The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   487,784 32,476 SH   SOLE   0 0 32,476
ABBOTT LABS COM 002824100   440,860 4,552 SH   SOLE   0 0 4,552
ABBVIE INC COM 00287Y109   1,018,641 6,834 SH   SOLE   0 0 6,834
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100   131,695 17,420 SH   SOLE   0 0 17,420
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   257,615 8,488 SH   SOLE   0 0 8,488
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   552,853 30,254 SH   SOLE   0 0 30,254
ALPHABET INC CAP STK CL C 02079K107   1,107,540 8,400 SH   SOLE   600 0 7,800
ALPHABET INC CAP STK CL A 02079K305   591,618 4,521 SH   SOLE   0 0 4,521
ALTRIA GROUP INC COM 02209S103   541,943 12,888 SH   SOLE   0 0 12,888
AMAZON COM INC COM 023135106   2,274,570 17,893 SH   SOLE   0 0 17,893
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   678,844 11,543 SH   SOLE   0 0 11,543
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   308,705 5,860 SH   SOLE   0 0 5,860
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,273,397 24,122 SH   SOLE   0 0 24,122
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   7,469,551 134,224 SH   SOLE   3,465 0 130,759
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,951,260 63,518 SH   SOLE   309 0 63,209
AMERICAN CENTY ETF TR US EQT ETF 025072885   16,635,310 227,072 SH   SOLE   5,251 0 221,821
APPLE INC COM 037833100   7,884,985 46,054 SH   SOLE   678 0 45,377
APPLIED MATLS INC COM 038222105   497,866 3,596 SH   SOLE   0 0 3,596
ARAMARK COM 03852U106   447,316 12,891 SH   SOLE   0 0 12,891
BECTON DICKINSON & CO COM 075887109   396,725 1,535 SH   SOLE   0 0 1,535
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,319,230 3,766 SH   SOLE   729 0 3,037
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   175,501 17,342 SH   SOLE   0 0 17,342
BLACKSTONE INC COM 09260D107   636,864 5,944 SH   SOLE   0 0 5,944
BOEING CO COM 097023105   481,884 2,514 SH   SOLE   0 0 2,514
BRISTOL-MYERS SQUIBB CO COM 110122108   788,163 13,580 SH   SOLE   0 0 13,580
BROADCOM INC COM 11135F101   221,293 266 SH   SOLE   0 0 266
CVS HEALTH CORP COM 126650100   286,488 4,103 SH   SOLE   0 0 4,103
CHEVRON CORP NEW COM 166764100   619,659 3,675 SH   SOLE   0 0 3,675
CISCO SYS INC COM 17275R102   305,655 5,686 SH   SOLE   0 0 5,686
CONOCOPHILLIPS COM 20825C104   275,078 2,296 SH   SOLE   0 0 2,296
CONSOLIDATED EDISON INC COM 209115104   205,529 2,403 SH   SOLE   0 0 2,403
COSTCO WHSL CORP NEW COM 22160K105   265,180 469 SH   SOLE   0 0 469
COUPANG INC CL A 22266T109   264,921 15,584 SH   SOLE   0 0 15,584
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   5,350,318 178,642 SH   SOLE   0 0 178,642
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   5,665,528 216,987 SH   SOLE   0 0 216,987
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,133,048 183,121 SH   SOLE   4,649 0 178,472
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   29,611,242 636,117 SH   SOLE   11,975 0 624,142
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   14,577,026 277,711 SH   SOLE   7,874 0 269,837
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   31,425,254 687,793 SH   SOLE   17,927 0 669,866
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,656,961 66,786 SH   SOLE   0 0 66,786
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   51,212,876 1,954,690 SH   SOLE   11,158 0 1,943,532
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   26,268,918 772,161 SH   SOLE   21,659 0 750,502
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   399,614 17,643 SH   SOLE   0 0 17,643
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   10,147,729 437,591 SH   SOLE   11,193 0 426,397
