   SOLE   0 0 2,232
AMGEN INC COM 031162100   834,012 3,756 SH   SOLE   0 0 3,756
APPLE INC COM 037833100   12,451,000 64,190 SH   SOLE   0 0 64,190
ASTRAZENECA PLC SPONSORED ADR 046353108   351,456 4,911 SH   SOLE   0 0 4,911
AT&T INC COM 00206R102   339,103 21,260 SH   SOLE   0 0 21,260
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   828,289 2,429 SH   SOLE   0 0 2,429
BOEING CO COM 097023105   580,394 2,749 SH   SOLE   0 0 2,749
BP PLC SPONSORED ADR 055622104   369,379 10,467 SH   SOLE   0 0 10,467
BRISTOL-MYERS SQUIBB CO COM 110122108   794,483 12,424 SH   SOLE   0 0 12,424
BROADCOM INC COM 11135F101   341,767 394 SH   SOLE   0 0 394
CATERPILLAR INC COM 149123101   297,344 1,208 SH   SOLE   0 0 1,208
CHEVRON CORP NEW COM 166764100   854,705 5,432 SH   SOLE   0 0 5,432
CINCINNATI FINL CORP COM 172062101   879,675 9,039 SH   SOLE   0 0 9,039
CISCO SYS INC COM 17275R102   693,383 13,401 SH   SOLE   0 0 13,401
COCA COLA CO COM 191216100   504,237 8,373 SH   SOLE   0 0 8,373
COMCAST CORP NEW CL A 20030N101   214,782 5,169 SH   SOLE   0 0 5,169
CONOCOPHILLIPS COM 20825C104   292,759 2,826 SH   SOLE   0 0 2,826
DEERE & CO COM 244199105   344,412 850 SH   SOLE   0 0 850
DELTA AIR LINES INC DEL COM NEW 247361702   315,761 6,642 SH   SOLE   0 0 6,642
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,008,656 170,872 SH   SOLE   0 0 170,872
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   2,640,957 122,721 SH   SOLE   0 0 122,721
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,471,375 135,073 SH   SOLE   0 0 135,073
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   9,540,781 349,223 SH   SOLE   0 0 349,223
DISNEY WALT CO COM 254687106   496,932 5,566 SH   SOLE   0 0 5,566
DUKE ENERGY CORP NEW COM NEW 26441C204   1,203,084 13,406 SH   SOLE   0 0 13,406
EMERSON ELEC CO COM 291011104   272,887 3,019 SH   SOLE   0 0 3,019
ENBRIDGE INC COM 29250N105   723,382 19,472 SH   SOLE   0 0 19,472
EXELON CORP COM 30161N101   220,974 5,424 SH   SOLE   0 0 5,424
EXXON MOBIL CORP COM 30231G102   2,087,752 19,466 SH   SOLE   0 0 19,466
FIFTH THIRD BANCORP COM 316773100   2,037,325 77,731 SH   SOLE   0 0 77,731
GENERAL DYNAMICS CORP COM 369550108   227,629 1,058 SH   SOLE   0 0 1,058
GENERAL ELECTRIC CO COM NEW 369604301   630,696 5,741 SH   SOLE   0 0 5,741
HOME DEPOT INC COM 437076102   732,365 2,358 SH   SOLE   0 0 2,358
HONEYWELL INTL INC COM 438516106   288,077 1,388 SH   SOLE   0 0 1,388
HUMANA INC COM 444859102   423,879 948 SH   SOLE   0 0 948
INSIGHT SELECT INCOME FD COM 45781W109   232,166 14,846 SH   SOLE   0 0 14,846
INTEL CORP COM 458140100   545,169 16,303 SH   SOLE   0 0 16,303
INTERNATIONAL BUSINESS MACHS COM 459200101   567,652 4,242 SH   SOLE   0 0 4,242
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   449,544 3,004 SH   SOLE   0 0 3,004
INVESCO QQQ TR UNIT SER 1 46090E103   683,267 1,850 SH   SOLE   0 0 1,850
ISHARES INC MSCI GBL MIN VOL 464286525   2,602,940 26,546 SH   SOLE   0 0 26,546
ISHARES INC CORE MSCI EMKT 46434G103   2,198,925 44,612 SH   SOLE   0 0 44,612
ISHARES TR RUS 1000 GRW ETF 464287614   2,725,596 9,905 SH   SOLE   0 0 9,905
ISHARES TR S&P 500 VAL ETF 464287408   1,882,537 11,679 SH   SOLE   0 0 11,679
ISHARES TR MSCI EMG MKT ETF 464287234   269,127 6,803 SH   SOLE   0 0 6,803
