The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101   712,531 2,403 SH   SOLE   0 0 2,403
ISHARES TR MBS ETF 464288588   641,650 6,820 SH   SOLE   0 0 6,820
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   381,928 6,031 SH   SOLE   0 0 6,031
ISHARES TR MSCI EMG MKT ETF 464287234   1,134,083 28,204 SH   SOLE   0 0 28,204
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   232,902 4,820 SH   SOLE   0 0 4,820
STARBUCKS CORP COM 855244109   423,150 4,407 SH   SOLE   0 0 4,407
WP CAREY INC COM 92936U109   289,571 4,468 SH   SOLE   0 0 4,468
MONDELEZ INTL INC CL A 609207105   408,861 5,645 SH   SOLE   0 0 5,645
NEXPOINT DIVERSIFIED REL ET COM NEW 65340G205   562,459 70,750 SH   SOLE   0 0 70,750
ISHARES TR RUS TP200 GR ETF 464289438   661,806 3,777 SH   SOLE   0 0 3,777
ISHARES TR RUS 1000 GRW ETF 464287614   657,576 2,169 SH   SOLE   0 0 2,169
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   83,633 16,022 SH   SOLE   0 0 16,022
ENBRIDGE INC COM 29250N105   221,991 6,163 SH   SOLE   0 0 6,163
ELI LILLY & CO COM 532457108   356,757 612 SH   SOLE   0 0 612
ISHARES TR TIPS BD ETF 464287176   1,394,220 12,971 SH   SOLE   0 0 12,971
SELECT MED HLDGS CORP COM 81619Q105   618,497 26,319 SH   SOLE   0 0 26,319
VANGUARD STAR FDS VG TL INTL STK F 921909768   287,076 4,953 SH   SOLE   0 0 4,953
SPDR SER TR PORTFOLIO S&P600 78468R853   494,354 11,720 SH   SOLE   0 0 11,720
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   349,336 4,298 SH   SOLE   0 0 4,298
INTEL CORP COM 458140100   477,760 9,508 SH   SOLE   0 0 9,508
DOMINION ENERGY INC COM 25746U109   728,637 15,503 SH   SOLE   0 0 15,503
BRISTOL-MYERS SQUIBB CO COM 110122108   678,100 13,216 SH   SOLE   0 0 13,216
ALPHABET INC CAP STK CL C 02079K107   8,155,006 57,866 SH   SOLE   0 0 57,866
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,599,794 32,248 SH   SOLE   0 0 32,248
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,438,931 74,179 SH   SOLE   0 0 74,179
ISHARES TR ISHS 1-5YR INVS 464288646   1,715,559 33,458 SH   SOLE   0 0 33,458
MICROSOFT CORP COM 594918104   4,852,053 12,903 SH   SOLE   0 0 12,903
CISCO SYS INC COM 17275R102   475,425 9,411 SH   SOLE   0 0 9,411
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   333,897 1,735 SH   SOLE   0 0 1,735
EXXON MOBIL CORP COM 30231G102   1,553,759 15,541 SH   SOLE   0 0 15,541
RBB FD INC US TREAS 3 MNTH 74933W452   417,278 8,369 SH   SOLE   0 0 8,369
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   288,249 1,150 SH   SOLE   0 0 1,150
PACER FDS TR TRENDP US LAR CP 69374H105   523,221 12,092 SH   SOLE   0 0 12,092
ISHARES TR CORE S&P US GWT 464287671   1,785,419 17,151 SH   SOLE   0 0 17,151
ISHARES TR TRS FLT RT BD 46434V860   857,572 16,992 SH   SOLE   0 0 16,992
HOME DEPOT INC COM 437076102   1,041,729 3,006 SH   SOLE   0 0 3,006
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,442,143 132,412 SH   SOLE   0 0 132,412
ISHARES TR RESIDENTIAL MULT 464288562   2,208,013 30,033 SH   SOLE   0 0 30,033
GENERAL ELECTRIC CO COM NEW 369604301   214,181 1,678 SH   SOLE   0 0 1,678
ISHARES TR CORE S&P500 ETF 464287200   16,116,186 33,742 SH   SOLE   0 0 33,742
BROADCOM INC COM 11135F101   430,873 386 SH   SOLE   0 0 386
