The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,524 468 SH   SOLE   0 0 468
APPLE INC COM 037833100 3,849 29,007 SH   SOLE   0 0 29,007
BK OF AMERICA CORP COM 060505104 942 31,073 SH   SOLE   0 0 31,073
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 367 1,582 SH   SOLE   0 0 1,582
BOSTON BEER INC CL A 100557107 817 822 SH   SOLE   0 0 822
BRISTOL-MYERS SQUIBB CO COM 110122108 632 10,193 SH   SOLE   0 0 10,193
CSX CORP COM 126408103 255 2,811 SH   SOLE   0 0 2,811
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 162 12,000 SH   SOLE   0 0 12,000
CALIFORNIA WTR SVC GROUP COM 130788102 511 9,460 SH   SOLE   0 0 9,460
CAMPBELL SOUP CO COM 134429109 249 5,142 SH   SOLE   0 0 5,142
CHURCH & DWIGHT INC COM 171340102 1,340 15,363 SH   SOLE   0 0 15,363
CLOROX CO DEL COM 189054109 223 1,105 SH   SOLE   0 0 1,105
COCA COLA CO COM 191216100 334 6,083 SH   SOLE   0 0 6,083
COLGATE PALMOLIVE CO COM 194162103 308 3,597 SH   SOLE   0 0 3,597
CONSOLIDATED EDISON INC COM 209115104 1,222 16,906 SH   SOLE   0 0 16,906
DISNEY WALT CO COM 254687106 488 2,693 SH   SOLE   0 0 2,693
DOCUSIGN INC COM 256163106 898 4,038 SH   SOLE   0 0 4,038
ESSEX PPTY TR INC COM 297178105 251 1,058 SH   SOLE   0 0 1,058
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 214 5,000 SH   SOLE   0 0 5,000
FORD MTR CO DEL COM 345370860 111 12,647 SH   SOLE   0 0 12,647
GENERAL ELECTRIC CO COM 369604103 177 16,353 SH   SOLE   0 0 16,353
GENERAL MLS INC COM 370334104 1,488 25,312 SH   SOLE   0 0 25,312
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 517 10,274 SH   SOLE   0 0 10,274
HOME DEPOT INC COM 437076102 423 1,593 SH   SOLE   0 0 1,593
HORMEL FOODS CORP COM 440452100 884 18,959 SH   SOLE   0 0 18,959
ISHARES TR TIPS BD ETF 464287176 1,342 10,513 SH   SOLE   0 0 10,513
ISHARES TR CORE S&P500 ETF 464287200 11,624 30,964 SH   SOLE   0 0 30,964
ISHARES TR 1 3 YR TREAS BD 464287457 264 3,060 SH   SOLE   0 0 3,060
ISHARES TR MSCI EAFE ETF 464287465 435 5,963 SH   SOLE   0 0 5,963
ISHARES TR CORE S&P MCP ETF 464287507 1,636 7,117 SH   SOLE   0 0 7,117
ISHARES TR NASDAQ BIOTECH 464287556 1,070 7,065 SH   SOLE   0 0 7,065
ISHARES TR RUSSELL 2000 ETF 464287655 278 1,418 SH   SOLE   0 0 1,418
ISHARES TR CORE S&P US VLU 464287663 2,217 35,649 SH   SOLE   0 0 35,649
ISHARES TR CORE S&P US GWT 464287671 1,582 17,839 SH   SOLE   0 0 17,839
ISHARES TR CORE S&P SCP ETF 464287804 351 3,820 SH   SOLE   0 0 3,820
ISHARES TR ISHS 1-5YR INVS 464288646 5,239 94,956 SH   SOLE   0 0 94,956
JOHNSON & JOHNSON COM 478160104 512 3,251 SH   SOLE   0 0 3,251
KELLOGG CO COM 487836108 617 9,910 SH   SOLE   0 0 9,910
KIMBERLY-CLARK CORP COM 494368103 1,479 10,968 SH   SOLE   0 0 10,968
MCCORMICK & CO INC COM NON VTG 579780206 441 4,616 SH   SOLE   0 0 4,616
MICROSOFT CORP COM 594918104 833 3,747 SH   SOLE   0 0 3,747
MICRON TECHNOLOGY INC COM 595112103 396 5,271 SH   SOLE   0 0 5,271
NEW JERSEY RES CORP COM 646025106 217 6,100 SH   SOLE   0 0 6,100
NORFOLK SOUTHN CORP COM 655844108 223 937 SH   SOLE   0 0 937
PEPSICO INC COM 713448108 522 3,523 SH   SOLE   0 0 3,523
PFIZER INC COM 717081103 502 13,626 SH   SOLE   0 0 13,626
PROCTER AND GAMBLE CO COM 742718109 270 1,937 SH   SOLE   0 0 1,937
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 352 6,031 SH   SOLE   0 0 6,031