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   292,676 13,340 SH   SOLE   0 0 13,340
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   335,213 14,356 SH   SOLE   0 0 14,356
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   6,065,635 185,948 SH   SOLE   0 0 185,948
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,596,736 81,800 SH   SOLE   0 0 81,800
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   12,028,743 468,227 SH   SOLE   4,893 0 463,334
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   720,239 15,499 SH   SOLE   0 0 15,499
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   6,331,003 136,503 SH   SOLE   0 0 136,503
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   15,771,953 390,685 SH   SOLE   0 0 390,685
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,730,129 76,826 SH   SOLE   0 0 76,826
DISNEY WALT CO COM 254687106   397,515 4,905 SH   SOLE   244 0 4,661
ETF SER SOLUTIONS US GLB JETS 26922A842   677,111 39,760 SH   SOLE   0 0 39,760
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   90,953 10,208 SH   SOLE   0 0 10,208
EATON VANCE TAX-MANAGED GLOB COM 27829F108   82,117 11,142 SH   SOLE   0 0 11,142
EXXON MOBIL CORP COM 30231G102   1,979,231 16,833 SH   SOLE   0 0 16,833
META PLATFORMS INC CL A 30303M102   817,472 2,723 SH   SOLE   0 0 2,723
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816   534,194 11,445 SH   SOLE   0 0 11,445
FISERV INC COM 337738108   259,750 2,299 SH   SOLE   0 0 2,299
HOME DEPOT INC COM 437076102   768,546 2,544 SH   SOLE   0 0 2,544
INTEL CORP COM 458140100   380,375 10,700 SH   SOLE   0 0 10,700
INTERNATIONAL BUSINESS MACHS COM 459200101   633,742 4,517 SH   SOLE   0 0 4,517
INVESCO QQQ TR UNIT SER 1 46090E103   3,421,589 9,550 SH   SOLE   0 0 9,550
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,327,808 121,261 SH   SOLE   0 0 121,261
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   11,375,541 77,169 SH   SOLE   3,713 0 73,456
ISHARES TR CORE S&P TTL STK 464287150   10,537,565 111,876 SH   SOLE   0 0 111,876
ISHARES TR SELECT DIVID ETF 464287168   1,038,628 9,649 SH   SOLE   0 0 9,649
ISHARES TR CORE S&P500 ETF 464287200   6,541,570 15,233 SH   SOLE   0 0 15,233
ISHARES TR CORE US AGGBD ET 464287226   2,993,031 31,827 SH   SOLE   1,585 0 30,242
ISHARES TR MSCI EMG MKT ETF 464287234   486,478 12,819 SH   SOLE   0 0 12,819
ISHARES TR IBOXX INV CP ETF 464287242   330,111 3,236 SH   SOLE   0 0 3,236
ISHARES TR S&P 500 GRWT ETF 464287309   393,076 5,745 SH   SOLE   0 0 5,745
ISHARES TR S&P 500 VAL ETF 464287408   2,941,666 19,122 SH   SOLE   0 0 19,122
ISHARES TR 1 3 YR TREAS BD 464287457   453,115 5,596 SH   SOLE   0 0 5,596
ISHARES TR MSCI EAFE ETF 464287465   568,006 8,242 SH   SOLE   36 0 8,206
ISHARES TR RUS MD CP GR ETF 464287481   1,097,809 12,018 SH   SOLE   0 0 12,018
ISHARES TR RUS MID CAP ETF 464287499   261,003 3,769 SH   SOLE   0 0 3,769
ISHARES TR CORE S&P MCP ETF 464287507   26,137,029 104,821 SH   SOLE   1,364 0 103,457
ISHARES TR RUS 1000 VAL ETF 464287598   1,010,144 6,654 SH   SOLE   0 0 6,654
ISHARES TR RUS 1000 GRW ETF 464287614   1,938,176 7,287 SH   SOLE   0 0 7,287
ISHARES TR RUS 2000 VAL ETF 464287630   690,080 5,091 SH   SOLE   0 0 5,091
ISHARES TR RUSSELL 2000 ETF 464287655   249,521 1,412 SH   SOLE   0 0 1,412
ISHARES TR RUSSELL 3000 ETF 464287689   2,508,620 10,237 SH   SOLE   0 0 10,237
ISHARES TR CORE S&P SCP ETF 464287804   11,506,128 121,977 SH   SOLE   902 0 121,075
ISHARES TR SP SMCP600VL ETF 464287879   8,057,655 90,312 SH   SOLE   0 0 90,312
ISHARES TR EAFE SML CP ETF 464288273   870,136 15,409 SH   SOLE   0 0 15,409