KKR & CO INC COM 48251W104   261,806 3,160 SH   SOLE   0 0 3,160
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   1,428,962 28,648 SH   SOLE   0 0 28,648
VANGUARD INDEX FDS TOTAL STK MKT 922908769   491,003 2,070 SH   SOLE   0 0 2,070
ISHARES TR MSCI USA MMENTM 46432F396   546,919 3,486 SH   SOLE   0 0 3,486
ISHARES TR CORE HIGH DV ETF 46429B663   463,545 4,545 SH   SOLE   0 0 4,545
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,121,814 164,526 SH   SOLE   0 0 164,526
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,151,655 3,229 SH   SOLE   0 0 3,229
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   273,220 5,352 SH   SOLE   0 0 5,352
ISHARES TR IBOXX HI YD ETF 464288513   237,667 3,071 SH   SOLE   0 0 3,071
HONEYWELL INTL INC COM 438516106   346,073 1,650 SH   SOLE   0 0 1,650
PROSHARES TR S&P 500 DV ARIST 74348A467   446,501 4,690 SH   SOLE   0 0 4,690
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,602,595 47,167 SH   SOLE   0 0 47,167
ISHARES TR ISHARES BIOTECH 464287556   793,228 5,839 SH   SOLE   0 0 5,839
ISHARES TR CORE S&P TTL STK 464287150   1,110,710 10,555 SH   SOLE   0 0 10,555
KIMBERLY-CLARK CORP COM 494368103   1,204,200 9,910 SH   SOLE   0 0 9,910
CSX CORP COM 126408103   1,343,233 38,743 SH   SOLE   0 0 38,743
CAMECO CORP COM 13321L108   274,763 6,375 SH   SOLE   0 0 6,375
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   241,638 14,870 SH   SOLE   0 0 14,870
WALMART INC COM 931142103   337,523 2,141 SH   SOLE   0 0 2,141
ISHARES TR IBOXX INV CP ETF 464287242   301,180 2,722 SH   SOLE   0 0 2,722
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   1,829,379 21,399 SH   SOLE   0 0 21,399
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   521,343 5,256 SH   SOLE   0 0 5,256
ISHARES TR CORE DIV GRWTH 46434V621   565,271 10,503 SH   SOLE   0 0 10,503
PHILIP MORRIS INTL INC COM 718172109   314,415 3,342 SH   SOLE   0 0 3,342
SPDR SER TR PRTFLO S&P500 GW 78464A409   793,797 12,201 SH   SOLE   0 0 12,201
ISHARES TR CORE US AGGBD ET 464287226   502,999 5,068 SH   SOLE   0 0 5,068
OPKO HEALTH INC COM 68375N103   30,312 20,074 SH   SOLE   0 0 20,074
CHEVRON CORP NEW COM 166764100   473,740 3,176 SH   SOLE   0 0 3,176
MERCK & CO INC COM 58933Y105   475,981 4,366 SH   SOLE   0 0 4,366
ALTRIA GROUP INC COM 02209S103   325,578 8,071 SH   SOLE   0 0 8,071
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763   549,163 12,870 SH   SOLE   0 0 12,870
ISHARES TR ESG AWR MSCI USA 46435G425   1,052,104 10,028 SH   SOLE   0 0 10,028
ISHARES GOLD TR ISHARES NEW 464285204   230,004 5,893 SH   SOLE   0 0 5,893
ISHARES TR CORE TOTAL USD 46434V613   1,836,778 39,869 SH   SOLE   0 0 39,869
ESSEX PPTY TR INC COM 297178105   208,865 842 SH   SOLE   0 0 842
VERIZON COMMUNICATIONS INC COM 92343V104   305,851 8,113 SH   SOLE   0 0 8,113
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,495,793 21,074 SH   SOLE   0 0 21,074
PUBLIC STORAGE COM 74460D109   291,885 957 SH   SOLE   0 0 957
JPMORGAN CHASE & CO COM 46625H100   807,975 4,750 SH   SOLE   0 0 4,750
ISHARES TR CORE MSCI INTL 46435G326   207,723 3,263 SH   SOLE   0 0 3,263
AMAZON COM INC COM 023135106   2,304,626 15,168 SH   SOLE   0 0 15,168