REALTY INCOME CORP COM 756109104 259 4,171 SH   SOLE   0 0 4,171
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 240 2,643 SH   SOLE   0 0 2,643
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,391 34,196 SH   SOLE   0 0 34,196
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,828 47,509 SH   SOLE   0 0 47,509
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 293 3,288 SH   SOLE   0 0 3,288
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 866 16,852 SH   SOLE   0 0 16,852
SOUTHERN CO COM 842587107 2,476 40,302 SH   SOLE   0 0 40,302
STARBUCKS CORP COM 855244109 333 3,112 SH   SOLE   0 0 3,112
TEXAS INSTRS INC COM 882508104 200 1,221 SH   SOLE   0 0 1,221
UNITED PARCEL SERVICE INC CL B 911312106 3,687 21,897 SH   SOLE   0 0 21,897
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,815 19,938 SH   SOLE   0 0 19,938
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,485 7,288 SH   SOLE   0 0 7,288
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,034 6,161 SH   SOLE   0 0 6,161
VANGUARD BD INDEX FDS INTERMED TERM 921937819 257 2,767 SH   SOLE   0 0 2,767
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 948 11,440 SH   SOLE   0 0 11,440
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 807 9,146 SH   SOLE   0 0 9,146
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 238 5,051 SH   SOLE   0 0 5,051
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 693 7,571 SH   SOLE   0 0 7,571
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,610 51,075 SH   SOLE   0 0 51,075
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 286 5,175 SH   SOLE   0 0 5,175
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 203 591 SH   SOLE   0 0 591
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,568 18,463 SH   SOLE   0 0 18,463
VANGUARD INDEX FDS MID CAP ETF 922908629 348 1,683 SH   SOLE   0 0 1,683
VANGUARD INDEX FDS SMALL CP ETF 922908751 688 3,533 SH   SOLE   0 0 3,533
VANGUARD INDEX FDS TOTAL STK MKT 922908769 315 1,616 SH   SOLE   0 0 1,616
WALMART INC COM 931142103 227 1,577 SH   SOLE   0 0 1,577
RAYTHEON TECHNOLOGIES CORP COM 75513E101 267 3,735 SH   SOLE   0 0 3,735
INVESCO QQQ TR UNIT SER 1 46090E103 3,212 10,238 SH   SOLE   0 0 10,238
TARGET CORP COM 87612E106 303 1,715 SH   SOLE   0 0 1,715
AT&T INC COM 00206R102 1,048 36,445 SH   SOLE   0 0 36,445
ARK ETF TR INNOVATION ETF 00214Q104 1,379 11,078 SH   SOLE   0 0 11,078
ARK ETF TR NEXT GNRTN INTER 00214Q401 208 1,421 SH   SOLE   0 0 1,421
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 212 11,580 SH   SOLE   0 0 11,580
ALPHABET INC CAP STK CL C 02079K107 3,449 1,969 SH   SOLE   0 0 1,969
ALPHABET INC CAP STK CL A 02079K305 1,146 654 SH   SOLE   0 0 654
BLINK CHARGING CO COM 09354A100 289 6,750 SH   SOLE   0 0 6,750
CISCO SYS INC COM 17275R102 306 6,828 SH   SOLE   0 0 6,828
CORSAIR GAMING INC COM 22041X102 221 6,100 SH   SOLE   0 0 6,100
CROWDSTRIKE HLDGS INC CL A 22788C105 335 1,580 SH   SOLE   0 0 1,580
DOMINION ENERGY INC COM 25746U109 1,046 13,904 SH   SOLE   0 0 13,904
EXXON MOBIL CORP COM 30231G102 327 7,923 SH   SOLE   0 0 7,923
FACEBOOK INC CL A 30303M102 332 1,216 SH   SOLE   0 0 1,216
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 2,328 58,275 SH   SOLE   0 0 58,275
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 369 7,161 SH   SOLE   0 0 7,161