ISHARES TR NATIONAL MUN ETF 464288414   593,912 5,792 SH   SOLE   2,500 0 3,292
ISHARES TR PFD AND INCM SEC 464288687   3,171,638 105,195 SH   SOLE   945 0 104,251
ISHARES TR MSCI USA ESG SLC 464288802   590,743 6,566 SH   SOLE   0 0 6,566
ISHARES TR EAFE VALUE ETF 464288877   2,054,611 41,991 SH   SOLE   2,853 0 39,137
ISHARES TR AGGRES ALLOC ETF 464289859   244,881 3,857 SH   SOLE   0 0 3,857
ISHARES TR FLTG RATE NT ETF 46429B655   904,154 17,767 SH   SOLE   0 0 17,767
ISHARES TR CORE HIGH DV ETF 46429B663   951,659 9,623 SH   SOLE   0 0 9,623
ISHARES TR MSCI EAFE MIN VL 46429B689   235,444 3,610 SH   SOLE   0 0 3,610
ISHARES TR MSCI USA MIN VOL 46429B697   5,223,636 72,170 SH   SOLE   579 0 71,591
ISHARES TR MSCI USA QLT FCT 46432F339   21,992,098 166,872 SH   SOLE   3,892 0 162,980
ISHARES TR MSCI USA MMENTM 46432F396   6,065,731 43,420 SH   SOLE   1,286 0 42,134
ISHARES TR CORE MSCI TOTAL 46432F834   540,486 9,010 SH   SOLE   0 0 9,010
ISHARES TR CORE MSCI EAFE 46432F842   1,700,835 26,431 SH   SOLE   0 0 26,431
ISHARES TR EXPONENTIAL TECH 46434V381   867,730 16,620 SH   SOLE   0 0 16,620
ISHARES TR MSCI INTL QUALTY 46434V456   3,338,490 99,330 SH   SOLE   3,485 0 95,845
ISHARES TR IBONDS DEC23 ETF 46434VAX8   1,188,370 46,860 SH   SOLE   0 0 46,860
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,616,217 107,354 SH   SOLE   0 0 107,354
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,329,142 94,183 SH   SOLE   0 0 94,183
ISHARES TR IBONDS DEC2026 46435GAA0   1,588,820 68,087 SH   SOLE   4,262 0 63,825
ISHARES TR ESG AWARE MSCI 46435U663   341,850 10,159 SH   SOLE   0 0 10,159
ISHARES TR BROAD USD HIGH 46435U853   1,004,229 28,932 SH   SOLE   0 0 28,932
ISHARES TR IBONDS 27 ETF 46435UAA9   232,557 10,050 SH   SOLE   4,300 0 5,750
ISHARES TR ESG AWARE AGGRSV 46436E668   223,285 7,600 SH   SOLE   0 0 7,600
JPMORGAN CHASE & CO COM 46625H100   662,427 4,568 SH   SOLE   0 0 4,568
JOHNSON & JOHNSON COM 478160104   2,390,361 15,347 SH   SOLE   0 0 15,347
LAM RESEARCH CORP COM 512807108   212,263 339 SH   SOLE   0 0 339
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104   99,219 16,760 SH   SOLE   0 0 16,760
MARATHON PETE CORP COM 56585A102   365,789 2,417 SH   SOLE   0 0 2,417
MCDONALDS CORP COM 580135101   842,865 3,199 SH   SOLE   0 0 3,199
MERCK & CO INC COM 58933Y105   471,388 4,579 SH   SOLE   0 0 4,579
MICROSOFT CORP COM 594918104   5,746,311 18,199 SH   SOLE   359 0 17,840
NETFLIX INC COM 64110L106   394,970 1,046 SH   SOLE   0 0 1,046
NEW YORK CMNTY BANCORP INC COM 649445103   194,765 17,175 SH   SOLE   0 0 17,175
NUCOR CORP COM 670346105   265,795 1,700 SH   SOLE   0 0 1,700
NVIDIA CORPORATION COM 67066G104   628,561 1,445 SH   SOLE   0 0 1,445
OPKO HEALTH INC COM 68375N103   32,000 20,000 SH   SOLE   0 0 20,000
PACKAGING CORP AMER COM 695156109   222,033 1,446 SH   SOLE   0 0 1,446
PALO ALTO NETWORKS INC COM 697435105   271,711 1,159 SH   SOLE   0 0 1,159
PEPSICO INC COM 713448108   566,946 3,346 SH   SOLE   0 0 3,346
PFIZER INC COM 717081103   231,369 6,975 SH   SOLE   0 0 6,975
PHILIP MORRIS INTL INC COM 718172109   598,210 6,462 SH   SOLE   0 0 6,462
PROCTER AND GAMBLE CO COM 742718109   456,582 3,130 SH   SOLE   0 0 3,130
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   481,824 8,466 SH   SOLE   0 0 8,466
SHELL PLC SPON ADS 780259305   252,305 3,919 SH   SOLE   0 0 3,919
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,981,486 18,671 SH   SOLE   0 0 18,671
SPDR GOLD TR GOLD SHS 78463V107   284,264 1,658 SH   SOLE   0 0 1,658
SPDR SER TR S&P 600 SMCP VAL 78464A300   219,114 3,028 SH   SOLE   0 0 3,028