ISHARES TR CORE S&P500 ETF 464287200   18,662,280 41,871 SH   SOLE   0 0 41,871
ISHARES TR CORE US AGGBD ET 464287226   1,465,813 14,965 SH   SOLE   0 0 14,965
ISHARES TR SELECT DIVID ETF 464287168   659,868 5,824 SH   SOLE   0 0 5,824
ISHARES TR MSCI USA QLT FCT 46432F339   1,110,979 8,237 SH   SOLE   0 0 8,237
ISHARES TR CORE S&P SCP ETF 464287804   898,309 9,015 SH   SOLE   0 0 9,015
ISHARES TR RUS MID CAP ETF 464287499   422,771 5,789 SH   SOLE   0 0 5,789
ISHARES TR CORE 1 5 YR USD 46432F859   3,434,590 73,640 SH   SOLE   0 0 73,640
ISHARES TR SP SMCP600VL ETF 464287879   416,589 4,381 SH   SOLE   0 0 4,381
ISHARES TR PFD AND INCM SEC 464288687   563,545 18,220 SH   SOLE   0 0 18,220
ISHARES TR SHRT NAT MUN ETF 464288158   309,831 2,978 SH   SOLE   0 0 2,978
ISHARES TR U.S. REAL ES ETF 464287739   312,648 3,613 SH   SOLE   0 0 3,613
ISHARES TR RUSSELL 2000 ETF 464287655   586,440 3,132 SH   SOLE   0 0 3,132
ISHARES TR RUS 1000 VAL ETF 464287598   1,715,138 10,867 SH   SOLE   0 0 10,867
ISHARES TR RUS 2000 VAL ETF 464287630   2,199,619 15,622 SH   SOLE   0 0 15,622
ISHARES TR NATIONAL MUN ETF 464288414   220,237 2,064 SH   SOLE   0 0 2,064
ISHARES TR ESG AW MSCI EAFE 46435G516   563,457 7,726 SH   SOLE   0 0 7,726
ISHARES TR CORE MSCI EAFE 46432F842   5,539,388 82,065 SH   SOLE   0 0 82,065
ISHARES TR CORE S&P MCP ETF 464287507   661,075 2,528 SH   SOLE   0 0 2,528
ISHARES TR MSCI EAFE ETF 464287465   485,233 6,693 SH   SOLE   0 0 6,693
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   395,103 7,880 SH   SOLE   0 0 7,880
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,328,439 24,009 SH   SOLE   0 0 24,009
JOHNSON & JOHNSON COM 478160104   2,584,312 15,613 SH   SOLE   0 0 15,613
JPMORGAN CHASE & CO COM 46625H100   926,113 6,368 SH   SOLE   0 0 6,368
KIMBERLY-CLARK CORP COM 494368103   279,648 2,026 SH   SOLE   0 0 2,026
KROGER CO COM 501044101   638,429 13,584 SH   SOLE   0 0 13,584
LILLY ELI & CO COM 532457108   1,647,221 3,512 SH   SOLE   0 0 3,512
LOCKHEED MARTIN CORP COM 539830109   667,708 1,450 SH   SOLE   0 0 1,450
LOWES COS INC COM 548661107   598,331 2,651 SH   SOLE   0 0 2,651
LULULEMON ATHLETICA INC COM 550021109   216,308 571 SH   SOLE   0 0 571
MASTERCARD INCORPORATED CL A 57636Q104   428,678 1,090 SH   SOLE   0 0 1,090
MCDONALDS CORP COM 580135101   1,236,556 4,144 SH   SOLE   0 0 4,144
MERCK & CO INC COM 58933Y105   2,050,612 17,771 SH   SOLE   0 0 17,771
META PLATFORMS INC CL A 30303M102   368,482 1,284 SH   SOLE   0 0 1,284
MICROSOFT CORP COM 594918104   5,964,401 17,515 SH   SOLE   0 0 17,515
MONDELEZ INTL INC CL A 609207105   262,949 3,605 SH   SOLE   0 0 3,605
NEXTERA ENERGY INC COM 65339F101   200,623 2,704 SH   SOLE   0 0 2,704
NIKE INC CL B 654106103   253,319 2,295 SH   SOLE   0 0 2,295
NORFOLK SOUTHN CORP COM 655844108   245,354 1,082 SH   SOLE   0 0 1,082
NOVARTIS AG SPONSORED ADR 66987V109   228,258 2,262 SH   SOLE   0 0 2,262
NUVEEN AMT FREE MUN CR INC F COM 67071L106   369,664 31,595 SH   SOLE   0 0 31,595
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   208,714 17,900 SH   SOLE   0 0 17,900
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101   181,471 13,573 SH   SOLE   0 0 13,573
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   166,018 11,521 SH   SOLE   0 0 11,521