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 589 17,793 SH   SOLE   0 0 17,793
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 638 19,689 SH   SOLE   0 0 19,689
GX ACQUISITION CORP *W EXP 05/24/202 36251A115 29 10,000 SH   SOLE   0 0 10,000
HIGHLAND GLOBAL ALLOCATION F COM 43010T104 296 45,310 SH   SOLE   0 0 45,310
IDEXX LABS INC COM 45168D104 201 403 SH   SOLE   0 0 403
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 296 17,029 SH   SOLE   0 0 17,029
ISHARES TR MSCI EAFE MIN VL 46429B689 201 2,733 SH   SOLE   0 0 2,733
ISHARES TR CORE MSCI EAFE 46432F842 364 5,269 SH   SOLE   0 0 5,269
ISHARES TR 0-5YR HI YL CP 46434V407 2,397 52,761 SH   SOLE   0 0 52,761
ISHARES TR BROAD USD HIGH 46435U853 471 11,405 SH   SOLE   0 0 11,405
JPMORGAN CHASE & CO COM 46625H100 213 1,677 SH   SOLE   0 0 1,677
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 372 8,278 SH   SOLE   0 0 8,278
LORDSTOWN MOTORS CORP COM CL A 54405Q100 205 10,200 SH   SOLE   0 0 10,200
MAINSTAY MACKAY DEFINDTRM MU COM 56064K100 279 12,821 SH   SOLE   0 0 12,821
MASTERCARD INCORPORATED CL A 57636Q104 1,850 5,183 SH   SOLE   0 0 5,183
MERCK & CO. INC COM 58933Y105 202 2,471 SH   SOLE   0 0 2,471
NIO INC SPON ADS 62914V106 1,496 30,700 SH   SOLE   0 0 30,700
NETFLIX INC COM 64110L106 202 374 SH   SOLE   0 0 374
NEXTERA ENERGY INC COM 65339F101 457 5,926 SH   SOLE   0 0 5,926
NEXPOINT STRATEGIC OPPORTES COM NEW 65340G205 838 79,689 SH   SOLE   0 0 79,689
OSI ETF TR OSHARES US QUALT 67110P407 664 17,337 SH   SOLE   0 0 17,337
OTIS WORLDWIDE CORP COM 68902V107 287 4,251 SH   SOLE   0 0 4,251
PACER FDS TR TRENDP US LAR CP 69374H105 303 9,275 SH   SOLE   0 0 9,275
PLUG POWER INC COM NEW 72919P202 279 8,220 SH   SOLE   0 0 8,220
RINGCENTRAL INC CL A 76680R206 337 888 SH   SOLE   0 0 888
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,170 37,901 SH   SOLE   0 0 37,901
SPDR GOLD TR GOLD SHS 78463V107 713 3,998 SH   SOLE   0 0 3,998
SPDR SER TR PRTFLO S&P500 GW 78464A409 769 13,907 SH   SOLE   0 0 13,907
SPDR SER TR PORTFOLIO S&P500 78464A854 416 9,466 SH   SOLE   0 0 9,466
SPDR SER TR PORTFOLIO S&P600 78468R853 457 12,768 SH   SOLE   0 0 12,768
SALESFORCE COM INC COM 79466L302 255 1,148 SH   SOLE   0 0 1,148
UNITEDHEALTH GROUP INC COM 91324P102 420 1,198 SH   SOLE   0 0 1,198
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 317 5,409 SH   SOLE   0 0 5,409
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 263 1,174 SH   SOLE   0 0 1,174
VANGUARD WORLD FDS UTILITIES ETF 92204A876 555 4,045 SH   SOLE   0 0 4,045
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,454 17,465 SH   SOLE   0 0 17,465
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 513 9,480 SH   SOLE   0 0 9,480
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 501 5,156 SH   SOLE   0 0 5,156
VICTORY PORTFOLIOS II VICTORYSHS INTRM 92647N527 1,065 19,535 SH   SOLE   0 0 19,535
VISA INC COM CL A 92826C839 446 2,037 SH   SOLE   0 0 2,037
WP CAREY INC COM 92936U109 217 3,077 SH   SOLE   0 0 3,077
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,941 40,678 SH   SOLE   0 0 40,678
WISDOMTREE TR EUROPE SMCP DV 97717W869 2,894 44,819 SH   SOLE   0 0 44,819
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 292 866 SH   SOLE   0 0 866
SPOTIFY TECHNOLOGY S A SHS L8681T102 267 850 SH   SOLE   0 0 850