The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   235,451 1,560 SH   SOLE   0 0 1,560
AMAZON COM INC COM 023135106   659,289 3,655 SH   SOLE   0 0 3,655
APPLE INC COM 037833100   742,025 4,327 SH   SOLE   0 0 4,327
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   362,909 863 SH   SOLE   0 0 863
DBX ETF TR XTRACK USD HIGH 233051432   6,868,319 192,336 SH   SOLE   0 0 192,336
DEERE & CO COM 244199105   582,019 1,417 SH   SOLE   0 0 1,417
EMERSON ELEC CO COM 291011104   453,680 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   336,271 2,893 SH   SOLE   0 0 2,893
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   869,938 18,056 SH   SOLE   0 0 18,056
INTERNATIONAL BUSINESS MACHS COM 459200101   254,550 1,333 SH   SOLE   0 0 1,333
INVESCO QQQ TR UNIT SER 1 46090E103   655,693 1,477 SH   SOLE   0 0 1,477
ISHARES INC CORE MSCI EMKT 46434G103   1,392,890 26,994 SH   SOLE   0 0 26,994
ISHARES TR CORE MSCI EAFE 46432F842   3,207,937 43,222 SH   SOLE   0 0 43,222
ISHARES TR NATIONAL MUN ETF 464288414   513,898 4,776 SH   SOLE   0 0 4,776
ISHARES TR CORE INTL AGGR 46435G672   5,156,255 103,228 SH   SOLE   0 0 103,228
ISHARES TR CORE US AGGBD ET 464287226   19,304,095 197,101 SH   SOLE   0 0 197,101
ISHARES TR RUS TOP 200 ETF 464289446   1,398,574 11,002 SH   SOLE   0 0 11,002
ISHARES TR CORE S&P MCP ETF 464287507   7,656,816 126,059 SH   SOLE   0 0 126,059
ISHARES TR CORE S&P SCP ETF 464287804   5,718,935 51,746 SH   SOLE   0 0 51,746
ISHARES TR CORE S&P500 ETF 464287200   8,850,096 16,834 SH   SOLE   0 0 16,834
ISHARES TR CORE S&P US VLU 464287663   729,193 8,063 SH   SOLE   0 0 8,063
ISHARES TR CORE S&P US GWT 464287671   228,653 1,951 SH   SOLE   0 0 1,951
JPMORGAN CHASE & CO COM 46625H100   305,858 1,527 SH   SOLE   0 0 1,527
ORACLE CORP COM 68389X105   1,388,242 11,052 SH   SOLE   0 0 11,052
ORIGIN MATERIALS INC COM 68622D106   12,219 23,958 SH   SOLE   0 0 23,958
PROCTER AND GAMBLE CO COM 742718109   677,394 4,175 SH   SOLE   0 0 4,175
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,592,141 322,710 SH   SOLE   0 0 322,710
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,228,881 34,824 SH   SOLE   0 0 34,824
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,783,746 189,455 SH   SOLE   0 0 189,455
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,153,016 2,204 SH   SOLE   0 0 2,204
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,785,659 41,721 SH   SOLE   0 0 41,721
SPDR SER TR PRTFLO S&P500 GW 78464A409   19,005,540 259,816 SH   SOLE   0 0 259,816
TESLA INC COM 88160R101   386,738 2,200 SH   SOLE   0 0 2,200
VANGUARD BD INDEX FDS INTERMED TERM 921937819   895,375 11,875 SH   SOLE   0 0 11,875
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   39,405,886 81,976 SH   SOLE   0 0 81,976
VANGUARD INDEX FDS VALUE ETF 922908744   11,287,827 69,310 SH   SOLE   0 0 69,310
VANGUARD INDEX FDS MID CAP ETF 922908629   2,135,553 8,547 SH   SOLE   0 0 8,547
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,483,402 10,864 SH   SOLE   0 0 10,864
VANGUARD INDEX FDS GROWTH ETF 922908736   1,532,034 4,451 SH   SOLE   0 0 4,451
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,982,508 39,180 SH   SOLE   0 0 39,180
VANGUARD STAR FDS VG TL INTL STK F 921909768   511,103 8,476 SH   SOLE   0 0 8,476
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   3,361,338 28,126 SH   SOLE   0 0 28,126