NVIDIA CORPORATION COM 67066G104   1,384,324 3,272 SH   SOLE   0 0 3,272
ORACLE CORP COM 68389X105   657,377 5,520 SH   SOLE   0 0 5,520
ORGANOGENESIS HLDGS INC COM 68621F102   252,735 76,125 SH   SOLE   0 0 76,125
PEPSICO INC COM 713448108   601,189 3,246 SH   SOLE   0 0 3,246
PFIZER INC COM 717081103   710,451 19,369 SH   SOLE   0 0 19,369
PHILIP MORRIS INTL INC COM 718172109   544,381 5,577 SH   SOLE   0 0 5,577
PROCTER AND GAMBLE CO COM 742718109   21,782,899 143,554 SH   SOLE   0 0 143,554
QUALCOMM INC COM 747525103   569,368 4,783 SH   SOLE   0 0 4,783
SALESFORCE INC COM 79466L302   352,049 1,666 SH   SOLE   0 0 1,666
SNOWFLAKE INC CL A 833445109   201,321 1,144 SH   SOLE   0 0 1,144
SOUTHERN CO COM 842587107   605,043 8,613 SH   SOLE   0 0 8,613
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,729,911 19,694 SH   SOLE   0 0 19,694
STARBUCKS CORP COM 855244109   336,894 3,401 SH   SOLE   0 0 3,401
TESLA INC COM 88160R101   1,048,057 4,004 SH   SOLE   0 0 4,004
TJX COS INC NEW COM 872540109   256,490 3,025 SH   SOLE   0 0 3,025
UNITEDHEALTH GROUP INC COM 91324P102   312,221 650 SH   SOLE   0 0 650
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   17,878,494 236,582 SH   SOLE   0 0 236,582
VANGUARD INDEX FDS TOTAL STK MKT 922908769   853,465 3,874 SH   SOLE   0 0 3,874
VANGUARD INDEX FDS SMALL CP ETF 922908751   422,214 2,123 SH   SOLE   0 0 2,123
VANGUARD INDEX FDS LARGE CAP ETF 922908637   237,385 1,171 SH   SOLE   0 0 1,171
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   200,743 1,349 SH   SOLE   0 0 1,349
VANGUARD INDEX FDS GROWTH ETF 922908736   585,917 2,071 SH   SOLE   0 0 2,071
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,083,700 12,969 SH   SOLE   0 0 12,969
VANGUARD INDEX FDS MID CAP ETF 922908629   1,773,240 8,054 SH   SOLE   0 0 8,054
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   616,513 1,514 SH   SOLE   0 0 1,514
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   210,958 3,877 SH   SOLE   0 0 3,877
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   253,555 5,347 SH   SOLE   0 0 5,347
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   34,382,531 595,575 SH   SOLE   0 0 595,575
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   2,441,671 32,289 SH   SOLE   0 0 32,289
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   16,049,685 231,898 SH   SOLE   0 0 231,898
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   1,902,413 15,385 SH   SOLE   0 0 15,385
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   13,814,526 195,231 SH   SOLE   0 0 195,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   831,265 5,118 SH   SOLE   0 0 5,118
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   371,625 8,047 SH   SOLE   0 0 8,047
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   10,188,188 96,052 SH   SOLE   0 0 96,052
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   215,169 3,405 SH   SOLE   0 0 3,405
VERIZON COMMUNICATIONS INC COM 92343V104   480,603 12,923 SH   SOLE   0 0 12,923
VISA INC COM CL A 92826C839   490,576 2,066 SH   SOLE   0 0 2,066
WALMART INC COM 931142103   419,453 2,669 SH   SOLE   0 0 2,669
WASTE MGMT INC DEL COM 94106L109   451,394 2,603 SH   SOLE   0 0 2,603
ZSCALER INC COM 98980G102   209,941 1,435 SH   SOLE   0 0 1,435