The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 203 12,390 SH   SOLE   0 0 12,390
ALPHABET INC CAP STK CL A 02079K305 1,435 588 SH   SOLE   0 0 588
ALPHABET INC CAP STK CL C 02079K107 4,337 1,731 SH   SOLE   0 0 1,731
ALTRIA GROUP INC COM 02209S103 285 5,577 SH   SOLE   0 0 5,577
AMAZON COM INC COM 023135106 1,408 455 SH   SOLE   0 0 455
APPLE INC COM 037833100 4,587 37,554 SH   SOLE   0 0 37,554
APPLIED MATLS INC COM 038222105 304 2,273 SH   SOLE   0 0 2,273
ARK ETF TR NEXT GNRTN INTER 00214Q401 258 1,749 SH   SOLE   0 0 1,749
ARK ETF TR INNOVATION ETF 00214Q104 1,338 11,155 SH   SOLE   0 0 11,155
AT&T INC COM 00206R102 1,348 44,548 SH   SOLE   0 0 44,548
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 624 2,443 SH   SOLE   0 0 2,443
BK OF AMERICA CORP COM 060505104 1,353 34,978 SH   SOLE   0 0 34,978
BLACKSTONE GROUP INC COM 09260D107 212 2,850 SH   SOLE   0 0 2,850
BLINK CHARGING CO COM 09354A100 224 5,450 SH   SOLE   0 0 5,450
BOSTON BEER INC CL A 100557107 992 822 SH   SOLE   0 0 822
BRISTOL-MYERS SQUIBB CO COM 110122108 706 11,177 SH   SOLE   0 0 11,177
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 149 10,000 SH   SOLE   0 0 10,000
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 218 15,350 SH   SOLE   0 0 15,350
CALIFORNIA WTR SVC GROUP COM 130788102 533 9,460 SH   SOLE   0 0 9,460
CAMPBELL SOUP CO COM 134429109 242 4,817 SH   SOLE   0 0 4,817
CANOPY GROWTH CORP COM 138035100 209 6,536 SH   SOLE   0 0 6,536
CHEVRON CORP NEW COM 166764100 215 2,053 SH   SOLE   0 0 2,053
CHURCH & DWIGHT INC COM 171340102 1,335 15,288 SH   SOLE   0 0 15,288
CISCO SYS INC COM 17275R102 415 8,029 SH   SOLE   0 0 8,029
CLOROX CO DEL COM 189054109 298 1,543 SH   SOLE   0 0 1,543
COCA COLA CO COM 191216100 365 6,924 SH   SOLE   0 0 6,924
COLGATE PALMOLIVE CO COM 194162103 284 3,597 SH   SOLE   0 0 3,597
CONSOLIDATED EDISON INC COM 209115104 1,392 18,614 SH   SOLE   0 0 18,614
CORSAIR GAMING INC COM 22041X102 260 7,825 SH   SOLE   0 0 7,825
CROWDSTRIKE HLDGS INC CL A 22788C105 232 1,270 SH   SOLE   0 0 1,270
CSX CORP COM 126408103 617 6,402 SH   SOLE   0 0 6,402
DEERE & CO COM 244199105 759 2,029 SH   SOLE   0 0 2,029
DISNEY WALT CO COM 254687106 579 3,137 SH   SOLE   0 0 3,137
DOCUSIGN INC COM 256163106 690 3,410 SH   SOLE   0 0 3,410
DOMINION ENERGY INC COM 25746U109 1,058 13,934 SH   SOLE   0 0 13,934
ESSEX PPTY TR INC COM 297178105 288 1,058 SH   SOLE   0 0 1,058
EXXON MOBIL CORP COM 30231G102 569 10,191 SH   SOLE   0 0 10,191
FACEBOOK INC CL A 30303M102 422 1,433 SH   SOLE   0 0 1,433
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 219 5,000 SH   SOLE   0 0 5,000
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 2,558 56,222 SH   SOLE   0 0 56,222
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 478 9,359 SH   SOLE   0 0 9,359
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 1,514 43,911 SH   SOLE   0 0 43,911
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 729 21,977 SH   SOLE   0 0 21,977
FORD MTR CO DEL COM 345370860 239 19,511 SH   SOLE   0 0 19,511
