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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   284,154 1,560 SH   SOLE   0 0 1,560
AMAZON COM INC COM 023135106   685,651 3,548 SH   SOLE   0 0 3,548
APPLE INC COM 037833100   911,611 4,328 SH   SOLE   0 0 4,328
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   351,068 863 SH   SOLE   0 0 863
BLUE OWL CAPITAL INC COM CL A 09581B103   185,417 10,446 SH   SOLE   0 0 10,446
DBX ETF TR XTRACK USD HIGH 233051432   7,965,451 224,632 SH   SOLE   0 0 224,632
DEERE & CO COM 244199105   529,434 1,417 SH   SOLE   0 0 1,417
EMERSON ELEC CO COM 291011104   440,640 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   333,031 2,893 SH   SOLE   0 0 2,893
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   900,153 18,629 SH   SOLE   0 0 18,629
GOLUB CAP BDC INC COM 38173M102   304,193 19,363 SH   SOLE   0 0 19,363
INTERNATIONAL BUSINESS MACHS COM 459200101   230,542 1,333 SH   SOLE   0 0 1,333
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   4,867,835 197,318 SH   SOLE   0 0 197,318
ISHARES INC CORE MSCI EMKT 46434G103   1,205,281 22,516 SH   SOLE   0 0 22,516
ISHARES TR CORE S&P US GWT 464287671   312,144 2,449 SH   SOLE   0 0 2,449
ISHARES TR CORE S&P500 ETF 464287200   9,068,104 16,571 SH   SOLE   0 0 16,571
ISHARES TR CORE US AGGBD ET 464287226   15,965,795 164,477 SH   SOLE   0 0 164,477
ISHARES TR CORE S&P US VLU 464287663   782,424 8,878 SH   SOLE   0 0 8,878
ISHARES TR CORE S&P SCP ETF 464287804   5,741,044 53,826 SH   SOLE   0 0 53,826
ISHARES TR CORE S&P MCP ETF 464287507   6,040,397 103,219 SH   SOLE   0 0 103,219
ISHARES TR RUS TOP 200 ETF 464289446   1,465,011 10,937 SH   SOLE   0 0 10,937
ISHARES TR NATIONAL MUN ETF 464288414   302,176 2,836 SH   SOLE   0 0 2,836
ISHARES TR CORE MSCI EAFE 46432F842   3,011,872 41,463 SH   SOLE   0 0 41,463
JPMORGAN CHASE & CO. COM 46625H100   308,851 1,527 SH   SOLE   0 0 1,527
ORACLE CORP COM 68389X105   1,560,542 11,052 SH   SOLE   0 0 11,052
ORIGIN MATERIALS INC COM 68622D106   21,593 23,958 SH   SOLE   0 0 23,958
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   278,411 19,214 SH   SOLE   0 0 19,214
PROCTER AND GAMBLE CO COM 742718109   688,541 4,175 SH   SOLE   0 0 4,175
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,341,668 373,287 SH   SOLE   0 0 373,287
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   10,398,967 391,527 SH   SOLE   0 0 391,527
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,499,451 34,703 SH   SOLE   0 0 34,703
SPDR S&P 500 ETF TR TR UNIT 78462F103   429,390 789 SH   SOLE   0 0 789
SPDR SER TR PRTFLO S&P500 GW 78464A409   13,106,223 163,562 SH   SOLE   0 0 163,562
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,881,942 42,196 SH   SOLE   0 0 42,196
VANGUARD BD INDEX FDS INTERMED TERM 921937819   544,226 7,267 SH   SOLE   0 0 7,267
VANGUARD INDEX FDS VALUE ETF 922908744   11,383,014 70,962 SH   SOLE   0 0 70,962
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,281,134 10,462 SH   SOLE   0 0 10,462
VANGUARD INDEX FDS GROWTH ETF 922908736   1,545,409 4,132 SH   SOLE   0 0 4,132
VANGUARD INDEX FDS MID CAP ETF 922908629   2,059,787 8,508 SH   SOLE   0 0 8,508
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,786,133 83,551 SH   SOLE   0 0 83,551
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,651,876 32,965 SH   SOLE   0 0 32,965
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   7,842,360 103,379 SH   SOLE   0 0 103,379
VANGUARD STAR FDS VG TL INTL STK F 921909768   511,103 8,476 SH   SOLE   0 0 8,476
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   3,196,301 26,973 SH   SOLE   0 0 26,973