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   596,379 1,781 SH   SOLE   0 0 1,781
SPDR SER TR PRTFLO S&P500 HI 78468R788   982,345 28,011 SH   SOLE   0 0 28,011
SAMSARA INC COM CL A 79589L106   239,697 9,508 SH   SOLE   0 0 9,508
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   802,978 12,457 SH   SOLE   0 0 12,457
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   396,610 5,605 SH   SOLE   0 0 5,605
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   219,397 6,803 SH   SOLE   0 0 6,803
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,132,152 12,525 SH   SOLE   0 0 12,525
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   694,880 20,949 SH   SOLE   0 0 20,949
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,947,725 11,881 SH   SOLE   0 0 11,881
SERVICENOW INC COM 81762P102   234,204 419 SH   SOLE   0 0 419
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   220,559 13,742 SH   SOLE   0 0 13,742
T-MOBILE US INC COM 872590104   718,445 5,130 SH   SOLE   0 0 5,130
TESLA INC COM 88160R101   1,186,945 4,744 SH   SOLE   0 0 4,744
VALLEY NATL BANCORP COM 919794107   223,621 26,124 SH   SOLE   0 0 26,124
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   257,173 3,391 SH   SOLE   0 0 3,391
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,179,110 14,024 SH   SOLE   0 0 14,024
VANGUARD WORLD FD MEGA GRWTH IND 921910816   220,468 972 SH   SOLE   0 0 972
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   956,948 11,321 SH   SOLE   0 0 11,321
VANGUARD BD INDEX FDS INTERMED TERM 921937819   513,571 7,102 SH   SOLE   0 0 7,102
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,381,815 18,383 SH   SOLE   1,002 0 17,381
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,040,201 23,792 SH   SOLE   911 0 22,882
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   375,858 3,638 SH   SOLE   0 0 3,638
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   414,706 6,701 SH   SOLE   4,943 0 1,758
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   352,961 7,465 SH   SOLE   0 0 7,465
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   663,428 7,120 SH   SOLE   0 0 7,120
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   973,808 24,836 SH   SOLE   1,015 0 23,821
VANGUARD WORLD FDS UTILITIES ETF 92204A876   665,917 5,221 SH   SOLE   0 0 5,221
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,762,923 36,765 SH   SOLE   0 0 36,765
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   486,259 6,712 SH   SOLE   0 0 6,712
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   663,172 8,728 SH   SOLE   0 0 8,728
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   851,697 17,707 SH   SOLE   15,694 0 2,013
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,292,104 5,837 SH   SOLE   0 0 5,837
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,884,575 24,908 SH   SOLE   0 0 24,908
VANGUARD INDEX FDS SML CP GRW ETF 922908595   247,726 1,157 SH   SOLE   0 0 1,157
VANGUARD INDEX FDS SM CP VAL ETF 922908611   240,161 1,506 SH   SOLE   0 0 1,506
VANGUARD INDEX FDS MID CAP ETF 922908629   1,271,204 6,105 SH   SOLE   791 0 5,313
VANGUARD INDEX FDS LARGE CAP ETF 922908637   370,503 1,893 SH   SOLE   0 0 1,893
VANGUARD INDEX FDS GROWTH ETF 922908736   1,284,335 4,716 SH   SOLE   0 0 4,716
VANGUARD INDEX FDS VALUE ETF 922908744   6,458,122 46,822 SH   SOLE   0 0 46,822
VANGUARD INDEX FDS SMALL CP ETF 922908751   514,053 2,719 SH   SOLE   0 0 2,719
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,599,251 16,945 SH   SOLE   0 0 16,945
VERIZON COMMUNICATIONS INC COM 92343V104   395,509 12,203 SH   SOLE   0 0 12,203
EATON CORP PLC SHS G29183103   272,145 1,276 SH   SOLE   0 0 1,276