FS KKR CAP CORP COM 302635206 214 10,788 SH   SOLE   0 0 10,788
GENERAL ELECTRIC CO COM 369604103 316 24,085 SH   SOLE   0 0 24,085
GENERAL MLS INC COM 370334104 1,560 25,438 SH   SOLE   0 0 25,438
GENERAL MTRS CO COM 37045V100 206 3,577 SH   SOLE   0 0 3,577
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 519 10,374 SH   SOLE   0 0 10,374
GROWGENERATION CORP COM 39986L109 245 4,925 SH   SOLE   0 0 4,925
GX ACQUISITION CORP *W EXP 05/24/202 36251A115 11 10,000 SH   SOLE   0 0 10,000
HIGHLAND GLOBAL ALLOCATION F COM 43010T104 376 48,780 SH   SOLE   0 0 48,780
HOME DEPOT INC COM 437076102 670 2,196 SH   SOLE   0 0 2,196
HORMEL FOODS CORP COM 440452100 907 18,984 SH   SOLE   0 0 18,984
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 210 3,900 SH   SOLE   0 0 3,900
INNOVATOR ETFS TR S&P 500 POWER 45782C508 201 6,357 SH   SOLE   0 0 6,357
INTEL CORP COM 458140100 233 3,633 SH   SOLE   0 0 3,633
INTERNATIONAL BUSINESS MACHS COM 459200101 228 1,708 SH   SOLE   0 0 1,708
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 233 7,650 SH   SOLE   0 0 7,650
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 384 18,979 SH   SOLE   0 0 18,979
INVESCO QQQ TR UNIT SER 1 46090E103 3,493 10,946 SH   SOLE   0 0 10,946
ISHARES TR TIPS BD ETF 464287176 1,495 11,911 SH   SOLE   0 0 11,911
ISHARES TR CORE S&P US GWT 464287671 1,650 18,169 SH   SOLE   0 0 18,169
ISHARES TR CORE S&P US VLU 464287663 2,322 33,702 SH   SOLE   0 0 33,702
ISHARES TR CORE S&P SCP ETF 464287804 414 3,813 SH   SOLE   0 0 3,813
ISHARES TR 1 3 YR TREAS BD 464287457 303 3,517 SH   SOLE   0 0 3,517
ISHARES TR MSCI EAFE MIN VL 46429B689 282 3,863 SH   SOLE   0 0 3,863
ISHARES TR NASDAQ BIOTECH 464287556 1,073 7,125 SH   SOLE   0 0 7,125
ISHARES TR CORE MSCI EAFE 46432F842 377 5,238 SH   SOLE   0 0 5,238
ISHARES TR CORE S&P MCP ETF 464287507 1,851 7,112 SH   SOLE   0 0 7,112
ISHARES TR RUSSELL 2000 ETF 464287655 344 1,558 SH   SOLE   0 0 1,558
ISHARES TR ISHS 1-5YR INVS 464288646 5,539 101,301 SH   SOLE   0 0 101,301
ISHARES TR BROAD USD HIGH 46435U853 527 12,787 SH   SOLE   0 0 12,787
ISHARES TR MSCI EAFE ETF 464287465 477 6,281 SH   SOLE   0 0 6,281
ISHARES TR CORE S&P500 ETF 464287200 12,147 30,534 SH   SOLE   0 0 30,534
ISHARES TR MODERT ALLOC ETF 464289875 341 7,820 SH   SOLE   0 0 7,820
ISHARES TR 0-5YR HI YL CP 46434V407 2,597 56,696 SH   SOLE   0 0 56,696
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 258 5,133 SH   SOLE   0 0 5,133
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 667 13,568 SH   SOLE   0 0 13,568
JOHNSON & JOHNSON COM 478160104 645 3,925 SH   SOLE   0 0 3,925
JPMORGAN CHASE & CO COM 46625H100 348 2,288 SH   SOLE   0 0 2,288
KELLOGG CO COM 487836108 629 9,930 SH   SOLE   0 0 9,930
KIMBERLY-CLARK CORP COM 494368103 1,426 10,258 SH   SOLE   0 0 10,258
KIMCO RLTY CORP COM 49446R109 233 12,410 SH   SOLE   0 0 12,410
LOWES COS INC COM 548661107 223 1,174 SH   SOLE   0 0 1,174
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 331 14,916 SH   SOLE   0 0 14,916