AMGEN INC COM 031162100   376,442 1,307 SH   SOLE   0 0 1,307
ISHARES TR 7-10 YR TRSY BD 464287440   318,872 3,308 SH   SOLE   0 0 3,308
CALIFORNIA WTR SVC GROUP COM 130788102   652,142 12,573 SH   SOLE   0 0 12,573
AMERICAN EXPRESS CO COM 025816109   258,700 1,381 SH   SOLE   0 0 1,381
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,138,213 8,304 SH   SOLE   0 0 8,304
NETFLIX INC COM 64110L106   397,781 817 SH   SOLE   0 0 817
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,702,592 3,356 SH   SOLE   0 0 3,356
ISHARES INC MSCI EMRG CHN 46434G764   205,233 3,704 SH   SOLE   0 0 3,704
ISHARES TR MSCI USA QLT FCT 46432F339   1,333,239 9,061 SH   SOLE   0 0 9,061
RTX CORPORATION COM 75513E101   592,093 7,037 SH   SOLE   0 0 7,037
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   566,720 12,081 SH   SOLE   0 0 12,081
ISHARES TR CORE S&P SCP ETF 464287804   1,195,042 11,040 SH   SOLE   0 0 11,040
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,292,748 25,737 SH   SOLE   0 0 25,737
RINGCENTRAL INC CL A 76680R206   285,859 8,420 SH   SOLE   0 0 8,420
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453   382,043 8,665 SH   SOLE   0 0 8,665
TESLA INC COM 88160R101   490,500 1,974 SH   SOLE   0 0 1,974
VANGUARD WORLD FDS INF TECH ETF 92204A702   970,511 2,005 SH   SOLE   0 0 2,005
PROSHARES TR ULTRAPRO QQQ 74347X831   681,053 13,433 SH   SOLE   0 0 13,433
CONSOLIDATED EDISON INC COM 209115104   1,795,110 19,733 SH   SOLE   0 0 19,733
COSTCO WHSL CORP NEW COM 22160K105   1,145,953 1,736 SH   SOLE   0 0 1,736
COLGATE PALMOLIVE CO COM 194162103   288,949 3,625 SH   SOLE   0 0 3,625
NVIDIA CORPORATION COM 67066G104   1,493,252 3,015 SH   SOLE   0 0 3,015
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   446,586 5,262 SH   SOLE   0 0 5,262
SOUTHERN CO COM 842587107   2,716,644 38,743 SH   SOLE   0 0 38,743
INVESCO QQQ TR UNIT SER 1 46090E103   13,253,072 32,362 SH   SOLE   0 0 32,362
UNITEDHEALTH GROUP INC COM 91324P102   1,094,213 2,078 SH   SOLE   0 0 2,078
CARRIER GLOBAL CORPORATION COM 14448C104   242,669 4,224 SH   SOLE   0 0 4,224
COCA COLA CO COM 191216100   651,213 11,051 SH   SOLE   0 0 11,051
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,240,434 16,032 SH   SOLE   0 0 16,032
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   678,691 19,281 SH   SOLE   0 0 19,281
SERVICENOW INC COM 81762P102   254,336 360 SH   SOLE   0 0 360
SPDR SER TR PRTFLO S&P500 HI 78468R788   482,338 12,308 SH   SOLE   0 0 12,308
VISA INC COM CL A 92826C839   1,509,333 5,797 SH   SOLE   0 0 5,797
MAINSTAY CBRE GBL INFRA MEG COM 56064Q107   136,913 10,548 SH   SOLE   0 0 10,548
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   624,263 7,065 SH   SOLE   0 0 7,065
ISHARES TR INTL TREA BD ETF 464288117   312,165 7,553 SH   SOLE   0 0 7,553
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   1,343,702 11,926 SH   SOLE   0 0 11,926
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   996,424 18,123 SH   SOLE   0 0 18,123
KELLANOVA COM 487836108   495,354 8,860 SH   SOLE   0 0 8,860
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   469,220 7,057 SH   SOLE   0 0 7,057
ISHARES TR S&P 100 ETF 464287101   593,655 2,657 SH   SOLE   0 0 2,657
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   264,850 5,000 SH   SOLE   0 0 5,000
VANGUARD INDEX FDS GROWTH ETF 922908736   15,580,889 50,119 SH   SOLE   0 0 50,119
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,002,293 5,882 SH   SOLE   0 0 5,882
TEXAS INSTRS INC COM 882508104   328,988 1,930 SH   SOLE   0 0 1,930
ORACLE CORP COM 68389X105   342,015 3,244 SH   SOLE   0 0 3,244
ALPS ETF TR OSHARES US QUALT 00162Q387   1,023,141 22,199 SH   SOLE   0 0 22,199
VICTORY PORTFOLIOS II VICTORYSHS US 92647N691   535,185 12,721 SH   SOLE   0 0 12,721
SALESFORCE INC COM 79466L302   286,799 1,090 SH   SOLE   0 0 1,090
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771   563,137 15,021 SH   SOLE   0 0 15,021
ISHARES TR 20 YR TR BD ETF 464287432   544,970 5,511 SH   SOLE   0 0 5,511
ISHARES TR CORE S&P US VLU 464287663   1,313,114 15,571 SH   SOLE   0 0 15,571
PFIZER INC COM 717081103   434,508 15,092 SH   SOLE   0 0 15,092
MASTERCARD INCORPORATED CL A 57636Q104   2,316,376 5,431 SH   SOLE   0 0 5,431
VANGUARD INDEX FDS VALUE ETF 922908744   11,661,859 78,006 SH   SOLE   0 0 78,006
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   3,548,178 47,575 SH   SOLE   0 0 47,575
ISHARES TR U.S. TECH ETF 464287721   666,706 5,431 SH   SOLE   0 0 5,431
ISHARES TR 0-5 YR TIPS ETF 46429B747   253,081 2,567 SH   SOLE   0 0 2,567
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   677,801 11,084 SH   SOLE   0 0 11,084
HIGHLAND GLOBAL ALLOCATION F COM 43010T104   1,219,181 155,112 SH   SOLE   0 0 155,112
MICRON TECHNOLOGY INC COM 595112103   220,775 2,587 SH   SOLE   0 0 2,587
DISNEY WALT CO COM 254687106   292,540 3,240 SH   SOLE   0 0 3,240
WISDOMTREE TR EUROPE SMCP DV 97717W869   556,586 9,334 SH   SOLE   0 0 9,334
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   345,949 7,323 SH   SOLE   0 0 7,323
CHURCH & DWIGHT CO INC COM 171340102   1,637,439 17,316 SH   SOLE   0 0 17,316
ABBVIE INC COM 00287Y109   419,770 2,709 SH   SOLE   0 0 2,709
UNITED STS NAT GAS FD LP UNIT PAR 912318300   114,075 22,500 SH   SOLE   0 0 22,500
ISHARES TR MODERT ALLOC ETF 464289875   725,883 17,487 SH   SOLE   0 0 17,487
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   4,741,152 91,758 SH   SOLE   0 0 91,758
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   496,009 2,259 SH   SOLE   0 0 2,259
HORMEL FOODS CORP COM 440452100   598,676 18,645 SH   SOLE   0 0 18,645
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172   437,384 19,526 SH   SOLE   0 0 19,526
COMMERCIAL METALS CO COM 201723103   505,354 10,099 SH   SOLE   0 0 10,099
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   457,422 21,638 SH   SOLE   0 0 21,638
IDEXX LABS INC COM 45168D104   240,892 434 SH   SOLE   0 0 434
HUBBELL INC COM 443510607   329,917 1,003 SH   SOLE   0 0 1,003
PHILLIPS 66 COM 718546104   226,471 1,701 SH   SOLE   0 0 1,701
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   2,810,947 55,640 SH   SOLE   0 0 55,640
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   618,922 18,013 SH   SOLE   0 0 18,013
UNITED PARCEL SERVICE INC CL B 911312106   3,626,195 23,063 SH   SOLE   0 0 23,063
ISHARES TR EAFE GRWTH ETF 464288885   790,818 8,165 SH   SOLE   0 0 8,165