MASTERCARD INCORPORATED CL A 57636Q104 1,848 5,191 SH   SOLE   0 0 5,191
MCCORMICK & CO INC COM NON VTG 579780206 412 4,616 SH   SOLE   0 0 4,616
MERCK & CO. INC COM 58933Y105 247 3,210 SH   SOLE   0 0 3,210
MICRON TECHNOLOGY INC COM 595112103 690 7,821 SH   SOLE   0 0 7,821
MICROSOFT CORP COM 594918104 1,290 5,471 SH   SOLE   0 0 5,471
NETFLIX INC COM 64110L106 281 538 SH   SOLE   0 0 538
NEW JERSEY RES CORP COM 646025106 243 6,100 SH   SOLE   0 0 6,100
NEXPOINT STRATEGIC OPPORTES COM NEW 65340G205 375 32,881 SH   SOLE   0 0 32,881
NEXTERA ENERGY INC COM 65339F101 471 6,235 SH   SOLE   0 0 6,235
NIO INC SPON ADS 62914V106 783 20,100 SH   SOLE   0 0 20,100
NORFOLK SOUTHN CORP COM 655844108 323 1,204 SH   SOLE   0 0 1,204
OSI ETF TR OSHARES US QUALT 67110P407 713 17,877 SH   SOLE   0 0 17,877
OTIS WORLDWIDE CORP COM 68902V107 324 4,729 SH   SOLE   0 0 4,729
PACER FDS TR TRENDP US LAR CP 69374H105 322 9,275 SH   SOLE   0 0 9,275
PENN NATL GAMING INC COM 707569109 313 2,982 SH   SOLE   0 0 2,982
PEPSICO INC COM 713448108 544 3,847 SH   SOLE   0 0 3,847
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 93 11,017 SH   SOLE   0 0 11,017
PFIZER INC COM 717081103 515 14,219 SH   SOLE   0 0 14,219
PROCTER AND GAMBLE CO COM 742718109 276 2,036 SH   SOLE   0 0 2,036
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 376 6,251 SH   SOLE   0 0 6,251
RAYTHEON TECHNOLOGIES CORP COM 75513E101 374 4,841 SH   SOLE   0 0 4,841
REALTY INCOME CORP COM 756109104 265 4,175 SH   SOLE   0 0 4,175
RINGCENTRAL INC CL A 76680R206 289 971 SH   SOLE   0 0 971
ROKU INC COM CL A 77543R102 239 735 SH   SOLE   0 0 735
SALESFORCE COM INC COM 79466L302 289 1,364 SH   SOLE   0 0 1,364
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 372 3,731 SH   SOLE   0 0 3,731
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 352 3,638 SH   SOLE   0 0 3,638
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,482 34,539 SH   SOLE   0 0 34,539
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 948 18,482 SH   SOLE   0 0 18,482
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,150 48,261 SH   SOLE   0 0 48,261
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 246 1,852 SH   SOLE   0 0 1,852
SIRIUS XM HOLDINGS INC COM 82968B103 77 12,718 SH   SOLE   0 0 12,718
SOUTHERN CO COM 842587107 2,569 41,332 SH   SOLE   0 0 41,332
SOUTHWEST AIRLS CO COM 844741108 248 4,060 SH   SOLE   0 0 4,060
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 255 772 SH   SOLE   0 0 772
SPDR GOLD TR GOLD SHS 78463V107 683 4,268 SH   SOLE   0 0 4,268
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,122 38,156 SH   SOLE   0 0 38,156
SPDR SER TR PORTFOLIO S&P500 78464A854 447 9,599 SH   SOLE   0 0 9,599
SPDR SER TR PORTFOLIO S&P400 78464A847 214 4,678 SH   SOLE   0 0 4,678
SPDR SER TR S&P HOMEBUILD 78464A888 229 3,250 SH   SOLE   0 0 3,250
SPDR SER TR PORTFOLIO S&P600 78468R853 642 15,178 SH   SOLE   0 0 15,178
SPDR SER TR PRTFLO S&P500 GW 78464A409 951 16,858 SH   SOLE   0 0 16,858