ISHARES TR GRWT ALLOCAT ETF 464289867   247,749 4,658 SH   SOLE   0 0 4,658
FORD MTR CO DEL COM 345370860   172,245 14,130 SH   SOLE   0 0 14,130
BANK AMERICA CORP COM 060505104   1,363,874 40,507 SH   SOLE   0 0 40,507
ISHARES TR US INFRASTRUC 46435U713   389,801 9,680 SH   SOLE   0 0 9,680
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   236,762 11,994 SH   SOLE   0 0 11,994
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   947,506 11,421 SH   SOLE   0 0 11,421
ISHARES INC CORE MSCI EMKT 46434G103   1,211,407 23,950 SH   SOLE   0 0 23,950
PEPSICO INC COM 713448108   729,934 4,298 SH   SOLE   0 0 4,298
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   611,181 6,234 SH   SOLE   0 0 6,234
VANGUARD INDEX FDS MID CAP ETF 922908629   669,557 2,878 SH   SOLE   0 0 2,878
JOHNSON & JOHNSON COM 478160104   704,908 4,497 SH   SOLE   0 0 4,497
SPDR GOLD TR GOLD SHS 78463V107   1,161,740 6,077 SH   SOLE   0 0 6,077
OTIS WORLDWIDE CORP COM 68902V107   417,202 4,663 SH   SOLE   0 0 4,663
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   653,612 9,324 SH   SOLE   0 0 9,324
ALLSTATE CORP COM 020002101   723,865 5,171 SH   SOLE   0 0 5,171
ISHARES TR MSCI USA MIN VOL 46429B697   1,138,349 14,589 SH   SOLE   0 0 14,589
SPDR SER TR PORTFOLIO S&P500 78464A854   541,259 9,683 SH   SOLE   0 0 9,683
DEERE & CO COM 244199105   508,869 1,273 SH   SOLE   0 0 1,273
ISHARES TR RUS 1000 VAL ETF 464287598   504,343 3,052 SH   SOLE   0 0 3,052
ISHARES TR RUSSELL 2000 ETF 464287655   709,711 3,536 SH   SOLE   0 0 3,536
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   796,942 10,835 SH   SOLE   0 0 10,835
ISHARES TR 10+ YR INVST GRD 464289511   225,197 4,274 SH   SOLE   0 0 4,274
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   399,062 7,168 SH   SOLE   0 0 7,168
PURECYCLE TECHNOLOGIES INC COM 74623V103   108,135 26,700 SH   SOLE   0 0 26,700
NORFOLK SOUTHN CORP COM 655844108   257,418 1,089 SH   SOLE   0 0 1,089
PROCTER AND GAMBLE CO COM 742718109   580,888 3,964 SH   SOLE   0 0 3,964
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   234,084 1,716 SH   SOLE   0 0 1,716
NEXTERA ENERGY INC COM 65339F101   534,967 8,807 SH   SOLE   0 0 8,807
META PLATFORMS INC CL A 30303M102   997,105 2,817 SH   SOLE   0 0 2,817
TELLURIAN INC NEW COM 87968A104   7,934 10,500 SH   SOLE   0 0 10,500
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,744,836 370,456 SH   SOLE   0 0 370,456
ALPHABET INC CAP STK CL A 02079K305   5,107,765 36,565 SH   SOLE   0 0 36,565
ADVANCED MICRO DEVICES INC COM 007903107   356,880 2,421 SH   SOLE   0 0 2,421
COMMUNITY BK SYS INC COM 203607106   380,090 7,294 SH   SOLE   0 0 7,294
ADOBE INC COM 00724F101   511,883 858 SH   SOLE   0 0 858
FIRST TR VALUE LINE DIVID IN SHS 33734H106   281,649 6,944 SH   SOLE   0 0 6,944
COMCAST CORP NEW CL A 20030N101   227,681 5,192 SH   SOLE   0 0 5,192
BOSTON BEER INC CL A 100557107   207,354 600 SH   SOLE   0 0 600
MCCORMICK & CO INC COM NON VTG 579780206   316,579 4,627 SH   SOLE   0 0 4,627
GENERAL MLS INC COM 370334104   1,471,834 22,595 SH   SOLE   0 0 22,595
NEW JERSEY RES CORP COM 646025106   263,022 5,900 SH   SOLE   0 0 5,900
APOLLO TACTICAL INCOME FD IN COM 037638103   143,234 10,260 SH   SOLE   0 0 10,260
NUVEEN AMT FREE QLTY MUN INC COM 670657105   143,152 13,014 SH   SOLE   0 0 13,014
PROSHARES TR II ULTA BLMBG 2017 74347Y888   713,731 27,346 SH   SOLE   0 0 27,346
SELECT SECTOR SPDR TR ENERGY 81369Y506   579,811 6,916 SH   SOLE   0 0 6,916
PACER FDS TR TRENDPILOT 100 69374H303   314,303 4,811 SH   SOLE   0 0 4,811
VALERO ENERGY CORP COM 91913Y100   227,760 1,752 SH   SOLE   0 0 1,752
SPDR S&P 500 ETF TR TR UNIT 78462F103   20,403,574 42,927 SH   SOLE   0 0 42,927
ISHARES TR AGGRES ALLOC ETF 464289859   354,011 5,127 SH   SOLE   0 0 5,127
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,432,206 3,800 SH   SOLE   0 0 3,800
WISDOMTREE TR EMG MKTS SMCAP 97717W281   626,796 12,556 SH   SOLE   0 0 12,556
ISHARES TR EAFE VALUE ETF 464288877   1,325,272 25,437 SH   SOLE   0 0 25,437
TARGET CORP COM 87612E106   277,282 1,947 SH   SOLE   0 0 1,947
ISHARES TR DOW JONES US ETF 464287846   487,328 4,182 SH   SOLE   0 0 4,182
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,220,898 6,982 SH   SOLE   0 0 6,982
ISHARES TR S&P 500 GRWT ETF 464287309   362,182 4,823 SH   SOLE   0 0 4,823
SIRIUS XM HOLDINGS INC COM 82968B103   59,103 10,805 SH   SOLE   0 0 10,805
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   434,323 7,012 SH   SOLE   0 0 7,012
AMERICAN ELEC PWR CO INC COM 025537101   313,834 3,864 SH   SOLE   0 0 3,864
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,751,216 6,748 SH   SOLE   0 0 6,748
LOWES COS INC COM 548661107   218,322 981 SH   SOLE   0 0 981
ARK ETF TR INNOVATION ETF 00214Q104   578,153 11,040 SH   SOLE   0 0 11,040
BLACKSTONE INC COM 09260D107   497,889 3,803 SH   SOLE   0 0 3,803
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,489,635 110,226 SH   SOLE   0 0 110,226
ISHARES TR 10-20 YR TRS ETF 464288653   225,554 2,083 SH   SOLE   0 0 2,083
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,075,167 9,330 SH   SOLE   0 0 9,330
SUPER MICRO COMPUTER INC COM 86800U104   440,603 1,550 SH   SOLE   0 0 1,550
AT&T INC COM 00206R102   573,418 34,173 SH   SOLE   0 0 34,173
ISHARES TR MSCI EAFE ETF 464287465   1,079,140 14,322 SH   SOLE   0 0 14,322
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   167,956 10,517 SH   SOLE   0 0 10,517
SPDR SER TR PORTFOLIO S&P400 78464A847   237,865 4,882 SH   SOLE   0 0 4,882
APPLE INC COM 037833100   9,739,994 50,589 SH   SOLE   0 0 50,589
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   701,513 13,322 SH   SOLE   0 0 13,322
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,272,483 132,080 SH   SOLE   0 0 132,080
ENTERPRISE PRODS PARTNERS L COM 293792107   251,484 9,544 SH   SOLE   0 0 9,544
REALTY INCOME CORP COM 756109104   249,501 4,345 SH   SOLE   0 0 4,345
INTERNATIONAL BUSINESS MACHS COM 459200101   585,136 3,578 SH   SOLE   0 0 3,578
TRANE TECHNOLOGIES PLC SHS G8994E103   283,900 1,164 SH   SOLE   0 0 1,164
IRON MTN INC DEL COM 46284V101   219,807 3,141 SH   SOLE   0 0 3,141
ISHARES TR CORE MSCI EAFE 46432F842   1,512,855 21,505 SH   SOLE   0 0 21,505
ISHARES TR CORE S&P MCP ETF 464287507   977,333 3,526 SH   SOLE   0 0 3,526
CATERPILLAR INC COM 149123101   517,369 1,750 SH   SOLE   0 0 1,750