STANLEY BLACK & DECKER INC COM 854502101 204 1,022 SH   SOLE   0 0 1,022
STARBUCKS CORP COM 855244109 347 3,179 SH   SOLE   0 0 3,179
TARGET CORP COM 87612E106 353 1,783 SH   SOLE   0 0 1,783
TEXAS INSTRS INC COM 882508104 273 1,447 SH   SOLE   0 0 1,447
UNITED PARCEL SERVICE INC CL B 911312106 7,097 41,747 SH   SOLE   0 0 41,747
UNITEDHEALTH GROUP INC COM 91324P102 448 1,203 SH   SOLE   0 0 1,203
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 485 2,787 SH   SOLE   0 0 2,787
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,274 6,406 SH   SOLE   0 0 6,406
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,172 14,265 SH   SOLE   0 0 14,265
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,069 12,620 SH   SOLE   0 0 12,620
VANGUARD BD INDEX FDS INTERMED TERM 921937819 368 4,152 SH   SOLE   0 0 4,152
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 341 5,964 SH   SOLE   0 0 5,964
VANGUARD INDEX FDS VALUE ETF 922908744 250 1,902 SH   SOLE   0 0 1,902
VANGUARD INDEX FDS MID CAP ETF 922908629 422 1,909 SH   SOLE   0 0 1,909
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,609 17,511 SH   SOLE   0 0 17,511
VANGUARD INDEX FDS SMALL CP ETF 922908751 915 4,275 SH   SOLE   0 0 4,275
VANGUARD INDEX FDS TOTAL STK MKT 922908769 372 1,802 SH   SOLE   0 0 1,802
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 231 635 SH   SOLE   0 0 635
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 222 4,265 SH   SOLE   0 0 4,265
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,264 63,323 SH   SOLE   0 0 63,323
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 434 7,937 SH   SOLE   0 0 7,937
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 679 12,719 SH   SOLE   0 0 12,719
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,684 20,413 SH   SOLE   0 0 20,413
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 603 6,484 SH   SOLE   0 0 6,484
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,948 20,046 SH   SOLE   0 0 20,046
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 515 10,493 SH   SOLE   0 0 10,493
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 530 5,607 SH   SOLE   0 0 5,607
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 893 8,831 SH   SOLE   0 0 8,831
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,948 9,409 SH   SOLE   0 0 9,409
VANGUARD WORLD FDS UTILITIES ETF 92204A876 592 4,215 SH   SOLE   0 0 4,215
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 241 1,054 SH   SOLE   0 0 1,054
VERIZON COMMUNICATIONS INC COM 92343V104 329 5,659 SH   SOLE   0 0 5,659
VICTORY PORTFOLIOS II VICTORYSHS INTRM 92647N527 1,065 20,135 SH   SOLE   0 0 20,135
VISA INC COM CL A 92826C839 696 3,289 SH   SOLE   0 0 3,289
WALMART INC COM 931142103 238 1,755 SH   SOLE   0 0 1,755
WISDOMTREE TR EMG MKTS SMCAP 97717W281 2,020 39,385 SH   SOLE   0 0 39,385
WISDOMTREE TR EUROPE SMCP DV 97717W869 2,943 42,256 SH   SOLE   0 0 42,256
WP CAREY INC COM 92936U109 243 3,434 SH   SOLE   0 0 3,434
ZOMEDICA PHARMACEUTICALS COR COM 98980M109 19 11,750 SH   SOLE   0 0 11,750